Approval for any credit card will depend on your status. The APR shown represents the interest rate offered to most successful applicants. Depending on your personal circumstances the APR you're offered may be higher, or you may not be offered credit at all. Fees and rates are subject to change without notice. It's always wise to check the terms of any deal before you borrow.
Poor old plastic seems to be Public Enemy No.1 right now. Meanwhile, new challenger banks are fighting it out with the incumbent giants and everybody’s trying to stand out with the most garish cards, cards with no numbers on them, cards that are portrait not landscape… It’s like being back at school, where your pencil case was a crucial part of your identity.
But for the ultimate in style, luxury and durability, surely it has to be metal. Aside from being a head-turner when you use it, chances are a metal credit card will come with generous rewards and travel perks.
It all comes at a cost though: you’ll need to make your peace with an annual or monthly account fee, and that means weighing up just how badly you want to look the bee’s knees.
Sadly, right now, your options are pretty restricted when it comes to metal credit cards in the UK, but Revolut and others offer perk-laden prepaid cards that are as metal as horseshoes.
Compare metal credit cards
What are metal credit cards?
Is a metal credit card worth it?
How do you destroy a metal credit card?
What is a charge card?
If a particular credit card isn’t a good fit for you, it doesn’t really matter if it’s metal or plastic. If none of the cards here look appealing to you, check out our comparisons and reviews of all UK rewards, frequent flyer and cashback credit cards to find an appealing alternative.
Frequently asked questions
Ask an Expert