Skoda Roomster insurance group

The word “Roomster” is a portmanteau that gets its origins from “room” and “roadster”. It’s a 5-door family car that looks remarkably like a minivan. It first went into production in 2006 and continued until 2015. The Roomster is considered a leisure activity vehicle and comes with rear seats that move both lengthwise and crosswise. So, how does it shape up for insurance?

What insurance group does the Skoda Roomster fall under?

All vehicles are given a specific insurance group that ranges from 1 (cheapest) to 50 (most expensive), which helps determine the cost of your premium. Skoda Roomster models range from insurance group 4 to 14, meaning they’re among the least expensive cars to insure. As an example, a 30-year-old driver in an average postcode could pay around £564 for cover on a Skoda Roomster 1.2 12V 1 5d that is in insurance group 4 or around £712 for a Skoda Roomster 1.9 TDI PD 2 5d that is in insurance group 14. This clearly shows the impact on premium pricing that occurs when one car is in a much higher insurance group.

• How we got these rates

  These rates are based on the average cost of cover for cars in the insurance groups shown for drivers of different ages with a Newcastle (NE1) postcode, which our research suggests represents an average for insurance rates in the UK. Updated: June 2024 (source: Confused).

Skoda Roomster insurance cost by location

Among the factors that affect the cost of your car insurance premium, one of the biggest is your location.

To show the impact of your home address, here are some average quotes for a 30-year-old living in 3 different locations. The quotes are for a Skoda Roomster 1.2 12V 1 5d.

• Expensive: £848 (London SE1)
• Average: £564 (Newcastle NE1)
• Cheap: £550 (Galashiels TD1)

• How we got these rates

  These rates are based on the average cost of cover for cars in the locations shown. Our research suggests SE1 is one of the most expensive locations, NE1 represents an average cost location and TD1 represents one of the cheapest locations. Updated: June 2024 (source: Confused).

Which factors affect my Skoda Roomster insurance rate?

Along with insurance group, there are many other key factors that have a big impact on your insurance premium costs:

• Engine type and capacity. In general, the larger the engine, the more you’ll pay for your car insurance. For example, it may cost £848 for insurance for a Skoda Roomster 1.2 12V 1 5d, while you may pay £1,092 for a Skoda Roomster 1.9 TDI PD 2 5d. So, that’s an extra £163 per year you’ll pay for the Long Range engine.
• Driver location. Insurers use your home address to determine the level of risk that your car may be stolen or involved in an accident, and this affects the cost of insurance. For example, a 30-year-old in central London may pay £1,092 for insurance for a Skoda Roomster 1.9 TDI PD 2 5d, while the same 30-year-old in Newcastle may only pay £712. That’s an extra £145 per year that the average 30-year-old would pay in London compared to Newcastle.
• Driver age. The youngest drivers will pay the most for car insurance because they are the most likely to make a claim. As an example, the average 20-year-old driver in London may pay £2,790 for the Skoda Roomster 1.2 12V 1 5d, while the average 40-year-old Londoner will only pay £779. That’s £621 more per year that the younger driver would pay in this scenario.

Other factors that influence the cost of your insurance include the following:

• The model and age of your car
• Your car’s safety rating score
• Your car’s safety features
• Your car’s anti-theft precautions
• Your annual mileage
• Your driving history and activity
• Your no-claims discount
• Your marital status
• Your credit history and job

How can I save on my Skoda Roomster premium?

Car insurance can be expensive, but you don’t need to let it break the bank. Here are some ideas to help you lower the cost of your premium.

• Limit your annual mileage (where possible). If you can occasionally walk or use public transport, rather than using your car, this can help to save on your premium.
• Pay annually rather than monthly. When you pay annually, you eliminate the possibility of being charged interest on monthly payments.
• Install extra safety precautions. This makes your car safer and reduces the risk of you making a claim on your premium. That’s why many insurers are happy to lower your premium when you do so.
• Shop around for the best deal using price comparison websites. Don’t just settle for the renewal price given to you. You’ll usually find a better deal by switching to a competitor each year.

Facts about the Skoda Roomster

– There is a panel van version of the Roomster called the Skoda Praktik.
– It comes with a choice of 3 petrol engines or 2 different types of diesel engines.
– The rear seats are higher than the front, giving a better view and a more spacious feel.

Bottom line

The Skoda Roomster might not be the prettiest car, but it’s a good option if you need a spacious family vehicle with plenty of storage options, thanks to its easily-moveable back seats. It’s at the upper end of the car insurance price scale, so bear that in mind if you’re looking at a few different options.

Frequently asked questions

• What is the top speed of a Skoda Roomster?

  Depending on the model version, you can expect a Skoda Roomster to reach a top speed of 106 miles per hour.

• Is the Skoda Roomster safe?

  In its Euro NCAP crash tests, this vehicle achieved a full 5-star rating. This included 5 stars for protecting adult occupants and 4 stars for protecting child occupants.

• How much car tax do I have to pay for the Skoda Roomster?

  The UK standard car tax rate sits at £150 per year. However, you might pay more or less depending on your car’s emissions.

• Where can I buy a Skoda Roomster?

  You can buy a Skoda Roomster at dealerships, using online sellers or from a current owner.

• Is the Skoda Roomster any good?

  The Skoda Roomster received a 3-star rating from What Car?, which praised its light steering and tight turning circle but cast doubt on its performance on fast roads.

• Where can I find Skoda Roomster car insurance?

  You can compare the costs of Skoda Roomster car insurance using any price comparison website.

• Is a Skoda Roomster expensive to insure?

  The Skoda Roomster can be found in insurance groups ranging from 4 to 14. This means it’s among the least expensive cars to insure.

Written by

Connor Steele

Senior associate publisher

Connor is a senior associate publisher at Finder, specialising in insurance and investing. He's been sourcing and analysing data in both subjects for around 4 years, supporting Finder's publishing team. Connor holds a BSc in Accounting and Finance from the University of Sussex and when he's not at work, you can find him at his local gym keeping fit. See full bio