Compare car insurance quotes with Confused.com
- Save up to £285 on your car insurance*.
- Compare over 100 car insurance providers.
- Enjoy Confused.com rewards.
We Brits love to drive to Europe on holiday – 2.5 million of us do it every year. So for anyone planning to drive abroad this year, we explain what you’ll need to do to get insured.
If you have a UK car insurance policy you’ll definitely get third party cover when you drive in EU countries. As a minimum, all UK car insurance policies have this level of coverage. However, your insurer might not give you any financial help should you crash. Even if you have comprehensive cover here. So definitely speak with your insurer and find out your level of coverage before you zoom off on holiday.
It depends. Driving abroad can seem pretty scary and alien, what with all the different rules and driving on the right. So, you might want to ask your insurer if you can pay extra for a higher level of cover when driving abroad. This could give you some peace of mind, which is what a holiday is all about. It’s also worth saying that even if your policy does cover any damage to your car, there may well be a limit on the number of days you’re insured abroad.
Ultimately, if you’re away for a few weeks or months, you could have to buy an extra European car insurance policy. See our page on short term European car insurance for more on this.
In theory, yes. Although you’ll definitely need a green card.
The Association of British Insurers (ABI) has said any UK car insurance policy which offers the legal minimum coverage for travelling in countries in the European Economic Area (EEA) will still work. Even if the whole palaver ends in no deal with the EU. However, as mentioned before, you’ll need to be travelling with a green card.
A green card is an internationally recognised document that serves as proof of insurance in Europe. You get one from your insurer and it basically shows that you have (at the very least) third-party cover. While the UK is still in the EU you don’t need one for driving in European Union member states. It just makes it easier when exchanging details after an accident. However, should there be a “no deal” Brexit then it will be illegal to drive in Europe without one.
Get in touch with your insurer well before you’re due to head off. The Association of British Insurers says you should make the request at least a month before you travel. Your provider will need to process your request and post the green card to you – all of which can take a while. Also, depending on your insurer, you might have to pay a fee to get one.
Most European countries are covered by a standard UK car insurance policy. Any EU member state, for example. However there are a few popular destinations that aren’t. These include Switzerland, Turkey and Russia. So you don’t suddenly turn your holiday into a Jason Bourne film, check your policy with your insurer before you go abroad.
Anyone who says they can accurately predict Brexit is lying. Who knows what type of exit deal we’ll strike with the EU, if any at all? However, here are a few aspects of car insurance that we think might well change.
Not necessarily. In fact they could well be cheaper for women. EU law stops car insurers from discriminating on the basis of gender. So insurers can’t currently offer women cheaper policies despite tending to have fewer accidents. After the UK leaves though, this may change.
Currently 47 countries are signed up to the Green Card Scheme, including all 28 EU countries.
Other countries outside of the European Union include Albania, Belarus, Bosnia and Herzegovina, Iran, Israel, Macedonia, Moldova, Montenegro, Morocco, Russia, Tunisia, Turkey and Ukraine.
We explain the effect smoking has on life insurance claims and premiums, how to save and different ways to get cheaper cover.
Need car insurance for a rarely driven or borrowed car, but not sure which cover to take out? We’ve got the answers, plus pros and cons for each option.
Find out which cars are placed in insurance group 47 and the average cost of insurance.
Find out which cars are placed in insurance group 48 and how much it costs to insure them.
Find out which cars are listed in insurance group 50 and how much it might cost to insure them.
Find out which cars are in insurance group 49 and how much it costs to insure them.
Find out which cars are placed in insurance group 46 and how much it costs to insure them.
Find out the list of cars in insurance group 41 and how much it might cost to insure them.
Find out the cars listed in insurance group 43 and how much it might cost to insure them.
Find out what cars are in insurance group 44 and how much it might cost to insure them.
finder.com is an independent comparison platform and information service that aims to provide you with the tools you need to make better decisions. While we are independent, the offers that appear on this site are from companies from which finder.com receives compensation. We may receive compensation from our partners for placement of their products or services. We may also receive compensation if you click on certain links posted on our site. While compensation arrangements may affect the order, position or placement of product information, it doesn't influence our assessment of those products. Please don't interpret the order in which products appear on our Site as any endorsement or recommendation from us. finder.com compares a wide range of products, providers and services but we don't provide information on all available products, providers or services. Please appreciate that there may be other options available to you than the products, providers or services covered by our service.