Days Loan Review: We Don’t Recommend – See Why

Is DaysLoan.com legit?

Probably not. Days Loan most likely does what many of these similar sites do — take your information and sell it to direct lenders or other loan connection services. It’s also possible that the third parties who get your information may not be legit, although some could be.

If you decide to try your luck with Daysloan.com, carefully research the lender or lenders you’re connected with to make sure they’re legit. Keep an eye out for transparency about rates, fees and terms, and read reviews from trusted sites like the BBB and Trustpilot.

How DaysLoan.com compares to other lenders

7 of 7

Updated regularlyShare

Product	Finder Score	Loan amount	Turnaround time	Requirements
Promoted Finder score 9.4 Excellent Varo Cash Advance	Finder score 9.4 Excellent	Up to $500	Instant, once qualified	Active Varo Bank Account with a positive balance and at least $800 in total qualifying direct deposits in the current or previous month. Additional quals apply.	Varo Advance (VA) is a small dollar line of credit. Initial limits range from $20-$250. Work your way up to $500 over time. Fees range from $1.60 - $40 based on loan amount.	Go to siteMore info Compare product selection Compare	loading
Promoted Finder score 9.5 Excellent EarnIn	Finder score 9.5 Excellent	Up to $150/day, with a max of $750 between paydays	1 to 2 business days or within 30 minutes for a fee	At least 18 and a US resident, Valid Social Security number, At least 60 days of banking history, Proof of consistent income, Positive bank balance, Get paid by direct deposit.	Access up to $150 per day, with a max of $750 between paydays. Subject to EarnIn terms & conditions.	Go to siteMore info Compare product selection Compare	loading
Promoted Finder score 9.1 Excellent CreditNinja Installment loan	Finder score 9.1 Excellent	$300 to $2,500	1 to 2 business days	Checking account at least 60 days old, regular income through direct deposit, resident of eligible state, age of majority in your state	Fast online funding up to $5K, but you won't know about rates and terms until after you apply.	Go to siteMore info Compare product selection Compare	loading
Finder score 9.4 Excellent OppLoans Installment Loans	Finder score 9.4 Excellent	$500 to $5,000	As soon as the same business day	+18 years old, Receive paychecks through direct deposit, $1,500 minimum monthly income, Live in eligible state	Not available in: CO, CT, GA, IA, MD, MA, NY, SD, VT, WV. Comes with the option to change your due date so you won’t fall behind on repayments.	Go to siteMore info Compare product selection Compare	loading
Finder score 8.7 Great Current	Finder score 8.7 Great	$50 to $750	Up to 3 days or within an hour for a fee	Among other factors, you must receive a monthly total of $500 or more in Eligible Payroll Deposits into your Current Account.	Get up to $750 before payday, once you qualify. Paycheck Advance is an earned wage access service and is not a loan or credit product. Subject to Paycheck Advance Terms and Conditions.	Go to siteMore info Compare product selection Compare	loading
Finder score 8.2 Great Cleo	Finder score 8.2 Great	Up to $250	3 to 4 days or instant for a fee.	Not stated	Automatically monitor your spending plus access cash advances up to $100 at a time.	Go to siteMore info Compare product selection Compare	loading
Finder score 9.4 Excellent Chime MyPay	Finder score 9.4 Excellent	Up to $500	Within 24 hours or $2 for instant transfers	Chime checking account, direct deposits of $200+ and only available in some states	Access up to $500 of your pay before payday fee-free within 24 hours. See Chime terms and conditions.	Go to siteMore info Compare product selection Compare	loading

loading

Load More

Showing 7 of 7 results

Compare other products

We currently don't have that product, but here are others to consider:

How we picked these

What is the Finder Score?

The Finder Score crunches 3+ types of short-term loans across 65+ lenders. It takes into account the product's interest rate, fees and features, as well as the type of loan eg investor, variable, fixed rate - this gives you a simple score out of 10.

To provide a Score, we compare like-for-like loans. So if you're comparing the best short-term loans for all credit types, you can see how each short-term loan stacks up against other short-term loans with the same borrower type, rate type and repayment type.

Read the full Finder Score breakdown

Where Daysloan.com falls short

Days Loan is not transparent on its website, particularly about potential rates and fees. It says rates start at 5.99% to 35.99% for “qualified customers,” but unless you have great credit, you can more likely expect triple-digit rates in the realm of payday loans. Plus, combined with the longer loan terms Days Loan has, your total costs will be significantly higher than for payday loans.

And again, the lack of real customer reviews about this site is concerning. It’s rare for a service of this kind to have virtually no reviews, which should make you think twice before taking a gamble with your personal and banking information.

What makes Daysloan shine?

Days Loan says it accepts borrowers with any credit score, so it’s possible you could find a lender by applying. However, you could end up being inundated with spam calls, texts or emails — and many of these solicitations might not be legit.

If your credit history is poor, you may want to consider alternatives and other installment loan lenders. Rates are typically high, but you can minimize the cost by repaying the loan as early as possible.

Another option, good for smaller loan amounts, is cash advance apps, which typically don’t charge interest or late fees. But keep an eye out for transfer fees and monthly subscription charges, or check out apps that are practically free if you don’t need the cash in a hurry.

DaysLoan.com loan details

Days Loan contact info

Calculate your monthly loan payment

Use our loan repayment calculator to compare monthly payments based on different rates and loan terms.

How to qualify for Days Loan

Days Loan doesn’t specify the requirements to qualify, but here’s the basic criteria that most lenders look for.

• At least 18 and a US resident
• Valid Social Security number
• Regular source of income
• Active checking account

Days Loan reviews and complaints

Days Loan doesn’t have a BBB or a Trustpilot page, which is a big red flag. It also has only a couple of third-party reviews and almost no customer reviews.