Finder makes money from featured partners, but editorial opinions are our own. Advertiser disclosure

4 cash advance apps that work with Venmo

Compare a roundup of the best apps that pair with Venmo.

Cash advance apps help people access their earned income when needed. This allows for flexibility and peace of mind to meet obligations without waiting for payday.

There’s no shortage of cash advance apps on the market, but to use the apps, they’ll have to pair with Venmo. And, depending on which third-party app you’re using, you may have to watch for additional fees in the form of a fixed-dollar amount or a rate.

4 cash advance apps that work with Venmo

With more than 90 million users across the globe, Venmo has become a popular app for instant money transfers. Venmo reports that consumers are 19% more likely to use its service than traditional payment methods. If you’re one of the many who rely on Venmo and are in the market for a cash advance app, here are five of the top cash advance apps that pair with Venmo.

  • Best for no credit check: Albert
  • Best for speed flexibility: Dave
  • Best for interest-free cash advance: MoneyLion
  • Best for no membership fee: Klover

Best for no credit check: Albert

Albert

4.4
★★★★★

Finder score

Go to site Read review
Loan amount$25 - $250
Turnaround timeInstant
Costs$16.99 monthly subscription to access overdraft protection
  • Available in all states

Best for speed flexibility: Dave

Dave ExtraCash

4.2
★★★★★

Finder score

Go to site Read review
Loan amountUp to $500
Turnaround timeUp to 3 business days or instant for a fee
CostsUndisclosed
  • Available in all states

Best for interest-free cash advance: MoneyLion

MoneyLion Instacash advances

4.5
★★★★★

Finder score

Go to site Read review
Loan amount$50 - $500
Turnaround timeUp to 5 days or instant for a fee of $0.49 to $8.99
Costs$19.99 monthly fee if you have a Plus membership
  • Available in: Alabama, Arizona, California, Delaware, Florida, Georgia, Idaho, Illinois, Kansas, Louisiana, Maryland, Michigan, Missouri, New Mexico, North Dakota, Oklahoma, South Carolina, South Dakota, Texas, Utah, Washington, Wisconsin, Wyoming

Best for no membership fee: Klover

Klover pay advance app

Read review
Loan amountUp to $200
Turnaround timeWithin 3 days or within hours for a fee
CostsNo fees for basic advance, $3.99 membership fee for financial management service, $2.99 to $12.29 express funding fee
  • Available in all states

How we chose these providers

We evaluated various pay advance apps compatible with Venmo, comparing loan amounts, turnaround times, fees and eligibility.

Does my cash advance app work with Venmo

If you have a favorite app that didn’t make our list, it might still work with Venmo. Take a look at our table to see which cash advance, payday loan and installment loan apps will or won’t work with the app.

AppTypeWorks with Venmo?
Advance AmericaPayday loan
    No
AlbertCash advance
    No
BranchCash advance
    Yes
BrigitCash advance
    No
Cash AppCash advance
    Yes
CashNetUSAPayday loan
    No
CleoCash advance
    No
DaveCash advance
    Yes
EarnInCash advance
    No
EmpowerCash advance
    Yes
Float MeCash advance
    No
GeraldCash advance
    No
GridCash advance
    No
KloverCash advance
    Yes
LendupConnection service
    No
MoneyLionCash advance
    Yes
Money MutualPayday loan
    No
OppLoansInstallment loan
    No
Possible FinanceInstallment loan
    No
SpotloanInstallment loan
    No
VaroCash advance
    Yes
VolaCash advance
    No

Should I stick with Venmo?

Venmo is a popular choice with peer-to-peer money transfers where you can receive cash advances through various apps. However, some competitors on the market, such as Cash App, offer similar features like the option to invest in stocks.

And, if privacy is a top concern, Venmo exposes your financial activity publicly if you don’t set your settings correctly. According to Popular Mechanics, 40% of users had shared sensitive information on the app at least once.

Pros and Cons of Venmo

Pros

  • Integrates with various apps
  • Lets you access cash advances through credit cards
  • Free option for teens
  • Has a payment card to access Venmo balance

Cons

  • Money transferred through the app to you isn’t FDIC-insured
  • Cash advances through certain methods result in fees

Alternatives to Cash Advance Apps for Venmo Customers

If you’d rather avoid cash advance apps altogether, here are some alternative options that may work for you instead:

  • Loans with no credit checks. While there are some no-credit-check loans available, make sure to review their interest rates and short repayment terms.
  • Peer-to-peer (P2P) loans. P2P lending platforms allow you to borrow money from individuals instead of traditional lenders, and they may offer more favorable terms than payday loans.
  • Local resources. Check your local government websites to see which agencies, nonprofits and charities can help with food, utilities and your rent.

These cash advance apps in partnership with Venmo aren’t your only options to secure funds ahead of payday. You can check out other cash advance apps or payday loan alternatives before you make a final call.

Holly Jennings's headshot
To make sure you get accurate and helpful information, this guide has been edited by Holly Jennings as part of our fact-checking process.
Dhara Singh's headshot
Written by

Writer

Dhara Singh was a freelance personal finance writer at Finder specializing in loans. Formerly she was a top 10 journalist at Yahoo Finance with more than 38+ million content views where she covered retirement and mortgages. She has also written for Bankrate, and CNET and continues to write for a variety of outlets, such as Investopedia and Worth magazine. Her articles focus on equipping readers with the right information and data so they can make the most informed decisions related to their finances. Dhara previously worked as an insights analyst for Finder’s PR team, where she started the Deadliest Cities to Drive series in 2018, connecting interesting data analysis to a suite of car insurance products. When she’s not writing, Dhara coaches small business owners through her Stories to Sales programs and empowers them to use their life experiences to help other people. She has also self-published a poetry book on Amazon called Tell her She’s Lovely. Dhara holds a B.S. in Finance and Supply Chain Management from Rutgers University and a M.S. in Journalism from Columbia University. See full bio

More resources on Finder

More guides on Finder

Ask a question

Finder.com provides guides and information on a range of products and services. Because our content is not financial advice, we suggest talking with a professional before you make any decision.

By submitting your comment or question, you agree to our Privacy and Cookies Policy and finder.com Terms of Use.

Questions and responses on finder.com are not provided, paid for or otherwise endorsed by any bank or brand. These banks and brands are not responsible for ensuring that comments are answered or accurate.

This site is protected by reCAPTCHA and the Google Privacy Policy and Terms of Service apply.
Go to site