Compare Bluestone Mortgage Rates & Fees

Bluestone Mortgages is part of the Bluestone Group, which was founded in 2000 and has offices in the UK, Ireland and Australasia. It has provided over £3bn worth of loans to more than 20,000 customers who don’t meet the traditional mortgage profile sought out by high street banks. Bluestone’s range of products includes schemes for movers, those looking to re-mortgage and buy-to-let customers.

Compare Bluestone Mortgages mortgage rates

1 - 7 of 314

Name	Product	Initial rate	Revert rate (SVR)	Maximum LTV	Borrower type	Overall cost for comparison	Cashback	Apply link
CASHBACK Bluestone Mortgages 5 Years Fixed Bluestone Mortgages 5 Years Fixed First-time buyerHome moverRemortgaging	CASHBACK	6.75% fixed for 5 years	8.05% variable	60%	First-time buyer, Moving home, Remortgaging	7.8% APRC	Eligible customers can receive up to £500 cashback on completion. T&Cs apply.	Check eligibility View details	loading Fetching your data...
CASHBACK Bluestone Mortgages 5 Years Fixed Bluestone Mortgages 5 Years Fixed Remortgaging	CASHBACK	6.75% fixed for 5 years	8.05% variable	65%	Remortgaging	7.7% APRC	Eligible customers can receive up to £500 cashback on completion. T&Cs apply.	Check eligibility View details	loading Fetching your data...
CASHBACK Bluestone Mortgages 5 Years Fixed Bluestone Mortgages 5 Years Fixed Remortgaging	CASHBACK	6.75% fixed for 5 years	8.05% variable	70%	Remortgaging	7.7% APRC	Eligible customers can receive up to £500 cashback on completion. T&Cs apply.	Check eligibility View details	loading Fetching your data...
CASHBACK Bluestone Mortgages 5 Years Fixed Bluestone Mortgages 5 Years Fixed First-time buyerHome moverRemortgaging	CASHBACK	6.75% fixed for 5 years	8.05% variable	70%	First-time buyer, Moving home, Remortgaging	7.8% APRC	Eligible customers can receive up to £500 cashback on completion. T&Cs apply.	Check eligibility View details	loading Fetching your data...
CASHBACK Bluestone Mortgages 5 Years Fixed Bluestone Mortgages 5 Years Fixed Remortgaging	CASHBACK	6.75% fixed for 5 years	8.05% variable	60%	Remortgaging	7.7% APRC	Eligible customers can receive up to £500 cashback on completion. T&Cs apply.	Check eligibility View details	loading Fetching your data...
CASHBACK Bluestone Mortgages 5 Years Fixed Bluestone Mortgages 5 Years Fixed First-time buyerHome moverRemortgaging	CASHBACK	6.75% fixed for 5 years	8.05% variable	65%	First-time buyer, Moving home, Remortgaging	7.8% APRC	Eligible customers can receive up to £500 cashback on completion. T&Cs apply.	Check eligibility View details	loading Fetching your data...
CASHBACK Bluestone Mortgages 2 Years Fixed Bluestone Mortgages 2 Years Fixed Remortgaging	CASHBACK	6.9% fixed for 2 years	8.05% variable	60%	Remortgaging	8.1% APRC	Eligible customers can receive up to £500 cashback on completion. T&Cs apply.	Check eligibility View details	loading Fetching your data...

loading

Bluestone Mortgages buy-to-let mortgage rates

1 - 7 of 176

Name	Initial rate	Revert rate (SVR)	Maximum LTV	Overall cost for comparison	Link
Bluestone Mortgages 5 Years Fixed Bluestone Mortgages 5 Years Fixed	7.75% fixed for 5 years	9.05% variable	60%	8.8% APRC	Check eligibility View details	loading Fetching your data...
Bluestone Mortgages 5 Years Fixed Bluestone Mortgages 5 Years Fixed	7.75% fixed for 5 years	9.05% variable	65%	8.8% APRC	Check eligibility View details	loading Fetching your data...
Bluestone Mortgages 5 Years Fixed Bluestone Mortgages 5 Years Fixed	7.75% fixed for 5 years	9.05% variable	70%	8.8% APRC	Check eligibility View details	loading Fetching your data...
Bluestone Mortgages 3 Years Fixed Bluestone Mortgages 3 Years Fixed	7.9% fixed for 3 years	9.05% variable	60%	9% APRC	Check eligibility View details	loading Fetching your data...
Bluestone Mortgages 3 Years Fixed Bluestone Mortgages 3 Years Fixed	7.9% fixed for 3 years	9.05% variable	70%	9% APRC	Check eligibility View details	loading Fetching your data...
Bluestone Mortgages 2 Years Fixed Bluestone Mortgages 2 Years Fixed	7.9% fixed for 2 years	9.05% variable	65%	9.2% APRC	Check eligibility View details	loading Fetching your data...
Bluestone Mortgages 3 Years Fixed Bluestone Mortgages 3 Years Fixed	7.9% fixed for 3 years	9.05% variable	65%	9% APRC	Check eligibility View details	loading Fetching your data...

loading

Overall representative example
If you borrow £178,000 over a 25-year term at 4.56% p.a. (fixed) for 60 months reverting to 7.50% p.a. (variable) for the remaining term, you would make 60 monthly payments of £995.45 and 240 monthly payments of £1261.11. The total payable would be £362,773.40, which includes the interest of £184,393, valuation fees of £0 and a product fee of £0. The overall cost for comparison is 6.4% APRC representative.

Think carefully before securing debts against your home. Your home may be repossessed if you do not keep up repayments on your mortgage.

What types of mortgages can I get with Bluestone?

Fixed rate

This mortgage type provides certainty, as your interest rate will remain locked for a set amount of time. After your fixed-rate period ends, you’ll be switched onto Bluestone’s standard variable rate.

Remortgages

You can switch from your existing mortgage provider and pay off rest of your balance to Bluestone via one of its remortgage products.

Variable rate

With this mortgage, your interest rate may fluctuate based on various economic conditions.

Tracker

With this mortgage, your interest rate will shift up and down in line with the Bank of England base rate.

Buy to let

A buy-to-let mortgages is needed if you want to borrow money to purchase and let out an additional property.

How to apply

Bluestone mortgages are only available through mortgage brokers who have paired up with the lender. You can browse through a list of these brokers on the Bluestone website.

What information is needed to apply

Be ready to supply personal details, financial information and your employment history. You’ll need to provide paperwork backing up this information, including recent payslips and bank statements.

Eligibility criteria

Bluestone prides itself on being more lenient towards self-employed and contract workers and those with impaired credit.

Nevertheless, applicants must be aged between 20 and 65 with an annual income of at least £18,000. The lender only operates in England and Wales.

Frequently asked questions

We show offers we can track - that's not every product on the market...yet. Unless we've said otherwise, products are in no particular order. The terms "best", "top", "cheap" (and variations of these) aren't ratings, though we always explain what's great about a product when we highlight it. This is subject to our terms of use. When you make major financial decisions, consider getting independent financial advice. Always consider your own circumstances when you compare products so you get what's right for you.

Thank you for your feedback!

Matthew Boyle

twitter linkedin

Matthew Boyle is a banking and mortgages publisher at Finder. He has a 7-year history of publishing helpful guides to assist consumers in making better decisions. In his spare time, you will find him walking in the Norfolk countryside admiring the local wildlife.

More guides on Finder

Study finds 2 in 5 Brits now have at least one side hustle to help make ends meet
New research reveals how many Brits are working side hustles in 2023, and how much they are earning on average.
Mondu review June 2023
We take a closer look at the B2B buy now pay later services on offer with Mondu.
Sainsbury’s Bank Everyday Credit Card review 2023
We explore how the Sainsbury’s Bank Everyday credit card lets you earn Nectar points as you spend.
UK small business statistics 2023
How to buy Arbitrum (ARB) in the UK
This guide provides step-by-step instructions on how to buy Arbitrum, lists some exchanges where you can get it and provides daily price data on (ARB).
Winners of the Finder Lending Innovation Awards 2023 announced
Now in their third year, these awards recognise the credit, loans, mortgage and BNPL providers displaying the best innovations in their field.
Winners of the Finder Lending Innovation Awards 2023 revealed!
The winners of the Finder Lending Innovation Awards 2023 have been announced, find out who won across seven categories here.
Finder Lending Innovation Awards 2023
Find out the winners and highly commended brands in the Finder Lending Innovation Awards 2023. The best lending innovation in the UK!
How to buy Sui (SUI) in the UK
This guide provides step-by-step instructions on how to buy Sui, lists some exchanges where you can get it and provides daily price data on (SUI).
How to buy SSV Network in the UK
This guide provides step-by-step instructions on how to buy SSV Network, lists some exchanges where you can get it and provides daily price data on (SSV).

Ask an Expert

Click here to cancel reply.

Display Name

Your Email (will not be published)

Your Question

Finder.com provides guides and information on a range of products and services. Because our content is not financial advice, we suggest talking with a professional before you make any decision.

By submitting your comment or question, you agree to our Privacy and Cookies Policy and Terms of Use.

Questions and responses on finder.com are not provided, paid for or otherwise endorsed by any bank or brand. These banks and brands are not responsible for ensuring that comments are answered or accurate.

This site is protected by reCAPTCHA and the Google Privacy Policy and Terms of Service apply.

Bluestone Mortgage Rates & Fees Comparison

Bluestone offers a range of fixed and variable rate mortgages that could be suitable for you.

Compare Bluestone Mortgages mortgage rates

Bluestone Mortgages buy-to-let mortgage rates

What types of mortgages can I get with Bluestone?

How to apply

What information is needed to apply

Eligibility criteria

Frequently asked questions

Matthew Boyle

More guides on Finder

Ask an Expert

Bluestone Mortgage Rates & Fees Comparison

Bluestone offers a range of fixed and variable rate mortgages that could be suitable for you.

Compare Bluestone Mortgages mortgage rates

Bluestone Mortgages buy-to-let mortgage rates

What types of mortgages can I get with Bluestone?

How to apply

What information is needed to apply

Eligibility criteria

Frequently asked questions

Who owns Bluestone?

What types of mortgage can I get from Bluestone?

Is there a minimum loan amount?

Are there special incentives for customers?

How can I contact Bluestone?

Matthew Boyle

More guides on Finder

Ask an Expert

Advertiser Disclosure