Ford Ecosport insurance group

There is so much choice in the small SUV market that it’s difficult to stand out from the competition. If you’re looking for a more affordable small SUV, the Ford Ecosport does tick those boxes although it’s hardly a thrill to drive. In this guide, you’ll learn how much this vehicle costs to insure based on the specific model version, the driver’s age and their location.

What insurance group does the Ford Ecosport fall under?

All vehicles on the road are assigned an insurance group before being made available to buy. These groups – which range from 1 (cheapest to insure) to 50 (most expensive) – help insurers determine a suitable cost for your premium. Ford Ecosport models can be found in insurance groups ranging from 8 to 16, meaning the car insurance will be on the cheap side.

The costs will vary slightly depending on your choice of Ford Ecosport and the insurance group it appears in. As an example, a 30-year-old driver in an average postcode could pay around £556 for cover on a Ford Ecosport 1.5 TDCi Zetec 5d that is in insurance group 8 or around £639 for a Ford Ecosport ST-Line 1.5 EcoBlue TDCi 125PS AWD 5d that is in insurance group 16. From this comparison, we can see the impact of premium pricing when one car is in a much higher insurance group.

• How we got these rates

  These rates are based on the average cost of cover for cars in the insurance groups shown, for drivers of different ages with a Newcastle (NE1) postcode, which our research suggests represents an average for insurance rates in the UK. .

Ford Ecosport insurance cost by location

Your location plays a significant role when it comes to the cost of your car insurance. To show the potential impact of your home address, here are some average quotes for a 30-year-old living in three different locations. The quotes are for an Ford Ecosport Titanium 1.0 EcoBoost 100PS 5d.

• Expensive: £995 (London SE1)
• Average: £697 (Newcastle NE1)
• Cheap: £696.15 (Galashiels TD1)

• How we got these rates

  These rates are based on the average cost of cover for cars in the locations shown. Our research suggests SE1 is one of the most expensive locations, NE1 represents an average cost location and TD1 represents one of the cheapest locations. .

Which factors affect my Ford Ecosport insurance rate?

Along with insurance group, there are a number of key factors that have the biggest impact on your insurance premium costs:

• Engine type and capacity. In general, you can expect to pay more to insure a vehicle with a larger engine. That’s because larger engines cost more to repair and replace. As an example, it may cost £831 for insurance for a Ford Ecosport Zetec 1.0 EcoBoost 100PS 5d, while a bigger engine may cost £1,111 for a Ford Ecosport Titanium 1.5 EcoBlue TDCi 125PS 10/2017 on 5d. That’s a £105 difference per year to insure a Ford Ecosport with an engine that’s 0.5 litres bigger.
• Driver location. Your home address helps insurers determine the level of risk that your car may be stolen or involved in an accident. If you live in an area where motorists are more likely to make a claim, you’ll be charged more to compensate for that added risk. For example, a 30-year-old in central London may pay £831 for insurance for a Ford Ecosport 1.5 Titanium 5d, while the same 30-year-old in Newcastle may only pay £634. That’s £134 extra per year you’d have to pay if you moved from Newcastle to London, such is the added risk of making a claim in the capital.
• Driver age. The youngest drivers have to pay more for car insurance, because they are the most likely to claim on their car insurance. As an example, the average 20-year-old driver in London may pay £2,508 for the Ford Ecosport 1.5 TDCi Titanium 5d, while the average 40-year-old Londoner will only pay £759. That’s a £700 per year difference based purely on the age of the driver.

Other factors that influence the cost of your insurance include:

• Your marital status
• Your credit history
• Your occupation
• The safety rating score of your vehicle
• The model and age of your car
• The anti-theft precautions on your car
• The safety features installed on your car
• Your annual mileage
• Your driving history and activity
• Your no-claims discount

How can I save on my Ford Ecosport premiums?

If you want to drive your Ford Ecosport or even keep it on the road, car insurance is a necessary legal requirement. That doesn’t mean you have to let it break the bank though. There are plenty of tricks you can try to lower the cost of your premium, and we’ve listed some of them below.

• Limit your car usage (where possible). If there are any journeys you can occasionally take by foot or public transport, do it. This will reduce your annual mileage which can earn you a discount on your car insurance.
• Pay annually rather than monthly. Paying annually can often secure you a lower premium, as many car insurance companies charge interest on monthly repayments.
• Install extra safety precautions. The safer you can make your car, the less of a risk it will be for companies to insure. That’s why you’ll often receive a lower premium when you install extra safety precautions.
• Shop around for the best deal using price comparison websites. When it’s time to renew your car insurance, don’t just settle for the best price given to you. There may be cheaper options out there from competitor companies.

Bottom line

The Ford Ecosport is a SUV which pales in some comparison to some of its competitors, although it is reasonably cheap to buy and insure. Better yet, the tips in this guide will help you to reduce your premiums even further.

Frequently asked questions

• Is the Ford Ecosport safe?

  In its Euro NCAP crash tests, this vehicle scored 4 stars out of a possible 5. That score included a 93% rating for protecting adult occupants and a 73% rating for protecting child occupants.

• How much car tax do I have to pay for the Ford Ecosport?

  The UK standard car tax rate sits at £150 per year. However, you might pay more or less depending on your car’s emissions.

• Where can I buy a Ford Ecosport?

  You can buy a Ford Ecosport at dealerships, from online sellers or from current owners across the UK.

• What engine size is the Ford Ecosport?

  You can choose between a 1.0-litre petrol or a 1.5-litre diesel engine.

• Is the Ford Ecosport any good?

  The problem with the small SUV market is that there is so much choice. The Ford Ecosport offers little that makes it stand out from the crowd.

• Where can I find Ford Ecosport car insurance?

  You can compare the costs of insuring a Ford Ecosport using any price comparison website.

• Is a Ford Ecosport expensive to insure?

  A Ford Ecosport can be found in insurance groups ranging from 8 to 16, meaning it is significantly cheaper than the average car to insure.