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Pioneer Credit personal loans review

Pioneer Credit has officially transitioned to Mariner Finance.

As of November 1, 2018, Pioneer Credit has changed its name to Mariner Finance. While it no longer offers personal loans through its old name, you can still borrow at the same locations. You’ll just need to visit Mariner Finance to do so.

And if you want another option, you can compare other personal loan lenders to find one that suits you best.


Min. Loan Amount$1,000
Max. Loan Amount$50,000
Interest Rate TypeFixed

First, am I eligible?

Pioneer Credit requires that its applicants meet a few basic criteria before applying:

  • Have a regular source of income.
  • Be at least 18 years old.
  • Be a US citizen or permanent resident.


  • Poor credit OK
  • Loans up to $50,000
  • Multiple branch locations


  • Limited online availability
  • Sparse FAQs on its website
  • Not transparent about APRs

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Pioneer Credit reviews and complaints

BBB accreditedNo
BBB ratingA+
BBB customer reviews1.28 out of 5 stars, based on 60 customer reviews
BBB customer complaints288
Customer reviews verified as of19 October 2020

Complaints about Mariner Finance, its parent company, center around problems with customer service pressuring them into taking out more than they needed and not mailing paper statements, making it difficult to stay on top of their payments.

Find out more about Mariner Finance loans

How do I apply?

Because of Pioneer Credit's rebranding, you'll need to apply through Mariner Finance's website. Check out our review of Mariner Finance to find step-by-step instructions on how to fill out your application and what information you'll need to provide.

How do repayments work with Pioneer Credit?

If you had a loan with Pioneer Credit, contact Mariner Finance about how to continue making your payments. Keep an eye on your loan balance and bank account, and reach out to customer service if you notice anything off.

Before choosing a lender, you may want to compare your other personal loan options first to ensure you get the best deal.

Frequently asked questions

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