Compare Loughborough Building Society Mortgage Rates

The Loughborough Building Society is a financial services provider headquartered in Loughborough, Leicestershire. The Society was founded by local businessmen in 1867 as a way to provide opportunities for saving and lending to people in the surrounding area, an ideal which the independent and mutual Society maintains today.

Compare The Loughborough Building Society’s mortgage rates

Table: sorted by initial rate

1 - 5 of 14

Name	Product	Initial rate	Revert rate (SVR)	Maximum LTV	Borrower type	Overall cost for comparison	Cashback	Apply link
Loughborough Building Society 2 Years Fixed Loughborough Building Society 2 Years Fixed First-time buyerHome moverRemortgaging		4.75% fixed for 2 years	7.14% variable	50%	First-time buyer, Moving home, Remortgaging	6.9% APRC		Check eligibility View details	loading Fetching your data...
CASHBACK Loughborough Building Society Term Discounted Variable Loughborough Building Society Term Discounted Variable First-time buyerHome moverRemortgaging	CASHBACK	4.89% variable (SVR minus 2.25%) for Term	7.14% variable	60%	First-time buyer, Moving home, Remortgaging	APRC	Eligible customers can receive up to £500 cashback on completion. T&Cs apply.	Check eligibility View details	loading Fetching your data...
Loughborough Building Society 3 Years Fixed Loughborough Building Society 3 Years Fixed First-time buyerHome moverRemortgaging		5.59% fixed for 3 years	7.14% variable	60%	First-time buyer, Moving home, Remortgaging	6.9% APRC		Check eligibility View details	loading Fetching your data...
Loughborough Building Society 3 Years Fixed Loughborough Building Society 3 Years Fixed First-time buyerHome moverRemortgaging		5.59% fixed for 3 years	7.14% variable	95%	First-time buyer, Moving home, Remortgaging	6.9% APRC		Check eligibility View details	loading Fetching your data...
Loughborough Building Society 5 Years Fixed Loughborough Building Society 5 Years Fixed First-time buyerHome moverRemortgaging		5.64% fixed for 5 years	7.14% variable	80%	First-time buyer, Moving home, Remortgaging	6.7% APRC		Check eligibility View details	loading Fetching your data...

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The Loughborough Building Society’s buy-to-let mortgage rates

Table: sorted by initial rate

1 - 5 of 5

Name	Initial rate	Revert rate (SVR)	Maximum LTV	Overall cost for comparison	Link
Loughborough Building Society 2 Years Discounted Variable Loughborough Building Society 2 Years Discounted Variable	4.69% variable (SVR minus 2.45%) for 2 years	7.14% variable	80%	6.9% APRC	Check eligibility View details	loading Fetching your data...
Loughborough Building Society 2 Years Discounted Variable Loughborough Building Society 2 Years Discounted Variable	4.89% variable (SVR minus 2.25%) for 2 years	7.14% variable	80%	6.9% APRC	Check eligibility View details	loading Fetching your data...
Loughborough Building Society 2 Years Fixed Loughborough Building Society 2 Years Fixed	5.79% fixed for 2 years	7.14% variable	80%	7.1% APRC	Check eligibility View details	loading Fetching your data...
Loughborough Building Society 5 Years Fixed Loughborough Building Society 5 Years Fixed	5.79% fixed for 5 years	7.14% variable	80%	6.8% APRC	Check eligibility View details	loading Fetching your data...
Loughborough Building Society 5 Years Fixed Loughborough Building Society 5 Years Fixed	7.05% fixed for 5 years	7.14% variable	70%	7.3% APRC	Check eligibility View details	loading Fetching your data...

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Overall representative example
If you borrow £178,000 over a 25-year term at 4.56% p.a. (fixed) for 60 months reverting to 7.50% p.a. (variable) for the remaining term, you would make 60 monthly payments of £995.45 and 240 monthly payments of £1261.11. The total payable would be £362,773.40, which includes the interest of £184,393, valuation fees of £0 and a product fee of £0. The overall cost for comparison is 6.4% APRC representative.

Think carefully before securing debts against your home. Your home may be repossessed if you do not keep up repayments on your mortgage.

What types of mortgages can I get with Loughborough Building Society?

Fixed rate Your interest rate will remain locked for a set amount of time, then revert to the lender’s standard variable rate thereafter.
Remortgages You can switch your existing mortgage to Loughborough Building Society via one of its remortgage products.
Variable rate Your interest rate may fluctuate up and down throughout the course of the mortgage, based on various economic changes.
Discounted rate Your interest rate will remain locked below the lender’s standard variable rate, then revert to the lender’s standard variable rate thereafter.
Buy to let This mortgage will allow you to borrow money to purchase an additional property and let it out.
Shared ownership This mortgage will allow you to buy a percentage of a property and pay rent on the remainder. You can then apply to buy additional percentages as and when you can afford it.
95% LTV You can apply for these mortgages with a deposit as small as 5% of the property’s value.

How to apply

You can apply by calling 01509 631950, emailing mortgages@theloughborough.co.uk or requesting a callback via theloughborough.co.uk

What information is needed to apply?

All applicants will need to provide proof of identity, proof of address and three months of recent bank statements. Employed applicants must provide their last three monthly payslips. Self-employed applicants need to provide at least two years worth of accounts.

Eligibility criteria

You have to be a UK resident who is at least 18 years old, and no older than 80 when the mortgage term is due to end. You must be buying a property in mainland England or Wales.

Employed applicants must have been in their current jobs for at least a year. Self-employed applicants must be able to provide at least two years worth of accounts. They will not be able to borrow more than 4.5 times their annual income.

The applicant(s) must have missed no missed payments on their credit file in the last six months, and no more than two in the last two years.

CCJs, VIAs and bankruptcies satisfied more than three years ago will be disregarded.

Contact information

You can contact the lender’s mortgage experts on 01509 631950 and emailing mortgages@theloughborough.co.uk.

Frequently asked questions

We show offers we can track - that's not every product on the market...yet. Unless we've said otherwise, products are in no particular order. The terms "best", "top", "cheap" (and variations of these) aren't ratings, though we always explain what's great about a product when we highlight it. This is subject to our terms of use. When you make major financial decisions, consider getting independent financial advice. Always consider your own circumstances when you compare products so you get what's right for you.

Thank you for your feedback!

Matthew Boyle

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Matthew Boyle is a banking and mortgages publisher at Finder. He has a 7-year history of publishing helpful guides to assist consumers in making better decisions. In his spare time, you will find him walking in the Norfolk countryside admiring the local wildlife.

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Compare Loughborough Building Society Mortgage Rates & Fees

Loughborough Building Society offers a range of fixed and variable rate mortgages that could be suitable for you.

Compare The Loughborough Building Society’s mortgage rates

The Loughborough Building Society’s buy-to-let mortgage rates