Find loans you'll get approved for
Good or bad credit histories considered
Fast funding with no hidden costs
One simple form to compare lenders
Thankfully, there are alternatives to guarantor loans if you’re looking to borrow money and have a poor credit score.
Please note: You should always refer to your loan agreement for exact repayment amounts as they may vary from our results.
Late repayments can cause you serious money problems. See our debt help guides.
It can be overwhelming trying to compare the various forms of credit. Your best option is to look for the annual percentage rate (APR) of all the products you’re evaluating. This figure, which has to be displayed for all forms of credit, will make it clear what the cheapest product is. finder’s comparison table for bad credit personal loans is a good place to start.
Make sure you check the other terms associated with the loan, including the minimum eligibility criteria. If you don’t meet the criteria, there’s no point applying for the loan, as you’ll automatically be rejected. This will harm your credit score and make it harder to be approved for credit in the future.
If you feel like you may struggle to meet the monthly repayments, choose a product with a longer term. The overall cost of this product will be higher, but it’s important to avoid missed repayments as this will also send your credit score plummeting and may result in extra fees, too.
The key to getting the best rate for your circumstances is to take the time to search all your available options, and select the cheapest overall product that you can comfortably afford to repay each month.
44% of Brits have gambled at least once in 2023. We unpacked the latest statistics to see what we are gambling on and how much we spend.
Bamboo offers fixed-rate unsecured personal loans up to £8,000 without a guarantor.
Check out our review of Lendable personal loans and find out whether it offers the best loans for you.
In this handy guide we walk you through all the essentials you need to know before getting a loan with 1+1 loans including key features, eligibility and how to apply.
If you’re a retiree and looking for a loan, there are lenders who may approve your application. Learn more about the loan types available to retired people.
Compare live rates, fees and eligibility criteria from a range of lenders to get the right loan for your needs at the lowest overall cost.
Creation Financial Services offers fixed-rate personal loans of £1,000-£25,000 over 1-5 years with no hidden fees. Find out all the key features of these loans and compare live rates in our in-depth review.
Want to buy a new car? Go on holiday? Consolidate your debt? Compare rates and costs of 2 year fixed rate personal loans from a range of lenders.
Whether you’re planning on some home improvements, replacing your car or simply getting your finances in order, Sainsbury’s offers fixed rate personal loans of up to £25,000 to Nectar card holders. Fast, easy comparison with a range of lenders.
Compare HSBC fixed-rate personal loans against products from a range of UK lenders. Apply online and secure a competitive rate.