Land Rover Freelander insurance group
Compare car insurance costs for your Land Rover Freelander based on your age and location.
The Land Rover Freelander is the smallest SUV available from this famous British manufacturer. You sacrifice a bit of power with a smaller SUV, but in doing so, you’ll save a lot of money on buying and running the vehicle. The Freelander offers excellent performance both on and off the road and is now available in a two-wheel drive model as well. In this guide, you’ll learn how much it costs to insure based on the specific model version and the age and location of the driver.
What insurance group does the Land Rover Freelander fall under?
Before being made available to buy, all vehicles are given a specific insurance group based on how expensive they should be to insure. These groups range from 1 (cheapest) to 50 (most expensive), and insurers will use these to determine a suitable premium for you. A Land Rover Freelander can be found in insurance groups ranging from 21 to 27, meaning it will be more or less the same cost as an average vehicle to insure.
The costs will vary slightly depending on your choice of Land Rover Freelander model and the group it is placed in. As an example, a 30-year-old driver in an average postcode could pay around £822 for cover on a Land Rover Freelander 1.8 S 5d that is in insurance group 21 or around £894 for a Land Rover Freelander 2.5 V6 Sport Premium 5d Auto that is in insurance group 27.
Land Rover Freelander insurance cost by location
The table above shows you the average cost of Land Rover Freelander insurance, based on its insurance group and the driver age. However, there are many more factors that affect the cost of your car insurance premium, one of the most significant being your location.
To show the influence of your home address, here are some average quotes for a 30-year-old living in three different locations. The quotes are for a Land Rover Freelander 2.0 Td4 Sport 5d.
- Expensive: £978 (London SE1)
- Average: £841 (Newcastle NE1)
- Cheap: £647 (Galashiels TD1)
Which factors affect my Land Rover Freelander insurance rate?
Along with insurance group, there are a number of key factors that have the biggest impact on your insurance premium costs:
- Engine type and capacity. In general, a vehicle with a bigger engine will cost more to insure. After all, larger engines cost more to repair and replace. For example, it may cost £972 for insurance for a Land Rover Freelander 1.8 Adventurer Station Wagon 5d, while you may pay £1,022 for a Land Rover Freelander 2.5 V6 SE 5d Auto. That’s £50 more per year for an engine that’s 0.7 litres bigger.
- Driver location. Insurers use your home address to determine the risk of your car being stolen or involved in an accident, based on previous claims data. Your premium will be shifted up and down depending on this level of risk. As an example, a 30-year-old in central London may pay £978 for insurance for a Land Rover Freelander 2.0 Td4 Sport 5d, while the same 30-year-old in Newcastle may only pay £841. As you can see, it costs our average driver £137 extra per year to insure a Land Rover Freelander in London, and that’s because drivers in the capital are statistically more likely to make a claim.
- Driver age. The youngest drivers represent the biggest risk to insurance companies, as they are more likely to make a claim. That’s why they are charged a lot more than more experienced drivers. As an example, the average 20-year-old driver in London may pay £1,702 for the Land Rover Freelander 2.0 Td4 S 5d Auto, while the average 40-year-old Londoner will only pay £891. In this scenario, the average 20-year-old would have to pay almost double to insure a Land Rover Freelander.
Other factors that influence the cost of your insurance include:
- The model and age of your car
- Your driving history and activity, including your no-claim discount
- Your annual mileage
- Your marital status
- Your credit history and job
- Your car’s safety rating score
- Your car’s security and any extra anti-theft precautions
How can I save on my Land Rover Freelander premium?
Car insurance is a compulsory purchase if you want to drive your vehicle or even leave it on the road. Still, that doesn’t mean you need to let it empty your bank account. Instead, you’ll want to hunt for the best deal for a price that’s within your budget. Here are some ideas to help you do that.
- Reduce your annual mileage. Occasionally deciding to walk or get public transport, rather than using your car, can help to save on your premium.
- Pay annually, rather than monthly. Some insurers charge interest on monthly premium payments. Avoid this extra charge by paying for the whole year up front.
- Install extra safety precautions. By adding extra safety measures, you lower your perceived risk in the eyes of insurance companies, meaning you’re quite likely to lower your premium.
- Don’t blindly accept your renewal quote. Insurers tend to save their best deals for new customers, so don’t blindly settle for the renewal price offered by your existing insurer. There may be cheaper options out there, so go and find them on price comparison websites.
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