Best for
Mobile
How to buy Unum Group shares | $21.63
Own Unum Group shares in just a few minutes. Share price changes are updated daily.
Fact checked
Unum Group (UNM) is a leading insurance-life business based in the US. It opened the day at $22.01 after a previous close of $22.13. During the day the price has varied from a low of $21.28 to a high of $22.19. The latest price was $21.63 (25 minute delay). Unum Group is listed on the NYSE and employs 10,300 staff. All prices are listed in US Dollars.
How to buy shares in Unum Group
- Choose a platform. If you're a beginner, our share-dealing table below can help you choose.
- Open your account. You'll need your ID, bank details and national insurance number.
- Confirm your payment details. You'll need to fund your account with a bank transfer, debit card or credit card.
- Search the platform for stock code: UNM in this case.
- Research Unum Group shares. The platform should provide the latest information available.
- Buy your Unum Group shares. It's that simple.
What's in this guide?
- Can I buy shares in Unum Group?
- Has coronavirus impacted Unum Group shares?
- Unum Group shares summary
- Compare share dealing platforms
- Is Unum Group stock a buy or sell?
- Unum Group performance over time
- Can I short Unum Group shares?
- Is Unum Group suitable for ethical investing?
- Are Unum Group shares over-valued?
- Unum Group's financials
- How volatile are Unum Group shares?
- Does Unum Group pay a dividend?
- Have Unum Group shares ever split?
- Other common questions
How has Coronavirus impacted Unum Group's share price?
Since the stock market crash in March caused by coronavirus, Unum Group's share price has had significant negative movement.
Its last market close was $18.65, which is 37.77% down on its pre-crash value of $29.97 and 94.68% up on the lowest point reached during the March crash when the shares fell as low as $9.58.
If you had bought $1,000 worth of Unum Group shares at the start of February 2020, those shares would have been worth $384.06 at the bottom of the March crash, and if you held on to them, then as of the last market close they'd be worth $690.05.
Unum Group share price
Use our graph to track the performance of UNM stocks over time.Unum Group shares at a glance
Information last updated 2020-12-18.
| Open | $22.01 |
|---|---|
| High | $22.19 |
| Low | $21.28 |
| Close | $21.63 |
| Previous close | $22.13 |
| Change | $-0.5 |
| Change % | -2.259% |
| Volume | 5,570,376 |
Information last updated 2020-12-27.
| 52-week range | $9.0896 - $28.8581 |
|---|---|
| 50-day moving average | $22.2615 |
| 200-day moving average | $18.8587 |
| Wall St. target price | $21.55 |
| PE ratio | 4.6978 |
| Dividend yield | $1.14 (5.2%) |
| Earnings per share (TTM) | $4.666 |
Invest in Unum Group shares with 0% commission
Other fees may apply. Your capital is at risk.
- Unlimited trades, with no dealing charges or management fees
- If your trades get copied you can earn extra money
- Create an account today in a few minutes
Go to site
Capital at risk
Share dealing platform comparison
Table: sorted by promoted deals first
All investing should be regarded as longer term. The value of your investments can go up and down, and you may get back less than you invest. Past performance is no guarantee of future results. If you’re not sure which investments are right for you, please seek out a financial adviser. Capital at risk.
Is it a good time to buy Unum Group stock?
The technical analysis gauge below displays real-time ratings for the timeframes you select. This is not a recommendation, however. It represents a technical analysis based on the most popular technical indicators: Moving Averages, Oscillators and Pivots. Finder might not concur and takes no responsibility.
Unum Group price performance over time
Historical closes compared with the last close of $21.63
| 1 month (2020-12-22) | 1.45% |
|---|---|
| 3 months (2020-10-22) | 10.13% |
| 6 months (2020-07-22) | 21.04% |
Is Unum Group under- or over-valued?
Valuing Unum Group stock is incredibly difficult, and any metric has to be viewed as part of a bigger picture of Unum Group's overall performance. However, analysts commonly use some key metrics to help gauge the value of a stock.
Unum Group's P/E ratio
Unum Group's current share price divided by its per-share earnings (EPS) over a 12-month period gives a "trailing price/earnings ratio" of roughly 5x. In other words, Unum Group shares trade at around 5x recent earnings.
That's relatively low compared to, say, the trailing 12-month P/E ratio for the NASDAQ 100 at the end of 2019 (27.29). The low P/E ratio could mean that investors are pessimistic about the outlook for the shares or simply that they're under-valued.
Unum Group's PEG ratio
Unum Group's "price/earnings-to-growth ratio" can be calculated by dividing its P/E ratio by its growth – to give 2.5. A low ratio can be interpreted as meaning the shares offer better value, while a higher ratio can be interpreted as meaning the shares offer worse value.
The PEG ratio provides a broader view than just the P/E ratio, as it gives more insight into Unum Group's future profitability. By accounting for growth, it could also help you if you're comparing the share prices of multiple high-growth companies.
Unum Group's EBITDA
Unum Group's EBITDA (earnings before interest, taxes, depreciation and amortisation) is a whopping $1.5 billion (£1.1 billion).
The EBITDA is a measure of a Unum Group's overall financial performance and is widely used to measure a its profitability.
Unum Group financials
| Revenue TTM | $11.9 billion |
|---|---|
| Operating margin TTM | 11.81% |
| Gross profit TTM | $3.4 billion |
| Return on assets TTM | 1.29% |
| Return on equity TTM | 9.29% |
| Profit margin | 8% |
| Book value | $53.501 |
| Market capitalisation | $4.5 billion |
TTM: trailing 12 months
How to short and sell Unum Group shares
- Create a CFD or spread betting account.
- Search for the stock code. E.g. "UNM.US"
- Choose your position size.
- Select "sell" rather than "buy".
- Confirm your position and keep tabs on it. You may wish to set limits on your position.
There are currently 6.3 million Unum Group shares held short by investors – that's known as Unum Group's "short interest". This figure is 6.8% down from 6.7 million last month.
There are a few different ways that this level of interest in shorting Unum Group shares can be evaluated.
Unum Group's "short interest ratio" (SIR)
Unum Group's "short interest ratio" (SIR) is the quantity of Unum Group shares currently shorted divided by the average quantity of Unum Group shares traded daily (recently around 2.2 million). Unum Group's SIR currently stands at 2.84. In other words for every 100,000 Unum Group shares traded daily on the market, roughly 2840 shares are currently held short.
However Unum Group's short interest can also be evaluated against the total number of Unum Group shares, or, against the total number of tradable Unum Group shares (the shares that aren't held by "insiders" or major long-term shareholders – also known as the "float"). In this case Unum Group's short interest could be expressed as 0.03% of the outstanding shares (for every 100,000 Unum Group shares in existence, roughly 30 shares are currently held short) or 0.0352% of the tradable shares (for every 100,000 tradable Unum Group shares, roughly 35 shares are currently held short).
Such a low SIR usually points to an optimistic outlook for the share price, with fewer people currently willing to bet against Unum Group.
Find out more about how you can short Unum Group stock.
Unum Group's environmental, social and governance track record
Environmental, social and governance (known as ESG) criteria are a set of three factors used to measure the sustainability and social impact of companies like Unum Group.
When it comes to ESG scores, lower is better, and lower scores are generally associated with lower risk for would-be investors.
Unum Group's total ESG risk score
Total ESG risk: 30.31
Socially conscious investors use ESG scores to screen how an investment aligns with their worldview, and Unum Group's overall score of 30.31 (as at 01/01/2019) is nothing to write home about – landing it in it in the 42nd percentile of companies rated in the same sector.
ESG scores are increasingly used to estimate the level of risk a company like Unum Group is exposed to within the areas of "environmental" (carbon footprint, resource use etc.), "social" (health and safety, human rights etc.), and "governance" (anti-corruption, tax transparency etc.).
Unum Group's environmental score
Environmental score: 5.85/100
Unum Group's environmental score of 5.85 puts it squarely in the 6th percentile of companies rated in the same sector. This could suggest that Unum Group is a leader in its sector terms of its environmental impact, and exposed to a lower level of risk.
Unum Group's social score
Social score: 13.83/100
Unum Group's social score of 13.83 puts it squarely in the 6th percentile of companies rated in the same sector. This could suggest that Unum Group is a leader in its sector when it comes to taking good care of its workforce and the communities it impacts.
Unum Group's governance score
Governance score: 17.63/100
Unum Group's governance score puts it squarely in the 6th percentile of companies rated in the same sector. That could suggest that Unum Group is a leader in its sector when it comes to responsible management and strategy, and exposed to a lower level of risk.
Unum Group's controversy score
Controversy score: 1/5
ESG scores also evaluate any incidences of controversy that a company has been involved in. A high-profile company, Unum Group scored a 1 out of 5 for controversy – the highest score possible, reflecting that Unum Group has managed to keep its nose clean.
Environmental, social, and governance (ESG) summary
Unum Group was last rated for ESG on: 2019-01-01.
| Total ESG score | 30.31 |
|---|---|
| Total ESG percentile | 41.66 |
| Environmental score | 5.85 |
| Environmental score percentile | 6 |
| Social score | 13.83 |
| Social score percentile | 6 |
| Governance score | 17.63 |
| Governance score percentile | 6 |
| Level of controversy | 1 |
Unum Group share dividends
Dividend payout ratio: 21.92% of net profits
Recently Unum Group has paid out, on average, around 21.92% of net profits as dividends. That has enabled analysts to estimate a "forward annual dividend yield" of 5.2% of the current stock value. This means that over a year, based on recent payouts (which are sadly no guarantee of future payouts), Unum Group shareholders could enjoy a 5.2% return on their shares, in the form of dividend payments. In Unum Group's case, that would currently equate to about $1.14 per share.
While Unum Group's payout ratio might seem low, this can signify that Unum Group is investing more in its future growth.
Unum Group's most recent dividend payout was on 20 November 2020. The latest dividend was paid out to all shareholders who bought their shares by 29 October 2020 (the "ex-dividend date").
Have Unum Group's shares ever split?
Unum Group's shares were split on a 2:1 basis on 3 June 1997. So if you had owned 1 share the day before before the split, the next day you'd have owned 2 shares. This wouldn't directly have changed the overall worth of your Unum Group shares – just the quantity. However, indirectly, the new 50% lower share price could have impacted the market appetite for Unum Group shares which in turn could have impacted Unum Group's share price.
Unum Group share price volatility
Over the last 12 months, Unum Group's shares have ranged in value from as little as $9.0896 up to $28.8581. A popular way to gauge a stock's volatility is its "beta".
Beta is a measure of a share's volatility in relation to the market. The market (NYSE average) beta is 1, while Unum Group's is 1.7701. This would suggest that Unum Group's shares are more volatile than the average for this exchange and represent, relatively-speaking, a higher risk (but potentially also market-beating returns).
Win £500 to get your trading started
Subscribe to trending stock alerts for a chance to win
Unum Group overview
Unum Group, together with its subsidiaries, provides financial protection benefit solutions in the United States, the United Kingdom, Poland, and internationally. It operates through Unum US, Unum International, Colonial Life, and Closed Block segments. The company offers group long-term and short-term disability, group life, and accidental death and dismemberment products; supplemental and voluntary products, such as individual disability, voluntary benefits, and dental and vision products; and accident, sickness, disability, life, and cancer and critical illness products. It also provides group pension, individual life and corporate-owned life insurance, reinsurance pools and management operations, and other products. The company sells its products primarily to employers for the benefit of employees. Unum Group sells its products through field sales personnel, independent brokers, and consultants, as well as independent contractor agency sales force. The company was founded in 1848 and is based in Chattanooga, Tennessee.
Frequently asked questions
More guides on Finder
-
How to buy Transportation and Logistics Systems shares
Learn more about Transportation and Logistics Systems’ recent performance and where you can invest in Transportation and Logistics Systems shares. We also run through some helpful rules of thumb for any investor.
-
How to buy Charlie’s Holdings shares
Learn more about Charlie’s Holdings’ recent performance and where you can invest in Charlie’s Holdings shares. We also run through some helpful rules of thumb for any investor.
-
How to buy Lemonade shares | $50.05
Learn more about Lemonade’s recent performance and where you can invest in Lemonade shares. We also run through some helpful rules of thumb for any investor.
-
How to buy Unity Software shares | $111.51
Learn more about Unity Software’s recent performance and where you can invest in Unity Software shares. We also run through some helpful rules of thumb for any investor
-
How to buy FuelCell Energy shares | $3.745
Learn more about FuelCell Energy’s recent performance and where you can invest in FuelCell Energy shares. We also run through some helpful rules of thumb for any investor.
-
How to buy CloudCommerce shares | $0.1275
Learn more about CloudCommerce’s recent performance and where you can invest in CloudCommerce shares. We also run through some helpful rules of thumb for any investor
-
How to buy Zomedica Pharmaceuticals shares | $0.93
Ever wondered how to buy shares in Zomedica Pharmaceuticals? We explain how and compare a range of providers that can give you access to many brands, including Zomedica Pharmaceuticals.
-
How to buy YRC Worldwide shares | $4.66
Ever wondered how to buy shares in YRC Worldwide? We explain how and compare a range of providers that can give you access to many brands, including YRC Worldwide.
-
How to buy Xeros Technology Group shares | 220p
Ever wondered how to buy shares in Xeros Technology Group? We explain how and compare a range of providers that can give you access to many brands, including Xeros Technology Group.
-
How to buy Xpediator shares | 33.5p
Ever wondered how to buy shares in Xpediator? We explain how and compare a range of providers that can give you access to many brands, including Xpediator.
Ask an Expert