Toyota iQ insurance group

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The Toyota IQ is a sprightly city car with a quirky style. You can fit four people in the car with luggage, but it’ll be a tight squeeze. This vehicle takes a while to reach high speeds too. With that said, it is cheap to run and insure. In this guide, you’ll discover how much it costs to insure this vehicle based on the demographics of the driver.

What insurance group does the Toyota iQ fall under?

Every vehicle you see on the road is in a specific insurance group. The groups range from 1 (cheapest) to 50 (most expensive), and this helps to determine the cost of your premium. Toyota iQ models are found in insurance groups ranging from 3 to 6, meaning they’re among the cheapest cars to insure. A 30-year-old driver in an average postcode could pay around £607 for cover on a Toyota iQ 1.0 VVT-i 3d that is in insurance group 3 or around £672 for a Toyota iQ 1.33 Dual VVT-i 3 iSports 3d Multidrive that is in insurance group 6.

Model / Version Group (1-50) 20yrs 30yrs 40yrs 50yrs Get quote
1.0 VVT-i Leather 3d 3 £1,046 £607 £532 £429 Get Quote
1.0 VVT-i Leather 3d Multidrive 3 £1,046 £607 £532 £429 Get Quote
1.0 VVT-i iSports 3d 3 £1,046 £607 £532 £429 Get Quote
1.0 VVT-i iSports 3d Multidrive 3 £1,046 £607 £532 £429 Get Quote
1.0 VVT-i 2 iSports 3d 4 £1,088 £631 £553 £446 Get Quote
1.0 VVT-i 3d 3 £1,046 £607 £532 £429 Get Quote
1.0 VVT-i 3d Multidrive 3 £1,046 £607 £532 £429 Get Quote
1.0 VVT-i 2 3d 4 £1,088 £631 £553 £446 Get Quote
1.0 VVT-i 2 3d Multidrive 4 £1,088 £631 £553 £446 Get Quote
1.0 VVT-i 2 iSports 3d Multidrive 4 £1,088 £631 £553 £446 Get Quote
1.0 VVT-i 2 iSports Leather 3d 4 £1,088 £631 £553 £446 Get Quote
1.0 VVT-i 2 iSports Leather 3d Multidrive 4 £1,088 £631 £553 £446 Get Quote
1.0 VVT-i 2 iSports Nav + Leather 3d 4 £1,088 £631 £553 £446 Get Quote
1.0 VVT-i 2 iSports Nav + Leather 3d Multidrive 4 £1,088 £631 £553 £446 Get Quote
1.0 VVT-i 2 iSports Nav 3d 4 £1,088 £631 £553 £446 Get Quote
1.0 VVT-i 2 iSports Nav 3d Multidrive 4 £1,088 £631 £553 £446 Get Quote
1.33 Dual VVT-i 3 iSports 3d 6 £1,159 £672 £589 £475 Get Quote
1.33 Dual VVT-i 3 iSports 3d Multidrive 6 £1,159 £672 £589 £475 Get Quote
1.33 Dual VVT-i 3 iSports Leather 3d 6 £1,159 £672 £589 £475 Get Quote
1.33 Dual VVT-i 3 iSports Leather 3d Multidrive 6 £1,159 £672 £589 £475 Get Quote
1.33 Dual VVT-i 3 iSports Nav + Leather 3d 6 £1,159 £672 £589 £475 Get Quote
1.33 Dual VVT-i 3 iSports Nav 3d 6 £1,159 £672 £589 £475 Get Quote
1.33 Dual VVT-i 3 iSports Nav 3d Multidrive 6 £1,159 £672 £589 £475 Get Quote
1.33 Dual VVT-i 3 3d 6 £1,159 £672 £589 £475 Get Quote
1.33 Dual VVT-i 3 3d Multidrive 6 £1,159 £672 £589 £475 Get Quote
1.33 Dual VVT-i 3 iSports Nav + Leather 3d Multidrive 6 £1,159 £672 £589 £475 Get Quote
1.33 Dual VVT-i 3 Leather 3d 6 £1,159 £672 £589 £475 Get Quote
1.33 Dual VVT-i 3 Leather 3d Multidrive 6 £1,159 £672 £589 £475 Get Quote
1.33 Dual VVT-i 3 Nav + Leather 3d 6 £1,159 £672 £589 £475 Get Quote
1.33 Dual VVT-i 3 Nav + Leather 3d Multidrive 6 £1,159 £672 £589 £475 Get Quote
1.33 Dual VVT-i 3 Nav 3d 6 £1,159 £672 £589 £475 Get Quote
1.33 Dual VVT-i 3 Nav 3d Multidrive 6 £1,159 £672 £589 £475 Get Quote
1.33 Dual VVT-i 3 (Non Start Stop) 3d 6 £1,159 £672 £589 £475 Get Quote
1.33 Dual VVT-i 3 Leather (Non Start Stop) 3d 6 £1,159 £672 £589 £475 Get Quote
1.33 Dual VVT-i 3 Nav (Non Start Stop) 3d 6 £1,159 £672 £589 £475 Get Quote
1.33 Dual VVT-i 3 Nav + Leather (Non Start Stop) 3d 6 £1,159 £672 £589 £475 Get Quote
1.0 VVT-i 2 Leather 3d 4 £1,088 £631 £553 £446 Get Quote
1.0 VVT-i 2 Leather 3d Multidrive 4 £1,088 £631 £553 £446 Get Quote
1.0 VVT-i 2 Nav + Leather 3d 4 £1,088 £631 £553 £446 Get Quote
1.0 VVT-i 2 Nav + Leather 3d Multidrive 4 £1,088 £631 £553 £446 Get Quote
1.0 VVT-i 2 Nav 3d 4 £1,088 £631 £553 £446 Get Quote
1.0 VVT-i 2 Nav 3d Multidrive 4 £1,088 £631 £553 £446 Get Quote
1.0 VVT-i iSports Leather 3d 3 £1,046 £607 £532 £429 Get Quote
1.0 VVT-i iSports Leather 3d Multidrive 3 £1,046 £607 £532 £429 Get Quote

    Toyota iQ insurance cost by location

    Among the factors that affect the cost of your car insurance premium, one of the most important is your location.

    To illustrate this, here are some average quotes for a 30-year-old living in three different locations. The quotes are for a Toyota iQ 1.0 VVT-i 2 3d.

    • Expensive: £750 (London SE1)
    • Average: £631 (Newcastle NE1)
    • Cheap: £439 (Galashiels TD1)

    Which factors affect my Toyota iQ insurance rate?

    Along with insurance group, there are many other key factors that have a big impact on your insurance premium costs:

    • Engine type and capacity. Cars with larger engines cost more to insure because these engines cost more to repair and replace. It may cost £715 for insurance for a Toyota iQ 1.0 VVT-i Leather 3d, while you may pay £805 for a Toyota iQ 1.33 Dual VVT-i 3 3d. So, that’s an extra £90 per year you’ll pay for the same vehicle with a larger engine.
    • Driver location. Your home address is used to evaluate the likelihood of you making a claim on your policy, based on historical claims data from your neighbourhood. For example, a 30-year-old in central London may pay £750 for insurance for a Toyota iQ 1.0 VVT-i 2 Nav 3d, while the same 30-year-old in Newcastle may only pay £631. That’s an extra £119 per year that the average 30-year-old would pay in London compared to Newcastle.
    • Driver age. The youngest drivers will pay the most for car insurance because they are the most likely to make a claim. As an example, the average 20-year-old driver in London may pay £1,243 for the Toyota iQ 1.0 VVT-i Leather, while the average 40-year-old Londoner will only pay £651. That’s almost double that the younger driver would pay in this scenario.

    Other factors that influence the cost of your insurance include the following:

    • The model and age of your car
    • Your car’s safety rating score
    • Your car’s safety rating features
    • Your car’s anti-theft precautions
    • Your annual mileage
    • Your driving history and activity
    • Your no-claim discount
    • Your marital status
    • Your credit history and job

    How can I save on my Toyota iQ premium?

    Here are some ideas to help you lower the cost of your premium.

    • Limit your annual mileage (where possible). The less you use the car, the lower your risk of making a claim. That’s why insurers will lower your premium if you declare a lower annual mileage.
    • Pay annually rather than monthly. By paying annually, you eliminate the possibility of being charged interest on monthly premium payments.
    • Install extra safety precautions. Additions to your car that make it safer will make insurers happy to lower your premium.
    • Shop around for the best deal using price comparison websites. Don’t just settle for the renewal price given to you. You’ll usually find a better deal by switching to a competitor each year.

    Bottom line

    The Toyota iQ is a reasonably cheap car, which is cheap to insure – perfect if you are just starting out on the road. It has great safety features and is widely available to purchase from a Toyota dealer or from 3rd party sellers.

    Frequently asked questions

    *51% of consumers could save £257.97 on their Car Insurance. The saving was calculated by comparing the cheapest price found with the average of the next three cheapest prices quoted by insurance providers on Seopa Ltd’s insurance comparison website. This is based on representative cost savings from January 2021 data. The savings you could achieve are dependent on your individual circumstances and how you selected your current insurance supplier.
    The offers compared on this page are chosen from a range of products we can track; we don't cover every product on the market...yet. Unless we've indicated otherwise, products are shown in no particular order or ranking. The terms "best", "top", "cheap" (and variations), aren't product ratings, although we always explain what's great about a product when we highlight it; this is subject to our terms of use. When making a big financial decision, it's wise to consider getting independent financial advice, and always consider your own financial circumstances when comparing products so you get what's right for you.

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