How to buy U-SBancorp (USB) shares in the UK

Learn how to easily invest in U-SBancorp shares.

U.S. Bancorp (USB) is a publicly traded banks-regional business based in the US. It opened the day at $47.72 after a previous close of $47.18. During the day the price has varied from a low of $47.44 to a high of $48.02. The latest price was $47.87 (25 minute delay). U-SBancorp is listed on the NYSE and employs 70,000 staff. All prices are listed in US Dollars.

How to buy shares in U-SBancorp

  1. Choose a platform. If you're a beginner, our share-dealing table below can help you choose.
  2. Open your account. You'll need your ID, bank details and national insurance number.
  3. Confirm your payment details. You'll need to fund your account with a bank transfer, debit card or credit card.
  4. Search the platform for stock code: USB in this case.
  5. Research U-SBancorp shares. The platform should provide the latest information available.
  6. Buy your U-SBancorp shares. It's that simple.
The whole process can take as little as 15 minutes. You'll need a smartphone or computer, an internet connection, your passport or driving licence and a means of payment.

Fees for buying 20x U-SBancorp shares with popular platforms

Both exchange rates and share prices fluctuate in real time, so the costs presented here should be considered as a guide only. They do not incorporate stamp duty. Always refer to the platform itself for availability and pricing – which may differ from our information.

Platform Platform fee Min. initial deposit Trading fee estimate
eToro Free Stocks logo £0 $10 £3.93
£789.09 total
Capital at risk
IG Share Dealing logo £0 £250 £12.17
£797.33 total
Capital at risk
Freetrade logo £0 £1 £3.53
£788.70 total
Capital at risk
Fineco logo £0 No minimum £7.85
£793.02 total
Capital at risk
Hargreaves Lansdown Fund and Share Account logo £0 £1 £19.80
£804.97 total
Capital at risk
Degiro Share Dealing logo £0 £0.01 £0.79
£785.95 total
Capital at risk
interactive investor Trading Account logo £9.99 per month No minimum £19.77
£804.93 total
Capital at risk
Stake logo £0 £50 £3.93
£789.09 total
Capital at risk
Halifax Share Dealing Account logo £36 per year £20 £19.31
£804.48 total
Capital at risk

Full comparison of share dealing platforms

U-SBancorp share price (NYSE:USB)

Use our graph to track the performance of USB stocks over time.

U-SBancorp price performance over time

Historical closes compared with the last close of $47.87

1 month (2022-07-08) 2.88%
6 months (2022-02-11) -18.24%
1 year (2021-08-11) -18.57%
2 years (2020-08-11) 25.08%
3 years (2019-08-09) -9.32%
5 years (2017-08-10) -8.61%

Is it a good time to buy U-SBancorp stock?

The technical analysis gauge below displays real-time ratings for the timeframes you select. This is not a recommendation, however. It represents a technical analysis based on the most popular technical indicators: Moving Averages, Oscillators and Pivots. Finder might not concur and takes no responsibility.

Promoted
eToro Free Stocks

Invest in U-SBancorp shares with 0% commission

  • Start investing from as little as $10
  • Pay no stamp duty on UK shares
  • Join 25 million users who trust their investments with eToro
Other fees apply. Capital at risk

All investing should be regarded as longer term. The value of your investments can go up and down, and you may get back less than you invest. Past performance is no guarantee of future results. If you’re not sure which investments are right for you, please seek out a financial adviser. Capital at risk.

Is U-SBancorp under- or over-valued?

Valuing a stock is incredibly difficult, and any metric has to be viewed as part of a bigger picture of overall performance. However, analysts commonly use some key metrics to help gauge value.

P/E ratio

U-SBancorp's current share price divided by its per-share earnings (EPS) over a 12-month period gives a "trailing price/earnings ratio" of roughly 11x. In other words, U-SBancorp shares trade at around 11x recent earnings.

That's relatively low compared to, say, the trailing 12-month P/E ratio for the NASDAQ 100 at the end of 2019 (27.29). The low P/E ratio could mean that investors are pessimistic about the outlook for the shares or simply that they're under-valued.

PEG ratio

U-SBancorp's "price/earnings-to-growth ratio" can be calculated by dividing its P/E ratio by its growth – to give 1.0602. A PEG ratio close to 1 can be interpreted as meaning shares offer reasonable value for the current rate of growth.

The PEG ratio provides a broader view than just the P/E ratio, as it gives more insight into U-SBancorp's future profitability. By accounting for growth, it could also help you if you're comparing the share prices of multiple high-growth companies.

Environmental, social and governance track record

Environmental, social and governance (known as ESG) criteria are a set of three factors used to measure the sustainability and social impact of companies like U-SBancorp.

Total ESG risk score

U-SBancorp's total ESG risk: 28.04

Socially conscious investors use ESG scores to screen how an investment aligns with their worldview, and U-SBancorp's overall score of 28.04 (as at 12/31/2018) is nothing to write home about – landing it in it in the 46th percentile of companies rated in the same sector.

ESG scores are increasingly used to estimate the level of risk a company like U-SBancorp is exposed to within the areas of "environmental" (carbon footprint, resource use etc.), "social" (health and safety, human rights etc.), and "governance" (anti-corruption, tax transparency etc.).

Environmental score

U-SBancorp's environmental score: 0.11/100

U-SBancorp's environmental score of 0.11 puts it squarely in the 3rd percentile of companies rated in the same sector. This could suggest that U-SBancorp is a leader in its sector terms of its environmental impact, and exposed to a lower level of risk.

Social score

U-SBancorp's social score: 11.69/100

U-SBancorp's social score of 11.69 puts it squarely in the 3rd percentile of companies rated in the same sector. This could suggest that U-SBancorp is a leader in its sector when it comes to taking good care of its workforce and the communities it impacts.

Governance score

U-SBancorp's governance score: 12.95/100

U-SBancorp's governance score puts it squarely in the 3rd percentile of companies rated in the same sector. That could suggest that U-SBancorp is a leader in its sector when it comes to responsible management and strategy, and exposed to a lower level of risk.

Controversy score

U-SBancorp's controversy score: 3/5

ESG scores also evaluate any incidences of controversy that a company has been involved in. A high-profile company, U-SBancorp scored a 3 out of 5 for controversy – a middle-of-the-table result reflecting that U-SBancorp hasn't always managed to keep its nose clean.

Environmental, social, and governance (ESG) summary

U.S. Bancorp was last rated for ESG on: 2019-01-01.

Total ESG score 28.04
Total ESG percentile 46.14
Environmental score 0.11
Environmental score percentile 3
Social score 11.69
Social score percentile 3
Governance score 12.95
Governance score percentile 3
Level of controversy 3

U-SBancorp shares at a glance

Information last updated 2022-08-10.
Open$47.72
High$48.02
Low$47.44
Close$47.87
Previous close$47.18
Change$0.69
Change %1.4625%
Volume6,091,430
Information last updated 2022-08-08.
52-week range$43.745 - $62.4372
50-day moving average$47.8876
200-day moving average$54.0972
Wall St. target price$54.93
PE ratio10.9263
Dividend yield$1.84 (3.88%)
Earnings per share (TTM)$4.34

Do U-SBancorp shares pay dividends?

3.9%

Dividend yield: 3.88% of stock value

3.9%

Forward annual dividend yield: 3.88% of stock value

41.4%

Dividend payout ratio: 41.35% of net profits

U-SBancorp has recently paid out dividends equivalent to 3.88% of its share value annually.

U-SBancorp has paid out, on average, around 41.35% of recent net profits as dividends. That has enabled analysts to estimate a "forward annual dividend yield" of 3.88% of the current stock value. This means that over a year, based on recent payouts (which are sadly no guarantee of future payouts), shareholders could enjoy a 3.88% return on their shares, in the form of dividend payments. In U-SBancorp's case, that would currently equate to about $1.84 per share.

While U-SBancorp's payout ratio might seem fairly standard, it's worth remembering that it may be investing much of the rest of its net profits in future growth.

U-SBancorp's most recent dividend payout was on 14 July 2022. The latest dividend was paid out to all shareholders who bought their shares by 28 June 2022 (the "ex-dividend date").

Share price volatility

Over the last 12 months, U-SBancorp's shares have ranged in value from as little as $43.745 up to $62.4372. A popular way to gauge a stock's volatility is its "beta".

USB.US volatility(beta: 0.99)Avg. volatility(beta: 1.00)LowHigh

Beta is a measure of a share's volatility in relation to the market. The market (NYSE average) beta is 1, while U-SBancorp's is 0.9874. This would suggest that U-SBancorp's shares are less volatile than average (for this exchange).

Frequently asked questions

More guides on Finder

  • How to buy Honda (HNDAF) shares in the UK

    Ever wondered how to buy shares in Honda? We explain how and compare a range of providers that can give you access to many brands, including Honda.

  • How to buy Duolingo (DUOL) shares in the UK

    You can own Duolingo shares in just a few minutes by using an online share dealing platform. Our table lets you compare the UK’s leading share dealing accounts to find the right one for you.

  • Earnings calendar

    “Earnings season” is the unofficial term for the period in which companies report their earnings for the latest quarter. Here’s what we’re expecting to see.

  • Top 10 stock market myths

    Find out the top 10 most popular stock market myths and whether or not there’s any truth to them.

  • How to sell shares

    Find out how you can sell your shares in the UK.

  • How to buy Panasonic (0QYR) shares

    Ever wondered how to buy shares in Panasonic? We explain how and compare a range of providers that can give you access to many brands, including Panasonic.

  • What to do if the stock market crashes

    Find out what to do if the stock market crashes, the risks involved, plus a range of different strategies to consider when investing.

  • Freetrade vs interactive investor

    Both Freetrade and interactive investor offer the chance to trade on the go with their mobile apps. Find out how they compare on features.

  • Freetrade vs eToro

    Both Freetrade and eToro offer the chance to trade without paying any commission. Find out how they compare on features.

  • iWeb review

    We took a look at iWeb to find out about its products, features, fees and financial services. Read our guide to learn more about this platform.

Ask an Expert

You are about to post a question on finder.com:

  • Do not enter personal information (eg. surname, phone number, bank details) as your question will be made public
  • finder.com is a financial comparison and information service, not a bank or product provider
  • We cannot provide you with personal advice or recommendations
  • Your answer might already be waiting – check previous questions below to see if yours has already been asked

Finder.com provides guides and information on a range of products and services. Because our content is not financial advice, we suggest talking with a professional before you make any decision.

By submitting your comment or question, you agree to our Privacy and Cookies Policy and Terms of Use.

Questions and responses on finder.com are not provided, paid for or otherwise endorsed by any bank or brand. These banks and brands are not responsible for ensuring that comments are answered or accurate.
Go to site