cbs2

Compare Chelsea Building Society Mortgage Rates & Fees

Chelsea Building Society offers a range of fixed and variable rate mortgages that could be suitable for you.

Chelsea Building Society is a trading name of Yorkshire Building Society based in Bradford, West Yorkshire. Chelsea merged with the Yorkshire in 2010, at which point Chelsea was the fourth-largest building society in the United Kingdom with assets in excess of £13 billion. Chelsea has 35 branded branches, mainly in the southern areas of England with a large number in London.

Your home may be repossessed if you do not keep up repayments on your mortgage.

What types of mortgages can I get with Chelsea Building Society?

  • Fixed rate Your interest rate will be locked for a set amount of time. After your fixed-rate period ends, you’ll be switched onto the lender’s standard variable rate.
  • Remortgages You can switch from your existing mortgage provider to Chelsea Building Society via one of its remortgage products.
  • Cashback With some Chelsea Building Society mortgages, you’ll receive a lump sum of cashback upon confirmation of your mortgage.
  • Tracker With a tracker mortgage, your interest rate will shift up and down in line with the Bank of England base rate.
  • Offset With an offset mortgage, you use your savings to offset the amount of your mortgage balance you pay interest on.
  • Buy-to-let A buy-to-let mortgage allows you to borrow money to buy an additional property and let it out.

How to apply

You can apply for a mortgage by calling 0345 1200 842 or by visiting thechelsea.co.uk.

What information is needed to apply?

You’ll need to supply personal details, employment history and financial details. The lender will want to see previous payslips and bank statements to back up this information. When you request a lending decision, your details will be verified with a credit reference agency. This won’t appear on your credit file, however.

Eligibility criteria

To get a mortgage from Chelsea Building Society, You need to be at least 18 years old and be a UK resident. Chelsea Building Society cannot accept applications if the mortgage term extends beyond your intended retirement date. The minimum loan term is five years, while the maximum term is 35 years.

Compare Chelsea Building Society using a mortgage broker.

There are huge benefits to choosing to use a mortgage broker to help you get the right deal. They will do all of the hard work and research for you. They are experts in comparing the hundreds of loans and lenders out in the market based on your individual needs and eligibility, so you won’t have to worry about being forced into a deal. Your broker will also negotiate with your chosen lender on your behalf to make sure you are getting the right deal for you.

L&C work with over 80 different mortgage lenders, including Chelsea Building Society, giving you a great opportunity to compare different mortgage deals in the market. To apply for a mortgage through L&C click the link below.

L&C Mortgage Advice

London and Country Mortgage Experts

L&C is a specialist broker offering mortgage comparison & free advice.

  • Compare over 80 mortgage lenders
  • Fee FREE mortgage advice
  • Personal customer service from start to finish
  • Open 7 days a week
Promoted
The finder.com mortgage service is provided by London & Country Mortgages (L&C). Beazer House, Lower Bristol Road, Bath BA2 3BA.
L&C are authorised and regulated by the Financial Conduct Authority (reg no. 143002). Please note the FCA does not regulate most Buy to Let mortgages.

Frequently asked questions

Find a mortgage using a broker to compare the market

Habito

Habito

Save £1,000s on your mortgage. Applying is quick & easy with Habito. Get a quote online in minutes.
Mojo Mortgages

Mojo Mortgages

The Mojo mortgage calculator compares rates in less than 1 minute. A free online mortgage broker.
L&C cobrand

L&C

The UK's largest fee-free mortgage broker & adviser. No hidden costs. L&C compares rates from over 80 lenders.

We exist to help you find better. The offers we've compared on this page are from a range of products whose details we can track; we don't cover every product on the market...yet. Unless we've indicated otherwise, products are shown in no particular order or ranking. The terms "best", "top", "cheap" (and variations of these) aren't product ratings, although we always explain what's great about a product when we highlight it; this is subject to our terms of use. When you make major financial decisions, it's wise to consider getting independent financial advice. Always consider your own financial circumstances when you compare products so you get what's right for you.

Was this content helpful to you? No  Yes

Ask an Expert

You are about to post a question on finder.com:

  • Do not enter personal information (eg. surname, phone number, bank details) as your question will be made public
  • finder.com is a financial comparison and information service, not a bank or product provider
  • We cannot provide you with personal advice or recommendations
  • Your answer might already be waiting – check previous questions below to see if yours has already been asked

Finder.com provides guides and information on a range of products and services. Because our content is not financial advice, we suggest talking with a professional before you make any decision.

By submitting your comment or question, you agree to our Privacy and Cookies Policy and Terms of Use.

Questions and responses on finder.com are not provided, paid for or otherwise endorsed by any bank or brand. These banks and brands are not responsible for ensuring that comments are answered or accurate.
Go to site