USPayDay CashFast Payday Loans

Information verified correct on February 20th, 2017

You can get a payday loan of up to $1,000 even with bad credit history – US Payday Cash Fast will find a lender for you.

US Payday Cash Fast is not a direct lender, but functions as a loan matching service that works to find suitable payday loans for you. It does this by reviewing the information you provide in your application. Certain lenders that are part of the US Payday Cash Fast network provide payday loans of up to $1,000, but there are several factors that affect the maximum amount you can borrow.

As is the case with payday loans, you have to repay the loan on your next payday. While you can apply for a cash loan through US Payday Cash Fast even if you have poor or bad credit history, you have to meet certain lending criteria for approval of your application.

Product NameUS Payday Cash Fast Loans
Min Loan Amount$100
Max. Loan Amount$1,000
Loan TermNext payday
Turnaround TimeNext Business Day
Total Cost of Borrowing $100$25 to $30 for every $100 borrowed
RequirementsYou must receive regular income, be a US citizen and have a checking account


  • Quick and simple application
  • Can use fund in any purpose
  • No collateral required


  • Not itself a lender
  • Can be expensive to borrow small amounts of money
  • May be charged extra fees depending on what lender you apply with

USPayDay CashFast Review

Getting started is easy. You just have to submit an online application that takes no more than a few minutes to complete. Once you submit your application, USPayDay CashFast reviews it and matches it with an appropriate lender.

After a lender approves your application, it presents you with a loan contract which you have to accept in order to move forward. Once this happens, the lender transfers the money into your bank account. This can happen on the same day or the next business day. Then on the due date the lender debits the funds from the same bank account.

Just how much you can borrow depends on how much you earn and the applicable state laws, but know that lenders have different maximum limits as well.
Find out your credit score here

Are payday loans legal in your state?

Hover over your state of residence (or click on your state if you’re using a mobile device) to find out if payday loans are legal in your state.

How do USPayDay CashFast Loans compare?

Rates last updated February 20th, 2017
Unfortunately, none of the personal loan providers have a loan for that credit score. It you are urgent need of a small loan, you might want to check out a short term loan.
Max. Loan Amount Term of Loan Turnaround Time Total Cost of Borrowing $100
$1,000 Next payday Next Business Day $25 to $30 for every $100 borrowed More

Have we missed anything in the comparison table? Tell us

  • If the provider quotes a different rate to the one above please let us know
Rates last updated February 20th, 2017
Unfortunately, none of the personal loan providers have a loan for that credit score. It you are urgent need of a small loan, you might want to check out a short term loan.
Max. Loan Amount Term of Loan Turnaround Time Total Cost of Borrowing $100
LendUp Payday Loans
$250 loans for first time borrowers. Good credit is not required and, if you're in an eligible state, you'll know instantly if you're qualified.
$250 7 - 30 days 1 business day Varies depending on the loan terms and your state of residence Go to site More
Check into Cash Payday Loan
Whether you’re facing seasonal expenses like holiday bills and back to school costs or you need help with unexpected bills, or repairs, Check Into Cash can help.
$1,000 Varies upon state 1-2 business days Varies depending on the amount and your state of residency Go to site More
CashNetUSA Loan
CashNetUSA gives you the ability to apply for a Payday Loan, an Installment Loan, or a Line of Credit.
$2,250 Varies upon state 1 business day Varies depending on state. Go to site More
ACE Cash Express Payday Loans
Money when you need it most.
Varies by state Varies by state Generally receive the money the next business day Varies depending upon the state where you reside. Go to site More
SWIFT Payday Loan
Making it easy to get cash in a pinch.
$1,000 Varies by lender Next business day APR varies by lender Go to site More
If you are in need of quick funding, OppLoans may have a solution that suits your needs.
$10,000 9 to 36 months 1 business day Go to site More
Check City Payday Loan
Get a Fast, Secure, and Confidential Payday Loan.
Depends on state of residency Varies upon state Next day Depends on state of residency. Go to site More

Have we missed anything in the comparison table? Tell us

  • If the provider quotes a different rate to the one above please let us know

Features of a loan from USPayDay CashFast

Payday loans that you can apply for through USPayDay CashFast come with various features you should know of, which include the following:

  • Simple and quick. All you have to do is provide some basic details and submit an online application. USPayDay CashFast does not require you to fax any documents over. Once you accept the contract the lender works in disbursing the approved funds, which you can access on the same day or by the following business day.
  • No collateral. These loans don’t require collateral of any kind, given that they are unsecured loans.
  • Access multiple lenders. By working with USPayDay CashFast you save yourself the time and effort of looking for a payday lender to match your needs. It has numerous payday lenders as part of its network, and it matches your application with one only after reviewing the information you provide.
  • Use money in any way. How you choose to spend the money you receive is basically up to you. You can use it to buy supplies for your home, to repair your car, to pay bills, or just to get by until your next payday.

Fees and charges that will apply

When a lender approves your loan application it gives you a loan offer document. Along with the terms of the loan, this document lists all the fees and charges you might have to pay. This is why you should go through it carefully. If you find the fees to be very high, you don’t have to accept the contract, and until you do, you don’t have any obligations.

Factors that affect loan fees include the amount you borrow and state-specific laws, but this does not imply that all payday lenders that are part of the USPayday CashFast network charge the same fees.

How safe is USPayday CashFast?

USPayday CashFast uses all the lasted procedures and technical solutions to protect your data. 128bit Secure Socket Layer System is used to make sure all your information is kept safe and secure.

How you can get your loan application started

Completing the online application takes around five to 10 minutes, and to get started now, click on the ‘Go to Site’ button.

Eligibility criteria:

  • You are a citizen of the US
  • You are over 18 years of age
  • You have a regular source of income
  • You earn at least $1,000 each month
  • You have a functioning checking or savings bank account

Required documents & information:

  • Your complete name and postal address
  • Your employer’s name, phone number, and address along with duration of employment
  • Your bank account number, and your bank’s name, ABA/routing number, and phone number

Frequently asked questions

Are there any application fees?

No, there are no application fees with the PayDay Mobile App.

How will I know when my application is approved?

You will be contacted via email once your application is approved.

Can I repay my loan early?

Yes, you can repay your loan early without facing any additional fees.

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