Mitsubishi Colt insurance group

Find out the average cost of insurance for a Mitsubishi Colt based on the model version, the driver's age and their location.

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The Mitsubishi Colt is an affordable supermini vehicle, suitable for first-time drivers. It’s not the most powerful or glamorous vehicle, but it’s one of the more reliable cars on the road with a good fuel economy. In this guide, you’ll discover all you need to know about insuring this vehicle.

What insurance group does the Mitsubishi Colt fall under?

All vehicles are given a specific car insurance group that range from 1 (cheapest) to 50 (most expensive), which helps determine the cost of your premium. Mitsubishi Colt models fall into insurance groups ranging between 10 and 26, meaning the car insurance will be on the cheap side compared to other vehicles.

The costs may vary slightly between different Mitsubishi Colt insurance groups, due to a number of different factors related to the vehicle. As an example, a 30-year-old driver in an average postcode could pay around £634 for cover on a Mitsubishi Colt 1.1 CZ1 3d that is in insurance group 10 or around £579 for a Mitsubishi Colt 1.5 CZT Black Hawk 3d that is in insurance group 26. This comparison is a good example of premium pricing when one car is in a much higher insurance group.

Model / Version Group (1-50) 20yrs 30yrs 40yrs 50yrs Get quote
1.1 Red 3d 12 £2,056 £681 £674 £597 Get Quote
1.1 CZ1 3d 10 £1,681 £634 £618 £570 Get Quote
1.1 CZ1 5d 10 £1,681 £634 £618 £570 Get Quote
1.1 CZ1 (10/08) 3d 11 £1,889 £692 £667 £598 Get Quote
1.1 CZ1 (10/08) 5d 11 £1,889 £692 £667 £598 Get Quote
1.1 Classic 5d 12 £2,056 £681 £674 £597 Get Quote
1.1 Black 5d 12 £2,056 £681 £674 £597 Get Quote
1.1 Attivo 3d 10 £1,681 £634 £618 £570 Get Quote
1.1 Attivo 5d 10 £1,681 £634 £618 £570 Get Quote
1.1 Blue 3d 10 £1,681 £634 £618 £570 Get Quote
1.5 CZ3 3d 18 £1,498 £607 £571 £518 Get Quote
1.5 CZ3 5d 18 £1,498 £607 £571 £518 Get Quote
1.5 DI-D CZ3 3d 18 £1,498 £607 £571 £518 Get Quote
1.1 Mirage 3d 12 £2,056 £681 £674 £597 Get Quote
1.3 Mirage 3d 16 £1,562 £639 £614 £535 Get Quote
1.1 Equippe 5d 12 £2,056 £681 £674 £597 Get Quote
1.3 Equippe 3d 16 £1,562 £639 £614 £535 Get Quote
1.3 Equippe 3d Auto 16 £1,562 £639 £614 £535 Get Quote
1.3 Equippe 5d 16 £1,562 £639 £614 £535 Get Quote
1.3 Equippe 5d Auto 16 £1,562 £639 £614 £535 Get Quote
1.5 DI-D Equippe 3d 19 £1,914 £699 £688 £648 Get Quote
1.5 D-ID Equippe 5d 19 £1,914 £699 £688 £648 Get Quote
1.5 D-ID Equippe 5d Auto 19 £1,914 £699 £688 £648 Get Quote
1.5 Sport 5d 13 £2,124 £697 £683 £644 Get Quote
1.3 CZ2 (10/08) 3d 15 £1,769 £668 £649 £586 Get Quote
1.3 CZ2 (10/08) 3d Auto 15 £1,769 £668 £649 £586 Get Quote
1.3 CZ2 (10/08) 5d 15 £1,769 £668 £649 £586 Get Quote
1.3 CZ2 (10/08) 5d Auto 15 £1,769 £668 £649 £586 Get Quote
1.3 CZ2 3d 15 £1,769 £668 £649 £586 Get Quote
1.3 CZ2 3d Auto 15 £1,769 £668 £649 £586 Get Quote
1.3 CZ2 5d 15 £1,769 £668 £649 £586 Get Quote
1.3 CZ2 5d Auto 15 £1,769 £668 £649 £586 Get Quote
1.5 DI-D CZ2 5d 18 £1,498 £607 £571 £518 Get Quote
1.5 DI-D CZ2 5d Auto 18 £1,498 £607 £571 £518 Get Quote
1.3 CZ2 ClearTec 3d 15 £1,769 £668 £649 £586 Get Quote
1.3 CZ2 ClearTec 5d 15 £1,769 £668 £649 £586 Get Quote
1.3 Elegance 5d 16 £1,562 £639 £614 £535 Get Quote
1.3 Elegance 5d Auto 16 £1,562 £639 £614 £535 Get Quote
1.5 Elegance 5d Auto 19 £1,914 £699 £688 £648 Get Quote
1.1 Black Hawk 3d 10 £1,681 £634 £618 £570 Get Quote
1.1 Black Hawk 3d (AC) 10 £1,681 £634 £618 £570 Get Quote
1.5 CZT Black Hawk 3d 26 £2,369 £579 £550 £505 Get Quote
1.3 Juro 3d 16 £1,562 £639 £614 £535 Get Quote
1.3 Juro 3d Auto 16 £1,562 £639 £614 £535 Get Quote
1.3 Juro 5d 16 £1,562 £639 £614 £535 Get Quote
1.3 Juro 5d Auto 16 £1,562 £639 £614 £535 Get Quote
1.3 Juro ClearTec 3d 16 £1,562 £639 £614 £535 Get Quote
1.3 Juro ClearTec 5d 16 £1,562 £639 £614 £535 Get Quote

Mitsubishi Colt insurance cost by location

The table above shows the average cost of Mitsubishi Colt insurance based on its insurance group and your age. There are other factors that affect the cost of your car insurance premium though. One of these is your location.

To show the impact of your address, here are some average quotes for a 30-year-old living in three different locations. The quotes are for a Mitsubishi Colt 1.1 Black 5d.

  • Expensive: £1,179 (London SE1)
  • Average: £681 (Newcastle NE1)
  • Cheap: £638 (Galashiels TD1)

Which factors affect my Mitsubishi Colt insurance rate?

Along with its insurance group, here are some other key factors that have a significant impact on your insurance premium costs:

  • Engine type and capacity. A car with a bigger engine will typically cost more to insure. For example, it may cost £831 to insure a Mitsubishi Colt 1.1 CZ1 3d, while you may pay £579 for a Mitsubishi colt 1.5 CZT Black Hawk 3d. So, in this example, you’ll pay £27 more for a Mitsubishi Colt with an engine that’s 0.4 litres bigger.
  • Driver location. Your location plays a key role as far as the cost of your insurance. For example, a 30-year-old in central London may pay £1,450 for insurance for a Mitsubishi Colt 1.3 CZ2 3d, while the same 30-year-old in Newcastle may only pay £668. Motorists in London are more likely to make a claim than those in Newcastle and that’s why the price is so much more to insure a Mitsubishi Colt there.
  • Driver age. Statistically, the youngest drivers represent the biggest risk to insurers, and that’s why they are likely to pay more insurance. The average 20-year-old driver in London may pay £4,353 for the Mitsubishi Colt 1.5 Elegance 5d Auto, while the average 40-year-old Londoner will only pay £853. This large price difference between the two ages is relatively normal regardless of the car being insured.

Other factors that influence the cost of your insurance include:

  • Your driving history and activity
  • Your no-claim discount
  • Your annual mileage
  • Your car’s security and any extra anti-theft precautions
  • Your marital status
  • Your job
  • Your car’s safety rating score
  • The model and age of your car

How can I save on my Mitsubishi Colt premium?

Whilst car insurance is a compulsory purchase, you don’t need it to empty your bank account. Here are some ideas to help you lower the cost of your premium.

  • Limit your car usage (where possible). You’ll be asked for your annual mileage when applying for car insurance. The lower your mileage, the less you’ll pay for your insurance premium.
  • Pay annually rather than monthly. If you choose to pay annually, you will avoid having to pay interest on your premium payments.
  • Install extra safety precautions. These will make you less of a risk in the eyes of an insurance company, and they will be happy to lower your premium as a result.
  • Don’t just accept your renewal quote. Shop around for the best deal when it is time to renew your insurance. There is likely to be a cheaper deal than what’s offered by your current provider.

Frequently asked questions

*Based on data provided by Consumer Intelligence Ltd, www.consumerintelligence.com (Mar ’24). 51% of car insurance customers could save £539.54
The offers compared on this page are chosen from a range of products we can track; we don't cover every product on the market...yet. Unless we've indicated otherwise, products are shown in no particular order or ranking. The terms "best", "top", "cheap" (and variations), aren't product ratings, although we always explain what's great about a product when we highlight it; this is subject to our terms of use. When making a big financial decision, it's wise to consider getting independent financial advice, and always consider your own financial circumstances when comparing products so you get what's right for you. Most of the data in Finder's comparison tables has the source: Moneyfacts Group PLC. In other cases, Finder has sourced data directly from providers.

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