Chorley Building Society Mortgage Rates & Fees Comparison

Chorley Building Society offers a range of fixed and variable rate mortgages that could be suitable for you.

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Chorley Building Society is a Lancashire-based mutual with roots going as far back as 1859. Offering independent advice from qualified mortgage advisors, it provides a personal service to help you find a mortgage that’s the right fit for your financial needs. Chorley Building Society’s product range includes special offers on mortgages restricted to the local Chorley area.

Compare Chorley Building Society’s mortgage rates

Table: sorted by initial rate
1 - 7 of 25
Name Product Initial rate Revert rate (SVR) Maximum LTV Overall cost for comparison Cashback Apply link
Chorley Building Society 2 years Discounted Variable
5.4% variable (SVR minus 3.34%) for 2 years
8.74% variable
60%
7.4% APRC
View details
Chorley Building Society 2 years Discounted Variable
5.4% variable (SVR minus 3.34%) for 2 years
8.74% variable
60%
7.4% APRC
View details
Chorley Building Society 2 years Discounted Variable
5.5% variable (SVR minus 3.24%) for 2 years
8.74% variable
80%
8% APRC
View details
Chorley Building Society 2 years Discounted Variable
5.5% variable (SVR minus 3.24%) for 2 years
8.74% variable
80%
8% APRC
View details
Chorley Building Society 31/10/2026 Fixed
5.59% fixed until 31/10/2026
7.49% variable
90%
8% APRC
View details
Chorley Building Society 2 years Discounted Variable
5.65% variable (SVR minus 3.09%) for 2 years
8.74% variable
85%
8.1% APRC
View details
Chorley Building Society 30/04/2025 Fixed
5.75% fixed until 30/04/2025
7.49% variable
90%
8.2% APRC
View details
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Compare Chorley Building Society buy-to-let mortgage rates

Table: sorted by initial rate
1 - 7 of 8
Name Product Initial rate Revert rate (SVR) Maximum LTV Overall cost for comparison Cashback Link
Chorley Building Society 2 years Discounted Variable
5.85% variable (SVR minus 2.89%) for 2 years
8.74% variable
60%
8.5% APRC
View details
Chorley Building Society 2 years Discounted Variable
5.85% variable (SVR minus 2.89%) for 2 years
8.74% variable
60%
8.5% APRC
View details
Chorley Building Society 2 years Discounted Variable
6.14% variable (SVR minus 2.6%) for 2 years
8.74% variable
70%
8.6% APRC
View details
Chorley Building Society 2 years Discounted Variable
6.14% variable (SVR minus 2.6%) for 2 years
8.74% variable
70%
8.6% APRC
View details
Chorley Building Society 2 years Discounted Variable
6.74% variable (SVR minus 2%) for 2 years
8.74% variable
70%
8.8% APRC
View details
Chorley Building Society 2 years Discounted Variable
6.74% variable (SVR minus 2%) for 2 years
8.74% variable
80%
8.7% APRC
View details
Chorley Building Society 2 years Discounted Variable
6.74% variable (SVR minus 2%) for 2 years
8.74% variable
80%
8.7% APRC
View details
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Overall representative example
If you borrow £178,000 mortgage over 25 years initially at 4.63% fixed for 60 months reverting to 6.99% variable for term. 60 monthly payments of £1002.56 and 240 monthly payments of £1214.16. Total amount payable £351,932.00 includes loan amount, interest of £173,552, valuation fees of £0 and product fees of £0. The overall cost for comparison is 6.2% APRC representative.
Think carefully before securing debts against your home. Your home may be repossessed if you do not keep up repayments on your mortgage.

What types of mortgages can I get with Chorley Building Society?

  • Discount Your interest rate will remain locked a specific percentage below the lender’s standard variable rate (SVR) for a set amount of time (up to five years). After your discount period ends, you’ll be switched onto the SVR.
  • Remortgages You can switch your existing mortgage to Chorley Building Society via one of its remortgage products.
  • Variable rate Your interest rate will shift up and down based on various economic conditions.
  • Buy-to-let You need a buy-to-let mortgage to borrow money to buy an additional property and let it out.
  • 95% LTV Some Chorley Building Society mortgages allow you to buy a property while only putting down 5% of the property’s value as a mortgage deposit.

How to apply

You can arrange an appointment with the lender’s mortgage experts by calling 01257 235001 or visiting a local branch.

What information is needed to apply?

You’ll need to provide proof of identification, your most recent P60, your last three months of payslips (or two years of SA302’s if self-employed), and proof of deposit.

Eligibility criteria

You’ll need to be at least 18 years old to apply for a standard mortgage, 21 for a 95% LTV mortgage or 25 for a buy-to-let mortgage. You won’t be lent more than 4.5 times your annual income. Applicants with CCJs, defaults, bankruptcies will not be accepted.

Frequently asked questions

We show offers we can track - that's not every product on the market...yet. Unless we've said otherwise, products are in no particular order. The terms "best", "top", "cheap" (and variations of these) aren't ratings, though we always explain what's great about a product when we highlight it. This is subject to our terms of use. When you make major financial decisions, consider getting independent financial advice. Always consider your own circumstances when you compare products so you get what's right for you. Most of the data in Finder's comparison tables has the source: Moneyfacts Group PLC. In other cases, Finder has sourced data directly from providers.

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