Ally Financial Inc is a credit services business based in the US. Ally Financial shares (ALLY.US) are listed on the NYSE and all prices are listed in US Dollars. Ally Financial employs 8,700 staff and has a trailing 12-month revenue of around $6.1 billion.
|Latest market close||$N/A|
|52-week range||$9.9501 - $41.91|
|50-day moving average||$36.0852|
|200-day moving average||$27.7041|
|Wall St. target price||$44.81|
|Dividend yield||$0.76 (1.87%)|
|Earnings per share (TTM)||$2.902|
All investing should be regarded as longer term. The value of your investments can go up and down, and you may get back less than you invest. Past performance is no guarantee of future results. If you’re not sure which investments are right for you, please seek out a financial adviser. Capital at risk.
The technical analysis gauge below displays real-time ratings for the timeframes you select. This is not a recommendation, however. It represents a technical analysis based on the most popular technical indicators: Moving Averages, Oscillators and Pivots. Finder might not concur and takes no responsibility.
Valuing Ally Financial stock is incredibly difficult, and any metric has to be viewed as part of a bigger picture of Ally Financial's overall performance. However, analysts commonly use some key metrics to help gauge the value of a stock.
Ally Financial's current share price divided by its per-share earnings (EPS) over a 12-month period gives a "trailing price/earnings ratio" of roughly 14x. In other words, Ally Financial shares trade at around 14x recent earnings.
That's relatively low compared to, say, the trailing 12-month P/E ratio for the NASDAQ 100 at the end of 2019 (27.29). The low P/E ratio could mean that investors are pessimistic about the outlook for the shares or simply that they're under-valued.
Ally Financial's "price/earnings-to-growth ratio" can be calculated by dividing its P/E ratio by its growth – to give 0.3048. A low ratio can be interpreted as meaning the shares offer better value, while a higher ratio can be interpreted as meaning the shares offer worse value.
The PEG ratio provides a broader view than just the P/E ratio, as it gives more insight into Ally Financial's future profitability. By accounting for growth, it could also help you if you're comparing the share prices of multiple high-growth companies.
|Revenue TTM||$6.1 billion|
|Operating margin TTM||24.01%|
|Gross profit TTM||$6.1 billion|
|Return on assets TTM||0.6%|
|Return on equity TTM||7.46%|
|Market capitalisation||$15.2 billion|
TTM: trailing 12 months
There are currently 8.6 million Ally Financial shares held short by investors – that's known as Ally Financial's "short interest". This figure is 13.9% up from 7.5 million last month.
There are a few different ways that this level of interest in shorting Ally Financial shares can be evaluated.
Ally Financial's "short interest ratio" (SIR) is the quantity of Ally Financial shares currently shorted divided by the average quantity of Ally Financial shares traded daily (recently around 5.1 million). Ally Financial's SIR currently stands at 1.7. In other words for every 100,000 Ally Financial shares traded daily on the market, roughly 1700 shares are currently held short.
However Ally Financial's short interest can also be evaluated against the total number of Ally Financial shares, or, against the total number of tradable Ally Financial shares (the shares that aren't held by "insiders" or major long-term shareholders – also known as the "float"). In this case Ally Financial's short interest could be expressed as 0.02% of the outstanding shares (for every 100,000 Ally Financial shares in existence, roughly 20 shares are currently held short) or 0.0256% of the tradable shares (for every 100,000 tradable Ally Financial shares, roughly 26 shares are currently held short).
Such a low SIR usually points to an optimistic outlook for the share price, with fewer people currently willing to bet against Ally Financial.
Find out more about how you can short Ally Financial stock.
Environmental, social and governance (known as ESG) criteria are a set of three factors used to measure the sustainability and social impact of companies like Ally Financial.
When it comes to ESG scores, lower is better, and lower scores are generally associated with lower risk for would-be investors.
Total ESG risk: 29.96
Socially conscious investors use ESG scores to screen how an investment aligns with their worldview, and Ally Financial's overall score of 29.96 (as at 01/01/2019) is nothing to write home about – landing it in it in the 43rd percentile of companies rated in the same sector.
ESG scores are increasingly used to estimate the level of risk a company like Ally Financial is exposed to within the areas of "environmental" (carbon footprint, resource use etc.), "social" (health and safety, human rights etc.), and "governance" (anti-corruption, tax transparency etc.).
Environmental score: 7.14/100
Ally Financial's environmental score of 7.14 puts it squarely in the 9th percentile of companies rated in the same sector. This could suggest that Ally Financial is a leader in its sector terms of its environmental impact, and exposed to a lower level of risk.
Social score: 21.81/100
Ally Financial's social score of 21.81 puts it squarely in the 9th percentile of companies rated in the same sector. This could suggest that Ally Financial is a leader in its sector when it comes to taking good care of its workforce and the communities it impacts.
Governance score: 18.52/100
Ally Financial's governance score puts it squarely in the 9th percentile of companies rated in the same sector. That could suggest that Ally Financial is a leader in its sector when it comes to responsible management and strategy, and exposed to a lower level of risk.
Controversy score: 2/5
ESG scores also evaluate any incidences of controversy that a company has been involved in. A high-profile company, Ally Financial scored a 2 out of 5 for controversy – the second-highest score possible, reflecting that Ally Financial has, for the most part, managed to keep its nose clean.
|Total ESG score||29.96|
|Total ESG percentile||42.7|
|Environmental score percentile||9|
|Social score percentile||9|
|Governance score percentile||9|
|Level of controversy||2|
Dividend payout ratio: 19.14% of net profits
Recently Ally Financial has paid out, on average, around 19.14% of net profits as dividends. That has enabled analysts to estimate a "forward annual dividend yield" of 1.87% of the current stock value. This means that over a year, based on recent payouts (which are sadly no guarantee of future payouts), Ally Financial shareholders could enjoy a 1.87% return on their shares, in the form of dividend payments. In Ally Financial's case, that would currently equate to about $0.76 per share.
While Ally Financial's payout ratio might seem low, this can signify that Ally Financial is investing more in its future growth.
Ally Financial's most recent dividend payout was on 12 February 2021. The latest dividend was paid out to all shareholders who bought their shares by 29 January 2021 (the "ex-dividend date").
Ally Financial's shares were split on a 310:1 basis on 10 April 2014. So if you had owned 1 share the day before before the split, the next day you'd have owned 310 shares. This wouldn't directly have changed the overall worth of your Ally Financial shares – just the quantity. However, indirectly, the new 99.7% lower share price could have impacted the market appetite for Ally Financial shares which in turn could have impacted Ally Financial's share price.
Over the last 12 months, Ally Financial's shares have ranged in value from as little as $9.9501 up to $41.91. A popular way to gauge a stock's volatility is its "beta".
Beta is a measure of a share's volatility in relation to the market. The market (NYSE average) beta is 1, while Ally Financial's is 1.5888. This would suggest that Ally Financial's shares are more volatile than the average for this exchange and represent, relatively-speaking, a higher risk (but potentially also market-beating returns).
Ally Financial Inc., a bank holding company, provides various digital financial products and services to consumer, commercial, and corporate customers primarily in the United States and Canada. It operates through Automotive Finance Operations, Insurance Operations, Mortgage Finance Operations, and Corporate Finance Operations segments. The Automotive Finance Operations segment offers automotive financing services, including providing retail installment sales contracts, loans and operating leases, term loans to dealers, financing dealer floorplans, other lines of credit to dealers, warehouse lines to automotive retailers, and fleet financing. It also provides financing services to companies and municipalities for the purchase or lease of vehicles, and vehicle-remarketing services. The Insurance Operations segment offers consumer finance protection and insurance products through the automotive dealer channel, and commercial insurance products directly to dealers. The Mortgage Finance Operations segment manages held-for-investment consumer mortgage loan portfolio that includes bulk purchases of jumbo and low-to-moderate income mortgage loans originated by third parties, as well as direct-to-consumer mortgage offerings. The Corporate Finance Operations segment provides senior secured leveraged cash flow and asset-based loans to middle market companies; leveraged loans; and commercial real estate product. It primarily focuses on businesses owned by private equity sponsors with loans used for leveraged buyouts, mergers and acquisitions, debt refinancing, restructurings, and working capital. The company, through its subsidiary, Ally Bank, also offers commercial banking products and services. In addition, it provides securities brokerage and investment advisory services. The company was formerly known as GMAC Inc. and changed its name to Ally Financial Inc. in May 2010. Ally Financial Inc. was founded in 1919 and is headquartered in Detroit, Michigan.
Learn more about Transportation and Logistics Systems’ recent performance and where you can invest in Transportation and Logistics Systems shares. We also run through some helpful rules of thumb for any investor.
Learn more about Charlie’s Holdings’ recent performance and where you can invest in Charlie’s Holdings shares. We also run through some helpful rules of thumb for any investor.
Learn more about Lemonade’s recent performance and where you can invest in Lemonade shares. We also run through some helpful rules of thumb for any investor.
Learn more about Unity Software’s recent performance and where you can invest in Unity Software shares. We also run through some helpful rules of thumb for any investor
Learn more about FuelCell Energy’s recent performance and where you can invest in FuelCell Energy shares. We also run through some helpful rules of thumb for any investor.
Learn more about CloudCommerce’s recent performance and where you can invest in CloudCommerce shares. We also run through some helpful rules of thumb for any investor
Ever wondered how to buy shares in Zomedica Pharmaceuticals? We explain how and compare a range of providers that can give you access to many brands, including Zomedica Pharmaceuticals.
Ever wondered how to buy shares in YRC Worldwide? We explain how and compare a range of providers that can give you access to many brands, including YRC Worldwide.
Ever wondered how to buy shares in Xeros Technology Group? We explain how and compare a range of providers that can give you access to many brands, including Xeros Technology Group.
Ever wondered how to buy shares in Xpediator? We explain how and compare a range of providers that can give you access to many brands, including Xpediator.
finder.com is an independent comparison platform and information service that aims to provide you with the tools you need to make better decisions. While we are independent, the offers that appear on this site are from companies from which finder.com receives compensation. We may receive compensation from our partners for placement of their products or services. We may also receive compensation if you click on certain links posted on our site. While compensation arrangements may affect the order, position or placement of product information, it doesn't influence our assessment of those products. Please don't interpret the order in which products appear on our Site as any endorsement or recommendation from us. finder.com compares a wide range of products, providers and services but we don't provide information on all available products, providers or services. Please appreciate that there may be other options available to you than the products, providers or services covered by our service.