Avant personal loans
3.45 / 5 ★★★★★
Avant is an online lender that offers personal loans from $2,000 to $35,000. There's no minimum credit score to apply and Avant looks at factors like your income and debt repayment history when making a decision – which means even bad credit borrowers may be eligible for a loan.
Avant's APRs start at 9.95% and top out at 35.99% – much lower than Check 'n Go's. However, Avant charges an administrative fee of up to 4.75%, which gets deducted from your total loan amount. But if you qualify, a personal loan from Avant can be much cheaper than a payday loan.
- Not available in: Colorado, Hawaii, Iowa, Nevada, New York, Vermont, West Virginia
- Bad credit OK
- Self-employed income accepted
- Preapproval won't impact your credit
- Limited number of states
- Administrative fee of 4.75%
- Recently settled lawsuit with the FTC
Loan amount | $2,000 to $35,000 |
---|---|
APR | 9.95% to 35.99% |
Interest Rate Type | Fixed |
Minimum credit score | 580 |
Turnaround Time | As soon as the next business day |
Maximum Loan Term | 5 years |
Minimum Loan Term | 1 year |
APR | 9.95% to 35.99% |
---|---|
Minimum credit score | 580 |
Loan amount | $2,000 to $35,000 |