The Vauxhall Vivaro is a medium-sized van that was launched in June 2001 as a competitor to the Renault Trafic van. In April 2014, the second-generation Vauxhall Vivaro was launched, and in March 2019, the third generation followed ahead of the van’s twentieth birthday in 2021. It’s also available as an electric model called the Vivaro-e, which was crowned the 2021 International Van of the Year.
In this guide, we’re sharing the lowdown on how to get your Vauxhall Vivaro insured and on the road.
What insurance group does the Vauxhall Vivaro fall under?
All vehicles are given a specific insurance group that ranges from 1 (cheapest) to 50 (most expensive), which helps determine the cost of your premium. Vauxhall Vivaro models range from insurance group 4 to 11, meaning they’re among the least expensive vehicles to insure. As an example, a 30-year-old driver in an average postcode could pay around £564 for cover on a Vauxhall Vivaro 1499cc that is in insurance group 4 or around £699 for a Vauxhall Vivaro 2464cc that is in insurance group 11. This shows the impact on premiums when a vehicle is classified in a group with a high number.
These rates are based on the average cost of cover for vehicles in the insurance groups shown for drivers of different ages with a Newcastle (NE1) postcode, which our research suggests represents an average for insurance rates in the UK. Updated: June 2024 (source: Confused).
Vauxhall Vivaro insurance cost by location
Among the factors that affect the cost of your car insurance premium, one of the biggest is your location.
To show the impact of your home address, here are some average quotes for a 30-year-old living in 3 different locations. The quotes are for a Vauxhall Vivaro 1499cc.
Expensive: £848 (London SE1)
Average: £564 (Newcastle NE1)
Cheap: £550.06 (Galashiels TD1)
These rates are based on the average cost of cover for vehicles in the locations shown. Our research suggests SE1 is one of the most expensive locations, NE1 represents an average cost location and TD1 represents one of the cheapest locations. Updated: June 2024 (source: Confused).
Which factors affect my Vauxhall Vivaro insurance rate?
Along with insurance group, there are many other key factors that have a big impact on your insurance premium costs:
Engine type and capacity. In general, the larger the engine, the more you’ll pay for your insurance. For example, it may cost £848 for insurance for a Vauxhall Vivaro 1499cc, while you may pay £942 for a Vauxhall Vivaro 2464cc. So, that’s an extra £115 per year you’ll pay for the 2464cc engine.
Driver location. Insurers use your home address to determine the level of risk that your vehicle may be stolen or involved in an accident, and this affects the cost of insurance. For example, a 30-year-old in central London may pay £848 for insurance for a Vauxhall Vivaro 1499cc, while the same 30-year-old in Newcastle may only pay £564. That’s an extra £119 per year that the average 30-year-old would pay in London compared to Newcastle.
Driver age. The youngest drivers will pay the most for insurance because they are the most likely to make a claim. As an example, the average 20-year-old driver in London may pay £2,790 for the Vauxhall Vivaro 1499cc, while the average 40-year-old Londoner will only pay £779. That’s £621 more per year that the younger driver would pay in this scenario.
Other factors that influence the cost of your insurance include the following:
Insurance can be expensive, but you don’t need to let it break the bank. Here are some ideas to help you lower the cost of your premium.
Limit your annual mileage (where possible). If you can occasionally walk or use public transport, rather than using your van, this can help to save on your premium.
Pay annually rather than monthly. When you pay annually, you eliminate the possibility of being charged interest on monthly payments.
Install extra safety precautions. This makes your vehicle safer and reduces the risk of you making a claim on your premium. That’s why many insurers are happy to lower your premium when you do so.
Shop around for the best deal using price comparison websites. Don’t just settle for the renewal price given to you. You’ll usually find a better deal by switching to a competitor each year.
Facts about the Vauxhall Vivaro
Won Best For Practicality in the What Car? Van Awards 2021.
Over 1.3 million Vauxhall Vivaro vans have been sold to date.
It’s manufactured in Luton.
Bottom line
While it’s one of the more expensive vehicles to insure, the Vauxhall Vivaro is one of the UK’s bestselling vans and comes with a host of awards to justify its cost. Opting for a smaller engine size could help lower your premium.
Frequently asked questions
Depending on the model version, you can expect a Vauxhall Vivaro to reach a top speed of 107 miles per hour.
In its NCAP rating, this vehicle got 3 stars. This included a 52% rating for protecting adult occupants and 91% for protecting child occupants.
The UK standard car tax rate sits at £140 per year. However, you might pay more or less depending on your vehicle’s emissions.
You can buy a Vauxhall Vivaro at dealerships, using online sellers or from a current owner.
The Vauxhall Vivaro received a 4-star rating from What Car?, which justifies its position as one of the bestselling vans in the UK.
You can compare the costs of Vauxhall Vivaro insurance using any price comparison website.
The Vauxhall Vivaro can be found in insurance groups ranging from 4 to 11. This means they’re among the least expensive vehicles to insure.
*Based on data provided by Consumer Intelligence Ltd, www.consumerintelligence.com (Mar ’24). 51% of car insurance customers could save £539.54
The offers compared on this page are chosen from a range of products we can track; we don't cover every product on the market...yet. Unless we've indicated otherwise, products are shown in no particular order or ranking. The terms "best", "top", "cheap" (and variations), aren't product ratings, although we always explain what's great about a product when we highlight it; this is subject to our terms of use. When making a big financial decision, it's wise to consider getting independent financial advice, and always consider your own financial circumstances when comparing products so you get what's right for you. Most of the data in Finder's comparison tables has the source: Moneyfacts Group PLC. In other cases, Finder has sourced data directly from providers.
Connor is a senior associate publisher at Finder, specialising in insurance and investing. He's been sourcing and analysing data in both subjects for around 4 years, supporting Finder's publishing team. Connor holds a BSc in Accounting and Finance from the University of Sussex and when he's not at work, you can find him at his local gym keeping fit. See full bio
Read our comprehensive guide and find out how much it may cost you to insure a Vauxhall Corsa and how to save on your car insurance premiums.
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