Saab 9-3 insurance group

Compare car insurance costs for your Saab 9-3 based on your age and location.

The Saab 9-3 is a family vehicle that was made available in the late 1990s and produced until the early 2000s. It always offered plenty of space and a great range of engines, but its handling is regarded as inferior to other entry-level vehicles. In this guide, you’ll find out how much it costs to insure based on the age and location of the driver.

What insurance group does the Saab 9-3 fall under?

All vehicles are given a specific insurance group that ranges from 1 (cheapest) to 50 (most expensive) which helps determine the cost of your premium. Saab 9-3 models can be found in insurance group 19 to 41. That’s a broad range, meaning costs will vary significantly between different Saab 9-3 insurance groups. As an example, a 30-year-old driver in an average postcode could pay around £694 for cover on a Saab 9-3 1.8i Linear 4d that is in insurance group 20 or around £1,759 for a Saab 9-3 2.8 XWD V6 Turbo X 4d that is in insurance group 41. This shows the impact on premium pricing when one car is in a much higher insurance group.

Model / Version Group (1-50) 20yrs 30yrs 40yrs 50yrs Get quote
1.8i Linear 4d 20 £2,252 £694 £673 £632 Get Quote
2.2TiD Linear 4d 23 £2,904 £685 £678 £625 Get Quote
2.2TiD Linear 4d (6) 23 £2,904 £685 £678 £625 Get Quote
1.9D Linear (150bhp) 4d 25 £2,705 £672 £655 £613 Get Quote
1.9D Linear (150bhp) 4d Auto 25 £2,705 £672 £655 £613 Get Quote
1.9D Linear 4d 25 £2,705 £672 £655 £613 Get Quote
1.8t Linear 4d 27 £5,209 £822 £796 £726 Get Quote
1.8t Linear 4d Auto 27 £5,209 £822 £796 £726 Get Quote
1.8t Linear BioPower 4d 27 £5,209 £822 £796 £726 Get Quote
1.8t Linear BioPower 4d Auto 27 £5,209 £822 £796 £726 Get Quote
2.0t Linear 4d 27 £5,209 £822 £796 £726 Get Quote
2.0t Linear 4d (06) 27 £5,209 £822 £796 £726 Get Quote
2.0t Linear 4d Auto 27 £5,209 £822 £796 £726 Get Quote
1.9TiD Linear Sport Airflow (120bhp) 4d 25 £2,705 £672 £655 £613 Get Quote
1.9TiD Linear Sport Airflow (150bhp) 4d 25 £2,705 £672 £655 £613 Get Quote
1.8i Linear Sport 4d 20 £2,252 £694 £673 £632 Get Quote
1.8t Linear Sport 4d 25 £2,705 £672 £655 £613 Get Quote
1.8t Linear Sport 4d Auto 25 £2,705 £672 £655 £613 Get Quote
1.9D Linear Sport (150bhp) 4d 25 £2,705 £672 £655 £613 Get Quote
1.9D Linear Sport (150bhp) 4d Auto 25 £2,705 £672 £655 £613 Get Quote
1.9D Linear Sport 4d 25 £2,705 £672 £655 £613 Get Quote
1.8t Linear Sport BioPower 4d 27 £5,209 £822 £796 £726 Get Quote
1.8t Linear Sport BioPower 4d Auto 27 £5,209 £822 £796 £726 Get Quote
2.0t Linear Sport 4d 27 £5,209 £822 £796 £726 Get Quote
2.0t Linear Sport 4d (06) 27 £5,209 £822 £796 £726 Get Quote
2.0t Linear Sport 4d Auto 27 £5,209 £822 £796 £726 Get Quote
1.8i Linear SE 4d (07) 19 £1,914 £699 £688 £648 Get Quote
1.8t Linear SE 4d Auto (07) 23 £2,904 £685 £678 £625 Get Quote
1.9TiD Linear SE (120bhp) 4d (07) 24 £3,873 £807 £731 £684 Get Quote
1.9TiD Linear SE (150bhp) 4d (07) 24 £3,873 £807 £731 £684 Get Quote
1.9TiD Linear SE (150bhp) 4d Auto (07) 24 £3,873 £807 £731 £684 Get Quote
1.8t Linear SE 4d (07) 26 £2,369 £579 £550 £505 Get Quote
1.8t Linear SE BioPower (6) 4d 26 £2,369 £579 £550 £505 Get Quote
1.8t Linear SE BioPower 4d Auto (07) 26 £2,369 £579 £550 £505 Get Quote
1.8t Linear SE BioPower 4d (07) 29 £3,210 £673 £678 £619 Get Quote
1.9TiD Vector Airflow (120bhp) 4d 26 £2,369 £579 £550 £505 Get Quote
1.9TiD Vector Airflow (150bhp) 4d 26 £2,369 £579 £550 £505 Get Quote
1.8i Airflow (09/07-08/09) 4d (Sat Nav) 18 £1,498 £607 £571 £518 Get Quote
1.8i Airflow 4d (07) 18 £1,498 £607 £571 £518 Get Quote
1.8i Airflow 4d 20 £2,252 £694 £673 £632 Get Quote
1.8i Airflow 4d (Sat Nav) 20 £2,252 £694 £673 £632 Get Quote
1.8t Airflow 4d Auto (07) 22 £3,402 £770 £747 £685 Get Quote
1.8t Airflow 4d Auto (Sat Nav) 22 £3,402 £770 £747 £685 Get Quote
1.8t Linear SE (6) 4d 23 £2,904 £685 £678 £625 Get Quote
1.9TiD (150bhp) Airflow 4d (Sat Nav) 23 £2,904 £685 £678 £625 Get Quote
1.9TiD (150bhp) Airflow 4d Auto (Sat Nav) 23 £2,904 £685 £678 £625 Get Quote
1.9TiD Airflow (120bhp) 4d (07) 23 £2,904 £685 £678 £625 Get Quote
1.9TiD Airflow (120bhp) 4d (Sat Nav) (07) 23 £2,904 £685 £678 £625 Get Quote
1.9TiD Airflow (150bhp) 4d (07) 23 £2,904 £685 £678 £625 Get Quote
1.9TiD Airflow (150bhp) 4d Auto (07) 23 £2,904 £685 £678 £625 Get Quote
1.8t Airflow (10/06-06/07) 4d (Sat Nav) 25 £2,705 £672 £655 £613 Get Quote
1.8t Airflow (10/06-06/07) 4d Auto (Sat Nav) 25 £2,705 £672 £655 £613 Get Quote
1.8t Airflow (6) 4d 25 £2,705 £672 £655 £613 Get Quote
1.8t Airflow (Sat Nav) (6) 4d 25 £2,705 £672 £655 £613 Get Quote
1.8t Airflow 4d 25 £2,705 £672 £655 £613 Get Quote
1.8t Airflow 4d (07) 25 £2,705 £672 £655 £613 Get Quote
1.8t Airflow 4d (Sat Nav) 25 £2,705 £672 £655 £613 Get Quote
1.8t Airflow 4d Auto 25 £2,705 £672 £655 £613 Get Quote
1.9TiD Airflow (120bhp) 4d 25 £2,705 £672 £655 £613 Get Quote
1.9TiD Airflow (120bhp) 4d (Sat Nav) 25 £2,705 £672 £655 £613 Get Quote
1.9TiD Airflow 4d (150bhp) 25 £2,705 £672 £655 £613 Get Quote
1.9TiD Airflow 4d (150bhp) (Sat Nav) 25 £2,705 £672 £655 £613 Get Quote
1.9TiD Airflow 4d Auto (150bhp) 25 £2,705 £672 £655 £613 Get Quote
1.9TiD Airflow 4d Auto (150bhp) (Sat Nav) 25 £2,705 £672 £655 £613 Get Quote
1.8i Arc 4d 23 £2,904 £685 £678 £625 Get Quote
2.2TiD Arc 4d 23 £2,904 £685 £678 £625 Get Quote
2.2TiD Arc 4d (6) 23 £2,904 £685 £678 £625 Get Quote
1.8t Arc 4d 29 £3,210 £673 £678 £619 Get Quote
1.8t Arc 4d Auto 29 £3,210 £673 £678 £619 Get Quote
2.0t Arc 4d 29 £3,210 £673 £678 £619 Get Quote
2.0t Arc 4d Auto 29 £3,210 £673 £678 £619 Get Quote
1.9TTiD Aero (180bhp) 4d (07) 29 £3,210 £673 £678 £619 Get Quote
1.9TTiD Aero (180bhp) 4d Auto (07) 29 £3,210 £673 £678 £619 Get Quote
2.0T (220bhp) XWD Aero 4d 31 £4,533 £925 £841 £698 Get Quote
2.0T (220bhp) XWD Aero 4d Auto 31 £4,533 £925 £841 £698 Get Quote
2.0T Aero 4d 31 £4,533 £925 £841 £698 Get Quote
2.0T Aero 4d (5) 31 £4,533 £925 £841 £698 Get Quote
2.0T Aero 4d Auto 31 £4,533 £925 £841 £698 Get Quote
2.0T XWD Aero 4d 31 £4,533 £925 £841 £698 Get Quote
2.0T XWD Aero 4d Auto 31 £4,533 £925 £841 £698 Get Quote
2.0T (220bhp) Aero 4d 32 £4,303 £899 £822 £766 Get Quote
2.0T (220bhp) Aero 4d Auto 32 £4,303 £899 £822 £766 Get Quote
2.0T Aero 4d (07) 32 £4,303 £899 £822 £766 Get Quote
2.0T Aero 4d Auto (07) 32 £4,303 £899 £822 £766 Get Quote
2.8T Aero 4d 36 £7,956 £1,820 £1,509 £1,306 Get Quote
2.8T Aero 4d Auto 36 £7,956 £1,820 £1,509 £1,306 Get Quote
2.8 V6 Aero 4d (07) 37 £7,730 £1,103 £958 £734 Get Quote
2.8 V6 Aero 4d Auto (07) 37 £7,730 £1,103 £958 £734 Get Quote
2.8 XWD V6 Aero 4d 37 £7,730 £1,103 £958 £734 Get Quote
2.8 XWD V6 Aero 4d Auto 37 £7,730 £1,103 £958 £734 Get Quote
2.8 XWD V6 Turbo X 4d 41 £13,455 £1,759 £1,413 £1,189 Get Quote
2.8 XWD V6 Turbo X 4d Auto 41 £13,455 £1,759 £1,413 £1,189 Get Quote
1.8i Vector Sport 4d (07) 19 £1,914 £699 £688 £648 Get Quote
1.8i Vector Sport 4d 21 £2,797 £715 £688 £670 Get Quote
1.8t Vector Sport (6) 4d 23 £2,904 £685 £678 £625 Get Quote
1.8t Vector Sport 4d Auto (07) 23 £2,904 £685 £678 £625 Get Quote
1.9 TTiD (130bhp) Vector Sport 4d 24 £3,873 £807 £731 £684 Get Quote
1.9TiD Vector Sport (120bhp) 4d (07) 24 £3,873 £807 £731 £684 Get Quote
1.9TiD Vector Sport (150bhp) 4d (07) 24 £3,873 £807 £731 £684 Get Quote
1.9TiD Vector Sport (150bhp) 4d Auto (07) 24 £3,873 £807 £731 £684 Get Quote
1.8t Vector Sport 4d Auto 25 £2,705 £672 £655 £613 Get Quote
1.8t Vector Sport 4d (07) 26 £2,369 £579 £550 £505 Get Quote
1.8t Vector Sport BioPower (6) 4d 26 £2,369 £579 £550 £505 Get Quote
1.8t Vector Sport BioPower 4d Auto (07) 26 £2,369 £579 £550 £505 Get Quote
1.9 TTiD (160bhp) Vector Sport 4d 26 £2,369 £579 £550 £505 Get Quote
1.9 TTiD (160bhp) Vector Sport 4d Auto 26 £2,369 £579 £550 £505 Get Quote
1.9D Vector Sport (150bhp) 4d 26 £2,369 £579 £550 £505 Get Quote
1.9D Vector Sport (150bhp) 4d Auto 26 £2,369 £579 £550 £505 Get Quote
1.9D Vector Sport 4d 26 £2,369 £579 £550 £505 Get Quote
2.0t Vector Sport 4d (07) 26 £2,369 £579 £550 £505 Get Quote
2.0t Vector Sport 4d Auto (07) 26 £2,369 £579 £550 £505 Get Quote
1.8t Vector Sport 4d 27 £5,209 £822 £796 £726 Get Quote
2.0t Vector Sport 4d 27 £5,209 £822 £796 £726 Get Quote
2.0t Vector Sport 4d (06) 27 £5,209 £822 £796 £726 Get Quote
2.0t Vector Sport 4d Auto 27 £5,209 £822 £796 £726 Get Quote
1.8t Vector Sport BioPower 4d 28 £3,217 £736 £708 £673 Get Quote
1.8t Vector Sport BioPower 4d Auto 28 £3,217 £736 £708 £673 Get Quote
1.9 TTiD (180bhp) Vector Sport 4d 28 £3,217 £736 £708 £673 Get Quote
1.9 TTiD (180bhp) Vector Sport 4d Auto 28 £3,217 £736 £708 £673 Get Quote
2.0t Vector Sport BioPower 4d (07) 28 £3,217 £736 £708 £673 Get Quote
2.0t Vector Sport BioPower 4d Auto (07) 28 £3,217 £736 £708 £673 Get Quote
1.8t Vector Sport BioPower 4d (07) 29 £3,210 £673 £678 £619 Get Quote
2.8 XWD V6 Aero Carlsson 4d Auto 37 £7,730 £1,103 £958 £734 Get Quote

    Saab 9-3 insurance cost by location

    Of all the other factors that affect the cost of your car insurance premium, one of the most important is your location.

    To show the potential influence of the postcode, here are some average quotes for a 30-year-old living in three different locations. The quotes are for a Saab 9-3 GT Line 1.5 BlueHDi 130 S&S 5d.

    • Expensive: £12,250 (London SE1)
    • Average: £1,820 (Newcastle NE1)
    • Cheap: £1,594 (Galashiels TD1)

    Which factors affect my Saab 9-3 insurance rate?

    Along with insurance group, there are many key factors that have the biggest impact on your insurance premium costs:

    • Engine type and capacity. In general, the larger the engine, the more you’ll pay for your car insurance. For example, it may cost £1,159 for insurance for a Saab 9-3 1.8i Vector Sport 4d, while you may pay £2,099 for a Saab 9-3 2.8 XWD V6 Aero 4d. That’s an extra £142 per year you’ll pay for the same vehicle with an engine that’s one litre bigger.
    • Driver location. Insurers use your home address to determine the level of risk that your car may be stolen or involved in an accident, and this affects the cost of insurance. For example, a 30-year-old in central London may pay £2,180 for insurance for a Saab 9-3 2.0t Vector Sport 4d, while the same 30-year-old in Newcastle may only pay £822. In this example, that’s £128 per year extra it would cost to insure this vehicle if you moved from Newcastle to London.
    • Driver age. The youngest drivers will pay the most for car insurance because they are the most likely to make a claim. As an example, the average 20-year-old driver in London may pay £4,762 for the Saab 9-3 1.8t Airflow 4d, while the average 40-year-old Londoner will only pay £1,005. That’s an extra £826 per year that the younger driver would have to pay in this example.

    Other factors that influence the cost of your insurance include:

    • The model of your car
    • The age of your car
    • Your car’s safety rating score
    • Your car’s security features
    • Your car’s anti-theft precautions
    • Your car usage
    • Your driving history
    • Your no-claim discount
    • Your credit history
    • Your occupation
    • Your marital status

    How can I save on my Saab 9-3 premium?

    Car insurance can be expensive, but there’s no need to let it break the bank. Here are some ideas to lower the cost of your premium.

    • Limit your annual mileage (where possible). Occasionally deciding to walk or get public transport, rather than using your car, can help to save on your premium.
    • Pay annually rather than monthly. Some insurers charge interest if you choose to pay monthly. Avoid the possibilities of being charged interest on monthly payments.
    • Install extra safety precautions. Extra safety measures make your car less risky to insure. That’s why many insurers are happy to lower your premium when you do so.
    • Shop around for the best deal every year. Don’t blindly settle for the renewal price offered to you. There are likely to be cheaper options out there, so go find them using price comparison websites.

    Frequently asked questions

    *Based on data provided by Consumer Intelligence Ltd, www.consumerintelligence.com (Mar ’24). 51% of car insurance customers could save £539.54
    The offers compared on this page are chosen from a range of products we can track; we don't cover every product on the market...yet. Unless we've indicated otherwise, products are shown in no particular order or ranking. The terms "best", "top", "cheap" (and variations), aren't product ratings, although we always explain what's great about a product when we highlight it; this is subject to our terms of use. When making a big financial decision, it's wise to consider getting independent financial advice, and always consider your own financial circumstances when comparing products so you get what's right for you. Most of the data in Finder's comparison tables has the source: Moneyfacts Group PLC. In other cases, Finder has sourced data directly from providers.
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    Written by

    Danny Butler

    Danny is a publisher at Finder specialising in insurance and investing. He previously worked at the global insurer Aon and has appeared in national media giving advice on insurance. Danny holds a BA in International Business from the University of Plymouth and has undying loyalty to his average-poor football team, Portsmouth FC. See full profile

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