Chorley Building Society Mortgage Rates & Fees Comparison

Chorley Building Society offers a range of fixed and variable rate mortgages that could be suitable for you.

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Chorley Building Society is a Lancashire-based mutual with roots going as far back as 1859. Offering independent advice from qualified mortgage advisors, it provides a personal service to help you find a mortgage that’s the right fit for your financial needs. Chorley Building Society’s product range includes special offers on mortgages restricted to the local Chorley area.

What types of mortgages can I get with Chorley Building Society?

  • Discount Your interest rate will remain locked a specific percentage below the lender’s standard variable rate (SVR) for a set amount of time (up to five years). After your discount period ends, you’ll be switched onto the SVR.
  • Remortgages You can switch your existing mortgage to Chorley Building Society via one of its remortgage products.
  • Variable rate Your interest rate will shift up and down based on various economic conditions.
  • Buy-to-let You need a buy-to-let mortgage to borrow money to buy an additional property and let it out.
  • 95% LTV Some Chorley Building Society mortgages allow you to buy a property while only putting down 5% of the property’s value as a mortgage deposit.

How to apply

You can arrange an appointment with the lender’s mortgage experts by calling 01257 235001 or visiting a local branch.

What information is needed to apply?

You’ll need to provide proof of identification, your most recent P60, your last three months of payslips (or two years of SA302’s if self-employed), and proof of deposit.

Eligibility criteria

You’ll need to be at least 18 years old to apply for a standard mortgage, 21 for a 95% LTV mortgage or 25 for a buy-to-let mortgage. You won’t be lent more than 4.5 times your annual income. Applicants with CCJs, defaults, bankruptcies will not be accepted.

Chorley Building Society using a mortgage broker

There are huge benefits to choosing to use a mortgage broker to help you get the right deal. They will do all of the hard work and research for you. They are experts in comparing the hundreds of loans and lenders out in the market based on your individual needs and eligibility, so you won’t have to worry about being forced into a deal. Your broker will also negotiate with your chosen lender on your behalf to make sure you are getting the right deal for you.

L&C work with over 80 different mortgage lenders, including Chorley Building Society, giving you a great opportunity to compare different mortgage deals in the market. To apply for a mortgage through L&C click the link below.

L&C Mortgage Advice

London and Country Mortgage Experts

L&C is a specialist broker offering mortgage comparison & free advice.

  • Compare over 80 mortgage lenders
  • Fee FREE mortgage advice
  • Personal customer service from start to finish
  • Open 7 days a week
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The finder.com mortgage service is provided by London & Country Mortgages (L&C). Beazer House, Lower Bristol Road, Bath BA2 3BA.
L&C are authorised and regulated by the Financial Conduct Authority (reg no. 143002). Please note the FCA does not regulate most Buy to Let mortgages.

Frequently asked questions

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