Buckinghamshire Building Society Mortgage Rates & Fees Comparison
Buckinghamshire Building Society offers a range of fixed and variable rate mortgages that could be suitable for you.
What types of mortgages can I get with Buckinghamshire Building Society?
- Fixed rate
- Variable rate
- Discounted rate
- Buy to let
- Shared ownership
This mortgage provides certainty, as the interest remains locked for a set amount of time. After the fixed-rate period ends, you’ll be switched onto the lender’s standard variable rate (SVR).
You can switch your mortgage to Buckinghamshire Building Society via one of its remortgage products.
With this mortgage, your interest rate may shift up and down based on various economic fluctuations.
With this mortgage type, your interest will remain a specific percentage below the lender’s SVR for a set amount of time. After the discount period ends, you’ll be switched onto the SVR.
With this mortgage type, your interest rate will fluctuate alongside the Bank of England base rate.
A buy-to-let mortgage allows you to borrow money to purchase an additional property and let it out.
With an interest-only mortgage, you’ll only pay mortgage interest throughout your mortgage term. The capital repayment isn’t due until the term ends.
A shared ownership mortgage allows you to buy a percentage of the property and pay rent on the remainder. It’s possible to purchase additional percentages of the property as and when you can afford it.
How to apply
Buckinghamshire Building Society’s range of products are only available through independent mortgage advisors.
What information is needed to apply?
You can expect to be asked for personal details and employment information, as well as details about income and outgoings. Documents such as proof of identity , your last P60, your last three months of payslips and bank statements may be required to back up this information. Self-employed applicants will have to provide two years’ worth of accounts.
You must be at least 18 years old to apply. There is no maximum age limit, but pension income isn’t counted in affordability assessments.
You must have been employed for the last three months, or self-employed for at least two years.
You can get hold of Buckinghamshire Building Society’s mortgage experts at 01494 879517 or emailing firstname.lastname@example.org. Alternatively, you can arrange a callback via the lender’s website.
Compare Buckinghamshire Building Society using a mortgage broker.
There are huge benefits to choosing to use a mortgage broker to help you get the right deal. They will do all of the hard work and research for you. They are experts in comparing the hundreds of loans and lenders out in the market based on your individual needs and eligibility, so you won’t have to worry about being forced into a deal. Your broker will also negotiate with your chosen lender on your behalf to make sure you are getting the right deal for you.
L&C work with over 80 different mortgage lenders, including Buckinghamshire Building Society, giving you a great opportunity to compare different mortgage deals in the market. To apply for a mortgage through L&C click the link below.
London and Country Mortgage Experts
L&C is a specialist broker offering mortgage comparison & free advice.
- Compare over 80 mortgage lenders
- Fee FREE mortgage advice
- Personal customer service from start to finish
- Open 7 days a week
Frequently asked questions
Find a mortgage using a broker to compare the market
Read more on this topic
Proportunity review Discover the pros and cons of taking out an equity loan with Proportunity.
Property flipping Our comprehensive guide to property flipping gives you all the information you need to make a profit, from finding the right property to the costs you need to consider.
Methodology for mortgage ratings You’ll find customer satisfaction star ratings on some of our mortgage provider reviews. Here’s how we came up with them.
First-time buyer statistics We looked at the latest statistics to see how difficult it is to get your foot on the property ladder in 2019.
Mortgage statistics From the average house price to how many outstanding mortgages there are, we explore all the latest mortgage statistics for the UK.
Buying repossessed property How to buy a repossessed property and what the risks and benefits are. Plus, where to look for properties, buying at auction and issues to look out for.
DIY conveyancing Detailed guide to DIY conveyancing, including what checks you need to make, the searches you need to carry out and when you’re better off employing a professional.
What is a deed of trust and why do you need one? We explain what a deed of trust is used for and how it ensures that all joint owners of a property get their fair share of the proceeds if it’s sold.
UK cities mortgage leaderboard For a Londoner, it takes 24 years and 11 months to save for a deposit, while in Sunderland it takes 6 years and 8 months – a difference of 18 years.
Giving property to children A comprehensive guide to giving property to children, including if it’s your home or an investment property. We explain when they will need to pay inheritance tax on it.
Ask an Expert