Bluestone Mortgage Rates & Fees Comparison

Bluestone offers a range of fixed and variable rate mortgages that could be suitable for you.

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Your home may be repossessed if you do not keep up repayments on your mortgage.
Bluestone Mortgages is part of the Bluestone Group, which was founded in 2000 and has offices in the UK, Ireland and Australasia. It has provided over £3bn worth of loans to more than 20,000 customers who don’t meet the traditional mortgage profile sought out by high street banks. Bluestone’s range of products includes schemes for movers, those looking to re-mortgage and buy-to-let customers.

What types of mortgages can I get with Bluestone?

  • Fixed rate
  • This mortgage type provides certainty, as your interest rate will remain locked for a set amount of time. After your fixed-rate period ends, you’ll be switched onto Bluestone’s standard variable rate.

  • Remortgages
  • You can switch from your existing mortgage provider and pay off rest of your balance to Bluestone via one of its remortgage products.

  • Variable rate
  • With this mortgage, your interest rate may fluctuate based on various economic conditions.

  • Tracker
  • With this mortgage, your interest rate will shift up and down in line with the Bank of England base rate.

  • Buy to let
  • A buy-to-let mortgages is needed if you want to borrow money to purchase and let out an additional property.

How to apply

Bluestone mortgages are only available through mortgage brokers who have paired up with the lender. You can browse through a list of these brokers on the Bluestone website.

What information is needed to apply

Be ready to supply personal details, financial information and your employment history. You’ll need to provide paperwork backing up this information, including recent payslips and bank statements.

Eligibility criteria

Bluestone prides itself on being more lenient towards self-employed and contract workers and those with impaired credit.

Nevertheless, applicants must be aged between 20 and 65 with an annual income of at least £18,000. The lender only operates in England and Wales.

Compare Bluestone using a mortgage broker.

There are huge benefits to choosing to use a mortgage broker to help you get the right deal. They will do all of the hard work and research for you. They are experts in comparing the hundreds of loans and lenders out in the market based on your individual needs and eligibility, so you won’t have to worry about being forced into a deal. Your broker will also negotiate with your chosen lender on your behalf to make sure you are getting the right deal for you.

L&C work with over 80 different mortgage lenders, including Bluestone, giving you a great opportunity to compare different mortgage deals in the market. To apply for a mortgage through L&C click the link below.

L&C Mortgage Advice

London and Country Mortgage Experts

L&C is a specialist broker offering mortgage comparison & free advice.

  • Compare over 80 mortgage lenders
  • Fee FREE mortgage advice
  • Personal customer service from start to finish
  • Open 7 days a week
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The finder.com mortgage service is provided by London & Country Mortgages (L&C). Beazer House, Lower Bristol Road, Bath BA2 3BA.
L&C are authorised and regulated by the Financial Conduct Authority (reg no. 143002). Please note the FCA does not regulate most Buy to Let mortgages.

Frequently asked questions

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We show offers we can track - that's not every product on the market...yet. Unless we've said otherwise, products are in no particular order. The terms "best", "top", "cheap" (and variations of these) aren't ratings, though we always explain what's great about a product when we highlight it. This is subject to our terms of use. When you make major financial decisions, consider getting independent financial advice. Always consider your own circumstances when you compare products so you get what's right for you.

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