Bluestone Mortgage Rates & Fees Comparison

Bluestone offers a range of fixed and variable rate mortgages that could be suitable for you.

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Bluestone Mortgages is part of the Bluestone Group, which was founded in 2000 and has offices in the UK, Ireland and Australasia. It has provided over £3bn worth of loans to more than 20,000 customers who don’t meet the traditional mortgage profile sought out by high street banks. Bluestone’s range of products includes schemes for movers, those looking to re-mortgage and buy-to-let customers.

Compare Bluestone Mortgages mortgage rates

1 - 7 of 320
Name Product Initial rate Revert rate (SVR) Maximum LTV Overall cost for comparison Cashback Apply link
Bluestone Mortgages 5 Years Fixed
CASHBACK
Bluestone Mortgages 5 years Fixed
6.59% fixed for 5 years
8.8% variable
70%
8.2% APRC
Eligible customers can receive up to £500 cashback on completion. T&Cs apply.
View details
Bluestone Mortgages 5 Years Fixed
CASHBACK
Bluestone Mortgages 5 years Fixed
6.59% fixed for 5 years
8.8% variable
65%
8.2% APRC
Eligible customers can receive up to £500 cashback on completion. T&Cs apply.
View details
Bluestone Mortgages 5 Years Fixed
CASHBACK
Bluestone Mortgages 5 years Fixed
6.59% fixed for 5 years
8.95% variable
75%
8.3% APRC
Eligible customers can receive up to £500 cashback on completion. T&Cs apply.
View details
Bluestone Mortgages 5 Years Fixed
CASHBACK
Bluestone Mortgages 5 years Fixed
6.59% fixed for 5 years
8.8% variable
60%
8.2% APRC
Eligible customers can receive up to £500 cashback on completion. T&Cs apply.
View details
Bluestone Mortgages 5 Years Fixed
CASHBACK
Bluestone Mortgages 5 years Fixed
6.64% fixed for 5 years
9.05% variable
80%
8.3% APRC
Eligible customers can receive up to £500 cashback on completion. T&Cs apply.
View details
Bluestone Mortgages 5 Years Fixed
CASHBACK
Bluestone Mortgages 5 years Fixed
6.74% fixed for 5 years
9.05% variable
80%
8.3% APRC
Eligible customers can receive up to £500 cashback on completion. T&Cs apply.
View details
Bluestone Mortgages 5 Years Fixed
CASHBACK
Bluestone Mortgages 5 years Fixed
6.74% fixed for 5 years
8.8% variable
60%
8.1% APRC
Eligible customers can receive up to £500 cashback on completion. T&Cs apply.
View details
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Bluestone Mortgages buy-to-let mortgage rates

1 - 0 of 0
Name Product Initial rate Revert rate (SVR) Maximum LTV Overall cost for comparison Cashback Link
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Overall representative example
If you borrow £178,000 mortgage over 25 years initially at 4.63% fixed for 60 months reverting to 6.99% variable for term. 60 monthly payments of £1002.56 and 240 monthly payments of £1214.16. Total amount payable £351,932.00 includes loan amount, interest of £173,552, valuation fees of £0 and product fees of £0. The overall cost for comparison is 6.2% APRC representative.
Think carefully before securing debts against your home. Your home may be repossessed if you do not keep up repayments on your mortgage.

What types of mortgages can I get with Bluestone?

  • Fixed rate
  • This mortgage type provides certainty, as your interest rate will remain locked for a set amount of time. After your fixed-rate period ends, you’ll be switched onto Bluestone’s standard variable rate.

  • Remortgages
  • You can switch from your existing mortgage provider and pay off rest of your balance to Bluestone via one of its remortgage products.

  • Variable rate
  • With this mortgage, your interest rate may fluctuate based on various economic conditions.

  • Tracker
  • With this mortgage, your interest rate will shift up and down in line with the Bank of England base rate.

  • Buy to let
  • A buy-to-let mortgages is needed if you want to borrow money to purchase and let out an additional property.

How to apply

Bluestone mortgages are only available through mortgage brokers who have paired up with the lender. You can browse through a list of these brokers on the Bluestone website.

What information is needed to apply

Be ready to supply personal details, financial information and your employment history. You’ll need to provide paperwork backing up this information, including recent payslips and bank statements.

Eligibility criteria

Bluestone prides itself on being more lenient towards self-employed and contract workers and those with impaired credit.

Nevertheless, applicants must be aged between 20 and 65 with an annual income of at least £18,000. The lender only operates in England and Wales.

Frequently asked questions

We show offers we can track - that's not every product on the market...yet. Unless we've said otherwise, products are in no particular order. The terms "best", "top", "cheap" (and variations of these) aren't ratings, though we always explain what's great about a product when we highlight it. This is subject to our terms of use. When you make major financial decisions, consider getting independent financial advice. Always consider your own circumstances when you compare products so you get what's right for you. Most of the data in Finder's comparison tables has the source: Moneyfacts Group PLC. In other cases, Finder has sourced data directly from providers.

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