Slam Dunk Loans short-term loans review

This online connection service can help you borrow up to $50,000.’s rating: 3.1 / 5.0


Slam Dunk Loans could connect you with a quick cash loan — even if you don’t have the best credit. Just be wary of high APRs and fees with its network of partner lenders.


Min. Amount


Max. Amount

Same business day to 1 business days

Turnaround time


Product NameSlam Dunk Loans
Min. Amount$100
Max. Amount$50,000
Loan TermVaries
Turnaround TimeSame business day to 1 business days
RequirementsEmployed, $800+ regular monthly income, checking account, ages 18+, US citizen
Go to Round Sky (loans network)'s website

What is Slam Dunk Loans?

Slam Dunk Loans is a short-term loan connection service issued through Round Sky, an ad agency for payday and installment loans.

If you’re unsure of which direction to go for a payday loan, Slam Dunk Loans may be able to connect you with a short-term lender from its nationwide network. You can borrow between $200 and $50,000, depending on your state. Other terms, like the length of your contract and the fees you pay, will depend on your lender.

You don’t necessarily need good credit to be approved, but you must make at least $800 a month and have an active checking account in order to be considered.

Slam Dunk Loans only services specific states

Slam Dunk Loans doesn’t offer loans to residents of Arizona, Arkansas, Connecticut, the District of Columbia, Georgia, Maryland, Massachusetts, New Jersey, New York, North Carolina, Oregon, Pennsylvania, Vermont, Virginia or West Virginia.

Visit our state directory if you live in one of these states to see which loans are available near you.

What are the benefits of Slam Dunk Loans?

From its fast turnaround to its lax credit requirements, here are a few perks of finding a lender through Slam Dunk Loans:

  • Poor credit welcome. Slam Dunk Loans works with lenders that accept borrowers from all financial backgrounds, including those with bad credit or who’ve been involved in bankruptcy.
  • Fast funding. While turnaround varies by lender, your loan funds could be deposited into your bank account as soon as the next business day.
  • Compare offers from multiple lenders. You can complete a simple online form in just a few minutes and compare offers from several lenders that may be able to help.
  • Contact information readily available. Unlike some other short-term loan connection services, Slam Dunk Loans has both a phone number and email form listed on its website to get in touch with customer support.

What to watch out for

Not sure if Slam Dunk Loans is right for you? Consider these potential drawbacks before using its service:

  • Your information could be sold. Because Slam Dunk Loans is a connection service, your personal details could be sold to lenders as a lead.
  • APRs can be high. Depending on the lender you’re connected with and where you live, your APR could be in the triple digits. This means you might be paying hundreds of dollars in interest, even for smaller loans.
  • Lenders are a mixed bag. Because every lender in Slam Dunk’s network has its own policies, conditions and fees, be sure to review everything before signing the dotted line.
  • No online reviews. Slam Dunk Loans doesn’t have a page on the Better Business Bureau (BBB) or Trustpilot, so you won’t be able to rely on feedback from former borrowers before using its service.

How does Slam Dunk Loans compare to direct lenders?

Name Product Filter Values Loan amount Loan Term Turnaround time
B9 pay advance app
Up to 100% of your salary
Not Stated
Withdraw 100% of your paycheck with no extra fee for instant funding.
OppLoans Installment Loans
$500 - $4,000
6 to 18 months
1 business day
Comes with the option to change your due date so you won’t fall behind on repayments.
$1,000 - $25,000
2 to 3 business days
Get a fair loan designed for immigrants and nonresidents.
CashNetUSA Loan
$100 - $1,800
Varies by state
As fast as same business day
Sign up for its discount program to get access to coupons and deals on everything from dining out to tax services.
Fast5kLoans Short-term Loans Connection Service
$100 - $35,000
6 months to 6 years
As soon as the next business day
Get connected with multiple lenders you might qualify with — even if you have bad credit.

Compare up to 4 providers

Not helpful for long-term financial problems

Slam Dunk Loans doesn’t charge a fee to use its service, but that doesn’t mean a short-term loan is always a good idea. The high costs can make this type of financing difficult to repay — and it’s not uncommon for borrowers to end up in a cycle of debt.

If you’ve been facing several financial setbacks and don’t know where to turn, there are alternatives to short-term loans you may want to consider instead.

Is it safe to apply with Slam Dunk Loans?

Generally yes, though no website can guarantee your information stays 100% secure. Slam Dunk Loans does its part by using a 256-bit SSL encryption system to keep your personal details safe. However, this doesn’t mean your information won’t be shared. Many short-term loan connection services like Slam Dunk Loans share your information within their networks to find an appropriate lender for you. If you’re curious what exactly is shared — or how you can limit it — read over Slam Dunk Loans’ privacy policy.

Slam Dunk Loans reviews and complaints

Slam Dunk Loans doesn’t have either a BBB or Trustpilot page. This isn’t uncommon for short-term loan connection services, but it does mean you’ll have a hard time determining how it treats its users.

If you do decide to use Slam Dunk Loans to find a lender, do a little research. The lender you’re connected with should have reviews, so see what others have to say about its services and costs. This way, you know exactly what you’re getting into before signing the dotted line.

Am I eligible?

To qualify for a short-term loan from one of Slam Dunk Loans’ partner lenders, you must:

  • Be employed or have a regular source of income.
  • Make at least $800 per month.
  • Have an active checking account.
  • Be at least 18 years old.
  • Be a US citizen or permanent resident.

How do I get started?

It only takes a few minutes to fill out Slam Dunk Loans’ online form. Follow these steps to get started:

  1. Click Go to Site to be redirected to the Slam Dunk Loans website.
  2. Select the amount you want to borrow and enter your email address. Click Start here.
  3. Enter your full name, the last four digits of your Social Security number, your birth year and your ZIP code. Click Continue.
  4. Enter your address, phone number and driver’s license number. Click Proceed to Next Step.
  5. Select your date of birth, then enter information about your employment, income and bank account.
  6. Read over Slam Dunk Loans’ terms of use, lead generation disclosures and privacy policy. Click Submit.

Slam Dunk Loans will review your form and attempt to connect you with a lender within five minutes. If you’re connected, you’ll need to fill out an application with that lender and wait for approval.

Go to Round Sky (loans network)'s site

I was connected with a lender. Now what?

If your lender approves your application, read over the loan terms carefully. It should list out how much you borrowed, how much you’re going to pay in interest and any fees you might be charged. From here, you’ll need to stay on top of your payments to avoid paying late fees. To help, some lenders may even allow you set up automatic payments — just make sure you have enough in your account on the due date to cover it.

Keep an eye on your loan balance and bank account. If you notice anything off, reach out to your lender’s customer service team as soon as possible.

Bottom line

Slam Dunk Loans can be a handy tool when you’re looking for a short-term loan but don’t have time to compare lenders. It has relatively easy-to-meet eligibility requirements, though you’ll want to check out reviews and terms for the lender you’re matched with before going through with any loan.

Read our guide to short-term loans to understand more about how they work so you aren’t caught in the dark.

Frequently asked questions

Short-term loan ratings

★★★★★ — Excellent

★★★★★ — Good

★★★★★ — Average

★★★★★ — Subpar

★★★★★ — Poor

We analyze short-term loan providers and similar services to help you weed out predatory lenders and find a company you can trust. We rate providers on a scale of one to five stars. Our ratings are based on factors that are most important to you, which include: loan amount, application process, fees, customer reviews and borrower experience.

Read the full methodology of how we rate short-term loan providers and similar services.

Ask an expert

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    Default Gravatar
    August 16, 2018

    I have a checking account but I dont receive checks I only have a debit card. Is there anyway to apply for a loan just only having a debit master card which is linked to my account

      Avatarfinder Customer Care
      August 17, 2018

      Hi Christina,

      Thank you for leaving a question on Finder.

      Yes, it is possible for you to get a loan since your debit card is linked to an active checking account. Lenders require a bank account to have an idea as to how you handle your personal finances and in order to transfer the loan funds as well as the debit the payment when it’s due.

      In case your lender won’t consider your bank account, there are other lenders that don’t require a checking account that you can consider applying with.

      Hope this helps!


    Default Gravatar
    April 10, 2018

    I am on SSI and my monthly allotment is posted on a debit card each month. I do not have a checking account but will you folks work with my government debit card?

      Avatarfinder Customer Care
      April 11, 2018

      Hi Beth,

      Thanks for getting in touch with finder.

      Please note that we are not affiliated with Slam Dunk or any company we feature on our site and so we can only offer you general advice.

      In regards to your question, your borrowed money will be sent directly to your bank account. So, yes, a government debit card may also work. However, you may still want to check with Slam Dunk and see how they transfer funds.

      You may also check other debit card loans, which you may qualify for.

      I hope this helps. Should you have further questions, please don’t hesitate to reach us out again.

      Have a wonderful day!


    Default Gravatar
    October 23, 2017

    Do you offer loans in North Carolina?

      Default Gravatar
      October 23, 2017

      Hi Tia,

      Thank you for contacting Finder.

      Slam Dunk loan services are not available in North Carolina. However, there are installment loans available in North Carolina that you can compare and consider applying for instead.

      As a reminder, please make sure that you check all the eligibility criteria and read through the terms and conditions before applying and making a decision on whether it is right for you.

      I hope this helps.


    Default Gravatar
    August 28, 2017

    I am a pet store owner . Do you set up merchant account? If so how can I apply it.

      Avatarfinder Customer Care
      August 28, 2017

      Hey Doris,

      Different lenders will have different requirements, but you’ll generally just need a checking account to qualify for Slam Dunk Loans.


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