John Lewis has been selling products on the high street for more than 150 years. It has since branched out to create John Lewis Finance, which offers a range of financial products to customers such as credit cards, loans, foreign currency, money transfers and insurance.
It has been named by Which? as a recommended provider of car insurance but it also offers home, travel, pet, wedding, event and life insurance.
John Lewis Financial Services Ltd is a trading name of John Lewis plc, which is authorised and regulated by the Financial Conduct Authority (FCA).
John Lewis Finance offers three levels of cover:
|Cover benefits||Third party||Third party, fire and theft||Comprehensive|
|Liability to other people||✓||✓||✓|
|Fire and theft||✓||✓|
|EU travel up to 90 days||✓||✓|
|Courtesy car up to 30 days||✓|
|Unlimited audio or sat nav equipment (if fitted by the manufacturer)||✓|
|Vehicle ID theft cover||✓|
|Emergency journey cover up to £50 in taxi or train fares||✓|
Beyond the standard cover benefits above, any other benefits to your insurance policy will vary depending on the insurer that is able to provide the cover through John Lewis Finance.
Check your policy details carefully to ensure you have the right cover for your needs.
In addition to the standard levels of cover, John Lewis Finance can also provide a range of additional protection to add to your policy, including:
There are a few exclusions that John Lewis Finance has for its policies. Your cover is likely to become invalid if any of the following arises:
Your insurance excess is the amount of money you have agreed to pay towards a claim. Your insurer won’t pay out for a claim that costs less than your excess. A compulsory excess amount might vary depending on the age of your car and your driving experience.
A voluntary excess is normally an amount set by you when taking out a policy. You’ll have the option of adding or increasing a voluntary excess, which could in turn reduce your premium.
You’ll be able to find details about any applied excess in your policy document.
Call the John Lewis Finance 24-hour claims line on 0345 610 0360 to make a claim.
You’ll need to provide your own policy details and have the following information to hand before making a claim:
It’s vital that you let your insurer know about an incident within 48 hours, even if it’s not your fault. Failure to do this could result in a rejected claim.
★★★★★ — Excellent
★★★★★ — Good
★★★★★ — Average
★★★★★ — Subpar
★★★★★ — Poor
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