| |
0% for 20 months reverting to 17.9%
|
£3 per month
|
Min. limit £500, max. limit not specified.
|
23.7% (variable)
| 0.5% cashback after £1 of monthly spend. Cashback paid monthly into card account. Maximum spend for cashback purposes is limited to credit limit. Representative example: When you spend £1,200 at a purchase rate of 17.9% (variable) p.a. with a fee of £3 per month, your representative rate is 23.7% APR (variable).
| | | |
| |
9.9%
|
£0
|
Min. limit £400, max. limit not specified.
|
9.9% (variable)
| Representative example: When you spend £1,200 at a purchase rate of 9.9% (variable) p.a., your representative rate is 9.9% APR (variable).
| | | |
| |
9.9%
|
£0
|
Min. limit £300, max. limit not specified.
|
9.9% (variable)
| Representative example: When you spend £1,200 at a purchase rate of 9.9% (variable) p.a., your representative rate is 9.9% APR (variable).
| | | |
| |
9.9%
|
£0
|
Min. limit £300, max. limit not specified.
|
9.9% (variable)
| Representative example: When you spend £1,200 at a purchase rate of 9.9% (variable) p.a., your representative rate is 9.9% APR (variable).
| | | |
| |
14.71%
|
£0
|
Min. limit not specified, max. limit not specified.
|
14.7% (variable)
| Thank You From Coutts - as spending increases cardholders automatically become eligible for a choice of gifts. Representative example: When you spend £1,200 at a purchase rate of 14.71% (variable) p.a., your representative rate is 14.7% APR (variable).
| | | |
| |
14.9%
|
£0
|
Min. limit £500, max. limit not specified.
|
14.9% (variable)
| Representative example: When you spend £1,200 at a purchase rate of 14.9% (variable) p.a., your representative rate is 14.9% APR (variable).
| | | |
| |
0% for 3 months reverting to 19.9%
|
£0
|
Min. limit £500, max. limit £15,000.
|
19.9% (variable)
| Representative example: When you spend £1,200 at a purchase rate of 19.9% (variable) p.a., your representative rate is 19.9% APR (variable).
| | | |
| |
0% for 15 months reverting to 19.9%
|
£0
|
Min. limit £500, max. limit £15,000.
|
19.9% (variable)
| Representative example: When you spend £1,200 at a purchase rate of 19.9% (variable) p.a., your representative rate is 19.9% APR (variable).
| | | |
| |
19.95%
|
£0
|
Min. limit not specified, max. limit not specified.
|
19.9% (variable)
| Representative example: When you spend £1,200 at a purchase rate of 19.95% (variable) p.a., your representative rate is 19.9% APR (variable).
| | | |
| |
0% for 9 months reverting to 21.9%
|
£0
|
Min. limit not specified, max. limit not specified.
|
21.9% (variable)
| Enjoy exclusive offers and rewards on the Virgin Red app. Representative example: When you spend £1,200 at a purchase rate of 21.9% (variable) p.a., your representative rate is 21.9% APR (variable).
| | | |
| |
0% for 3 months reverting to 21.9%
|
£0
|
Min. limit not specified, max. limit not specified.
|
21.9% (variable)
| Enjoy exclusive offers and rewards on the Virgin Red app. Representative example: When you spend £1,200 at a purchase rate of 21.9% (variable) p.a., your representative rate is 21.9% APR (variable).
| | | |
| |
0% for 3 months reverting to 21.9%
|
£0
|
Min. limit not specified, max. limit not specified.
|
21.9% (variable)
| Enjoy exclusive offers and rewards on the Virgin Red app. Representative example: When you spend £1,200 at a purchase rate of 21.9% (variable) p.a., your representative rate is 21.9% APR (variable).
| | | |
| |
0% for 19 months reverting to 21.9%
|
£0
|
Min. limit not specified, max. limit not specified.
|
21.9% (variable)
| Enjoy exclusive offers and rewards on the Virgin Red app. Representative example: When you spend £1,200 at a purchase rate of 21.9% (variable) p.a., your representative rate is 21.9% APR (variable).
| | | |
| |
22.9%
|
£0
|
Min. limit not specified, max. limit not specified.
|
22.9% (variable)
| Earn 0.75 Flying Club miles for every £1 spend and 1.5.miles for every £1 spend with Virgin Atlantic or Virgin Holidays. Spend £20K a year on your card and choose an extra benefit - an upgrade to Premium, or a Companion ticket. Representative example: When you spend £1,200 at a purchase rate of 22.9% (variable) p.a., your representative rate is 22.9% APR (variable).
| | | |
| |
22.9%
|
£0
|
Min. limit £50, max. limit not specified.
|
22.9% (variable)
| 0.25% after £1 of yearly spend. Cashback paid On request into Card Account. Cashback paid annually or on request. Maximum spend for cashback purposes is limited to credit limit. Representative example: When you spend £1,200 at a purchase rate of 22.9% (variable) p.a., your representative rate is 22.9% APR (variable).
| | | |
| |
24.93%
|
£0
|
Min. limit £500, max. limit £6,000.
|
24.9% (variable)
| Representative example: When you spend £1,200 at a purchase rate of 24.93% (variable) p.a., your representative rate is 24.9% APR (variable).
| | | |
| |
0% for 3 months reverting to 27.9%
|
£0
|
Min. limit not specified, max. limit not specified.
|
27.9% (variable)
| Enjoy exclusive offers and rewards on the Virgin Red app. Representative example: When you spend £1,200 at a purchase rate of 27.9% (variable) p.a., your representative rate is 27.9% APR (variable).
| | | |
| |
0% for 12 months reverting to 27.9%
|
£0
|
Min. limit not specified, max. limit not specified.
|
27.9% (variable)
| Enjoy exclusive offers and rewards on the Virgin Red app. Representative example: When you spend £1,200 at a purchase rate of 27.9% (variable) p.a., your representative rate is 27.9% APR (variable).
| | | |
| |
34%
|
£0
|
Min. limit £500, max. limit not specified.
|
34% (variable)
| Representative example: When you spend £1,200 at a purchase rate of 34% (variable) p.a., your representative rate is 34% APR (variable).
| | | |
| |
34.9%
|
£0
|
Min. limit £200, max. limit not specified.
|
34.9% (variable)
| Representative example: When you spend £1,200 at a purchase rate of 34.9% (variable) p.a., your representative rate is 34.9% APR (variable).
| | | |
| |
34.95%
|
£0
|
Min. limit £250, max. limit £1,200.
|
34.9% (variable)
| Reduce your rate over three years if you stay within your credit limit and pay on time. No extra fees on what you spend abroad. Representative example: When you spend £1,200 at a purchase rate of 34.95% (variable) p.a., your representative rate is 34.9% APR (variable).
| | | |
| |
0% for 24 months reverting to 19.944%
|
£7.99 per month
|
Min. limit £100, max. limit not specified.
|
37.7% (variable)
| 1 point per £4 spent (£4 minimum) in Tesco and 1 point per £8 spent (£8 minimum) outside Tesco, must have available credit to earn points. Card can also be used as a Clubcard to collect standard points at 1 point per £1 spent on shopping and 1 point per £2 spent on fuel. Points are converted to Tesco vouchers which can be used towards shopping or exchanged for Partner Rewards. Representative example: When you spend £1,200 at a purchase rate of 19.944% (variable) p.a. with a fee of £7.99 per month, your representative rate is 37.7% APR (variable).
| | | |
| |
21.9%
|
£84 per annum. Reward Black Current Account holders: £0 per annum
|
Min. limit £5,000, max. limit not specified.
|
40.7% (variable)
| 1% Rewards earned on supermarket spend and 0.5% at their petrol stations, at least 1% Rewards earned at MyRewards retailers and 0.5% everywhere else when shopping at home and abroad. 5 Rewards is £5 when redeemed. Rewards can be converted into money and transferred to a current account, exchanged for gift cards or tickets with some retailers doubling their value or converted into money and donated to one of the RBS Group chosen charities. Representative example: When you spend £1,200 at a purchase rate of 21.9% (variable) p.a. with a fee of £84 per annum. Reward Black Current Account holders: £0 per annum, your representative rate is 40.7% APR (variable).
| | | |
| |
21.9%
|
£84 per annum. Reward Black Current Account holders: £0 per annum
|
Min. limit £5,000, max. limit not specified.
|
40.7% (variable)
| 1% Rewards earned on supermarket spend and 0.5% at their petrol stations, at least 1% Rewards earned at MyRewards retailers and 0.5% everywhere else when shopping at home and abroad. 5 Rewards is £5 when redeemed. Rewards can be converted into money and transferred to a current account, exchanged for gift cards or tickets with some retailers doubling their value or converted into money and donated to one of the RBS Group chosen charities. Representative example: When you spend £1,200 at a purchase rate of 21.9% (variable) p.a. with a fee of £84 per annum. Reward Black Current Account holders: £0 per annum, your representative rate is 40.7% APR (variable).
| | | |
| |
0% for 18 months reverting to 18.9%
|
£15 per month
|
Min. limit £2,000, max. limit not specified.
|
49.8% (variable)
| 0.5% cashback on £1 to £3000 of monthly spend. Maximum of £15 cashback paid per month. Cashback paid monthly into card account. Representative example: When you spend £1,200 at a purchase rate of 18.9% (variable) p.a. with a fee of £15 per month, your representative rate is 49.8% APR (variable).
| | | |
| |
22.9%
|
£160 per annum
|
Min. limit not specified, max. limit not specified.
|
63.9% (variable)
| Earn 15,000 bonus miles with your first card purchase made within 90 days of account opening. Earn 1.5 Flying Club miles for every £1 spend and 3 miles for every £1 spend with Virgin Atlantic and Virgin Holidays. Spend £10K a year on your card and choose an extra benefit - an upgrade to Premium, or a Companion ticket. Representative example: When you spend £1,200 at a purchase rate of 22.9% (variable) p.a. with a fee of £160 per annum, your representative rate is 63.9% APR (variable).
| | | |
| |
N/A (this product is a charge card).
|
£0
|
Min. limit £3,000, max. limit not specified.
|
N/A (this product is a charge card).
| Coutts Concierge service that gives you 24/7 access to expert help and advice, from flight information, tickets, accommodation, car hire, emergency currency lost passports, messaging and interpretation services. | | | |
Can insurance companies keep your card details and use them to take money without your authorisation?
Hello Douglas,
Thank you for your comment.
If there’s no authorisation from you, or you have not agreed or signed anything stating that they can auto-debit your account, a company cannot take out money from your account. However, if you’ve authorised companies to take cash out of your bank account on a regular basis, they can keep your card details and continue charging you. You may need to get in touch with the company involved and see if you have any authorisation for them to do so.
Should you wish to have real-time answers to your questions, try our chat box on the lower right corner of our page.
Regards,
Jhezelyn