Compare Family Building Society Mortgage Rates & Fees

The Family Building Society focuses on providing services for families who want to share their savings whilst making the most of their money – particularly popular among parents who want to support their children. All their products, including mortgages, are designed with this ethos in mind and as a result they offer innovative, personal solutions for homebuyers.

For example, you may be able to use your family’s assets as security for your mortgage, without them having ot hand anything over. It may also be possible to add your family’s savings to an offset mortgage.

These additional assets give the lender to the confidence to offer mortgage rates that applicants may not have been able to access elsewhere.

Compare Family Building Society Bank’s mortgage rates

1 - 7 of 16

Name	Product	Initial rate	Revert rate (SVR)	Maximum LTV	Borrower type	Overall cost for comparison	Cashback	Apply link
CASHBACK Family Building Society 30/09/2028 Fixed Family Building Society 30/09/2028 Fixed First-time buyerHome moverRemortgaging	CASHBACK	4.99% fixed until 30/09/2028	7.29% variable	60%	First-time buyer, Moving home, Remortgaging	6.5% APRC	Eligible customers can receive up to £500 cashback on completion. T&Cs apply.	Check eligibility View details	loading Fetching your data...
CASHBACK Family Building Society 30/09/2028 Fixed Family Building Society 30/09/2028 Fixed First-time buyerHome moverRemortgaging	CASHBACK	5.09% fixed until 30/09/2028	7.29% variable	80%	First-time buyer, Moving home, Remortgaging	6.5% APRC	Eligible customers can receive up to £500 cashback on completion. T&Cs apply.	Check eligibility View details	loading Fetching your data...
CASHBACK Family Building Society 30/09/2028 Fixed Family Building Society 30/09/2028 Fixed First-time buyerHome moverRemortgaging	CASHBACK	5.09% fixed until 30/09/2028	7.29% variable	60%	First-time buyer, Moving home, Remortgaging	6.5% APRC	Eligible customers can receive up to £500 cashback on completion. T&Cs apply.	Check eligibility View details	loading Fetching your data...
CASHBACK Family Building Society 30/09/2028 Fixed Family Building Society 30/09/2028 Fixed First-time buyerHome mover	CASHBACK	5.14% fixed until 30/09/2028	7.29% variable	95%	First-time buyer, Moving home	6.5% APRC	Eligible customers can receive up to £250 cashback on completion. T&Cs apply.	Check eligibility View details	loading Fetching your data...
CASHBACK Family Building Society 30/09/2028 Fixed Family Building Society 30/09/2028 Fixed First-time buyerHome moverRemortgaging	CASHBACK	5.19% fixed until 30/09/2028	7.29% variable	80%	First-time buyer, Moving home, Remortgaging	6.6% APRC	Eligible customers can receive up to £500 cashback on completion. T&Cs apply.	Check eligibility View details	loading Fetching your data...
CASHBACK Family Building Society 30/09/2028 Fixed Family Building Society 30/09/2028 Fixed First-time buyerHome moverRemortgaging	CASHBACK	5.34% fixed until 30/09/2028	7.29% variable	60%	First-time buyer, Moving home, Remortgaging	6.6% APRC	Eligible customers can receive up to £500 cashback on completion. T&Cs apply.	Check eligibility View details	loading Fetching your data...
CASHBACK Family Building Society 2 Years Discounted Variable Family Building Society 2 Years Discounted Variable First-time buyerHome moverRemortgaging	CASHBACK	5.44% variable (SVR minus 1.85%) for 2 years	7.29% variable	60%	First-time buyer, Moving home, Remortgaging	7.2% APRC	Eligible customers can receive up to £500 cashback on completion. T&Cs apply.	Check eligibility View details	loading Fetching your data...

loading

Family Building Society Bank’s buy-to-let mortgage rates

1 - 7 of 16

Name	Product	Initial rate	Revert rate (SVR)	Maximum LTV	Overall cost for comparison	Cashback	Link
Family Building Society 31/08/2028 Fixed Family Building Society 31/08/2028 Fixed		5.64% fixed until 31/08/2028	7.29% variable	60%	6.8% APRC		Check eligibility View details	loading Fetching your data...
Family Building Society 2 Years Discounted Variable Family Building Society 2 Years Discounted Variable		5.64% variable (SVR minus 2.4%) for 2 years	8.04% variable	60%	7.3% APRC		Check eligibility View details	loading Fetching your data...
Family Building Society 31/08/2028 Fixed Family Building Society 31/08/2028 Fixed		5.74% fixed until 31/08/2028	7.29% variable	60%	6.9% APRC		Check eligibility View details	loading Fetching your data...
Family Building Society 31/08/2028 Fixed Family Building Society 31/08/2028 Fixed		5.79% fixed until 31/08/2028	7.29% variable	70%	6.9% APRC		Check eligibility View details	loading Fetching your data...
Family Building Society 2 Years Discounted Variable Family Building Society 2 Years Discounted Variable		5.79% variable (SVR minus 2.25%) for 2 years	8.04% variable	70%	7.3% APRC		Check eligibility View details	loading Fetching your data...
CASHBACK Family Building Society 31/08/2028 Fixed Family Building Society 31/08/2028 Fixed	CASHBACK	5.84% fixed until 31/08/2028	7.29% variable	60%	6.9% APRC	Eligible customers can receive up to £500 cashback on completion. T&Cs apply.	Check eligibility View details	loading Fetching your data...
Family Building Society 31/08/2028 Fixed Family Building Society 31/08/2028 Fixed		5.84% fixed until 31/08/2028	7.29% variable	60%	6.9% APRC		Check eligibility View details	loading Fetching your data...

loading

Overall representative example
If you borrow £178,000 over a 25-year term at 4.56% p.a. (fixed) for 60 months reverting to 7.50% p.a. (variable) for the remaining term, you would make 60 monthly payments of £995.45 and 240 monthly payments of £1261.11. The total payable would be £362,773.40, which includes the interest of £184,393, valuation fees of £0 and a product fee of £0. The overall cost for comparison is 6.4% APRC representative.

Think carefully before securing debts against your home. Your home may be repossessed if you do not keep up repayments on your mortgage.

What types of mortgages can I get with Family Building Society?

Fixed rate Your interest rate remains locked for a set amount of time, giving added certainty when it comes to the size of your monthly mortgage repayments.
Remortgages You can switch from your existing mortgage provider to Family Building Society via the lender’s remortgage products.
Offset You can use money in a Family Building Society savings account to offset the amount of your mortgage balance you pay interest on.
Discount rate With this mortgage type, your interest rate remains locked a specific percentage below the lender’s standard variable rate for a set amount of time.
Variable rate Your interest rate could fluctuate based on various economic conditions.
Buy to let You can purchase an additional property and let it out to tenants with this mortgage type.
95% LTV Purchase a property with a mortgage deposit worth only 5% of the property’s value.
Interest-only Your monthly repayments on take into account the mortgage interest. You’ll pay off the capital at the end of the mortgage term.

How to apply

You can apply online or arrange for a mortgage expert to call you by visiting familybuilding society.co.uk. Alternatively, you can call the lender on 03330 608 104.

What information is needed to apply?

You’ll need to provide personal details, address history, employment history and documents outlingin nyour financial situations. This will include recent payslips and bank statements. If a family member is acting as a guarantor, they will also need to provide these details.

Self-employed applicants will need to show two years worth of accounts.

Eligibility criteria

The applicant must be aged 18 between and 89 looking to purchase a property in England or Wales. They must be no nolder than 95 when the mortgage term is due to end. All applicants and guarantors will be subject to affordability checks.

There is no minimum income criteria, and applicants who have recently suffered mortgage arrears, defaults or CCJs may still be considered.

Contact information

You can make general enquiries by calling 03330 140140 or emailing mortgage.service@familybsoc.co.uk.

Frequently asked questions

We show offers we can track - that's not every product on the market...yet. Unless we've said otherwise, products are in no particular order. The terms "best", "top", "cheap" (and variations of these) aren't ratings, though we always explain what's great about a product when we highlight it. This is subject to our terms of use. When you make major financial decisions, consider getting independent financial advice. Always consider your own circumstances when you compare products so you get what's right for you.

Thank you for your feedback!

Matthew Boyle

twitter linkedin

Matthew Boyle is a banking and mortgages publisher at Finder. He has a 7-year history of publishing helpful guides to assist consumers in making better decisions. In his spare time, you will find him walking in the Norfolk countryside admiring the local wildlife.

More guides on Finder

Side hustle statistics for 2023
Almost half of Brits (44%) have a side hustle in 2023. The average income from side hustles is £205.79 per week, or £10,701.24 per year.
Get organised with Starling’s new “Split Payment” tool
Starling launches a money management tool to help you divide up your salary and send funds to different accounts automatically.
Weekly share tips: This week is Berkshire Hathaway
Why George Sweeney believes Berkshire Hathaway is one to watch. This week’s share tip. Not financial advice or a recommendation.
Nationwide customers to get Fairer Share Payment worth £100
Nationwide is planning to give eligible members £100 in June as part of its newly launched Fairer Share scheme.
How to buy cryptocurrency
There’s lots to consider when buying cryptocurrency. Here’s your step-by-step guide.
How do we rate kids’ bank accounts?
Your kids’ bank account is often where your child starts their financial journey – here’s how we decide our star ratings for them.
The best stock trading apps and platforms in the UK
We’ve tested, analysed and scored trading apps to find the 10 best trading platforms in the UK, who they’re best for and the pros and cons.
The best stock trading apps and platforms in the UK
We’ve tested, analysed and scored trading apps to find the 10 best trading platforms in the UK, who they’re best for and the pros and cons.
The best stock trading apps and platforms in the UK
We’ve tested, analysed and scored trading apps to find the 10 best trading platforms in the UK, who they’re best for and the pros and cons.
A step-by-step guide to how card readers work
Our guide explains all you need to know about the card reader payment process.

Ask an Expert

Click here to cancel reply.

Display Name

Your Email (will not be published)

Your Question

Finder.com provides guides and information on a range of products and services. Because our content is not financial advice, we suggest talking with a professional before you make any decision.

By submitting your comment or question, you agree to our Privacy and Cookies Policy and Terms of Use.

Questions and responses on finder.com are not provided, paid for or otherwise endorsed by any bank or brand. These banks and brands are not responsible for ensuring that comments are answered or accurate.

This site is protected by reCAPTCHA and the Google Privacy Policy and Terms of Service apply.

Family Building Society Mortgage Rates & Fees Comparison

Family Building Society offers a range of fixed and variable rate mortgages that could be suitable for you.

Compare Family Building Society Bank’s mortgage rates

Family Building Society Bank’s buy-to-let mortgage rates