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Vigo global money transfer review

Vigo is a long-standing money transfer service that does things the old way, allowing you to send money for delivery to a network of banks throughout Latin America.

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Product nameVigo
Minimum and maximum transfers, methods, options, speed, exchange ratesVaries by agent
Available currencies21 currencies — including MXN, GTQ, COP and CRC
FeesStarts at $4 a transfer
Customer service optionsPhone

What is Vigo?

Vigo is a company that transfers money to 50 countries with an emphasis on Latin America.

Unlike a lot of other providers, you can’t initiate a money transfer online with Vigo. Instead, you’ll need to visit a verified physical location. To find an agent near you, visit the Vigo website and click Find an agent location.

Vigo is owned by Western Union, so if you can’t find what you need, use one of Western Union’s 50,000 locations.

Fees, transfer minimums and exchange rates

You have to visit an agent location or bank for specific information about the currencies you want to transfer. Exchange rates, transfer minimums and transfer methods vary depending on the agent location, with transfer fees starting at $4.

Available countries

You can transfer money within the United States as well as 21 other countries in Latin America, Eastern Europe and the Caribbean. Countries include Mexico, Guatemala, El Salvador, Honduras, Peru and Colombia.

How do I send money through Vigo?

To send a money transfer through Vigo, visit any of the agent locations included on Vigo’s website.

With so much depending on your specific agent, you might want to call ahead to confirm the information you’ll need for a transfer. You may need your bank account number, ID and your recipient’s bank account details.

How does Vigo Money Transfer compare to other services?

Our table lets you compare the services you can use to send money abroad. Compare services on transfer speeds and fees, then click Go to site when you're ready to send.
1 - 14 of 14
Name Product Filter Values Fastest Transfer Speed Fees (Pay by Bank Transfer)
Within minutes
After spending $15k in your first 90 days, receive a one-time $500 bonus that will automatically be credited to your account on any FX conversion.
Airwallex can help you make business payments to 150+ countries in 60+ currencies.
Wise (TransferWise)
Within minutes
From 0.41%
Wise uses the mid-market rate and transparent fees to help you send money in 45+ currencies.
Cash App
Within minutes
From $0
With this peer-to-peer payment app make payments to your friends and family with no transfer fees within the US or from the US to the UK or EU.
24 hours
From 0%
New Instarem customers will get a special FX rate and zero-fees on their first transfer.
Instarem offers offers rewards on every transaction.
Within minutes
From $0
MoneyGram has fast cash pick-up transfers to more than 350,000 agent locations worldwide.
Western Union
Within minutes
From $0
Enjoy $0 fee on your first online transfer. Western Union makes money from currency exchange. Not valid on credit cards or sends to Cuba.
Western Union sends money online to friends and family in 200+ countries and territories around the world.
OFX International Money Transfers (Business)
24 hours
Business customers: Send safe, no-limit transfers with no fees and competitive exchange rates.
CurrencyTransfer for Business
24 hours
Increase business efficiency with zero transaction fees and same-day transfers.
24 hours
OFX has no maximum limit transfers, with competitive exchange rates for 45+ currencies.
Xe Money Transfer for Business
24 hours
Save your time and money with Xe Money Transfer for business.
Currencies Direct (business)
24 hours
Minimizes costs of international transactions and offers custom solutions for business clients. Currencies Direct may call you to confirm your transfer, so be prepared for a phone call shortly after initiating a transfer.
Within minutes
Xe has fast transfers with low fees and a range of foreign currency tools.
24 hours
CurrencyTransfer lets you shop around for the best exchange rate on its online marketplace.
Currencies Direct
24 hours
CurrenciesDirect makes transferring money abroad simple with bank-beating exchange rates. Currencies Direct may call you to confirm your transfer, so be prepared for a phone call shortly after initiating a transfer.

What to look out for

  • Physical locations only. Vigo isn’t an online money transfer service. To send money, you must visit a brick-and-mortar store or bank.
  • Exchange rates and fees aren’t set in stone. Details vary depending on your specific agent or bank.

Pros and cons


  • Transfer to 21 countries. Includes the US and countries in Latin America, Europe and the Caribbean.


  • No online transfers. This is especially inconvenient if you don’t live close to a Vigo agent location.
  • Transfer fee. Fees start at $4 a transfer. But you can find other online money specialists with $0 fees.
  • Opaque website. You won’t find much information about Vigo on its site.

How long has Vigo been in business?

Vigo has been in business for 25 years and is owned by Western Union — which was founded in 1851. WU purchased Vigo in 2005.

Next steps

To get started with Vigo, visit its site to find a local agent. Then visit that agent with your funds, ID and recipient details to make a money transfer.

Bottom line

No online transfer option is a point against Vigo. As is a website that doesn’t offer much in the way of letting you know how it works.

But you’ll find many Vigo agent locations with the option of visiting thousands more through Western Union.

Frequently asked questions