Chrysler Ypsilon insurance group

The Chrysler Ypsilon (called the Lancia Ypsilon outside the UK, Ireland and Japan) is a supermini, which just means that it’s a small car. It was first released in 1995 as a replacement for the Lancia Y10. Now in its third generation, the Ypsilon is regarded as a more practical and more affordable version of the iconic Fiat 500.

What insurance group does the Chrysler Ypsilon fall under?

All vehicles are given a specific insurance group that ranges from 1 (cheapest) to 50 (most expensive) which helps determine the cost of your premium. Chrysler Ypsilon models range from insurance group 48 to 50, meaning they’re among the most expensive cars to insure. As an example, a 30-year-old driver in an average postcode could pay around £607 for cover on a Chrysler Ypsilon 1.2 S 5d that is in insurance group 3 or around £743 for a Chrysler Ypsilon 1.3 M-Jet Black and Red 5d that is in insurance group 11. This clearly shows how the insurance group impacts premium pricing.

• How we got these rates

  These rates are based on the average cost of cover for cars in the insurance groups shown, for drivers of different ages with a Newcastle (NE1) postcode, which our research suggests represents an average for insurance rates in the UK. Updated: March 2021 (source: Quotezone).

Chrysler Ypsilon insurance cost by location

Among the factors that affect the cost of your car insurance premium, one of the biggest is your location.

To show the impact of your home address, here are some average quotes for a 30-year-old living in 3 different locations. The quotes are for a Chrysler Ypsilon 1.2 Gold 5d.

• Expensive: £805 (London SE1)
• Average: £672 (Newcastle NE1)
• Cheap: £477 (Galashiels TD1)

• How we got these rates

  These rates are based on the average cost of cover for cars in the locations shown. Our research suggests SE1 is one of the most expensive locations, NE1 represents an average cost location and TD1 represents one of the cheapest locations. Updated: March 2021 (source: Quotezone).

Which factors affect my Chrysler Ypsilon insurance rate?

Along with insurance group, there are many other key factors that have a big impact on your insurance premium costs.

• Engine type and capacity. In general, the larger the engine, the more you’ll pay for your car insurance. For example, it may cost £780 for insurance for a Chrysler Ypsilon 1.2 S-Series 5d, while you may pay £855 for a Chrysler Ypsilon 1.3 M-Jet S-Series 5d. So, that’s an extra £15 per year you’ll pay for the Long Range engine.
• Driver location. Insurers use your home address to determine the level of risk that your car may be stolen or involved in an accident, and this affects the cost of insurance. For example, a 30-year-old in central London may pay £855 for insurance for a Chrysler Ypsilon 0.9 TwinAir Gold 5d Auto, while the same 30-year-old in Newcastle may only pay £721. That’s an extra £83 per year that the average 30-year-old would pay in London compared to Newcastle.
• Driver age. The youngest drivers will pay the most for car insurance because they are the most likely to make a claim. As an example, the average 20-year-old driver in London may pay £1,358 for the Chrysler Ypsilon 1.2 S-Series 5d, while the average 40-year-old Londoner will only pay £711. That’s £647 more per year that the younger driver would pay in this scenario.

Other factors that influence the cost of your insurance include:

• The model and age of your car
• Your car’s safety rating score
• Your car’s safety rating features
• Your car’s anti-theft precautions
• Your annual mileage
• Your driving history and activity
• Your no-claim discount
• Your marital status
• Your credit history and job

How can I save on my Chrysler Ypsilon premium?

Car insurance can be expensive, but you don’t need to let it break the bank. Here are some ideas to help you lower the cost of your premium.

• Limit your annual mileage (where possible). If you can occasionally walk or use public transport, rather than using your car, this can help to save on your premium.
• Pay annually rather than monthly. When you pay annually, you eliminate the possibility of being charged interest on monthly payments.
• Install extra safety precautions. This makes your car safer and reduces the risk of you making a claim. That’s why many insurers are happy to lower your premium when you do so.
• Shop around for the best deal using price comparison websites. Don’t just settle for the renewal price given to you. You’ll usually find a better deal by switching to a competitor each year.

Facts about the Chrysler Ypsilon

• It weighs just 965kg, making it one of the lightest cars in its class.
• It was awarded the lowest safety score of all of 2015’s Euro NCAP crash tests.
• Its 2021 facelift means it now shares parts with DS and Alfa Romeo.

Bottom line

It’s hard to find many redeeming qualities about the Chrysler Ypsilon. It’s an expensive car to insure and its safety rating is quite poor. If you’ve got your heart set on a Fiat 500 but can’t quite source the necessary funds to buy one, the Chrysler Ypsilon is the next closest thing. Just make sure you factor the high insurance costs into your budget.

Frequently asked questions

• What is the top speed of a Chrysler Ypsilon?

  Depending on the model version, you can expect a Chrysler Ypsilon to reach a top speed of 109 miles per hour.

• Is the Chrysler Ypsilon safe?

  In its Euro NCAP crash tests, this vehicle achieved a 2-star rating, and was the only car to get 2 stars that year. This included a 44% rating for protecting adult occupants and 79% for protecting child occupants.

• How much car tax do I have to pay for the Chrysler Ypsilon?

  The UK standard car tax rate sits at £150 per year. However, you might pay more or less depending on your car’s emissions.

• Where can I buy a Chrysler Ypsilon?

  You can buy a Chrysler Ypsilon at dealerships, using online sellers or from a current owner.

• Is the Chrysler Ypsilon any good?

  In short, kind of. The Chrysler Ypsilon received a 3-star rating from Auto Car, who described it as a “useful, likeable little car”, but failed to be impressed with the space in the back.

• Where can I find Chrysler Ypsilon car insurance?

  You can compare the costs of Chrysler Ypsilon car insurance using any price comparison website.

• Is a Chrysler Ypsilon expensive to insure?

  The Chrysler Ypsilon can be found in insurance groups ranging from 48 to 50. This means it’s among the most expensive cars to insure.