| |
N/A
|
2 points per £1 spent
|
1 point per £5 spent |
£0
|
19.9% APR (variable)
| |
Double points on spend in M&S for first 12 months (2 points per £1). Then earn 1 point for every £1 spent at Marks and Spencer's and 1 point for every £5 spent elsewhere. 100 points = £1 reward voucher. Points will be converted into reward vouchers 4 times a year.
|
Representative example: When you spend £1,200 at a purchase rate of 19.9% (variable) p.a., your representative rate is 19.9% APR (variable).
| | |
| |
N/A
|
1 point per £1 spent
|
1 point per £5 spent |
£0
|
21.9% APR (variable)
| |
Earn 1 point for every £1 spent at Marks and Spencer's and 1 point for every £5 spent elsewhere. 100 points = £1 reward voucher. Points will be converted into reward vouchers 4 times a year.
|
Representative example: When you spend £1,200 at a purchase rate of 21.9% (variable) p.a., your representative rate is 21.9% APR (variable).
| | |
| |
N/A
|
1 point per £1 spent
|
1 point per £5 spent |
£0
|
21.9% APR (variable)
| |
Earn 1 point for every £1 spent at Marks and Spencer's and 1 point for every £5 spent elsewhere. 100 points = £1 reward voucher. Points will be converted into reward vouchers 4 times a year.
|
Representative example: When you spend £1,200 at a purchase rate of 21.9% (variable) p.a., your representative rate is 21.9% APR (variable).
| | |
| |
N/A
|
0.5% cashback
|
0.5% cashback
|
£3 per month
|
23.7% APR (variable)
| |
0.5% cashback after £1 of monthly spend. Cashback paid monthly into card account. Maximum spend for cashback purposes is limited to credit limit.
|
Representative example: When you spend £1,200 at a purchase rate of 17.9% (variable) p.a. with a fee of £3 per month, your representative rate is 23.7% APR (variable).
| | |
| |
£100
|
1% cashback
|
1% cashback
|
£0
|
24.5% APR (variable)
| |
New Cardmember offer: Get 5% cashback on your purchases (up to £100) for the first 3 months of Cardmembership. Spend £0 to £10,000 and receive 0.5% cashback on all purchases. Spend over £10,000 and receive 1% cashback on purchases.
|
Representative example: When you spend £1,200 at a purchase rate of 24.5% (variable) p.a., your representative rate is 24.5% APR (variable).
| | |
| |
10,000 points
|
1 point per £1 spent
|
1 point per £1 spent |
£0
|
24.5% APR (variable)
| |
As a new Cardmember, earn 10,000 Membership Rewards® points when you spend £2,000 in your first 3 months of Cardmembership. Earn 1 point for every £1 spent thereafter.
|
Representative example: When you spend £1,200 at a purchase rate of 24.5% (variable) p.a., your representative rate is 24.5% APR (variable).
| | |
| |
10,000 points
|
1 point per £1 spent
|
1 point per £1 spent |
£0
|
24.5% APR (variable)
| |
Limited time offer: Earn 10,000 bonus Avios when you spend £1,000 in your first 3 months. Earn 1 Avios for virtually every £1 spent. Spend £12,000 annually and get a travel companion voucher when redeeming Avios for a BA reward flight.
|
Representative example: When you spend £1,200 at a purchase rate of 24.5% (variable) p.a., your representative rate is 24.5% APR (variable).
| | |
| |
N/A
|
1 point per £1 spent
|
1 point per £4 spent |
£24 per annum. Reward or Reward Black Current Account holders: £0 per annum
|
26.8% APR (variable)
| |
1% Rewards earned on supermarket spend and 0.25% at their petrol stations, at least 1-15% Rewards earned at MyRewards retailers and 0.25% everywhere else when shopping at home and abroad. 5 Rewards is £5 when redeemed. Rewards can be converted into money and transferred to a current account, exchanged for gift cards or tickets with some retailers doubling their value or converted into money and donated to one of the RBS Group chosen charities.
|
Representative example: When you spend £1,200 at a purchase rate of 21.9% (variable) p.a. with a fee of £24 per annum. Reward or Reward Black Current Account holders: £0 per annum, your representative rate is 26.8% APR (variable).
| | |
| |
N/A
|
1 point per £1 spent
|
1 point per £4 spent |
£24 per annum. Reward or Reward Black Current Account holders: £0 per annum
|
26.8% APR (variable)
| |
1% Rewards earned on supermarket spend and 0.25% at their petrol stations, at least 1-15% Rewards earned at MyRewards retailers and 0.25% everywhere else when shopping at home and abroad. 5 Rewards is £5 when redeemed. Rewards can be converted into money and transferred to a current account, exchanged for gift cards or tickets with some retailers doubling their value or converted into money and donated to one of the RBS Group chosen charities.
|
Representative example: When you spend £1,200 at a purchase rate of 21.9% (variable) p.a. with a fee of £24 per annum. Reward or Reward Black Current Account holders: £0 per annum, your representative rate is 26.8% APR (variable).
| | |
| |
£125
|
1.25% cashback
|
1.25% cashback
|
£25 per annum
|
29.8% APR (variable)
| |
As a new Cardmember, get 5% cashback on your purchases (up to £125) for the first 3 months of Cardmembership. Spend £0 to £10,000 and receive 0.75% cashback on all purchases. Spend over £10,000 and receive 1.25% cashback on purchases.
|
Representative example: When you spend £1,200 at a purchase rate of 24.5% (variable) p.a. with a fee of £25 per annum, your representative rate is 29.8% APR (variable).
| | |
| |
20,000 points
|
2 points per £1 spent
|
2 points per £1 spent |
Year 1 - £0, Year 2 onwards - £25 per annum
|
29.8% APR (variable)
| |
Earn 20,000 bonus Nectar points when you spend £2,000 in your first 3 months. Earn a minimum of 3 Nectar points for virtually every £1 spent at Nectar partners, and 2 Nectar points for virtually every £1 spent elsewhere.
|
Representative example: When you spend £1,200 at a purchase rate of 24.5% (variable) p.a. with a fee of £25 per annum (waived in year one), your representative rate is 29.8% APR (variable).
| | |
| |
20,000 points
|
6 points per £1 spent
|
2 points per £1 spent |
£75 per annum
|
41.6% APR (variable)
| |
Earn 20,000 points bonus when you spend £3,000 in the first 3 months. Earn 2 points per £1 spent and 6 points per £1 of eligible spend at Marriott properties.
|
Representative example: When you spend £1,200 at a purchase rate of 24.5% (variable) p.a. with a fee of £75 per annum, your representative rate is 41.6% APR (variable).
| | |
| |
30,000 points
|
2 points per £1 spent
|
1 point per £1 spent |
Year 1 - £0, Year 2 onwards - £140 per annum
|
59.9% APR (variable)
| |
Limited Time Offer: Earn 30,000 Membership Rewards® points when you spend £3,000 in your first three months of Cardmembership. Offer ends 9 November 2021.
|
Representative example: When you spend £1,200 at a purchase rate of 24.5% (variable) p.a. with an annual fee of £140 (£0 in first year), your representative APR is 59.9% APR (variable).
| | |
| |
40,000 points
|
3 points per £1 spent
|
1.5 points per £1 spent |
£250 per annum
|
101.1% APR (variable)
| |
As a new Cardmember, earn 40,000 bonus Avios when you spend £3,000 in your first 3 months of Cardmembership. Earn 3 Avios for per £1 spent directly with BA and 1.5 Avios per £1 spent elsewhere.
|
Representative example: When you spend £1,200 at a purchase rate of 24.5% (variable) p.a. with a fee of £250 per annum, your representative rate is 101.1% APR (variable).
| | |
| |
N/A
|
1 point per £1 spent
|
1 point per £1 spent |
£60 per annum
|
N/A (this product is a charge card).
| |
1 point earned for virtually every £1 spent. Rewards points can be used as currency to buy flights and package holidays through American Express Travel. Reward points can also be redeemed for a wide range of products, experiences, travel and hotel stays. If you're an existing Cardmember, invite your friends to join American Express and you'll get 5,000 points if they are approved.
| | | |
| |
60,000 points
|
1 point per £1 spent
|
1 point per £1 spent |
£575 per annum
|
N/A (this product is a charge card).
| |
Limited Time Offer: Earn 60,000 Membership Rewards® points when you spend £6,000 in your first six months of Cardmembership.
| | | |
| |
N/A
|
1 point per £4 spent
|
1 point per £8 spent |
£0
|
9.9% APR (variable)
| |
1 point per £4 spent (£4 minimum) in Tesco and 1 point per £8 spent (£8 minimum) outside Tesco, must have available credit to earn points. Card can also be used as a Clubcard to collect standard points at 1 point per £1 spent on shopping and 1 point per £2 spent on fuel. Points are converted to Tesco vouchers which can be used towards shopping or exchanged for Partner Rewards.
|
Representative example: When you spend £1,200 at a purchase rate of 9.942% (variable) p.a., your representative rate is 9.9% APR (variable).
| | |
| |
N/A
|
1 point per £2 spent
|
1 point per £3.33 spent |
£0
|
18.3% APR (variable)
| |
1p earned for every £2 spent in The Co-operative Food stores (excluding in-store concessions) and 1p earned for every £3.33 spent anywhere else. Cashback will be added to your share of the Group profits and this will be paid to you twice a year.
|
Representative example: When you spend £1,200 at a purchase rate of 18.3% (variable) p.a., your representative rate is 18.3% APR (variable).
| | |
| |
N/A
|
1.25 points per £1 spent
|
1 point per £4 spent |
£0
|
18.9% APR (variable)
| |
Earn 5 points for every £4 spent in store or online at John Lewis, Waitrose and John Lewis Insurance. Earn 1 Point for every £4 spent elsewhere. Vouchers issued once customer reaches 500 points in Feb, Jun or Oct when vouchers are automatically issued to customers. Every 500 points is worth £5.
|
Representative example: When you spend £1,200 at a purchase rate of 18.9% (variable) p.a., your representative rate is 18.9% APR (variable).
| | |
| |
£25
|
0.5% cashback
|
0.5% cashback
|
£0
|
18.9% APR (variable)
| |
0.5% after £5000 of yearly spend. Minimum of 12 transactions per year required. Maximum of £250 cashback paid per year. Cashback paid Anniversary into Card Account. For initial £5K a £25 cashback is paid, plus an additional £1 for every further £200 spent.
|
Representative example: When you spend £1,200 at a purchase rate of 18.9% (variable) p.a., your representative rate is 18.9% APR (variable).
| | |
| |
N/A
|
1 point per £1 spent
|
1 point per £1 spent |
£0
|
18.9% APR (variable)
| |
A selection of rewards from a range of partners. Earn 1 point for every £1 spent within the UK and earn 2 points for every £1 spent outside the UK. Points can be redeemed for shopping vouchers and frequent flyer miles.
|
Representative example: When you spend £1,200 at a purchase rate of 18.9% (variable) p.a., your representative rate is 18.9% APR (variable).
| | |
| |
N/A
|
10 points per £1 spent
|
10 points per £1 spent |
£10 per annum
|
19% APR (variable)
| |
Earn 10 points per £1 spent on card; points can be redeemed for selected gifts or card annual fee waiver.
|
Representative example: When you spend £1,200 at a purchase rate of 17.1% (variable) p.a. with a fee of £10 per annum, your representative rate is 19% APR (variable).
| | |
| |
£20
|
0.5% cashback
|
0.5% cashback
|
£0
|
19.9% APR (variable)
| |
0.25% on £1 to £4000 of yearly spend. 0.5% after £4001 of yearly spend. Cashback paid January into Card Account. Maximum spend for cashback purposes is limited to credit limit.
|
Representative example: When you spend £1,200 at a purchase rate of 19.94% (variable) p.a., your representative rate is 19.9% APR (variable).
| | |
| |
N/A
|
0.25% cashback
|
0.25% cashback
|
£0
|
19.9% APR (variable)
| |
0.25% after £1 of monthly spend. Cashback paid Monthly into Card Account.
|
Representative example: When you spend £1,200 at a purchase rate of 19.9% (variable) p.a., your representative rate is 19.9% APR (variable).
| | |
| |
N/A
|
10 points per £1 spent
|
10 points per £1 spent |
£40 per annum
|
20.1% APR (variable)
| |
Earn 10 points per £1 spent on card; points can be redeemed for selected gifts or card annual fee waiver.
|
Representative example: When you spend £1,200 at a purchase rate of 12.7% (variable) p.a. with a fee of £40 per annum, your representative rate is 20.1% APR (variable).
| | |
| |
N/A
|
1 point per £4 spent
|
1 point per £8 spent |
£0
|
20.9% APR (variable)
| |
1 point per £4 spent (£4 minimum) in Tesco and 1 point per £8 spent (£8 minimum) outside Tesco. Must have available credit to earn points. Points are converted to Tesco vouchers or can be exchanged for Partner rewards to receive money off a variety of restaurants, entertainment or Avios points.
|
Representative example: When you spend £1,200 at a purchase rate of 20.94% (variable) p.a., your representative rate is 20.9% APR (variable).
| | |
| |
N/A
|
1 point per £4 spent
|
1 point per £8 spent |
£0
|
20.9% APR (variable)
| |
1 point per £4 spent (£4 minimum) in Tesco and 1 point per £8 spent (£8 minimum) outside Tesco. Must have available credit to earn points. Points are converted to Tesco vouchers or can be exchanged for Partner rewards to receive money off a variety of restaurants, entertainment or Avios points.
|
Representative example: When you spend £1,200 at a purchase rate of 20.94% (variable) p.a., your representative rate is 20.9% APR (variable).
| | |
| |
7,500 points
|
3 points per £1 spent
|
1 point per £5 spent |
£0
|
20.9% APR (variable)
| |
Earn 3 Nectar points per £1 spent in Sainsbury's and Argos. Earn 1 Nectar point for every £5 spent elsewhere. Earn 500 bonus points each time you spend £35 or more on Sainsbury's shopping with your credit card, up to ten times in your first 2 months, offer available for new customers.
|
Representative example: When you spend £1,200 at a purchase rate of 20.95% (variable) p.a., your representative rate is 20.9% APR (variable).
| | |
| |
N/A
|
1 point per £4 spent
|
1 point per £8 spent |
£0
|
20.9% APR (variable)
| |
1 point per £4 spent (£4 minimum) in Tesco and 1 point per £8 spent (£8 minimum) outside Tesco, must have available credit to earn points. Card can also be used as a Clubcard to collect standard points at 1 point per £1 spent on shopping and 1 point per £2 spent on fuel. Points are converted to Tesco vouchers which can be used towards shopping or exchanged for Partner Rewards.
|
Representative example: When you spend £1,200 at a purchase rate of 20.94% (variable) p.a., your representative rate is 20.9% APR (variable).
| | |
| |
N/A
|
N/A
|
N/A
|
£0
|
20.9% APR (variable)
| |
1 point per £4 spent (£4 minimum) in Tesco and 1 point per £8 spent (£8 minimum) outside Tesco, must have available credit to earn points. Card can also be used as a Clubcard to collect standard points at 1 point per £1 spent on shopping and 1 point per £2 spent on fuel. Points are converted to Tesco vouchers which can be used towards shopping or exchanged for Partner Rewards.
|
Representative example: When you spend £1,200 at a purchase rate of 20.94% (variable) p.a., your representative rate is 20.9% APR (variable).
| | |
| |
10,000 points
|
3 points per £1 spent
|
1 point per £5 spent |
£0
|
20.9% APR (variable)
| |
Earn 10,000 Nectar points if £400 spent at Sainsbury's, Argos or Tu Clothing during first two months of opening. Earn up to 3 Nectar points per £1 spent at Sainsbury's and Argos. Earn 1 Nectar point for every £5 spent elsewhere. Earn 8,000 bonus points when you use your card to spend a total of £400 or more at Sainsbury's, Argos, Habitat or Tu Clothing during the 2 months after your account is opened.
|
Representative example: When you spend £1,200 at a purchase rate of 20.95% (variable) p.a., your representative rate is 20.9% APR (variable).
| | |
| |
2,500 points
|
10 points per £1 spent
|
1 point per £5 spent |
£0
|
21.9% APR (variable)
| |
Earn up to 10 points for every £1 spent at selected retailers and 1 point for every £5 spent elsewhere. Bonus 2,500 reward points on anniversary if £10,000 spent in previous year for first 5 years.
|
Representative example: When you spend £1,200 at a purchase rate of 21.9% (variable) p.a., your representative rate is 21.9% APR (variable).
| | |
| |
5,000 points
|
3 points per £1 spent
|
1 point per £5 spent |
£0
|
21.9% APR (variable)
| |
Earn 3 Nectar points per £1 spent in Sainsbury's and Argos. Earn 1 Nectar point for every £5 spent elsewhere. Earn 500 bonus points each time you spend £35 or more on Sainsbury's shopping with your credit card, up to ten times in your first 2 months, offer available for new customers.
|
Representative example: When you spend £1,200 at a purchase rate of 21.95% (variable) p.a., your representative rate is 21.9% APR (variable).
| | |
| |
N/A
|
N/A
|
N/A
|
£0
|
21.9% APR (variable)
| |
Earn 3 Nectar points per £1 spent in Sainsbury's and Argos. Earn 1 Nectar point for every £5 spent elsewhere. Earn 500 bonus points each time you spend £35 or more on Sainsbury's shopping with your credit card, up to ten times in your first 2 months, offer available for new customers.
|
Representative example: When you spend £1,200 at a purchase rate of 21.95% (variable) p.a., your representative rate is 21.9% APR (variable).
| | |
| |
7,500 points
|
2 points per £1 spent
|
1 point per £5 spent |
£0
|
21.9% APR (variable)
| |
Earn 3 Nectar points per £1 spent in Sainsbury's and Argos. Earn 1 Nectar point for every £5 spent elsewhere. Earn 500 bonus points each time you spend £35 or more on Sainsbury's shopping with your credit card, up to ten times in your first 2 months, offer available for new customers.
|
Representative example: When you spend £1,200 at a purchase rate of 21.95% (variable) p.a., your representative rate is 21.9% APR (variable).
| | |
| |
4,000 points
|
1 point per £1.33 spent
|
1 point per £4 spent |
£0
|
21.9% APR (variable)
| |
Earn 1.5 Amazon reward points per £2 spent at Amazon.co.uk. Earn 0.5 Amazon reward point per £2 spent elsewhere. Whenever your Amazon reward points reach 1,000 a £10 Amazon.co.uk Gift Card will be automatically linked to your Amazon.co.uk account. For Amazon Prime members - earn 3 Amazon reward points per £2 spent at Amazon.co.uk and earn 0.5 Amazon Reward point per £2 spent elsewhere.
|
Representative example: When you spend £1,200 at a purchase rate of 21.94% (variable) p.a., your representative rate is 21.9% APR (variable).
| | |
| |
N/A
|
1.5 points per £1 spent
|
1 point per £1.33 spent |
£0
|
22.9% APR (variable)
| |
Earn 0.75 Flying Club miles for every £1 spend and 1.5.miles for every £1 spend with Virgin Atlantic or Virgin Holidays. Spend £20K a year on your card and choose an extra benefit - an upgrade to Premium, or a Companion ticket.
|
Representative example: When you spend £1,200 at a purchase rate of 22.9% (variable) p.a., your representative rate is 22.9% APR (variable).
| | |
| |
10,000 points
|
2 points per £1 spent
|
1 point per £1 spent |
£0
|
22.9% APR (variable)
| |
Receive 1 IHG Rewards Club point for every £1 spent in the UK. 2 IHG Rewards Club points for every £1 spent at any IHG location in the UK and 2 IHG Rewards Club points for every £1 spent abroad.
|
Representative example: When you spend £1,200 at a purchase rate of 22.9% (variable) p.a., your representative rate is 22.9% APR (variable).
| | |
| |
0.5% of all spend in first 3 months
|
0.25% cashback
|
0.25% cashback
|
£0
|
22.9% APR (variable)
| |
0.25% after £1 of yearly spend. Cashback paid On request into Card Account. Cashback paid annually or on request. Maximum spend for cashback purposes is limited to credit limit.
|
Representative example: When you spend £1,200 at a purchase rate of 22.9% (variable) p.a., your representative rate is 22.9% APR (variable).
| | |
| |
N/A
|
1 point per £4 spent
|
1 point per £8 spent |
£0
|
27.5% APR (variable)
| |
Collect 1 Tesco Clubcard point per £4 spent (£4 minimum) in Tesco and 1 Clubcard point per £8 spent (£8 minimum) outside Tesco in each purchase transaction. Must have available credit to collect Clubcard points. Clubcard points are turned into Clubcard vouchers every 3 months or sooner using Faster Vouchers. Clubcard vouchers can be used in Tesco or with Clubcard Reward Partners to get even more value on dining out, hotel stays and travel.
|
Representative example: When you spend £1,200 at a purchase rate of 27.542% (variable) p.a., your representative rate is 27.5% APR (variable).
| | |
| |
N/A
|
0.5% cashback
|
0.5% cashback
|
£0 (but £4.75 fee for the Vitality programme)
|
35.5% APR (variable)
| |
0.5% on £1 to £10,000 of yearly spend and 1% thereafter. Paid on anniversary. Must spend £3,000 annually to earn cashback. Earn up to 2% additional cashback on first £1,000 spend each month based on Vitality products held and monthly activity points earned. New cardmember offer: earn £100 statement credit when £2,000 spent in first three months.
|
Representative example: When you spend £1,200 at a purchase rate of 24.5% (variable) p.a. with a fee of £0 per month (please note there is a £4.75 fee for the Vitality programme), your representative rate is 35.5% APR (variable).
| | |
| |
N/A
|
1 point per £4 spent
|
1 point per £8 spent |
£7.99 per month
|
37.7% APR (variable)
| |
1 point per £4 spent (£4 minimum) in Tesco and 1 point per £8 spent (£8 minimum) outside Tesco, must have available credit to earn points. Card can also be used as a Clubcard to collect standard points at 1 point per £1 spent on shopping and 1 point per £2 spent on fuel. Points are converted to Tesco vouchers which can be used towards shopping or exchanged for Partner Rewards.
|
Representative example: When you spend £1,200 at a purchase rate of 19.944% (variable) p.a. with a fee of £7.99 per month, your representative rate is 37.7% APR (variable).
| | |
| |
N/A
|
1 point per £1 spent
|
1 point per £2 spent |
£84 per annum. Reward Black Current Account holders: £0 per annum
|
40.7% APR (variable)
| |
1% Rewards earned on supermarket spend and 0.5% at their petrol stations, at least 1-15% Rewards earned at MyRewards retailers and 0.5% everywhere else when shopping at home and abroad. 5 Rewards is £5 when redeemed. Rewards can be converted into money and transferred to a current account, exchanged for gift cards or tickets with some retailers doubling their value or converted into money and donated to one of the RBS Group chosen charities.
|
Representative example: When you spend £1,200 at a purchase rate of 21.9% (variable) p.a. with a fee of £84 per annum. Reward Black Current Account holders: £0 per annum, your representative rate is 40.7% APR (variable).
| | |
| |
N/A
|
1 point per £1 spent
|
1 point per £2 spent |
£84 per annum. Reward Black Current Account holders: £0 per annum
|
40.7% APR (variable)
| |
1% Rewards earned on supermarket spend and 0.5% at their petrol stations, at least 1-15% Rewards earned at MyRewards retailers and 0.5% everywhere else when shopping at home and abroad. 5 Rewards is £5 when redeemed. Rewards can be converted into money and transferred to a current account, exchanged for gift cards or tickets with some retailers doubling their value or converted into money and donated to one of the RBS Group chosen charities.
|
Representative example: When you spend £1,200 at a purchase rate of 21.9% (variable) p.a. with a fee of £84 per annum. Reward Black Current Account holders: £0 per annum, your representative rate is 40.7% APR (variable).
| | |
| |
N/A
|
0.5% cashback
|
0.5% cashback
|
£15 per month
|
49.8% APR (variable)
| | 0.5% cashback on £1 to £3000 of monthly spend. Maximum of £15 cashback paid per month. Cashback paid monthly into card account.0.5% cashback on monthly spend of up to £3,000. Access to over 1 million Wi-Fi hotspots, no foreign transaction fees, discount on travel insurance. |
Representative example: When you spend £1,200 at a purchase rate of 18.9% (variable) p.a. with a fee of £15 per month, your representative rate is 49.8% APR (variable).
| | |
| |
40,000 points
|
2 points per £1 spent
|
2 points per £1 spent |
£195 per annum
|
59.3% APR (variable)
| |
2 points for every £1 spend in the UK. 4 points for every £1 spend outside the UK. 40,000 Anniversary Points Boost - qualifying spend £12K in 12 months from account opening. Points can be redeemed for airline frequent flyer miles, retail vouchers from selected stores and luxury wines and champagnes or can be used to make donations made to the charity of the customer's choice.
|
Representative example: When you spend £1,200 at a purchase rate of 18.9% (variable) p.a. with a fee of £195 per annum, your representative rate is 59.3% APR (variable).
| | |
| |
15,000 points
|
3 points per £1 spent
|
1.5 points per £1 spent |
£160 per annum
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63.9% APR (variable)
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Earn 15,000 bonus miles with your first card purchase made within 90 days of account opening. Earn 1.5 Flying Club miles for every £1 spend and 3 miles for every £1 spend with Virgin Atlantic and Virgin Holidays. Spend £10K a year on your card and choose an extra benefit - an upgrade to Premium, or a Companion ticket.
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Representative example: When you spend £1,200 at a purchase rate of 22.9% (variable) p.a. with a fee of £160 per annum, your representative rate is 63.9% APR (variable).
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