Compare Loughborough Building Society Mortgage Rates & Fees

Loughborough Building Society offers a range of fixed and variable rate mortgages that could be suitable for you.

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compare Loughborough Building Society
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The Loughborough Building Society is a financial services provider headquartered in Loughborough, Leicestershire. The Society was founded by local businessmen in 1867 as a way to provide opportunities for saving and lending to people in the surrounding area, an ideal which the independent and mutual Society maintains today.

What types of mortgages can I get with Loughborough Building Society?

  • Fixed rate Your interest rate will remain locked for a set amount of time, then revert to the lender’s standard variable rate thereafter.
  • Remortgages You can switch your existing mortgage to Loughborough Building Society via one of its remortgage products.
  • Variable rate Your interest rate may fluctuate up and down throughout the course of the mortgage, based on various economic changes.
  • Discounted rate Your interest rate will remain locked below the lender’s standard variable rate, then revert to the lender’s standard variable rate thereafter.
  • Buy to let This mortgage will allow you to borrow money to purchase an additional property and let it out.
  • Shared ownership This mortgage will allow you to buy a percentage of a property and pay rent on the remainder. You can then apply to buy additional percentages as and when you can afford it.
  • 95% LTV You can apply for these mortgages with a deposit as small as 5% of the property’s value.

How to apply

You can apply by calling 01509 631950, emailing mortgages@theloughborough.co.uk or requesting a callback via theloughborough.co.uk

What information is needed to apply?

All applicants will need to provide proof of identity, proof of address and three months of recent bank statements. Employed applicants must provide their last three monthly payslips. Self-employed applicants need to provide at least two years worth of accounts.

Eligibility criteria

You have to be a UK resident who is at least 18 years old, and no older than 80 when the mortgage term is due to end. You must be buying a property in mainland England or Wales.

Employed applicants must have been in their current jobs for at least a year. Self-employed applicants must be able to provide at least two years worth of accounts. They will not be able to borrow more than 4.5 times their annual income.

The applicant(s) must have missed no missed payments on their credit file in the last six months, and no more than two in the last two years.

CCJs, VIAs and bankruptcies satisfied more than three years ago will be disregarded.

Contact information

You can contact the lender’s mortgage experts on 01509 631950 and emailing mortgages@theloughborough.co.uk.

Compare Loughborough Building Society using a mortgage broker

There are huge benefits to choosing to use a mortgage broker to help you get the right deal. They will do all of the hard work and research for you. They are experts in comparing the hundreds of loans and lenders out in the market based on your individual needs and eligibility, so you won’t have to worry about being forced into a deal. Your broker will also negotiate with your chosen lender on your behalf to make sure you are getting the right deal for you.

L&C work with over 80 different mortgage lenders, including Loughborough Building Society, giving you a great opportunity to compare different mortgage deals in the market. To apply for a mortgage through L&C click the link below.

L&C Mortgage Advice

London and Country Mortgage Experts

L&C is a specialist broker offering mortgage comparison & free advice.

  • Compare over 80 mortgage lenders
  • Fee FREE mortgage advice
  • Personal customer service from start to finish
  • Open 7 days a week
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The finder.com mortgage service is provided by London & Country Mortgages (L&C). Beazer House, Lower Bristol Road, Bath BA2 3BA.
L&C are authorised and regulated by the Financial Conduct Authority (reg no. 143002). Please note the FCA does not regulate most Buy to Let mortgages.

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