Saga

Saga personal loans review

Saga formerly offered transparent, fixed-rate personal loans of up to £25,000, provided through Shawbrook Bank.

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Important: Saga no longer offers personal loans, but this page has been preserved for historical purposes. Compare other personal loans.

Saga Personal Finance overview

Founded in 1959, Saga is a British company that focuses on serving those aged 50 and over. It’s well-known for offering a range of services, including package holidays, insurance and personal finance products. The Saga magazine is extremely popular, with an estimated readership of over one million per month and has been described as the “United Kingdom’s biggest-selling monthly subscription title”.

Until 2019, Saga offered fixed-rate personal loans, but it has since opted to focus on equity release plans.

If you’re looking for a personal loan, you can use this page to find an alternative lender and estimate the cost of the loan you have in mind.

Customer support information

You can contact Saga about previous Saga products, such as personal loans, by phone on 0800 092 3700 or by email at services.customer-relations@saga.co.uk with any queries you may have.

Late repayments can cause you serious money problems. See our debt help guides.

Compare other lenders

Table: sorted by representative APR, promoted deals first
1 - 11 of 11
Name Product Ratings Finder rating Customer rating Total Payable Monthly Repayment Representative APR Link
Novuna Personal Loan
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★★★★★
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★★★★★
★★★★★
Expert analysis
★★★★★
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Representative example: Borrow £10,000.00 over 3 years at a rate of 7.4% p.a. (fixed). Representative APR 7.4% and total payable £11,142.00 in monthly repayments of £309.50.
My Community Bank Personal Loan
Finder score
★★★★★
★★★★★
Expert analysis
Not yet rated
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Representative example: Borrow £5,000 over 48 months at a rate of 27.8% pa (fixed). Representative APR 27.3% and total payable £7,928.57 in monthly repayments of £165.18.
Fluro (formerly Lending Works) Personal Loan
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★★★★★
★★★★★
Expert analysis
Not yet rated
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Representative example: Assumed borrowing of £7,500.00 over 48 months at 17.9% APR representative. Monthly cost of £214.79. Total amount repayable of £10,309.78. Interest rate of 16.6% p.a.(fixed) and total fees of £150.00. Available for loan amounts between £5,000 - £25,000.
Lendwise
Finder score
★★★★★
★★★★★
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thinkmoney Personal Loan
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★★★★★
★★★★★
Expert analysis
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Tesco Bank Clubcard Personal Loan
Finder score
★★★★★
User survey
★★★★★
★★★★★
Expert analysis
★★★★★
User rating
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Representative example: Borrow £10,000.00 over 3 years at a rate of 5.9% p.a. (fixed). Representative APR 5.9% and total payable £10,910.52 in monthly repayments of £303.07.
Tesco Bank Personal Loan
Finder score
★★★★★
User survey
★★★★★
★★★★★
Expert analysis
★★★★★
User rating
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Representative example: Borrow £10,000.00 over 3 years at a rate of 6.3% p.a. (fixed). Representative APR 6.3% and total payable £10,972.08 in monthly repayments of £304.78.
Zopa Personal Loan
Finder score
★★★★★
User survey
★★★★★
★★★★★
Expert analysis
★★★★★
User rating
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Representative example: Borrow £1,500.00 over 3 years at a rate of 22.9% p.a. (fixed). Representative APR 22.9% and total payable £2,028.60 in monthly repayments of £56.35.
Barclays Existing Current Account Loan
Finder score
★★★★★
User survey
★★★★★
★★★★★
Expert analysis
★★★★★
User rating
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Representative example: Borrow £10,000.00 over 3 years at a rate of 9.9% p.a. (fixed). Representative APR 9.9% and total payable £11,527.92 in monthly repayments of £320.22.
Lloyds Bank Existing Customer Personal Loan
Finder score
★★★★★
★★★★★
Expert analysis
Not yet rated
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Representative example: Borrow £10,000.00 over 3 years at a rate of 6.7% p.a. (fixed). Representative APR 6.7% and total payable £11,034.00 in monthly repayments of £306.50.
Plend personal loan
Finder score
★★★★★
★★★★★
Expert analysis
Not yet rated
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Representative example: Borrow £8,000 over 48 months at a rate of 16.66% p.a. (fixed). Representative APR 17.99% and total payable £11,013.12 in monthly repayments of £229.44.
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Please note: You should always refer to your loan agreement for exact repayment amounts as they may vary from our results.
We show offers we can track - that's not every product on the market...yet. Unless we've said otherwise, products are in no particular order. The terms "best", "top", "cheap" (and variations of these) aren't ratings, though we always explain what's great about a product when we highlight it. This is subject to our terms of use. When you make major financial decisions, consider getting independent financial advice. Always consider your own circumstances when you compare products so you get what's right for you.

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