Renault Megane insurance group & cost

Renault Megane models range from insurance groups 7 to 40, so the cost of insurance can vary significantly depending on which model you have.

Renault Megane insurance groups and cost

In the table below, we show you the insurance group for different Renault Megane model versions alongside the likely premiums for different age ranges.

Model / Version	Group (1-50)	Age 20yrs	Age 30yrs	Age 40yrs	Age 50yrs	Link
Renault Megane Hatchback (2006 - 2009) Authentique 1.4 Authentique 5d	7	£1,024.75	£731.81	£577.93	£546.93	Get Quote
Renault Megane Tourer (2006 - 2009) Dynamique 1.4 Dynamique 5d	7	£1,024.75	£731.81	£577.93	£546.93	Get Quote
Renault Megane Sport Tourer (2003 - 2006) Expression 1.5 dCi Expression 5d	7	£1,024.75	£731.81	£577.93	£546.93	Get Quote
Renault Megane Saloon (2003 - 2006) Expression 1.4 Expression 4d	8	£837.14	£547.57	£483.37	£454.03	Get Quote
Renault Megane Hatchback (2002 - 2006) Expression 1.4 Expression 5d	8	£837.14	£547.57	£483.37	£454.03	Get Quote
Renault Megane Sport Tourer (2003 - 2006) Expression 1.4 Expression 5d	8	£837.14	£547.57	£483.37	£454.03	Get Quote
Renault Megane Hatchback (2006 - 2009) Expression 1.5 dCi Expression (106bhp) 5d	9	£916.69	£511.43	£500.06	£493.38	Get Quote
Renault Megane Tourer (2006 - 2009) Expression 1.5 dCi Expression (106bhp) 5d	9	£916.69	£511.43	£500.06	£493.38	Get Quote
Renault Megane Saloon (2006 - 2009) Expression 1.5 dCi Expression (106bhp) 4d	9	£916.69	£511.43	£500.06	£493.38	Get Quote
Renault Megane Sport Tourer (2003 - 2006) Oasis 1.5 dCi Oasis (106bhp) 5d (Euro 4)	9	£916.69	£511.43	£500.06	£493.38	Get Quote
Renault Megane Hatchback (2006 - 2009) Authentique 1.6 VVT Authentique 5d	11	£1,135.84	£681.20	£564.69	£549.94	Get Quote
Renault Megane Tourer (2006 - 2009) Expression 1.6 VVT Expression 5d Auto	11	£1,135.84	£681.20	£564.69	£549.94	Get Quote
Renault Megane Saloon (2006 - 2009) Expression 1.6 VVT Expression 4d	11	£1,135.84	£681.20	£564.69	£549.94	Get Quote
Renault Megane Sport Tourer (2003 - 2006) Expression 1.5 dCi Expression (100bhp) 5d Proactive Auto	11	£1,135.84	£681.20	£564.69	£549.94	Get Quote
Renault Megane Coupe (1996 - 2003) Expression 1.4 16V Expression 2d	11	£1,135.84	£681.20	£564.69	£549.94	Get Quote
Renault Megane Scenic Estate (1997 - 1999) RN 1.6e RN 5d	11	£1,135.84	£681.20	£564.69	£549.94	Get Quote
Renault Megane Coupe (2009 - 2016) Expression 1.5 dCi (86bhp) Expression 3d	12	£965.08	£658.66	£544.09	£521.48	Get Quote
Renault Megane Hatchback (2008 - 2016) Extreme 1.5 dCi (86bhp) Extreme 5d	12	£965.08	£658.66	£544.09	£521.48	Get Quote
Renault Megane Sport Tourer (2009 - 2016) Extreme 1.5 dCi (86bhp) Extreme 5d	12	£965.08	£658.66	£544.09	£521.48	Get Quote
Renault Megane Saloon (2006 - 2009) Dynamique 1.5 dCi Dynamique (106bhp) 4d	12	£965.08	£658.66	£544.09	£521.48	Get Quote
Renault Megane Coupe (2009 - 2016) Expression+ 1.5 dCi (90bhp) ECO Expression+ 3d	13	£921.95	£573.32	£490.62	£469.68	Get Quote
Renault Megane Hatchback (2008 - 2016) Extreme 1.6 16V Extreme 5d	13	£921.95	£573.32	£490.62	£469.68	Get Quote
Renault Megane Sport Tourer (2009 - 2016) Expression+ 1.5 dCi (90bhp) ECO Expression+ 5d	13	£921.95	£573.32	£490.62	£469.68	Get Quote
Renault Megane Tourer (2006 - 2009) Dynamique S 1.5 dCi (106bhp) Dynamique S 5d	13	£921.95	£573.32	£490.62	£469.68	Get Quote
Renault Megane Coupe (1996 - 2003) Fidji 1.6e Fidji 2d Auto (AC)	13	£921.95	£573.32	£490.62	£469.68	Get Quote
Renault Megane Saloon (1996 - 2003) Standard Trim 1.4 16V 4d	13	£921.95	£573.32	£490.62	£469.68	Get Quote
Renault Megane Scenic Estate (1997 - 1999) RT 1.9 RT dTi 5d (ABS)	13	£921.95	£573.32	£490.62	£469.68	Get Quote
Renault Megane Sport Tourer (2016 - 2022) Play 1.5 dCi Play 5d	14	£1,047.48	£555.44	£512.66	£517.67	Get Quote
Renault Megane Hatchback (2016 - 2022) Play 1.5 dCi Play Auto 5d	14	£1,047.48	£555.44	£512.66	£517.67	Get Quote
Renault Megane Coupe (2009 - 2016) I-Music 1.6 16V (110bhp) I-Music 3d	14	£1,047.48	£555.44	£512.66	£517.67	Get Quote
Renault Megane Sport Tourer (2009 - 2016) Expression+ 1.6 16V (110bhp) Expression+ 5d	14	£1,047.48	£555.44	£512.66	£517.67	Get Quote
Renault Megane Tourer (2006 - 2009) Privilege 2.0 VVT Privilege 5d	14	£1,047.48	£555.44	£512.66	£517.67	Get Quote
Renault Megane Cabriolet (2006 - 2009) Privilege 1.6 VVT Privilege 2d Auto	14	£1,047.48	£555.44	£512.66	£517.67	Get Quote
Renault Megane Saloon (2006 - 2009) Dynamique 2.0 VVT Dynamique 4d	14	£1,047.48	£555.44	£512.66	£517.67	Get Quote
Renault Megane Sport Tourer (2016 - 2022) Play 1.2 TCE Play 5d	15	£1,425.58	£756.46	£695.57	£676.53	Get Quote
Renault Megane Hatchback (2016 - 2022) Signature Nav Signature Nav Energy TCe 130 EDC auto 5d	15	£1,425.58	£756.46	£695.57	£676.53	Get Quote
Renault Megane Coupe (2009 - 2016) Expression 1.6 16V (110bhp) Expression 3d	15	£1,425.58	£756.46	£695.57	£676.53	Get Quote
Renault Megane Saloon (2003 - 2006) Expression 1.9 dCi Expression (90bhp) 4d	15	£1,425.58	£756.46	£695.57	£676.53	Get Quote
Renault Megane Scenic Estate (1997 - 1999) RXE 1.9 RXE dTi 5d	15	£1,425.58	£756.46	£695.57	£676.53	Get Quote
Renault Megane Sport Tourer (2016 - 2022) GT Line Nav GT Line Nav dCi 110 5d	16	£1,481.96	£849.03	£660.04	£667.28	Get Quote
Renault Megane Hatchback (2016 - 2022) Signature Nav Signature Nav dCi 110 EDC auto 5d	16	£1,481.96	£849.03	£660.04	£667.28	Get Quote
Renault Megane Coupe Cabriolet (2010 - 2016) Dynamique TomTom 1.6 16V (110bhp) Dynamique TomTom 2d	16	£1,481.96	£849.03	£660.04	£667.28	Get Quote
Renault Megane Coupe (2009 - 2016) Expression 1.5 dCi (106bhp) Expression 3d	16	£1,481.96	£849.03	£660.04	£667.28	Get Quote
Renault Megane Tourer (2006 - 2009) Dynamique S 1.9 dCi (130bhp) Dynamique S 5d Auto	16	£1,481.96	£849.03	£660.04	£667.28	Get Quote
Renault Megane Saloon (2006 - 2009) Expression 1.9 dCi Expression (130bhp) 4d	16	£1,481.96	£849.03	£660.04	£667.28	Get Quote
Renault Megane Sport Tourer (2016 - 2022) Play Play Blue dCi 115 5d	17	£1,049.13	£693.78	£596.04	£559.18	Get Quote
Renault Megane Hatchback (2016 - 2022) Play Play Blue dCi 115 5d	17	£1,049.13	£693.78	£596.04	£559.18	Get Quote
Renault Megane Coupe Cabriolet (2010 - 2016) GT Line Nav 1.5 dCi GT Line Nav 2d Auto	17	£1,049.13	£693.78	£596.04	£559.18	Get Quote
Renault Megane Coupe (2009 - 2016) Expression 1.5 dCi (110bhp) Expression 3d	17	£1,049.13	£693.78	£596.04	£559.18	Get Quote
Renault Megane Scenic Estate (1997 - 1999) RXE 2.0 RXE 5d Auto (ABS)	17	£1,049.13	£693.78	£596.04	£559.18	Get Quote
Renault Megane Sport Tourer (2016 - 2022) R.S.Line 1.5 Blue dCi R.S.Line 5d	18	£1,395.77	£661.75	£611.82	£613.29	Get Quote
Renault Megane Hatchback (2016 - 2022) Iconic 1.5 Blue dCi Iconic Auto 5d	18	£1,395.77	£661.75	£611.82	£613.29	Get Quote
Renault Megane Coupe Cabriolet (2010 - 2016) Dynamique TomTom 1.2 16v TCE Dynamique TomTom 2d	18	£1,395.77	£661.75	£611.82	£613.29	Get Quote
Renault Megane Coupe (2009 - 2016) Dynamique 1.4 16v TCE Dynamique 3d	18	£1,395.77	£661.75	£611.82	£613.29	Get Quote
Renault Megane Coupe (2009 - 2016) Limited 1.6 VVT Limited 3d	18	£1,395.77	£661.75	£611.82	£613.29	Get Quote
Renault Megane Sport Tourer (2016 - 2022) Play Play dCi 115 auto EDC 5d	19	£1,142.45	£594.10	£573.80	£547.25	Get Quote
Renault Megane Hatchback (2016 - 2022) Signature Nav Signature Nav Energy dCi 130 5d	19	£1,142.45	£594.10	£573.80	£547.25	Get Quote
Renault Megane Coupe Cabriolet (2010 - 2016) Floride 1.4 16V TCE Floride 2d	19	£1,142.45	£594.10	£573.80	£547.25	Get Quote
Renault Megane Coupe (2009 - 2016) Limited Nav 1.5 dCi Limited Nav 3d	19	£1,142.45	£594.10	£573.80	£547.25	Get Quote
Renault Megane Tourer (2006 - 2009) Dynamique S 2.0 dCi (150bhp) Dynamique S 5d	19	£1,142.45	£594.10	£573.80	£547.25	Get Quote
Renault Megane Cabriolet (2006 - 2009) Dynamique 1.9 dCi Dynamique 2d	19	£1,142.45	£594.10	£573.80	£547.25	Get Quote
Renault Megane Saloon (2006 - 2009) Privilege 2.0 dCi (150bhp) Privilege 4d	19	£1,142.45	£594.10	£573.80	£547.25	Get Quote
Renault Megane Coupe (1996 - 2003) Monaco 1.6 16V Monaco 2d Auto	19	£1,142.45	£594.10	£573.80	£547.25	Get Quote
Renault Megane Sport Tourer (2016 - 2022) Play Play TCe 140 EDC auto 5d	20	£1,140.45	£566.99	£560.23	£534.47	Get Quote
Renault Megane Hatchback (2016 - 2022) Play Play TCe 140 5d	20	£1,140.45	£566.99	£560.23	£534.47	Get Quote
Renault Megane Coupe Cabriolet (2010 - 2016) GT Line TomTom 1.4 16V TCE GT Line TomTom 2d	20	£1,140.45	£566.99	£560.23	£534.47	Get Quote
Renault Megane Coupe (2009 - 2016) GT Line TomTom 1.6 dCi (130bhp) GT Line TomTom 3d	20	£1,140.45	£566.99	£560.23	£534.47	Get Quote
Renault Megane Tourer (2006 - 2009) Dynamique 1.9 dCi Dynamique (130bhp) 5d Auto	20	£1,140.45	£566.99	£560.23	£534.47	Get Quote
Renault Megane Cabriolet (2006 - 2009) Dynamique S 2.0 VVT Dynamique S 2d	20	£1,140.45	£566.99	£560.23	£534.47	Get Quote
Renault Megane Saloon (2006 - 2009) Dynamique 1.9 dCi Dynamique (130bhp) 4d Auto	20	£1,140.45	£566.99	£560.23	£534.47	Get Quote
Renault Megane Sport Tourer (2016 - 2022) Play Play TCe 140 5d	21	£1,072.10	£689.18	£593.39	£527.60	Get Quote
Renault Megane Sport Tourer (2016 - 2022) R.S.Line 1.3 TCE R.S.Line 5d	21	£1,072.10	£689.18	£593.39	£527.60	Get Quote
Renault Megane Hatchback (2016 - 2022) Iconic Iconic TCe 140 5d	21	£1,072.10	£689.18	£593.39	£527.60	Get Quote
Renault Megane Coupe Cabriolet (2010 - 2016) Dynamique Nav 1.2 16V TCE Dynamique Nav 2d	21	£1,072.10	£689.18	£593.39	£527.60	Get Quote
Renault Megane Coupe (2009 - 2016) Dynamique 1.9 dCi (130bhp) Dynamique 3d	21	£1,072.10	£689.18	£593.39	£527.60	Get Quote
Renault Megane Sport Tourer (2016 - 2022) R.S.Line 1.6 E-TECH PHEV 160 R.S.Line Auto 5d	22	£1,108.94	£729.30	£624.63	£589.41	Get Quote
Renault Megane Hatchback (2016 - 2022) Iconic Iconic TCe 140 EDC auto 5d	22	£1,108.94	£729.30	£624.63	£589.41	Get Quote
Renault Megane Coupe Cabriolet (2010 - 2016) GT Line TomTom 1.9 dCi (130bhp) GT Line TomTom 2d	22	£1,108.94	£729.30	£624.63	£589.41	Get Quote
Renault Megane Coupe (2009 - 2016) Dynamique Nav 1.6 dCi Dynamique Nav 3d	22	£1,108.94	£729.30	£624.63	£589.41	Get Quote
Renault Megane Hatchback (2008 - 2016) Dynamique 2.0 TCE Dynamique 5d	22	£1,108.94	£729.30	£624.63	£589.41	Get Quote
Renault Megane Cabriolet (2003 - 2005) Monaco 2.0 T 16V Monaco (165bhp) 2d	22	£1,108.94	£729.30	£624.63	£589.41	Get Quote
Renault Megane Sport Tourer (2016 - 2022) GT Nav GT Nav dCi 165 EDC auto 5d	23	£1,416.79	£809.39	£703.65	£656.36	Get Quote
Renault Megane Hatchback (2016 - 2022) GT Nav GT Nav dCi 165 EDC auto 5d	23	£1,416.79	£809.39	£703.65	£656.36	Get Quote
Renault Megane Coupe Cabriolet (2010 - 2016) GT Line TomTom 1.6 dCi GT Line TomTom 2d	23	£1,416.79	£809.39	£703.65	£656.36	Get Quote
Renault Megane Coupe (2009 - 2016) GT Line TomTom 1.6 dCi GT Line TomTom 3d	23	£1,416.79	£809.39	£703.65	£656.36	Get Quote
Renault Megane Saloon (2006 - 2009) Dynamique 2.0 dCi (150bhp) Dynamique 4d	23	£1,416.79	£809.39	£703.65	£656.36	Get Quote
Renault Megane Cabriolet (1997 - 2003) Sport 1.6 16V Sport 2d	23	£1,416.79	£809.39	£703.65	£656.36	Get Quote
Renault Megane Coupe (2009 - 2016) Monaco GP 1.4 16V TCE Monaco GP 3d	24	£1,180.48	£772.67	£633.50	£639.42	Get Quote
Renault Megane Hatchback (2008 - 2016) Privilege TomTom 2.0 dCi Privilege TomTom 5d Auto	24	£1,180.48	£772.67	£633.50	£639.42	Get Quote
Renault Megane Sport Tourer (2009 - 2016) Privilege 2.0 dCi (160bhp) Privilege 5d	24	£1,180.48	£772.67	£633.50	£639.42	Get Quote
Renault Megane Cabriolet (2006 - 2009) Privilege 2.0 T 16V Privilege (165bhp) 2d	24	£1,180.48	£772.67	£633.50	£639.42	Get Quote
Renault Megane Renaultsport (2006 - 2009) Renaultsport Lux 2.0 dCi Renaultsport Lux (175bhp) 3d	24	£1,180.48	£772.67	£633.50	£639.42	Get Quote
Renault Megane E-Tech Hatchback (2022 onwards) Evolution EV60 160kW Evolution Comfort Range 60kWh 5dr Auto	24	£1,180.48	£772.67	£633.50	£639.42	Get Quote
Renault Megane Coupe Cabriolet (2010 - 2016) GT Line TomTom 2.0 dCi (160bhp) GT Line TomTom 2d	25	£1,380.34	£861.31	£730.90	£648.06	Get Quote
Renault Megane Coupe (2009 - 2016) GT Line TomTom 2.0 dCi (165bhp) GT Line TomTom 3d	25	£1,380.34	£861.31	£730.90	£648.06	Get Quote
Renault Megane Hatchback (2008 - 2016) GT 2.0 dCi (160bhp) GT 5d	25	£1,380.34	£861.31	£730.90	£648.06	Get Quote
Renault Megane Sport Tourer (2009 - 2016) Dynamique Nav 1.6 dCi Dynamique Nav 5d	25	£1,380.34	£861.31	£730.90	£648.06	Get Quote
Renault Megane Cabriolet (1997 - 2003) Dynamique + 2.0 16V IDE Dynamique + 2d	25	£1,380.34	£861.31	£730.90	£648.06	Get Quote
Renault Megane E-Tech Hatchback (2022 onwards) Techno+ EV60 160kW Techno+ 60kWh Optimum Charge 5dr Auto	25	£1,380.34	£861.31	£730.90	£648.06	Get Quote
Renault Megane Coupe (2009 - 2016) GT 2.0 dCi (160bhp) GT 3d	26	£1,612.10	£890.06	£755.97	£681.74	Get Quote
Renault Megane Hatchback (2008 - 2016) GT Line Nav 1.6 dCi GT Line Nav 5d	26	£1,612.10	£890.06	£755.97	£681.74	Get Quote
Renault Megane E-Tech Hatchback (2022 onwards) Launch Edition EV60 160kW Launch Edition 60kWh OC 5dr Auto	26	£1,612.10	£890.06	£755.97	£681.74	Get Quote
Renault Megane Sport Tourer (2016 - 2022) GT Nav GT Nav 205 EDC auto 5d	27	£1,598.22	£902.37	£784.49	£759.41	Get Quote
Renault Megane Hatchback (2016 - 2022) GT Nav GT Nav TCe 205 EDC auto 5d	27	£1,598.22	£902.37	£784.49	£759.41	Get Quote
Renault Megane Coupe Cabriolet (2010 - 2016) GT 2.0 dCi (160bhp) GT 2d	27	£1,598.22	£902.37	£784.49	£759.41	Get Quote
Renault Megane Cabriolet (1997 - 2003) IDE Monaco 2.0 16V IDE Monaco 2d	27	£1,598.22	£902.37	£784.49	£759.41	Get Quote
Renault Megane E-Tech Hatchback (2022 onwards) Techno EV60 160kW Techno 60kWh Optimum Charge 5dr Auto	27	£1,598.22	£902.37	£784.49	£759.41	Get Quote
Renault Megane Cabriolet (1997 - 2003) Standard Trim 2.0 16V 2d (E.Hood)	29	£1,663.68	£1,031.80	£773.88	£754.05	Get Quote
Renault Megane Coupe (2009 - 2016) GT Nav 2.0 T 16V GT Nav 3d	31	£3,544.85	£1,019.77	£863.52	£847.78	Get Quote
Renault Megane Hatchback (2008 - 2016) GT 2.0 TCE GT (06/14-) 5d	31	£3,544.85	£1,019.77	£863.52	£847.78	Get Quote
Renault Megane Sport Tourer (2009 - 2016) GT Nav 2.0 TCE GT Nav 5d	31	£3,544.85	£1,019.77	£863.52	£847.78	Get Quote
Renault Megane Renaultsport (2010 - 2016) Renaultsport 275 Cup S 2.0 T 16V Renaultsport (275bhp) Cup S 3d	34	£1,549.25	£891.08	£756.41	£696.03	Get Quote
Renault Megane Hatchback (2002 - 2006) Renaultsport 2.0 T 16V Renaultsport Cup (225bhp) 3d	34	£1,549.25	£891.08	£756.41	£696.03	Get Quote
Renault Megane Hatchback (2016 - 2022) Standard Trim RS 280 5d	35	£1,951.55	£1,055.05	£952.11	£921.24	Get Quote
Renault Megane Renaultsport (2006 - 2009) Renaultsport 2.0 T 16V Renaultsport F1 Team (225bhp) 3d	35	£1,951.55	£1,055.05	£952.11	£921.24	Get Quote
Renault Megane Renaultsport (2010 - 2016) Renaultsport 2.0 T 16V Renaultsport (265bhp) (CupChas+Rec) (SS) 3d	36	£1,795.79	£947.00	£829.72	£807.78	Get Quote
Renault Megane Hatchback (2016 - 2022) Trophy RS 300 Trophy 5d	37	£2,172.92	£1,067.37	£933.26	£896.05	Get Quote
Renault Megane Hatchback (2016 - 2022) Standard Trim 1.8 300 Auto 5d	38	£1,992.12	£1,028.10	£890.79	£870.50	Get Quote
Renault Megane Hatchback (2016 - 2022) Trophy 1.8 300 Trophy Auto 5d	39	£4,431.11	£1,118.83	£1,081.52	£1,038.52	Get Quote
Renault Megane Renaultsport (2010 - 2016) Trophy-R 2.0 T Renaultsport Trophy-R 3d	39	£4,431.11	£1,118.83	£1,081.52	£1,038.52	Get Quote
Renault Megane Renaultsport (2010 - 2016) Renaultsport Nav 2.0 T 16V Renaultsport Nav (265bhp) (Cup Chassis)) 3d	40	£2,497.85	£1,182.11	£1,154.65	£1,006.90	Get Quote

Average Renault Megane insurance cost

To provide you with an idea of how much it may cost you to insure your Renault Megane, we ran several quotes to find an average figure. Based on our results, on average, you could insure your Renault Megane with a comprehensive policy for £838.31 yearly, or £74.82 paying monthly.

We generated these quotes using the following assumptions about the vehicle and the driver. We looked at prices for a driver aged 20, 30, 40 and 50. For each age category we took the average price of the 3 best quotes. We said the 20-year-old driver has 3 years of driving experience, the 30-year-old driver has 13 years of driving experience, the 40-year-old driver has 23 years of driving experience and the 50-year-old driver has 25+ years of driving experience, as that is the quote engine's largest option. We used a cheap (TR8), mid-range (CH1) and expensive (E10) postcode for each hypothetical driver.
All other factors were the same. These were:
The vehicle:
- Has a factory-fitted alarm system
- Hasn't been modified
- Would be parked in a work car park during the day
- Would be parked on a driveway at night
- Hadn't been bought yet but would be by the time the policy starts
- Isn't fitted with a dashcam
The driver:
- Is a teacher
- Is male
- Is a non-homeowner
- Has had no accidents or claims in the last 5 years
- Has had no motoring convictions, driving licence endorsements or fixed penalty points in the last 5 years
- Doesn't have any unspent non-motoring convictions
- Has no medical conditions
- Has never had insurance declined, cancelled or special terms imposed
- Has lived in the UK continuously since birth
- Is single and has no children
- Has a full UK manual licence
- Doesn't have use of another vehicle
- Doesn't have any medical conditions
- No driving or other convictions in the last 5 years
Other factors:
- We used 1 January as the birthday for each driver, alongside their respective birth year
- We looked for quotes with a 3-year no-claims discount
- We chose a voluntary excess of £500
- We didn't protect the no-claims bonus
- We looked for quotes for comprehensive policies
- We didn't include additional drivers
- We opted for an annual payment
- We used cars that were first registered in 2020, with an aim to find a mid-range car in that group
- The policy is for social, domestic and commuting purposes
- We looked at policies covering 10,000 miles per year

Renault Megane insurance cost by location

The table above shows the average cost of Renault Megane insurance based on insurance groups and driver age. However, there are a number of other factors that affect the cost of your car insurance premiums, and one of the biggest is where you are in the UK. Where you live helps determine the level of risk that your car may be stolen or that you'll be involved in an accident, and this affects the cost of insurance.

To show the power of the postcode, here are some average quotes for a 30-year-old living in 3 different locations. The quotes are for a Renault Megane Hatchback (2006 - 2009) Authentique 1.4 Authentique 5d.

Expensive: £877.60 (London E10)
Mid-range: £731.81 (Chester CH1)
Cheap: £565.33 (Newquay TR8)

What factors affect my Renault Megane insurance rate?

We've covered insurance groups, age and location. Here are some of the other factors that affect your insurance premium costs:

Your marital status
Your credit history and job
Your car's safety rating score
The model of your car
The age of your car
Your car's security and any extra anti-theft precautions
Annual miles driven
Your driving history and activity
No-claims discount

How can I save on my Renault Megane premiums?

When searching for insurance, you'll want to find the best deal for a price that's within your budget. We've uncovered some tricks you can try to lower the cost of your premium, and we've listed them below.

Limit your car usage (where possible). Occasionally deciding to walk or get public transport, rather than using your car, can help to save on your premiums.
Pay annually rather than monthly. Whilst it might be scary to part with a large sum of money in one go, if you're able to pay annually you can save an average of £59.52 a year.
Install extra safety precautions. The safer your car is, the less of a risk it will be for companies to insure. By adding extra safety measures, you're quite likely to lower your premium.
Clear out the garage! If you have a garage – clear it out and park your car there. Parking your car in a garage reduces your risk to insurers and therefore reduces your premiums too.
Consider any named drivers. Only name drivers on the insurance policy that regularly drive the vehicle, you can easily add on others at a later date or get them temporary cover.
Don't just accept your renewal quote. When it's time for renewal, it's worth investing a couple of hours to shop around: there may be cheaper options out there.

Bottom line

As we've shown, factors like where you live, how old you are, whether you want to pay monthly or annually, and the specific variant of Renault Megane you're insuring all have a major impact on the cost of cover. In fact, the best prices we found ranged from £319.07 to £5,297.26, and that's based on shopping around to find a competitive deal. Unfortunately, if you don't shop around, there's every chance you could end up paying more than you have to.

Frequently asked questions

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Written by

Danny Butler

Publisher

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Danny was a publisher at Finder specialising in insurance and investing. He previously worked at the global insurer Aon and has appeared in national media giving advice on insurance. Danny holds a BA in International Business from the University of Plymouth and has undying loyalty to his average-poor football team, Portsmouth FC. See full bio

Danny's expertise

Danny has written 292 Finder guides across topics including:

Car, home and business insurance
Helping people save money on their insurance
Project management
Giving valuable insights to website visitors

Co-written by

Jason Loewenthal

Senior writer

Jason is a writer and editor. He worked as a senior subeditor for Finder for 5 years and in that time became familiar with a wide range of financial products and services. Before that, he worked for Australian Associated Press. He has a BA from Macquarie University in Australia. Jason loves to help other people find new ways to save money. See full bio

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