Buckinghamshire Building Society Mortgage Rates & Fees Comparison

Buckinghamshire Building Society offers a range of fixed and variable rate mortgages that could be suitable for you.

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Buckinghamshire Building Society is a small mutual society based in the village of Chalfont St Giles. Founded in 1907, it offers an extensive range of mortgage products to suit everyone from first-time and new home buyers to experienced portfolio landlords and older borrowers.

Compare Buckinghamshire Building Society’s mortgage rates

1 - 7 of 19
Name Product Initial rate Revert rate (SVR) Maximum LTV Overall cost for comparison Cashback Apply link
Buckinghamshire Building Society 31/08/2029 Fixed
Buckinghamshire BS 31/08/2029 Fixed
5.24% fixed until 31/08/2029
8.79% variable
90%
7.5% APRC
View details
Buckinghamshire Building Society 31/08/2029 Fixed
Buckinghamshire BS 31/08/2029 Fixed
5.24% fixed until 31/08/2029
8.79% variable
75%
7.5% APRC
View details
Buckinghamshire Building Society 31/05/2029 Fixed
Buckinghamshire BS 31/05/2029 Fixed
5.69% fixed until 31/05/2029
8.79% variable
60%
7.7% APRC
View details
Buckinghamshire Building Society 31/05/2029 Fixed
Buckinghamshire BS 31/05/2029 Fixed
5.69% fixed until 31/05/2029
8.79% variable
75%
7.7% APRC
View details
Buckinghamshire Building Society 5 Years Discounted Variable
Buckinghamshire BS 5 years Discounted Variable
5.69% variable (SVR minus 3.1%) for 5 years
8.79% variable
60%
7.7% APRC
View details
Buckinghamshire Building Society 5 Years Discounted Variable
Buckinghamshire BS 5 years Discounted Variable
5.69% variable (SVR minus 3.1%) for 5 years
8.79% variable
60%
7.7% APRC
View details
Buckinghamshire Building Society 31/05/2027 Fixed
Buckinghamshire BS 31/05/2027 Fixed
5.79% fixed until 31/05/2027
8.79% variable
90%
8.3% APRC
View details
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Buckinghamshire Building Society’s buy-to-let mortgage rates

1 - 7 of 8
Name Product Initial rate Revert rate (SVR) Maximum LTV Overall cost for comparison Cashback Link
Buckinghamshire BS 3 years Discounted Variable
5.99% variable (SVR minus 2.8%) for 3 years
8.79% variable
75%
8.3% APRC
View details
Buckinghamshire BS 31/08/2029 Fixed
5.99% fixed until 31/08/2029
8.79% variable
75%
7.8% APRC
View details
Buckinghamshire BS 31/08/2029 Fixed
5.99% fixed until 31/08/2029
8.79% variable
80%
7.8% APRC
View details
Buckinghamshire BS 3 years Discounted Variable
5.99% variable (SVR minus 2.8%) for 3 years
8.79% variable
75%
8.3% APRC
View details
Buckinghamshire BS 2 years Discounted Variable
6.19% variable (SVR minus 2.6%) for 2 years
8.79% variable
75%
8.7% APRC
View details
Buckinghamshire BS 31/05/2027 Fixed
6.19% fixed until 31/05/2027
8.79% variable
75%
8.4% APRC
View details
Buckinghamshire BS 2 years Discounted Variable
6.19% variable (SVR minus 2.6%) for 2 years
8.79% variable
75%
8.7% APRC
View details
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Overall representative example
If you borrow £178,000 mortgage over 25 years initially at 4.63% fixed for 60 months reverting to 6.99% variable for term. 60 monthly payments of £1002.56 and 240 monthly payments of £1214.16. Total amount payable £351,932.00 includes loan amount, interest of £173,552, valuation fees of £0 and product fees of £0. The overall cost for comparison is 6.2% APRC representative.
Think carefully before securing debts against your home. Your home may be repossessed if you do not keep up repayments on your mortgage.

What types of mortgages can I get with Buckinghamshire Building Society?

  • Fixed rate
  • This mortgage provides certainty, as the interest remains locked for a set amount of time. After the fixed-rate period ends, you’ll be switched onto the lender’s standard variable rate (SVR).

  • Remortgages
  • You can switch your mortgage to Buckinghamshire Building Society via one of its remortgage products.

  • Variable rate
  • With this mortgage, your interest rate may shift up and down based on various economic fluctuations.

  • Discounted rate
  • With this mortgage type, your interest will remain a specific percentage below the lender’s SVR for a set amount of time. After the discount period ends, you’ll be switched onto the SVR.

  • Tracker
  • With this mortgage type, your interest rate will fluctuate alongside the Bank of England base rate.

  • Buy to let
  • A buy-to-let mortgage allows you to borrow money to purchase an additional property and let it out.

  • Interest-only
  • With an interest-only mortgage, you’ll only pay mortgage interest throughout your mortgage term. The capital repayment isn’t due until the term ends.

  • Shared ownership
  • A shared ownership mortgage allows you to buy a percentage of the property and pay rent on the remainder. It’s possible to purchase additional percentages of the property as and when you can afford it.

    How to apply

    Buckinghamshire Building Society’s range of products are only available through independent mortgage advisors.

    What information is needed to apply?

    You can expect to be asked for personal details and employment information, as well as details about income and outgoings. Documents such as proof of identity , your last P60, your last three months of payslips and bank statements may be required to back up this information. Self-employed applicants will have to provide two years’ worth of accounts.

    Eligibility criteria

    You must be at least 18 years old to apply. There is no maximum age limit, but pension income isn’t counted in affordability assessments.

    You must have been employed for the last three months, or self-employed for at least two years.

    Contact information

    You can get hold of Buckinghamshire Building Society’s mortgage experts at 01494 879517 or emailing mortgages@bucksbs.co.uk. Alternatively, you can arrange a callback via the lender’s website.

    Frequently asked questions

    We show offers we can track - that's not every product on the market...yet. Unless we've said otherwise, products are in no particular order. The terms "best", "top", "cheap" (and variations of these) aren't ratings, though we always explain what's great about a product when we highlight it. This is subject to our terms of use. When you make major financial decisions, consider getting independent financial advice. Always consider your own circumstances when you compare products so you get what's right for you. Most of the data in Finder's comparison tables has the source: Moneyfacts Group PLC. In other cases, Finder has sourced data directly from providers.

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