Slam Dunk Loans short-term loans review December 2018 | finder.com

Slam Dunk Loans short-term loans review

We value our editorial independence, basing our comparison results, content and reviews on objective analysis without bias. But we may receive compensation when you click links on our site. Learn more about how we make money from our partners.

This free loan connection service can help you find a loan of up to $2,500.

Slam Dunk Loans could connect you with a quick cash loan, but expect high APRs and fees with some lenders.

Product NameSlam Dunk Loans
Min Loan Amount$100
Max. Loan Amount$2,500
Loan TermVaries by lender
Turnaround TimeAs soon as next business day
RequirementsMust be employed, receive regular income, earn at least $800 a month, have a checking account, be 18+ yrs old and a US citizen.
  • Be employed, receive regular income.
  • Earn at least $800 a month.
  • Have a checking account.
  • Be 18 years of age or older and a US citizen.

What is Slam Dunk Loans?

Slam Dunk Loans is a lender connection service issued through Round Sky, an ad agency for payday and installment loans.

If you’re unsure of which direction to go for a payday loan, Slam Dunk Loans may be able to connect you with a short term lender from its nationwide network. You can borrow up to $500, depending on your state of residency. And you don’t necessarily need good credit for approval.

Slam Dunk Loans does not offer loans to residents of Arizona, Arkansas, Connecticut, District of Columbia, Georgia, Maryland, Massachusetts, New Jersey, New York, North Carolina, Oregon, Pennsylvania, Vermont, Virginia or West Virginia. Visit our state directory if you live in one of these states to see which loans are available near you.

What are the benefits of Slam Dunk Loans?

One main benefit is the no obligation application. You don’t have to accept a loan if you’re unhappy with the terms and conditions of the lender you qualify for.

  • Simple process. Apply easily and within minutes to be connected with a lender that fits your needs.
  • Fast funding. While turnaround varies by lender, you could see funds in your bank account as soon as the next business day after approval.
  • Poor credit welcome. You may be able to get a loan even if you have poor credit.

What to watch out for

  • Not a direct lender. Because it’s a loan connection service, your information could be sold to other lenders as a “lead.”
  • APRs can be high. Depending on the lender you’re connected with, your APR could be in the four digits.
  • Lenders are a mixed bag. Because every lender in the network has its own policies, conditions and fees, be sure to review everything before signing any agreements.
  • No live chat. You’ll have to call or email customer service for help.

Am I eligible to apply with Slam Dunk Loans?

To be eligible, you must:

What information do I need to apply?

Start the online application in just a few minutes with the following:

  • Full name
  • Last four digits of your Social Security number
  • Date of birth
  • ZIP code

While exact requirements vary by the loan provider, you’ll generally need to provide the following documentation to be fully approved for a loan:

  • Proof of employment and regular income
  • Proof of a valid checking account

How to apply with Slam Dunk Loans

Click the “Go to Site” button on this page and complete the easy no-obligation application on the landing page. Once you submit your application, Slam Dunk Loans will work to connect you with a lender you may qualify for.

I got the loan — now what?

Make sure you understand your specific lender’s terms and conditions for your loan. Stay on top of your payments to avoid paying late or missed payment penalties. Some lenders may even allow you set up automatic payments.

Bottom line

If you’re looking for an easy way to find a payday loan that meets your needs without obligation, you may want to look into Slam Dunk Loans. Note that its loans can come with high APRs and penalties if you’re not able to meet the repayments.

Before you sign a contract, you can compare other short term lenders available in your area.

Frequently asked questions about Slam Dunk Loans

Was this content helpful to you? No  Yes

Ask an Expert

You are about to post a question on finder.com:

  • Do not enter personal information (eg. surname, phone number, bank details) as your question will be made public
  • finder.com is a financial comparison and information service, not a bank or product provider
  • We cannot provide you with personal advice or recommendations
  • Your answer might already be waiting – check previous questions below to see if yours has already been asked

Finder.com provides guides and information on a range of products and services. Because our content is not financial advice, we suggest talking with a professional before you make any decision.

By submitting your comment or question, you agree to our Privacy and Cookies Policy and Terms of Use.

Questions and responses on finder.com are not provided, paid for or otherwise endorsed by any bank or brand. These banks and brands are not responsible for ensuring that comments are answered or accurate.

8 Responses

  1. Default Gravatar
    ChristianaAugust 16, 2018

    I have a checking account but I dont receive checks I only have a debit card. Is there anyway to apply for a loan just only having a debit master card which is linked to my account

    • finder Customer Care
      CharisseAugust 17, 2018Staff

      Hi Christina,

      Thank you for leaving a question on finder.

      Yes, it is possible. You can go to this page to review and compare your available options on lenders that don’t require checking account. Once you have chosen a particular lender, you may then click on the “Go to site” button and you will be redirected to the lender’s website where you can proceed with the application or get in touch with their representatives for further inquiries you may have.

      Before applying, please ensure that you meet all the eligibility criteria and read through the details of the needed requirements as well as the relevant Product Disclosure Statements/Terms and Conditions when comparing your options before making a decision on whether it is right for you.

      Hope this helps!

      Cheers,
      Charisse

  2. Default Gravatar
    BethApril 10, 2018

    I am on SSI and my monthly allotment is posted on a debit card each month. I do not have a checking account but will you folks work with my government debit card?

    • finder Customer Care
      JoshuaApril 11, 2018Staff

      Hi Beth,

      Thanks for getting in touch with finder.

      Please note that we are not affiliated with Slam Dunk or any company we feature on our site and so we can only offer you general advice.

      In regards to your question, your borrowed money will be sent directly to your bank account. So, yes, a government debit card may also work. However, you may still want to check with Slam Dunk and see how they transfer funds.

      If you are looking for other options to get a payday loan on a prepaid debit card, you may want to check this page.

      I hope this helps. Should you have further questions, please don’t hesitate to reach us out again.

      Have a wonderful day!

      Cheers,
      Joshua

  3. Default Gravatar
    TiaOctober 23, 2017

    Do you offer loans in North Carolina?

    • Default Gravatar
      DanielleOctober 23, 2017

      Hi Tia,

      Thank you for contacting finder. We are a comparison website and general information service, we’re more than happy to offer general advice.

      YOu should be able to apply, see Slum Dunk Loans application criteria below:
      – Be employed, receive regular income.
      – Earn at least $800 a month.
      – Have a checking account.
      – Be 18 years of age or older and a US citizen.

      If you are looking for options specific to your area, you may also refer to this page.

      I hope this helps.

      Cheers,
      Danielle

  4. Default Gravatar
    DorisAugust 28, 2017

    I am a pet store owner . Do you set up merchant account? If so how can I apply it.

    • finder Customer Care
      AnnaAugust 28, 2017Staff

      Hey Doris,

      Different lenders will have different requirements, but you’ll generally just need a checking account to qualify for Slam Dunk Loans.

      Cheers,
      Anna

Go to site