Dorothy Perkins credit card review | 29.9% rep. apr | Finder UK

Dorothy Perkins credit card review

Last updated:  

This card is no longer available, but you can use our review to find alternatives.

The Dorothy Perkins credit card has been discontinued and is no longer available. However, this information has been kept for historical purposes. You can use this page to compare similar cards from other issuers.

Finder rating: ★★★★★

Representative example: When you spend £1,200 at a purchase rate of 29.95% (variable) p.a., your representative rate is 29.9% APR (variable).

29.9%

Representative APR

£0

Account fee

Up to 1,000 points

Intro bonus

Earn 1 point

per £1 spent

Details

IssuerNewDay Ltd
NetworkMastercard
Rep. APR29.9% (variable)
Annual/monthly fees£0
Loyalty schemePoints
IncentiveEarn 2 points for every £1 spent at Dorothy Perkins and other Arcadia Group stores and online, and 1 point for every £1 spent elsewhere. 500 points equals a £5 voucher which is issued quarterly. Bonus points in birthday month.
Incentive on opening1,000 bonus points on account opening.
Additional Rewards InfoExclusive sales and discount events.
Purchases29.95%
Purchases interest-free period (days)56
Balance transfers29.95%

Expert review

Chris Lilly

Review by


Chris Lilly is a publisher at finder.com. He's a specialist in credit-based products including business and personal loans, mortgages and credit cards, and is passionate about helping UK consumers make informed decisions about their borrowing. In his spare time Chris likes forcing his kids to exercise more.

Expert review

Part of the Arcadia Group range of cards, the Dorothy Perkins Mastercard is designed to reward loyal customers of the longstanding women’s fashion retailer.

You’ll get double points for all purchases at Dorothy Perkins (and other Arcadia Group stores), and 1 point per £1 spent elsewhere. You’ll then be given a voucher each quarter that can be used on any Arcadia Group purchases.

However, the purchase rate is rather high, so it’s not a card that you’ll want to be carrying a balance on, and there’s a number of fees you’ll need to look out for.

If you’re a regular shopper at Dorothy Perkins, or any of the other Arcadia Group brands, then the double reward points may be enticing, but for everyone else, there’s likely to be better options out there.

The Dorothy Perkins credit card is issued on the Mastercard network so it's accepted at nearly 53 million merchants across more than 210 countries and territories.

M&S Bank Shopping Plus Credit Card

M&S Bank Shopping Plus Credit Card

  • 0% on balance transfers for 16 months
  • 0% on purchases for 18 months
  • No annual fee

Representative example: When you spend £1,200 at a purchase rate of 19.9% (variable) p.a., your representative rate is 19.9% APR (variable).

Promoted

Pros and cons

Pros

  • Earn points on day-to-day spending
  • Up to 1,000 points introductory bonus
  • No annual fee

Cons

  • A relatively high interest rate on purchases
  • Applicants with low credit scores are unlikely to be eligible
  • Relatively high balance transfer fee

Other reward cards

Table: sorted by representative APR, promoted deals first
Data updated daily
Name Product Max. intro bonus Earn-rate with brand Default earn-rate Annual/monthly fees Rep. APR Link Incentive Representative example
M&S Bank Transfer Plus Mastercard
500 points
1 point per £1 spent
1 point per £5 spent
£0
19.9% (variable)
Check eligibility
More Info
Earn 1 point for every £1 spent at Marks and Spencer's and 1 point for every £5 spent elsewhere. 100 points = £1 reward voucher. Points will be converted into reward vouchers 4 times a year.
Representative example: When you spend £1,200 at a purchase rate of 19.9% (variable) p.a., your representative rate is 19.9% APR (variable).
M&S Bank Reward Plus Mastercard
500 points
2 points per £1 spent
1 point per £5 spent
£0
19.9% (variable)
Check eligibility
More Info
Double points on spend in M&S for first 12 months (2 points per £1). Then earn 1 point for every £1 spent at Marks and Spencer's and 1 point for every £5 spent elsewhere. 100 points = £1 reward voucher. Points will be converted into reward vouchers 4 times a year.
Representative example: When you spend £1,200 at a purchase rate of 19.9% (variable) p.a., your representative rate is 19.9% APR (variable).
M&S Bank Shopping Plus Credit Card
500 points
1 point per £1 spent
1 point per £5 spent
£0
19.9% (variable)
Check eligibility
More Info
Earn 1 point for every £1 spent at Marks and Spencer's and 1 point for every £5 spent elsewhere. 100 points = £1 reward voucher. Points will be converted into reward vouchers 4 times a year.
Representative example: When you spend £1,200 at a purchase rate of 19.9% (variable) p.a., your representative rate is 19.9% APR (variable).
American Express Platinum Cashback Everyday Card
£100
1% cashback
1% cashback
£0
22.2% (variable)
Check eligibility
More Info
New Cardmember offer: Get 5% cashback on your purchases (up to £100) for the first 3 months of Cardmembership.
Representative example: When you spend £1,200 at a purchase rate of 22.2% (variable) p.a., your representative rate is 22.2% APR (variable).
American Express Rewards Credit Card
5,000 points
1 point per £1 spent
1 point per £1 spent
£0
22.2% (variable)
Check eligibility
More Info
As a new Cardmember, earn 5,000 Membership Rewards® points when you spend £2,000 in your first 3 months of Cardmembership.
Representative example: When you spend £1,200 at a purchase rate of 22.2% (variable) p.a., your representative rate is 22.2% APR (variable).
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Approval for any credit card will depend on your status. The APR shown represents the interest rate offered to most successful applicants. Depending on your personal circumstances the APR you're offered may be higher, or you may not be offered credit at all. Fees and rates are subject to change without notice. It's always wise to check the terms of any deal before you borrow.

The Arcadia Group? What’s that?

Arcadia Group Ltd. is a British retailing company which owns a number of UK high-street staples (listed below). With over 2,500 stores and employing more than 20,000 staff, it’s often hit the headlines – for both good and bad reasons. As well as Dorothy Perkins, the group includes:

  • Burton
  • Evans
  • Miss Selfridge
  • Topman
  • Topshop
  • Wallis

Repayment options

You can make manual repayments through NewDay Ltd's app, by logging in to your online banking or over the phone (0333 220 2503). Alternatively you may wish to set up a direct debit.

A direct debit protects you from forgetting to make a repayment and either damaging your credit score, getting hit with a penalty fee (£12) or losing any promotional rates as a result.

You can arrange a direct debit for repayments when you apply for the credit card. The table below shows the options available.

Choose from the following direct debit options for your monthly repayments:

Minimum amount Fixed amount Fixed percentage Full amount

How to apply

Sorry – NewDay Ltd is no longer accepting applications for this card. However you may wish to consider one of the alternatives listed above.

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4 Comments

    Default Gravatar
    Calvina
    November 1, 2019

    I’m planning on using my DP card abroad USA. I want to know what the process is for doing so

      Avatarfinder Customer Care
      Tom
      November 11, 2019

      Hi Calvina,

      Thanks for getting in touch. You’re free to use your Dorothy Perkins credit card in the US as you would at home, but there are a couple of fees you’ll need to be aware of.

      At the time of writing, you’ll be charged a 2.75% foreign usage fee on every transaction you make abroad using your Dorothy Perkins card. Unlike the EU, merchants and businesses in the US are also allowed to add a credit card surcharge, which can be up to 4% of the total purchase. However, they will need to have a sign notifying you of the surcharge at the point of sale.

      If you’re looking for a credit card with no foreign usage fees, you can compare a range of them here – https://www.finder.com/uk/credit-cards/best-credit-card-to-use-overseas.

      I hope this helps, but please let me know if you have any other questions.

      Thanks,

      Tom

    Default Gravatar
    Natalee
    October 8, 2019

    Please can you tell me can I apply for a store card online

      Avatarfinder Customer Care
      Charisse
      October 8, 2019

      Hi Natalie,

      Yes, you can apply for Dorothy Perkins Mastercard online, through their website. Typically, it will only take you about 15 minutes to complete the online application.

      Before you apply, check that you meet the eligibility criteria/requirements and read through the PDS/Terms and Conditions before making a decision on whether it is right for you.

      I hope this helps.

      Cheers,
      Charisse

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