Buckinghamshire Building Society Mortgage Rates & Fees Comparison

Buckinghamshire Building Society offers a range of fixed and variable rate mortgages that could be suitable for you.

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Buckinghamshire Building Society is a small mutual society based in the village of Chalfont St Giles. Founded in 1907, it offers an extensive range of mortgage products to suit everyone from first-time and new home buyers to experienced portfolio landlords and older borrowers.

What types of mortgages can I get with Buckinghamshire Building Society?

  • Fixed rate
  • This mortgage provides certainty, as the interest remains locked for a set amount of time. After the fixed-rate period ends, you’ll be switched onto the lender’s standard variable rate (SVR).

  • Remortgages
  • You can switch your mortgage to Buckinghamshire Building Society via one of its remortgage products.

  • Variable rate
  • With this mortgage, your interest rate may shift up and down based on various economic fluctuations.

  • Discounted rate
  • With this mortgage type, your interest will remain a specific percentage below the lender’s SVR for a set amount of time. After the discount period ends, you’ll be switched onto the SVR.

  • Tracker
  • With this mortgage type, your interest rate will fluctuate alongside the Bank of England base rate.

  • Buy to let
  • A buy-to-let mortgage allows you to borrow money to purchase an additional property and let it out.

  • Interest-only
  • With an interest-only mortgage, you’ll only pay mortgage interest throughout your mortgage term. The capital repayment isn’t due until the term ends.

  • Shared ownership
  • A shared ownership mortgage allows you to buy a percentage of the property and pay rent on the remainder. It’s possible to purchase additional percentages of the property as and when you can afford it.

How to apply

Buckinghamshire Building Society’s range of products are only available through independent mortgage advisors.

What information is needed to apply?

You can expect to be asked for personal details and employment information, as well as details about income and outgoings. Documents such as proof of identity , your last P60, your last three months of payslips and bank statements may be required to back up this information. Self-employed applicants will have to provide two years’ worth of accounts.

Eligibility criteria

You must be at least 18 years old to apply. There is no maximum age limit, but pension income isn’t counted in affordability assessments.

You must have been employed for the last three months, or self-employed for at least two years.

Contact information

You can get hold of Buckinghamshire Building Society’s mortgage experts at 01494 879517 or emailing mortgages@bucksbs.co.uk. Alternatively, you can arrange a callback via the lender’s website.

Compare Buckinghamshire Building Society using a mortgage broker.

There are huge benefits to choosing to use a mortgage broker to help you get the right deal. They will do all of the hard work and research for you. They are experts in comparing the hundreds of loans and lenders out in the market based on your individual needs and eligibility, so you won’t have to worry about being forced into a deal. Your broker will also negotiate with your chosen lender on your behalf to make sure you are getting the right deal for you.

L&C work with over 80 different mortgage lenders, including Buckinghamshire Building Society, giving you a great opportunity to compare different mortgage deals in the market. To apply for a mortgage through L&C click the link below.

L&C Mortgage Advice

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L&C is a specialist broker offering mortgage comparison & free advice.

  • Compare over 80 mortgage lenders
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The finder.com mortgage service is provided by London & Country Mortgages (L&C). Beazer House, Lower Bristol Road, Bath BA2 3BA.
L&C are authorised and regulated by the Financial Conduct Authority (reg no. 143002). Please note the FCA does not regulate most Buy to Let mortgages.

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