Volkswagen Up insurance group & cost

Find out how much it could cost you to insure your Volkswagen Up, and what you can be doing to keep your premiums low.

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The Volkswagen Up is a smart, popular city car that is part of the Volkswagen Small Family series of models. It was unveiled in 2011, with production starting in the December. Its popularity among UK drivers is clear, with a whopping 208,462 cars being sold in 2017.

Keep reading to find out more about Volkswagen Up car insurance costs and how you can save on your premiums.

Volkswagen Up insurance cost by driver’s age

Model / Version Group (1-50) 20yrs 30yrs 40yrs 50yrs -
1.0 Take Up 3d 1 £959 £556 £487 £393 Get Quote
1.0 Take Up 5d 1 £959 £556 £487 £393 Get Quote
Take Up 1.0 BMT 60PS 3d 1 £959 £556 £487 £393 Get Quote
Take Up 1.0 BMT 60PS 5d 1 £959 £556 £487 £393 Get Quote
1.0 BlueMotion Tech Move Up 3d 1 £959 £556 £487 £393 Get Quote
1.0 BlueMotion Tech Move Up 5d 1 £959 £556 £487 £393 Get Quote
1.0 Move Up 3d 1 £959 £556 £487 £393 Get Quote
1.0 Move Up 3d ASG 1 £959 £556 £487 £393 Get Quote
1.0 Move Up 5d 1 £959 £556 £487 £393 Get Quote
1.0 Move Up 5d ASG 1 £959 £556 £487 £393 Get Quote
Move Up 1.0 60PS ASG auto 3d 1 £959 £556 £487 £393 Get Quote
Move Up 1.0 60PS ASG auto 5d 1 £959 £556 £487 £393 Get Quote
Move Up 1.0 BMT 60PS 3d 1 £959 £556 £487 £393 Get Quote
Move Up 1.0 BMT 60PS 5d 1 £959 £556 £487 £393 Get Quote
Up Beats 1.0 60PS ASG auto 3d 1 £959 £556 £487 £393 Get Quote
Up Beats 1.0 60PS ASG auto 5d 1 £959 £556 £487 £393 Get Quote
Take Up 1.0 60PS 3d 2 £1,003 £582 £510 £411 Get Quote
Take Up 1.0 60PS 5d 2 £1,003 £582 £510 £411 Get Quote
Take Up 1.0 S/S 60PS 3d 2 £1,003 £582 £510 £411 Get Quote
Take Up 1.0 S/S 60PS 5d 2 £1,003 £582 £510 £411 Get Quote
1.0 Look Up 3d 2 £1,003 £582 £510 £411 Get Quote
1.0 Look Up 5d 2 £1,003 £582 £510 £411 Get Quote
1.0 Up Black 3d 2 £1,003 £582 £510 £411 Get Quote
1.0 Up Black 5d 2 £1,003 £582 £510 £411 Get Quote
1.0 Up White 3d 2 £1,003 £582 £510 £411 Get Quote
1.0 Up White 5d 2 £1,003 £582 £510 £411 Get Quote
Up Beats 1.0 BMT 60PS 3d 2 £1,003 £582 £510 £411 Get Quote
Up Beats 1.0 BMT 60PS 5d 2 £1,003 £582 £510 £411 Get Quote
Move Up 1.0 60PS 3d 3 £1,046 £607 £532 £429 Get Quote
Move Up 1.0 60PS 5d 3 £1,046 £607 £532 £429 Get Quote
Move Up 1.0 60PS ASG auto S/S 3d 3 £1,046 £607 £532 £429 Get Quote
Move Up 1.0 60PS ASG auto S/S 5d 3 £1,046 £607 £532 £429 Get Quote
Move Up 1.0 S/S 60PS 3d 3 £1,046 £607 £532 £429 Get Quote
Move Up 1.0 S/S 60PS 5d 3 £1,046 £607 £532 £429 Get Quote
1.0 BlueMotion Tech High Up 3d 3 £1,046 £607 £532 £429 Get Quote
1.0 BlueMotion Tech High Up 5d 3 £1,046 £607 £532 £429 Get Quote
1.0 High Up 3d 3 £1,046 £607 £532 £429 Get Quote
1.0 High Up 3d ASG 3 £1,046 £607 £532 £429 Get Quote
1.0 High Up 5d 3 £1,046 £607 £532 £429 Get Quote
1.0 High Up 5d ASG 3 £1,046 £607 £532 £429 Get Quote
High Up 1.0 60PS S/S 3d 3 £1,046 £607 £532 £429 Get Quote
High Up 1.0 60PS S/S 5d 3 £1,046 £607 £532 £429 Get Quote
1.0 Street Up 3d 3 £1,046 £607 £532 £429 Get Quote
1.0 Street Up 5d 3 £1,046 £607 £532 £429 Get Quote
1.0 Club Up 3d 3 £1,046 £607 £532 £429 Get Quote
1.0 Club Up 5d 3 £1,046 £607 £532 £429 Get Quote
Up Beats 1.0 60PS 3d 3 £1,046 £607 £532 £429 Get Quote
Up Beats 1.0 60PS 5d 3 £1,046 £607 £532 £429 Get Quote
Up Beats 1.0 60PS ASG auto S/S 3d 3 £1,046 £607 £532 £429 Get Quote
Up Beats 1.0 60PS ASG auto S/S 5d 3 £1,046 £607 £532 £429 Get Quote
Up Beats 1.0 75PS ASG auto 3d 3 £1,046 £607 £532 £429 Get Quote
Up Beats 1.0 75PS ASG auto 5d 3 £1,046 £607 £532 £429 Get Quote
Up Beats 1.0 S/S 60PS 3d 3 £1,046 £607 £532 £429 Get Quote
Up Beats 1.0 S/S 60PS 5d 3 £1,046 £607 £532 £429 Get Quote
High Up 1.0 75PS BMT 3d 4 £1,088 £631 £553 £446 Get Quote
High Up 1.0 75PS BMT 5d 4 £1,088 £631 £553 £446 Get Quote
High Up 1.0 75PS BMT ASG auto 3d 4 £1,088 £631 £553 £446 Get Quote
High Up 1.0 75PS BMT ASG auto 5d 4 £1,088 £631 £553 £446 Get Quote
1.0 Rock Up 3d 4 £1,088 £631 £553 £446 Get Quote
1.0 Groove Up 3d 4 £1,088 £631 £553 £446 Get Quote
1.0 Groove Up 5d 4 £1,088 £631 £553 £446 Get Quote
Up Beats 1.0 75PS BMT 3d 4 £1,088 £631 £553 £446 Get Quote
Up Beats 1.0 75PS BMT 5d 4 £1,088 £631 £553 £446 Get Quote
High Up 1.0 75PS 3d 5 £1,126 £653 £573 £462 Get Quote
High Up 1.0 75PS 5d 5 £1,126 £653 £573 £462 Get Quote
High Up 1.0 S/S 75PS 3d 5 £1,126 £653 £573 £462 Get Quote
High Up 1.0 S/S 75PS 5d 5 £1,126 £653 £573 £462 Get Quote
High Up 1.0 S/S 75PS ASG auto 3d 5 £1,126 £653 £573 £462 Get Quote
High Up 1.0 S/S 75PS ASG auto 5d 5 £1,126 £653 £573 £462 Get Quote
Up Beats 1.0 75PS 3d 5 £1,126 £653 £573 £462 Get Quote
Up Beats 1.0 75PS 5d 5 £1,126 £653 £573 £462 Get Quote
Up Beats 1.0 75PS ASG auto S/S 3d 5 £1,126 £653 £573 £462 Get Quote
Up Beats 1.0 75PS ASG auto S/S 5d 5 £1,126 £653 £573 £462 Get Quote
Up Beats 1.0 S/S 75PS 3d 5 £1,126 £653 £573 £462 Get Quote
Up Beats 1.0 S/S 75PS 5d 5 £1,126 £653 £573 £462 Get Quote
High Up 1.0 90PS S/S 3d 10 £1,242 £721 £631 £510 Get Quote
High Up 1.0 90PS S/S 5d 10 £1,242 £721 £631 £510 Get Quote
High Up 1.0 TSI 90PS 3d 10 £1,242 £721 £631 £510 Get Quote
High Up 1.0 TSI 90PS 5d 10 £1,242 £721 £631 £510 Get Quote
Up Beats 1.0 90PS S/S 3d 10 £1,242 £721 £631 £510 Get Quote
Up Beats 1.0 90PS S/S 5d 10 £1,242 £721 £631 £510 Get Quote
Up Beats 1.0 TSI 90PS 3d 10 £1,242 £721 £631 £510 Get Quote
Up Beats 1.0 TSI 90PS 5d 10 £1,242 £721 £631 £510 Get Quote
GTI 1.0 TSI 115PS S/S 3d 17 £1,379 £800 £701 £566 Get Quote
GTI 1.0 TSI 115PS S/S 5d 17 £1,379 £800 £701 £566 Get Quote

Volkswagen Up average insurance costs

To provide you with an idea of how much it may cost you to insure your Volkswagen Up, we used a scenario – see below – and ran several quotes from a variety of insurance providers. In our scenario, we could insure our Volkswagen Up with a comprehensive policy for the monthly cost of £52.55, or an annual fee of £570.07. For our enquiries, we used the following information:

  • The car is a 2018 model
  • The driver is a 30-year-old teacher from London
  • Manual transmission
  • Petrol
  • 10,000 mileage per year
  • Factory fitted Thatcham approved alarm system
  • Used for social, domestic and commuting purposes
  • The car is not modified
  • The car is parked in a car park during the day
  • The car is parked on a driveway at night
  • Five years no claims discount
  • No driving or other convictions for the past 5 years

Which factors affect my Volkswagen Up insurance rate?

There are many factors that may influence the price of your premiums. Some of them include:

  • Your age, marital status, job and where you live
  • The model and age of your car
  • Your car’s safety rating, security and any anti-theft precautions
  • Annual mileage
  • Your driving history and activity
  • The size of your car’s engine
  • No claims discount

How can I save on my Volkswagen Up premiums?

When it comes to car insurance, naturally you want to find the best policy for a price that’s affordable for you. For premiums that don’t leave you counting pennies, we’ve put together some tricks and tips for you that are likely to save you money on your premiums.

  • Pay annually rather than monthly. We’d have saved an average of £60.53 a year by paying annually in our scenario.
  • Make yourself a secure investment. By maintaining a clean history of no claims and a good credit rating, you may find yourself being rewarded with lower premiums.
  • Be economical about your car usage. By opting for public transport or walking, rather than using your car, you will keep both your mileage and premiums down.
  • Don’t just accept your renewal quote. Renewal quotes aren’t always the best option out there, so make sure you shop around when it’s time for renewal – and haggle.
  • Install extra safety precautions. Providers don’t like to insure risks, so by investing in extra safety measures, you may find that you premiums become lower.
  • Avoid driving convictions. Convictions of any kind increase the price of your premiums, so try your best to avoid any.

Volkswagen Up facts

  • There have been 8 different concept models for the Volkswagen Up since 2007.
  • It proved very popular in Europe, with sales reaching over 120,000 in 2014 and being voted 3rd in the European Minicar group in 2012 to 2014.
  • The Volkswagen Up won What Car? City Car of the Year in 2013, as well as World Car of the Year in 2012.

How safe is Volkswagen Up?

When tested by crash test experts at Euro NCAP in 2011, the Volkswagen Up was awarded a 5/5 safety rating, although the rating expired in 2018. It scored 89% for its adult occupant safety and 80% for its child occupant safety. The safety features of the Volkswagen Up earned it a score of 86% for the safety assist category.

The Volkswagen Up comes with basic safety features such as airbags. It also comes with ESC, or electronic stability control, which keeps your car balanced no matter the terrain. However, there are not many details available about the safety measures that accompanies the Up, nor the optional features available other than the AEB. The AEB system breaks on your behalf, or enhances your own braking in order to reduce your braking distance.

For more details, visit the Volkswagen website or contact a dealership.


*51% of consumers could save £200. To get this figure, aggregator Seopa selected quotes from popular providers and others, weighting according to market share, and compared the cheapest with the cheapest on its system. Your savings will depend on your own circumstances.
The offers compared on this page are chosen from a range of products we can track; we don't cover every product on the market...yet. Unless we've indicated otherwise, products are shown in no particular order or ranking. The terms "best", "top", "cheap" (and variations), aren't product ratings, although we always explain what's great about a product when we highlight it; this is subject to our terms of use. When making a big financial decision, it's wise to consider getting independent financial advice, and always consider your own financial circumstances when comparing products so you get what's right for you.

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