The Travelers Companies, Inc (TRV) is a leading insurance-property & casualty business based in the US. It opened the day at $138.59 after a previous close of $138.03. During the day the price has varied from a low of $137.5 to a high of $139.78. The latest price was $138.86 (25 minute delay). The Travelers Companies is listed on the NYSE and employs 30,800 staff. All prices are listed in US Dollars.
Since the stock market crash in March caused by coronavirus, The Travelers Companies's share price has had significant negative movement.
Its last market close was $113.32, which is 16.16% down on its pre-crash value of $135.16 and 47.19% up on the lowest point reached during the March crash when the shares fell as low as $76.99.
If you had bought $1,000 worth of The Travelers Companies shares at the start of February 2020, those shares would have been worth $660.93 at the bottom of the March crash, and if you held on to them, then as of the last market close they'd be worth $847.63.
|52-week range||$75.4302 - $139.78|
|50-day moving average||$135.1753|
|200-day moving average||$120.3288|
|Wall St. target price||$130.56|
|Dividend yield||$3.4 (2.46%)|
|Earnings per share (TTM)||$8.775|
All investing should be regarded as longer term. The value of your investments can go up and down, and you may get back less than you invest. Past performance is no guarantee of future results. If you’re not sure which investments are right for you, please seek out a financial adviser. Capital at risk.
The technical analysis gauge below displays real-time ratings for the timeframes you select. This is not a recommendation, however. It represents a technical analysis based on the most popular technical indicators: Moving Averages, Oscillators and Pivots. Finder might not concur and takes no responsibility.
|3 months (2020-10-16)||22.54%|
|6 months (2020-07-17)||16.53%|
Valuing The Travelers Companies stock is incredibly difficult, and any metric has to be viewed as part of a bigger picture of The Travelers Companies's overall performance. However, analysts commonly use some key metrics to help gauge the value of a stock.
The Travelers Companies's current share price divided by its per-share earnings (EPS) over a 12-month period gives a "trailing price/earnings ratio" of roughly 16x. In other words, The Travelers Companies shares trade at around 16x recent earnings.
That's relatively low compared to, say, the trailing 12-month P/E ratio for the NASDAQ 100 at the end of 2019 (27.29). The low P/E ratio could mean that investors are pessimistic about the outlook for the shares or simply that they're under-valued.
The Travelers Companies's "price/earnings-to-growth ratio" can be calculated by dividing its P/E ratio by its growth – to give 1.253. A low ratio can be interpreted as meaning the shares offer better value, while a higher ratio can be interpreted as meaning the shares offer worse value.
The PEG ratio provides a broader view than just the P/E ratio, as it gives more insight into The Travelers Companies's future profitability. By accounting for growth, it could also help you if you're comparing the share prices of multiple high-growth companies.
The Travelers Companies's EBITDA (earnings before interest, taxes, depreciation and amortisation) is a whopping $3.8 billion (£2.8 billion).
The EBITDA is a measure of a The Travelers Companies's overall financial performance and is widely used to measure a its profitability.
|Revenue TTM||$31.6 billion|
|Operating margin TTM||9.59%|
|Gross profit TTM||$7.8 billion|
|Return on assets TTM||1.67%|
|Return on equity TTM||8.46%|
|Market capitalisation||$35.1 billion|
TTM: trailing 12 months
There are currently 5.9 million The Travelers Companies shares held short by investors – that's known as The Travelers Companies's "short interest". This figure is 8.3% down from 6.4 million last month.
There are a few different ways that this level of interest in shorting The Travelers Companies shares can be evaluated.
The Travelers Companies's "short interest ratio" (SIR) is the quantity of The Travelers Companies shares currently shorted divided by the average quantity of The Travelers Companies shares traded daily (recently around 1.2 million). The Travelers Companies's SIR currently stands at 4.74. In other words for every 100,000 The Travelers Companies shares traded daily on the market, roughly 4740 shares are currently held short.
However The Travelers Companies's short interest can also be evaluated against the total number of The Travelers Companies shares, or, against the total number of tradable The Travelers Companies shares (the shares that aren't held by "insiders" or major long-term shareholders – also known as the "float"). In this case The Travelers Companies's short interest could be expressed as 0.02% of the outstanding shares (for every 100,000 The Travelers Companies shares in existence, roughly 20 shares are currently held short) or 0.0233% of the tradable shares (for every 100,000 tradable The Travelers Companies shares, roughly 23 shares are currently held short).
Such a low SIR usually points to an optimistic outlook for the share price, with fewer people currently willing to bet against The Travelers Companies.
Find out more about how you can short The Travelers Companies stock.
Environmental, social and governance (known as ESG) criteria are a set of three factors used to measure the sustainability and social impact of companies like The Travelers Companies.
When it comes to ESG scores, lower is better, and lower scores are generally associated with lower risk for would-be investors.
Total ESG risk: 22.43
Socially conscious investors use ESG scores to screen how an investment aligns with their worldview, and The Travelers Companies's overall score of 22.43 (as at 01/01/2019) is pretty good – landing it in it in the 28th percentile of companies rated in the same sector.
ESG scores are increasingly used to estimate the level of risk a company like The Travelers Companies is exposed to within the areas of "environmental" (carbon footprint, resource use etc.), "social" (health and safety, human rights etc.), and "governance" (anti-corruption, tax transparency etc.).
Environmental score: 1.05/100
The Travelers Companies's environmental score of 1.05 puts it squarely in the 2nd percentile of companies rated in the same sector. This could suggest that The Travelers Companies is a leader in its sector terms of its environmental impact, and exposed to a lower level of risk.
Social score: 8.75/100
The Travelers Companies's social score of 8.75 puts it squarely in the 2nd percentile of companies rated in the same sector. This could suggest that The Travelers Companies is a leader in its sector when it comes to taking good care of its workforce and the communities it impacts.
Governance score: 11.14/100
The Travelers Companies's governance score puts it squarely in the 2nd percentile of companies rated in the same sector. That could suggest that The Travelers Companies is a leader in its sector when it comes to responsible management and strategy, and exposed to a lower level of risk.
Controversy score: 2/5
ESG scores also evaluate any incidences of controversy that a company has been involved in. A high-profile company, The Travelers Companies scored a 2 out of 5 for controversy – the second-highest score possible, reflecting that The Travelers Companies has, for the most part, managed to keep its nose clean.
|Total ESG score||22.43|
|Total ESG percentile||28.18|
|Environmental score percentile||2|
|Social score percentile||2|
|Governance score percentile||2|
|Level of controversy||2|
Dividend payout ratio: 38.04% of net profits
Recently The Travelers Companies has paid out, on average, around 38.04% of net profits as dividends. That has enabled analysts to estimate a "forward annual dividend yield" of 2.46% of the current stock value. This means that over a year, based on recent payouts (which are sadly no guarantee of future payouts), The Travelers Companies shareholders could enjoy a 2.46% return on their shares, in the form of dividend payments. In The Travelers Companies's case, that would currently equate to about $3.4 per share.
While The Travelers Companies's payout ratio might seem fairly standard, it's worth remembering that The Travelers Companies may be investing much of the rest of its net profits in future growth.
The Travelers Companies's most recent dividend payout was on 31 December 2020. The latest dividend was paid out to all shareholders who bought their shares by 9 December 2020 (the "ex-dividend date").
The Travelers Companies's shares were split on a 2:1 basis on 12 May 1998. So if you had owned 1 share the day before before the split, the next day you'd have owned 2 shares. This wouldn't directly have changed the overall worth of your The Travelers Companies shares – just the quantity. However, indirectly, the new 50% lower share price could have impacted the market appetite for The Travelers Companies shares which in turn could have impacted The Travelers Companies's share price.
Over the last 12 months, The Travelers Companies's shares have ranged in value from as little as $75.4302 up to $139.78. A popular way to gauge a stock's volatility is its "beta".
Beta is a measure of a share's volatility in relation to the market. The market (NYSE average) beta is 1, while The Travelers Companies's is 0.7617. This would suggest that The Travelers Companies's shares are less volatile than average (for this exchange).
The Travelers Companies, Inc., through its subsidiaries, provides a range of commercial and personal property, and casualty insurance products and services to businesses, government units, associations, and individuals in the United states and internationally. The company operates through three segments: Business Insurance, Bond & Specialty Insurance, and Personal Insurance. The Business Insurance segment offers workers' compensation, commercial automobile and property, general liability, commercial multi-peril, employers' liability, public and product liability, professional indemnity, marine, aviation, onshore and offshore energy, construction, terrorism, personal accident, and kidnap and ransom insurance products. This segment operates through select accounts, which serve small businesses; commercial accounts that serve mid-sized businesses; national accounts, which serve large companies; and national property and other that serve large and mid-sized customers, commercial transportation industry, and agricultural businesses, as well as markets and distributes its products through brokers, wholesale agents, program managers, and specialized retail agents. The Bond & Specialty Insurance segment provides surety, fidelity, management and professional liability, and other property and casualty insurance products through independent agencies and brokers. The Personal Insurance segment offers property and casualty insurance covering personal risks, primarily automobile and homeowners insurance to individuals through independent agencies and brokers. The Travelers Companies, Inc. was founded in 1853 and is based in New York, New York.
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