If you borrow £178,000 over a 25-year term at 4.56% p.a. (fixed) for 60 months reverting to 7.50% p.a. (variable) for the remaining term, you would make 60 monthly payments of £995.45 and 240 monthly payments of £1261.11. The total payable would be £362,773.40, which includes the interest of £184,393, valuation fees of £0 and a product fee of £0. The overall cost for comparison is 6.4% APRC representative.

Dudley Building Society Mortgage Rates & Fees Comparison
Dudley Building Society offers a range of fixed and variable rate mortgages that could be suitable for you.
Dudley Building Society has been providing mortgages and other financial services to the people of the Black Country for more than 150 years. If you’re looking for a mortgage, it has a relationships with trusted local partners and intermediaries to provide you with tailored mortgage advice.
Each case is underwritten individually based on the borrower’s unique circumstances, which allows Dudley Building Society to offer an extensive variety of specialist mortgages.
Compare Dudley Building Society’s mortgage rates
Dudley Building Society’s buy-to-let mortgage rates
If you borrow £178,000 over a 25-year term at 4.56% p.a. (fixed) for 60 months reverting to 7.50% p.a. (variable) for the remaining term, you would make 60 monthly payments of £995.45 and 240 monthly payments of £1261.11. The total payable would be £362,773.40, which includes the interest of £184,393, valuation fees of £0 and a product fee of £0. The overall cost for comparison is 6.4% APRC representative.
What types of mortgages can I get with Dudley Building Society?
- Fixed rate With this mortgage, your interest rate will be locked for a set amount of time. Dudley Building Society currently offers two-year, three-year and five-year fixed-rate mortgages. After the fixed-rate period ends, you’ll be switched onto the lender’s standard variable rate (SVR).
- Remortgages You can switch away from your existing mortgage provider to Dudley Building Society by applying for one of its remortgage products.
- Variable rate With these mortgages, your interest rate may fluctuate based on various economic conditions.
- Discounted rate With this mortgage type, your interest rate is fixed a specific percentage belwo the lender’s SVR.
- Buy to let This mortgage allows you to borrow money to purchase an additional property and let it out to tenants.
How to apply
You can apply for a Dudley Building Society by calling 01384 231 414, or through one of the lender’s intermediaries. Alternatively, fill out the contact form on the lender’s website to have one of its mortgage experts get in touch with you.
What information do I need to provide?
The lender will want to see proof of identity, your address history for the past three years and various documents that confirms your financial situation. This will include your most recent P60, previous payslips and three months of previous bank statements. If you’re self-employed, you’ll have to provide three years worth of accounts.
Eligibility criteria
The applicant must be at least 18 years old.
They must have not suffered any defaults, missed mortgage payments – or more than one missed payments for another type of loan – in the past 12 months. They must have no current arrears, no CCJs or defaults in the past three years and no repossessions in the past six years.
All applications are subject to affordability checks.
Contact details
For general enquiries, you can call 01384 231 414 or email mortgagesales@dudleybuildingsociety.co.uk
Frequently asked questions
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