Hinckley & Rugby Building Society Mortgage Rates & Fees Comparison

Hinckley & Rugby Building Society offers a range of fixed and variable rate mortgages that could be suitable for you.

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compare Hinckley & Rugby Building Society
Your home may be repossessed if you do not keep up repayments on your mortgage.
Hinckley & Rugby Building Society is a regional society based in the Midlands, serving not only towns and cities in the area but also smaller villages. The company dedicates itself to providing savings and mortgage products at competitive rates and with a customer-focused approach.

What types of mortgages can I get with Hinckley & Rugby Building Society?

  • Fixed rate Your interest rate will remain locked for a set amount of time. The lender currently offers mortgages with fixed-rate periods of two or five years.
  • Remortgages You can switch your existing mortgage to Hinckley & Rugby via one of its remortgage products.
  • Flexible. This mortgage is more flexible when it comes to making underpayments, overpayments or taking payment holidays.
  • Offset This mortgage allows you to use the funds in your savings account to offset the amount of your mortgage balance you pay interest on.
  • Discounted rate.Your interest rate will remain a specific percentage below the lender’s standard variable rate for a set amount of time. After the discount period ends, you’ll be switched onto the standard variable rate.
  • Variable rate You’ll remain on the lender’s standard variable rate throughout the mortgage term.
  • Buy to let This mortgage allows you to borrow money to buy an additional property and let it out to tenants.

How to apply

You can apply online or arrange for a mortgage expert to call you via hrbs.co.uk. Alternatively, you can call 0800 434 6343 to apply over the phone.

What information is needed to apply?

All applicants will need to provide proof of identity, proof of residency and proof of deposit
Employees will be asked for their last three monthly payslips and their most recent P60. Self-employed applicants will be asked for their last three annual SA302s.

Eligibility criteria

  • You must be at least 18 years old.
  • You must have been a UK resident for at least three years.
  • You must be buying a property in England or Wales.
  • Employed applicants must have been continuously employed in the same industry for at least six months, and permanently employed with the same company for at least three months.
  • Self-employed applicants must be able to provide three years of their most recent tax accounts.
  • All applicants are subject to an affordability assessment and a credit check.
  • Contact information

    For general mortgage queries, you can call 0800 434 6343, email enquiry@hrbs.co.uk or use the live chat function on hrbs.co.uk. Alternatively, you can write a letter to Principal Office, Hinckley & Rugby Building Society, Upper Bond Street, Hinckley, Leicestershire, LE10 1NZ.

    Compare Hinckley & Rugby Building Society using a mortgage broker

    There are huge benefits to choosing to use a mortgage broker to help you get the right deal. They will do all of the hard work and research for you. They are experts in comparing the hundreds of loans and lenders out in the market based on your individual needs and eligibility, so you won’t have to worry about being forced into a deal. Your broker will also negotiate with your chosen lender on your behalf to make sure you are getting the right deal for you.

    L&C work with over 80 different mortgage lenders, including Hinckley & Rugby Building Society, giving you a great opportunity to compare different mortgage deals in the market. To apply for a mortgage through L&C click the link below.

    L&C Mortgage Advice

    London and Country Mortgage Experts

    L&C is a specialist broker offering mortgage comparison & free advice.

    • Compare over 80 mortgage lenders
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    • Open 7 days a week
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    The finder.com mortgage service is provided by London & Country Mortgages (L&C). Beazer House, Lower Bristol Road, Bath BA2 3BA.
    L&C are authorised and regulated by the Financial Conduct Authority (reg no. 143002). Please note the FCA does not regulate most Buy to Let mortgages.

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