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USPayDayCashFast payday loan review

USPayDayCashFast will find a lender that can work with you no matter your credit history

USPayDayCashFast is a loan-matching service that works to find suitable payday loans for you by reviewing the information you provide in your application. Lenders who partner with USPayDayCashFast network provide payday loans up to $1,000.

Like all payday loans, you must repay the principal and interest by your next payday.

Our review will equip you with all the information you’ll need to make the best financial decision for you.

How does USPayDayCashFast work?

Getting started is easy. Submitting an online application takes no more than a few minutes and USPayDayCashFast reviews it before matching you with a lender that meets your needs.

If a lender approves your application, you receive a loan contract that you can choose to accept or deny. If you agree to the terms, the lender transfers the money into your bank account as soon as the next business day, then on the due date the lender debits the funds from the same account.

How much you can borrow depends on your income, state laws and the lender’s maximum limit.

Before signing a loan contract, always make sure you have the ability to repay your borrowed funds, including the principal and accrued interest. Payday loans are known to have high APRs, and if you make a late payment or miss one entirely, it could lead to more fees and charges against you.

Make sure you know how loan brokers work before you apply

How does USPayDayCashFast Loans compare?

Rates last updated October 18th, 2017
Unfortunately, none of the short term loan providers currently offer loans in your state. Learn more about short term loans in your state to find an alternative.
Name Product Product Description Maximum Loan Amount Term of Loan Turnaround Time Requirements
LendUp Payday Loans
LendUp offers $250 loans for first-time borrowers. Good credit is not required. Visit the site to see if available in your state.
$250
7–30 days
generally receive the money the next business day
Be 18+ years of age and have a checking account that can accept electronic transfers.
CashNetUSA Loan
Apply for a short-term loan with an easy online application and dedicated customer service.
Varies by state
Varies by state
1 business day
You must be a US citizen or permanent resident, be at least 18 years old and have regular income and a bank account.
Check into Cash Payday Loan
With 1,000 branches in 30 states, get $50 to $1,000 in days from this direct lender.
$1,000
Varies by state
1–2 business days
You must be at least 21 and an American citizen and have a bank account, email address and phone number.
ACE Cash Express Payday Loans
Quick short term, installment and title loans come with no prepayment penalty and a 72-hour satisfaction guarantee.
Varies by state
Varies by state
Generally receive the money the next business day
Must be 18+ years old, have a steady source of income and a checking or savings account. Must not be a debtor in bankruptcy.

Compare up to 4 providers

What does USPayDayCashFast have to offer?

USPayDayCashFast has a few good features included with its service.

  • Simple and quick. All you have to do is provide some basic details when submitting your online application. USPayDayCashFast does not require you to fax any documents.
  • No collateral. These are unsecured loans so they don’t require you to provide collateral of any kind to qualify.
  • Access to multiple lenders. By working with USPayDayCashFast, you don’t have to waste time looking for a payday lender to match your needs.
  • Use money in any way. How you choose to spend the money you receive is up to you. You can use it to buy supplies for your home, repair your car, pay bills or for anything until your next payday.

What fees does USPayDayCashFast charge?

Applying for loans through the USPayDayCashFast PaydayMobileApp is completely free. However, the loan provider you sign with will likely charge a financing fee on top of high interest rates. You have access to the complete charges of a loan before signing through a loan offer document. Along with the terms of the loan, this document lists all the fees and charges you might have to pay.

If you find the fees to be too high, you are under no obligation to accept the contract.

Once you’re matched with a lender, make sure it’s legit

How safe is USPayDayCashFast?

USPayDayCashFast protects your data with a 128bit Secure Socket Layer System to make sure all your information is kept safe and secure.

What do you need to apply?

Completing the online application takes around 5 to 10 minutes.

Eligibility criteria:

  • You are a citizen of the US
  • You are at least 18 years old (varies by state)
  • You earn $1,000 or more per month
  • You have a valid checking or savings account


Required documents & information:

  • Your complete name and postal address
  • Your employer’s name, phone number, address and the duration of your employment
  • Your bank account number, ABA/routing number and bank phone number

Are payday loans available in my state?

Frequently asked questions

You will be contacted via email once your application is approved.

This depends on the individual lender. When reviewing your loan contract, be sure to voice this question as some payday loan lenders charge extra fees for early repayment.

Funds are usually deposited into your bank account on the next business day. It ultimately depends on the lender and your bank.

Most lenders that are part of USPayDayCashFast’s network require applicants to have operational checking or savings accounts where they can transfer funds electronically.

While not all lenders report to the big three credit agencies that handle credit, some might choose to report late or missing payments. This is at the discretion of the lender, and USPayDayCashFast has no control over your loan search once you find a suitable lender.

The best solution is to contact your loan provider and inform them. Usually, the lender will be willing to extend the payment deadline and find ways to help you through difficult financial times.

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LendUp Payday Loans

LendUp offers $250 loans for first-time borrowers. Good credit is not required. Visit the site to see if available in your state.

Check into Cash Payday Loan

With 1,000 branches in 30 states, get $50 to $1,000 in days from this direct lender.

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