Finder is committed to editorial independence. While we receive compensation when you click links to partners, they do not influence our opinions or reviews. Learn how we make money.

Pioneer Credit personal loans review

Last updated:  

Pioneer Credit has officially transitioned to Mariner Finance.

As of November 1, 2018, Pioneer Credit has changed its name to Mariner Finance. While it no longer offers personal loans through its old name, you can still borrow at the same locations. You’ll just need to visit Mariner Finance to do so.

And if you want another option, you can compare other personal loan lenders to find one that suits you best.


Max. Loan Amount




Product NamePioneer Credit personal loans
Min. Loan Amount$1,000
Max. Loan Amount$50,000
Interest Rate TypeFixed

First, am I eligible?

Pioneer Credit requires that its applicants meet a few basic criteria before applying:

  • Have a regular source of income.
  • Be at least 18 years old.
  • Be a US citizen or permanent resident.


  • Poor credit OK
  • Loans up to $50,000
  • Multiple branch locations


  • Limited online availability
  • Sparse FAQs on its website
  • Not transparent about APRs

Compare other personal loan providers

Data indicated here is updated regularly
Name Product Filter Values APR Min. Credit Score Max. Loan Amount
Credible personal loans
4.99% to 35.99%
Fair to excellent credit
Get personalized rates in minutes and then choose an offer from a selection of top online lenders.
SoFi personal loans
5.99% to 18.53%
A highly-rated lender with competitive rates, high loan amounts and no fees.
Upstart personal loans
8.69% to 35.99%
580 or 600 depending on state of residence
This service looks beyond your credit score to get you a competitive-rate personal loan.
LendingTree personal loans
Starting from 3.99%
Good to excellent credit
Receive up to five loan offers in just minutes through LendingTree's simple online form.
NetCredit personal loans
34% to 155%
No minimum
Check eligibility in minutes and get a personalized quote without affecting your credit score.

Compare up to 4 providers

What do customers say about Pioneer Credit?

BBB accreditedNo
BBB ratingA+
BBB customer reviews1 out of 5 stars, based on 26 customer reviews
Customer reviews verified as of23 December 2019

Complaints about Mariner Finance, its parent company, center around problems with customer service pressuring them into taking out more than they needed and not mailing paper statements, making it difficult to stay on top of their payments.

Find out more about Mariner Finance loans

How do I apply?

Because of Pioneer Credit’s rebranding, you’ll need to apply through Mariner Finance’s website. Check out our review of Mariner Finance to find step-by-step instructions on how to fill out your application and what information you’ll need to provide.

    How do repayments work with Pioneer Credit?

    If you had a loan with Pioneer Credit, contact Mariner Finance about how to continue making your payments. Keep an eye on your loan balance and bank account, and reach out to customer service if you notice anything off.

    Before choosing a lender, you may want to compare your other personal loan options first to ensure you get the best deal.

    Frequently asked questions

    Ask an expert

    You are about to post a question on

    • Do not enter personal information (eg. surname, phone number, bank details) as your question will be made public
    • is a financial comparison and information service, not a bank or product provider
    • We cannot provide you with personal advice or recommendations
    • Your answer might already be waiting – check previous questions below to see if yours has already been asked

    Finder only provides general advice and factual information, so consider your own circumstances, or seek advice before you decide to act on our content. By submitting a question, you're accepting our Terms of Use and Privacy and Cookies Policy.
    Go to site