Vauxhall Vivaro insurance group
Compare insurance costs for your Vauxhall Vivaro based on your age and location.
The Vauxhall Vivaro is a medium-sized van that was launched in June 2001 as a competitor to the Renault Trafic van. In April 2014, the second-generation Vauxhall Vivaro was launched, and in March 2019, the third generation followed ahead of the van’s twentieth birthday in 2021. It’s also available as an electric model called the Vivaro-e, which was crowned the 2021 International Van of the Year.
In this guide, we’re sharing the lowdown on how to get your Vauxhall Vivaro insured and on the road.
What insurance group does the Vauxhall Vivaro fall under?
All vehicles are given a specific insurance group that ranges from 1 (cheapest) to 50 (most expensive), which helps determine the cost of your premium. Vauxhall Vivaro models range from insurance group 4 to 11, meaning they’re among the least expensive vehicles to insure. As an example, a 30-year-old driver in an average postcode could pay around £631 for cover on a Vauxhall Vivaro 1499cc that is in insurance group 4 or around £731 for a Vauxhall Vivaro 2464cc that is in insurance group 11. This shows the impact on premiums when a vehicle is classified in a group with a high number.
Vauxhall Vivaro insurance cost by location
Among the factors that affect the cost of your car insurance premium, one of the biggest is your location.
To show the impact of your home address, here are some average quotes for a 30-year-old living in 3 different locations. The quotes are for a Vauxhall Vivaro 1499cc.
- Expensive: £750 (London SE1)
- Average: £631 (Newcastle NE1)
- Cheap: £439 (Galashiels TD1)
Which factors affect my Vauxhall Vivaro insurance rate?
Along with insurance group, there are many other key factors that have a big impact on your insurance premium costs:
- Engine type and capacity. In general, the larger the engine, the more you’ll pay for your insurance. For example, it may cost £750 for insurance for a Vauxhall Vivaro 1499cc, while you may pay £865 for a Vauxhall Vivaro 2464cc. So, that’s an extra £115 per year you’ll pay for the 2464cc engine.
- Driver location. Insurers use your home address to determine the level of risk that your vehicle may be stolen or involved in an accident, and this affects the cost of insurance. For example, a 30-year-old in central London may pay £750 for insurance for a Vauxhall Vivaro 1499cc, while the same 30-year-old in Newcastle may only pay £631. That’s an extra £119 per year that the average 30-year-old would pay in London compared to Newcastle.
- Driver age. The youngest drivers will pay the most for insurance because they are the most likely to make a claim. As an example, the average 20-year-old driver in London may pay £1,304 for the Vauxhall Vivaro 1499cc, while the average 40-year-old Londoner will only pay £683. That’s £621 more per year that the younger driver would pay in this scenario.
Other factors that influence the cost of your insurance include the following:
- The model and age of your vehicle
- The safety rating score
- Your safety features
- Anti-theft precautions
- Your annual mileage
- Your driving history and activity
- Your no-claims discount
- Your marital status
- Your credit history and job
How can I save on my Vauxhall Vivaro premium?
Insurance can be expensive, but you don’t need to let it break the bank. Here are some ideas to help you lower the cost of your premium.
- Limit your annual mileage (where possible). If you can occasionally walk or use public transport, rather than using your van, this can help to save on your premium.
- Pay annually rather than monthly. When you pay annually, you eliminate the possibility of being charged interest on monthly payments.
- Install extra safety precautions. This makes your vehicle safer and reduces the risk of you making a claim on your premium. That’s why many insurers are happy to lower your premium when you do so.
- Shop around for the best deal using price comparison websites. Don’t just settle for the renewal price given to you. You’ll usually find a better deal by switching to a competitor each year.
Facts about the Vauxhall Vivaro
- Won Best For Practicality in the What Car? Van Awards 2021.
- Over 1.3 million Vauxhall Vivaro vans have been sold to date.
- It’s manufactured in Luton.
While it’s one of the more expensive vehicles to insure, the Vauxhall Vivaro is one of the UK’s bestselling vans and comes with a host of awards to justify its cost. Opting for a smaller engine size could help lower your premium.
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