Darlington Building Society Mortgage Rates & Fees Comparison

Darlington Building Society offers a range of fixed and variable rate mortgages that could be suitable for you.

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Darlington Building Society is an independent building society backed by more than 160 years of history. Dedicated to making a difference to the communities it serves, Darlington Building Society offers a variety of packages, including self-build and buy-to-let mortgages. Each mortgage application to Darlington Building Society is assessed individually by people, not computers, to help you find the right mortgage for your needs.

Compare Darlington Building Society’s mortgage rates

1 - 7 of 21
Name Product Initial rate Revert rate (SVR) Maximum LTV Overall cost for comparison Cashback Apply link
Darlington BS 30/06/2029 Fixed
4.89% fixed until 30/06/2029
8.09% variable
80%
6.9% APRC
View details
Darlington BS 30/06/2029 Fixed
5.29% fixed until 30/06/2029
8.09% variable
80%
7.1% APRC
View details
Darlington BS 30/06/2026 Fixed
5.29% fixed until 30/06/2026
8.09% variable
80%
7.8% APRC
View details
Darlington BS 30/06/2029 Fixed
5.29% fixed until 30/06/2029
8.09% variable
95%
7.1% APRC
View details
Darlington BS 30/06/2029 Fixed
5.29% fixed until 30/06/2029
8.09% variable
95%
7.1% APRC
View details
Darlington BS 30/06/2029 Fixed
5.29% fixed until 30/06/2029
8.09% variable
95%
7.1% APRC
View details
Darlington BS 30/06/2029 Fixed
5.29% fixed until 30/06/2029
8.09% variable
90%
7.1% APRC
View details
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Darlington Building Society’s buy-to-let mortgage rates

1 - 4 of 4
Name Product Initial rate Revert rate (SVR) Maximum LTV Overall cost for comparison Cashback Link
Darlington BS 31/10/2029 Fixed
5.09% fixed until 31/10/2029
8.09% variable
75%
7% APRC
View details
Darlington BS 31/10/2029 Fixed
5.39% fixed until 31/10/2029
8.09% variable
75%
7.1% APRC
View details
Darlington BS 31/10/2029 Fixed
5.69% fixed until 31/10/2029
8.09% variable
75%
7.3% APRC
View details
Darlington BS 31/10/2029 Fixed
5.99% fixed until 31/10/2029
8.09% variable
75%
7.4% APRC
View details
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Overall representative example
If you borrow £178,000 mortgage over 25 years initially at 4.63% fixed for 60 months reverting to 6.99% variable for term. 60 monthly payments of £1002.56 and 240 monthly payments of £1214.16. Total amount payable £351,932.00 includes loan amount, interest of £173,552, valuation fees of £0 and product fees of £0. The overall cost for comparison is 6.2% APRC representative.
Think carefully before securing debts against your home. Your home may be repossessed if you do not keep up repayments on your mortgage.

What types of mortgages can I get with Darlington Building Society?

  • Fixed rate With these mortgages, your interest rate will be locked for a set amount of time, providing more certainty over the size of your monthly repayments. Darlington Building Society currently offers two-year, three-year or five-year fixed-rate mortgages.
  • Remortgages You can switch your existing mortgage to Darlington Building Society using one of its remortgage products.
  • Variable rate With these mortgages, you’ll pay the lender’s standard variable rate.
  • Buy to let You need a buy-to-let mortgage to borrow money to purchase an additional property and let it out to tenants.
  • Discounted rate With this mortgage, your interest rate will remain a specific percentage below the lender’s standard variable rate for a set amount of time.

How to apply

The easiest ways to apply for a Darlington Building Society mortgage are by calling 01325 741004 or visiting a local branch. Alternatively, you can download the application forms from the lender’s website, print them, fill them in and send them in the post.

What documents do I need to provide

The lender will want to see proof of identity, proof of address, your last three monthly payslips (or three years of accounts if you are self-employed) and your last three months of bank statements. You’ll also need to provide information with regards to existing debts or financial commitments.

Eligibility criteria

The lender will only consider mortgages for properties in England and Wales. Applicants must be at least 18 years old and the mortgage term shouldn’t extend beyond their 85th birthday.

Any applicant who has suffered CCJs, IVAs, arrears, defaults, bankruptcies, repossessions or debt management plans in the last three years will be declined.

The lender provides a detailed breakdown of it completes its affordability assessment online. You may want to check this if you’re worried that the mortgage may be deemed too expensive for you.

Frequently asked questions

We show offers we can track - that's not every product on the market...yet. Unless we've said otherwise, products are in no particular order. The terms "best", "top", "cheap" (and variations of these) aren't ratings, though we always explain what's great about a product when we highlight it. This is subject to our terms of use. When you make major financial decisions, consider getting independent financial advice. Always consider your own circumstances when you compare products so you get what's right for you. Most of the data in Finder's comparison tables has the source: Moneyfacts Group PLC. In other cases, Finder has sourced data directly from providers.

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