How to buy OSB Group (OSB) shares

Learn how to easily invest in OSB Group shares.

OSB Group Plc
LSE: OSB - GBX
MORTGAGE FINANCE
p508.50
+ p2.50 ( + 0.49%)

OSB Group Plc (OSB) is a leading mortgage finance business based in the UK. It opened the day at 472.2p after a previous close of 462.8p. During the day the price has varied from a low of 463.6p to a high of 476.4p. The latest price was 476.4p (25 minute delay). OSB Group is listed on the London Stock Exchange (LSE) and employs 1,727 staff. All prices are listed in pence sterling.

How to buy shares in OSB Group

  1. Choose a platform. If you're a beginner, our share-dealing table below can help you choose.
  2. Open your account. You'll need your ID, bank details and national insurance number.
  3. Confirm your payment details. You'll need to fund your account with a bank transfer, debit card or credit card.
  4. Search the platform for stock code: OSB in this case.
  5. Research OSB Group shares. The platform should provide the latest information available.
  6. Buy your OSB Group shares. It's that simple.
The whole process can take as little as 15 minutes.

How has coronavirus impacted OSB Group's share price?

Since the stock market crash that started in February 2020, OSB Group's share price has had significant positive movement.

Its last market close was 506p, which is 13.83% up on its pre-crash value of 436p and 225.82% up on the lowest point reached during the March 2020 crash when the shares fell as low as 155.3p.

If you had bought £1,000 worth of OSB Group shares at the start of February 2020, those shares would have been worth £455.58 at the bottom of the March crash, and if you held on to them, then as of the last market close they'd be worth £1,182.78.

OSB Group share price (LSE:OSB)

Use our graph to track the performance of OSB stocks over time.

OSB Group shares at a glance

Information last updated 2021-07-09.
Open472.2p
High476.4p
Low463.6p
Close476.4p
Previous close462.8p
Change13.6p
Change %2.9386%
Volume633,093
Information last updated 2021-10-16.
52-week range290.7988p - 523p
50-day moving average499.425p
200-day moving average480.0396p
Wall St. target price639.15p
PE ratio8.2258
Dividend yield19.4p (3.81%)
Earnings per share (TTM)62p
Promoted
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Invest in OSB Group shares with 0% commission

Other fees apply. Your capital is at risk.

  • Unlimited trades, with no dealing charges or management fees
  • Pay no stamp duty on UK shares (saving 0.5%)
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Capital at risk

Fees for buying 100x OSB Group shares with popular platforms

Share prices fluctuate in real time, so the costs presented here should be considered as a guide only. They do not incorporate stamp duty. Always refer to the platform itself for availability and pricing – which may differ from our information.

Platform Platform fee Min. initial deposit Trading fee estimate
Freetrade logo £0 No minimum £0.00
£476.40 total
Capital at risk
eToro Free Stocks logo £0 $50 £0.00
£476.40 total
Capital at risk
Fineco logo £0 No minimum £0.00
£476.40 total
Capital at risk
Degiro Share Dealing logo £0 £0.01 £1.82
£478.22 total
Capital at risk
Hargreaves Lansdown Fund and Share Account logo £0 £1 £11.95
£488.35 total
Capital at risk
interactive investor Trading Account logo £9.99 per month No minimum £7.99
£484.39 total
Capital at risk
Halifax Share Dealing Account logo £36 per year £20 £9.50
£485.90 total
Capital at risk

Full comparison of share dealing platforms

All investing should be regarded as longer term. The value of your investments can go up and down, and you may get back less than you invest. Past performance is no guarantee of future results. If you’re not sure which investments are right for you, please seek out a financial adviser. Capital at risk.

Is it a good time to buy OSB Group stock?

The technical analysis gauge below displays real-time ratings for the timeframes you select. This is not a recommendation, however. It represents a technical analysis based on the most popular technical indicators: Moving Averages, Oscillators and Pivots. Finder might not concur and takes no responsibility.

OSB Group price performance over time

Historical closes compared with the last close of 476.4p

1 week (2021-10-15) -6.59%
1 month (2021-09-22) -3.48%
3 months (2021-07-22) 3.48%
6 months (2021-04-22) 2.45%
1 year (2020-10-22) 54.17%
2 years (2019-10-22) 26.03%
3 years (2018-10-22) 26.43%
5 years (2016-10-21) 66.63%

Is OSB Group under- or over-valued?

Valuing a stock is incredibly difficult, and any metric has to be viewed as part of a bigger picture of overall performance. However, analysts commonly use some key metrics to help gauge value.

P/E ratio

OSB Group's current share price divided by its per-share earnings (EPS) over a 12-month period gives a "trailing price/earnings ratio" of roughly 8x. In other words, OSB Group shares trade at around 8x recent earnings.

That's relatively low compared to, say, the trailing 12-month P/E ratio for the FTSE 250 at the end of September 2019 (19.71). The low P/E ratio could mean that investors are pessimistic about the outlook for the shares or simply that they're under-valued.

Financials

Revenue TTM £551.6 million
Operating margin TTM 70.71%
Gross profit TTM £437.4 million
Return on assets TTM 1.25%
Return on equity TTM 17.2%
Profit margin 51.81%
Book value 3.831p
Market capitalisation £2.3 billion

TTM: trailing 12 months

OSB Group share dividends

3.8%

Dividend yield: 3.81% of stock value

3.8%

Forward annual dividend yield: 3.84% of stock value

0.3%

Dividend payout ratio: 0.31% of net profits

OSB Group has recently paid out dividends equivalent to 3.81% of its share value annually.

OSB Group has paid out, on average, around 0.31% of recent net profits as dividends. That has enabled analysts to estimate a "forward annual dividend yield" of 3.84% of the current stock value. This means that over a year, based on recent payouts (which are sadly no guarantee of future payouts), shareholders could enjoy a 3.84% return on their shares, in the form of dividend payments. In OSB Group's case, that would currently equate to about 19.4p per share.

While OSB Group's payout ratio might seem low, this can signify that the company is investing more in its future growth.

The latest dividend was paid out to all shareholders who bought their shares by 26 August 2021 (the "ex-dividend date").

OSB Group dividend history

Dividend Type Ex-dividend date Payment date
£0.049 Interim 26/08/2021 22/09/2021
£0.145 Final 15/04/2021 02/06/2021
£0.049 Interim 29/08/2019 20/09/2019
£0.103 Final 21/03/2019 15/05/2019
£0.043 Interim 11/10/2018 02/11/2018
£0.093 Final 22/03/2018 16/05/2018
£0.035 Interim 12/10/2017 03/11/2017
£0.076 Final 30/03/2017 17/05/2017
£0.029 Interim 15/10/2016 06/11/2016
£0.067 Final 24/03/2016 18/05/2016
£0.02 Interim 15/10/2015 06/11/2015
£0.039 Final 14/05/2015 05/06/2015

Share price volatility

Over the last 12 months, OSB Group's shares have ranged in value from as little as 290.7988p up to 523p. A popular way to gauge a stock's volatility is its "beta".

OSB.LSE volatility(beta: 1.36)Avg. volatility(beta: 1.00)LowHigh

Beta is a measure of a share's volatility in relation to the market. The market (LSE average) beta is 1, while OSB Group's is 1.3568. This would suggest that OSB Group's shares are more volatile than the average for this exchange and represent, relatively-speaking, a higher risk (but potentially also market-beating returns).

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OSB Group overview

In 2019, OneSavings Bank acquired Charter Court Financial Services Group, a financial services company.

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