USPayDayCashFast Loans: 2021 Review | finder.com

USPayDayCashFast payday loans review

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Get connected with a lender willing to work with you, but it's not up front about costs.

USPayDayCashFast is a loan connection service that might be able to help you find a lender you qualify with. But it’s not up front about the fees its partners charge. And you need to have a job for at least six months to qualify.

$500

Min. Amount

$1,000

Max. Amount

As soon as 1 business day

Turnaround time

Details

Product NameUSPayDayCashFast payday loan connection service
Min. Amount$500
Max. Amount$1,000
Loan Term8 to 25 days
Turnaround TimeAs soon as 1 business day
RequirementsUS citizen, employed for last 6 months, $1,000+ monthly income, valid bank account

How does USPayDayCashFast work?

Getting started is easy. Submitting an online application takes no more than a few minutes and USPayDayCashFast reviews it before connecting you with a lender that meets your needs.

If a lender approves your application, you receive a loan contract that you can choose to accept or deny. If you agree to the terms, the lender transfers the money into your bank account as soon as the next business day, then on the due date the lender debits the funds from the same account.

How much you can borrow depends on your income, state laws and the lender’s maximum limit.

Before signing a loan contract, always make sure you have the ability to repay your borrowed funds, including the principal and accrued interest. Payday loans are known to have high APRs, and if you make a late payment or miss one entirely, it could lead to more fees and charges against you.

Make sure you know how loan brokers work before you apply

Compare USPayDayCashFast to other payday lenders

Data updated regularly
Name Product Filter Values Loan amount Turnaround time Requirements
OppLoans Installment Loans
$500 to $5,000
1 business day
Direct deposit, meet minimum income requirements, live in eligible state
Comes with the option to change your due date so you won’t fall behind on repayments.
Check Into Cash Payday Loan
Varies by state
1 to 2 business days
Active bank account, government-issued photo ID, proof of income, most recent bank statement, checking account and bank routing number and Social Security Number or ITIN (for Indiana residents only)
You can also take advantage of bill pay, check cashing and more at storefront locations.
Stilt
$1,000 to $25,000
2 to 3 business days
Be employed, have a US bank account, live in a state where Stilt operates, hold one of the following visas: F-1 and OPT, H-1B, H4, O-1, L-1, TN, J-1, DACA or be a US citizen.
No green card? You could still qualify for a personal loan.
Fast5kLoans Short-term Loans Connection Service
$100 to $35,000
As soon as the next business day
Regular source of income, verifiable bank account, US citizen, ages 18+
Get connected with multiple lenders you might qualify with — even if you have bad credit.
LendYou Short-term Loans
$100 to $2,500
Same business day to 1 business day
$1,000+ monthly income, direct deposit, US citizen or permanent resident, ages 18+
Get offers from potential lenders in minutes by filling out just one online form.
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Compare up to 4 providers

USPayDayCashFast reviews and complaints

USPayDayCashFast doesn’t have a BBB or Trustpilot page. If you choose to use its service, confirm that the lender you’re connected with is legit and has positive customer reviews.

What does USPayDayCashFast have to offer?

USPayDayCashFast has a few good features included with its service.

  • Simple and quick. All you have to do is provide some basic details when submitting your online application. USPayDayCashFast does not require you to fax any documents.
  • Access to multiple lenders. By working with USPayDayCashFast, you don’t have to waste time looking for a payday lender that fits your needs.

What should I watch out for?

Consider these potential drawbacks before taking out a payday loan with USPayDayCashFast:

  • Not up front about fees. Payday loans typically come with high fees that translate to APRs in the triple digits — and the fact that USPayDayCashFast doesn’t disclose its partners’ costs isn’t a good sign.
  • Super-short loan term. Depending on the lender you’re matched with and where you live, you might have to pay back the loan in just eight days — which can lead to a cycle of debt.
  • Need to be employed for at least six months. If you recently lost your job or rely on government benefits, you’ll need to look elsewhere.

What fees does USPayDayCashFast charge?

Applying for loans through the USPayDayCashFast PaydayMobileApp is completely free. However, the loan provider you sign with will likely charge a financing fee on top of high interest rates. You have access to the complete charges of a loan before signing through a loan offer document. Along with the terms of the loan, this document lists all the fees and charges you might have to pay.

If you find the fees to be too high, you are under no obligation to accept the contract.

Once you’re connected with a lender, make sure it’s legit

How safe is USPayDayCashFast?

USPayDayCashFast protects your data with a 128bit Secure Socket Layer System to make sure all your information is kept safe and secure.

What do you need to apply?

Completing the online application takes around 5 to 10 minutes.

Eligibility criteria

  • US citizen
  • Employed for last six months
  • $1,000+ monthly income
  • Valid checking account


Required documents and information

  • Your complete name and postal address
  • Your employer’s name, phone number, address and the duration of your employment
  • Your bank account number, ABA/routing number and bank phone number

Are payday loans available in my state?

Frequently asked questions

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