Green Dollar Loans: For Poor Credit or Emergencies Only (2026)
Green Dollar Loans isn't available on Finder right now.
- Min. Amount
- $500
- Max. Amount
- $5,000
- Turnaround time
- Funds available same day to 1 business day if approved
Our verdict
A loan marketplace connecting borrowers with payday and installment lenders, primarily for those with poor or limited credit.
Green Dollar Loans is a loan connection service matching borrowers with third-party lenders offering payday loans up to $1,000 and installment loans up to $5,000. The platform targets borrowers with bad credit or urgent cash needs.
Since it's a marketplace, specific terms, APRs, fees and repayment schedules vary by lender and aren't disclosed until you're matched. The application is quick but requires phone contact. Major concerns include limited company transparency, no Better Business Bureau (BBB) or Trustpilot presence and extremely high potential APRs for payday loans.
Best for: Borrowers with poor credit seeking emergency short-term or installment loans.
Pros
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Connects to lenders offering both payday and installment loans
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Accepts borrowers with bad or no credit history
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No fees to submit application through the platform
Cons
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Not a direct lender, actual terms vary widely by matched lender
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Extremely high APRs possible, especially for payday loans
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Not many online reviews
Who Green Dollar Loans is best for
Green Dollar Loans connects borrowers to lenders offering payday loans or installment loans. It targets those with poor credit who need emergency funds and may not qualify with traditional lenders.
The platform may work for borrowers facing immediate emergencies who understand high-cost lending risks. Payday loans carry especially high costs with APRs potentially exceeding 200%, while installment loans offer more manageable repayment but still elevated rates.
As a marketplace, the final loan type, terms and costs depend entirely on which lender accepts your application. The service is unavailable in Arkansas, Connecticut, Indiana, Minnesota, Montana, New Hampshire, New York, South Dakota, Vermont and West Virginia.
It’s best to compare your options with lower-cost alternatives with transparent terms.
Is Green Dollar Loans legit?
Green Dollar Loans operates as a loan marketplace under the name “Payday Ventures Ltd.” The platform uses SSL encryption and states compliance with privacy regulations.
However, transparency concerns exist. There’s no Better Business Bureau or official Trustpilot page with customer feedback.
Green Dollar Loans explicitly states it’s not a lender and doesn’t control loan terms, APRs or approval decisions. The company earns revenue when its network lenders offer loans to applicants. While the platform uses secure technology, carefully review any loan agreement from matched lenders before signing, especially given the potential for extremely high interest rates.
What makes Green Dollar Loans shine?
- Multiple loan product options. Connects you to both payday lenders (immediate, short-term needs) and installment lenders (larger amounts, longer terms), increasing match potential for your situation.
- Fast application and approval. The online application takes minutes with just basic information. A lender may contact you within 15 minutes.
- Accepts bad credit and no credit. Network lenders focus on income and repayment ability rather than credit scores alone.
- No application fees. Green Dollar Loans doesn’t charge you a fee to connect with its lenders, though loans have fees and interest set by individual lenders.
- Quick funding. If approved, funds can be deposited the same day or next business day, depending on the lender, loan type and your bank’s processing.
Where Green Dollar Loans falls short
- Extremely high APRs for payday loans. Payday loan APRs can range well over 200%. While installment loans may have lower APRs, rates still exceed traditional personal loans significantly.
- No rate transparency before applying. You won’t know APR, fees, loan type or terms until matched with a lender, making comparison shopping difficult.
- Phone contact required. The application captures your basic info online, but then requires a phone conversation with a loan specialist, adding steps beyond its advertised application timeline of “minutes.”
- No major review presence. Without BBB or Trustpilot reviews, it’s difficult to verify customer experiences through established platforms.
- Product type uncertainty. You won’t know if you’ll receive a payday loan or an installment loan until after applying, making repayment planning difficult.
Green Dollar Loans loan details
| Minimum credit score | No minimum stated; lenders accept bad credit and no credit |
| APR | Varies by lender. Payday loans: 200%. Installment loans and other terms vary by individual lender. |
| Loan amounts | Varies by loan type:
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| Terms | Varies by loan type:
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| Approval turnaround | Funds available same day to 1 business day if approved |
| Availability | Not available in: Arkansas, Connecticut, Indiana, Minnesota, Montana, New Hampshire, New York, South Dakota, Vermont, West Virginia |
| Fees | Varies by lender and loan type |
Green Dollar Loans contact info
| Phone number | 877-499-1360 |
| Customer service hours | Undisclosed; 24/7 online application available |
| contact@greendollarloans.com | |
| X, formerly Twitter | N/A |
| N/A |
Calculate your monthly loan payments
Use our loan calculator to estimate your monthly payments based on the loan amount, interest rate and term you’re considering. Since APRs and terms vary widely with Green Dollar Loans, depending on which lender and loan type you’re matched with, calculating different scenarios can help you understand the total cost before accepting any offer.
For payday loans, remember that you’ll typically repay the full amount plus fees within two to four weeks. For installment loans, you’ll make regular monthly or bi-weekly payments over a longer period.
Monthly Repayment Calculator
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How to qualify for Green Dollar Loans
Green Dollar Loans states basic eligibility requirements on its website, though final approval depends on the individual lender and loan type you’re matched with:
- At least 18 years old
- US citizen or permanent resident
- Government-issued ID
- Regular source of income or employment
- Active checking or savings account with direct deposit capability
- Valid email address and phone number
Lenders in the network may perform soft or hard credit checks or use alternative verification methods. Requirements may differ between payday loan lenders, who typically focus solely on income, and installment loan lenders, who may consider additional factors.
Since Green Dollar Loans is a marketplace, each lender sets its own requirements, so meeting these basic criteria doesn’t guarantee approval or determine which loan type a lender may offer you.
How to apply
- Submit an online application. Complete the short form with loan amount, name, phone, email and zip code. It takes a few minutes.
- Receive lender contact. A lender representative contacts you to gather employment, income and banking details and determine which product (payday or installment) you qualify for.
- Review your loan offer. If approved, the lender presents terms including loan type, amount, APR, fees and repayment schedule. Be sure to note whether it’s a payday loan or an installment loan.
- Accept and receive funds. If you accept the terms, electronically sign the loan agreement. Funds are deposited potentially the same day or the next business day.
How Green Dollar Loans compares to other lenders
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How we picked theseWhat is the Finder Score?
The Finder Score crunches 3+ types of short-term loans across 65+ lenders. It takes into account the product's interest rate, fees and features, as well as the type of loan eg investor, variable, fixed rate - this gives you a simple score out of 10.
To provide a Score, we compare like-for-like loans. So if you're comparing the best short-term loans for all credit types, you can see how each short-term loan stacks up against other short-term loans with the same borrower type, rate type and repayment type.
Green Dollar Loans reviews and complaints
Green Dollar Loans does not have a Better Business Bureau or Trustpilot page, making it difficult to verify customer experiences through established review platforms.
What do people on Reddit say?
Reddit users typically recommend exploring alternatives like credit union loans, payment plans with creditors or community assistance programs before turning to payday loan marketplaces. When discussing loan connection services, Redditors often emphasize the importance of understanding which type of loan you’re actually being offered and reading all terms carefully before signing.
Frequently asked questions
Your reviews
Megan B. Finder
Editor, Loans & Insurance
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Jhezelyn Finder
October 30, 2017
Hi Ralph,
Thank you for your comment.
Green Dollar may consider you for a loan amounts between $500 and $10,000. All you need to do is meet the basic eligibility criteria then complete and submit an online application. After submitting your application you’ll speak with a loan specialist who will process it, and if approved you can pick up cash at your nearest store.
Moreover, you may try to contact the lenders that may consider you for a $5000 loan. Note that it is important that you have a stable income to make the repayments.
I hope this helps.
Regards,
Jhezelyn
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Ralph
October 29, 2017
I am looking to borrow five thousand dollars to purchase a fully furnished mobile home here in my trailer park. I am renting now but this became available and would like to purchase it if I can barrow the funds. The trailer is on a pad and on a permanent base it can not be moved.