Volkswagen Polo models range from insurance groups 1 to 30, so the cost of insurance can vary significantly depending on which model you have.
In the table below, we show you the insurance group for different Volkswagen Polo model versions alongside the likely premiums for different age ranges.
| Model / Version | Group (1-50) | Age 20yrs | Age 30yrs | Age 40yrs | Age 50yrs | Link |
|---|---|---|---|---|---|---|
| Volkswagen Polo Hatchback (2017 onwards) S 1.0 65PS | 1 | £796.97 | £450.04 | £429.96 | £411.46 | Get Quote |
| Volkswagen Polo Hatchback (2017 onwards) Beats 1.0 75PS | 2 | £766.15 | £465.14 | £418.59 | £405.59 | Get Quote |
| Volkswagen Polo Hatchback (2017 onwards) Life 1.0 | 3 | £874.41 | £503.34 | £460.17 | £416.77 | Get Quote |
| Volkswagen Polo Hatchback (2002 - 2009) Match 1.2 (60ps) | 4 | £784.49 | £433.55 | £416.57 | £410.64 | Get Quote |
| Volkswagen Polo Hatchback (2009 - 2017) S 1.2 (70bhp) (AC) | 5 | £819.42 | £505.18 | £440.30 | £418.37 | Get Quote |
| Volkswagen Polo Dune (2004 - 2008) Dune 1.2 | 5 | £819.42 | £505.18 | £440.30 | £418.37 | Get Quote |
| Volkswagen Polo Hatchback (2017 onwards) SE 1.6 TDI 80PS | 6 | £863.82 | £547.83 | £474.43 | £450.57 | Get Quote |
| Volkswagen Polo Hatchback (2009 - 2017) Match 1.0 | 7 | £1,024.75 | £731.81 | £577.93 | £546.93 | Get Quote |
| Volkswagen Polo Dune (2004 - 2008) Dune 1.4 | 7 | £1,024.75 | £731.81 | £577.93 | £546.93 | Get Quote |
| Volkswagen Polo Hatchback (2017 onwards) SE 1.0 TSI 95PS | 8 | £837.14 | £547.57 | £483.37 | £454.03 | Get Quote |
| Volkswagen Polo Estate (2000 - 2002) E 1.4 | 9 | £916.69 | £511.43 | £500.06 | £493.38 | Get Quote |
| Volkswagen Polo Saloon (2000 - 2002) E 1.4 | 9 | £916.69 | £511.43 | £500.06 | £493.38 | Get Quote |
| Volkswagen Polo Hatchback (2009 - 2017) Beats 1.0 BMT 75PS | 10 | £913.24 | £609.70 | £510.36 | £471.36 | Get Quote |
| Volkswagen Polo Hatchback (2017 onwards) SEL 1.0 TSI 115PS | 11 | £1,135.84 | £681.20 | £564.69 | £549.94 | Get Quote |
| Volkswagen Polo Dune (2004 - 2008) Dune 1.4 TDI (06) | 11 | £1,135.84 | £681.20 | £564.69 | £549.94 | Get Quote |
| Volkswagen Polo Estate (2000 - 2002) S 1.4 | 11 | £1,135.84 | £681.20 | £564.69 | £549.94 | Get Quote |
| Volkswagen Polo Hatchback (2000 - 2002) S 1.9 SDI | 11 | £1,135.84 | £681.20 | £564.69 | £549.94 | Get Quote |
| Volkswagen Polo Saloon (2000 - 2002) S 1.4 | 11 | £1,135.84 | £681.20 | £564.69 | £549.94 | Get Quote |
| Volkswagen Polo Hatchback (2017 onwards) R Line 1.0 TSI 115PS | 12 | £965.08 | £658.66 | £544.09 | £521.48 | Get Quote |
| Volkswagen Polo Hatchback (2000 - 2002) SE 1.4 TDI PD | 13 | £921.95 | £573.32 | £490.62 | £469.68 | Get Quote |
| Volkswagen Polo Estate (1998 - 2000) L 1.6 | 13 | £921.95 | £573.32 | £490.62 | £469.68 | Get Quote |
| Volkswagen Polo Saloon (1996 - 2000) GL 1.9 TDI | 13 | £921.95 | £573.32 | £490.62 | £469.68 | Get Quote |
| Volkswagen Polo Hatchback (1994 - 2000) L 1.6 | 13 | £921.95 | £573.32 | £490.62 | £469.68 | Get Quote |
| Volkswagen Polo Hatchback (2009 - 2017) R Line 1.2 TSI (105bhp) (Sensor Pack) | 14 | £1,047.48 | £555.44 | £512.66 | £517.67 | Get Quote |
| Volkswagen Polo Hatchback (2017 onwards) R-Line 1.0 TSI 115 DSG | 15 | £1,425.58 | £756.46 | £695.57 | £676.53 | Get Quote |
| Volkswagen Polo Estate (2000 - 2002) E 1.9 TDI | 15 | £1,425.58 | £756.46 | £695.57 | £676.53 | Get Quote |
| Volkswagen Polo Saloon (2000 - 2002) SE 1.9 TDI (90ps) | 15 | £1,425.58 | £756.46 | £695.57 | £676.53 | Get Quote |
| Volkswagen Polo Hatchback (1994 - 2000) Standard Trim 1.6 GLX | 16 | £1,481.96 | £849.03 | £660.04 | £667.28 | Get Quote |
| Volkswagen Polo Hatchback (2017 onwards) Black Edition 1.0 TSI DSG | 17 | £1,049.13 | £693.78 | £596.04 | £559.18 | Get Quote |
| Volkswagen Polo Hatchback (2009 - 2017) SEL 1.0 (110bhp) DSG | 18 | £1,395.77 | £661.75 | £611.82 | £613.29 | Get Quote |
| Volkswagen Polo Estate (2000 - 2002) S 1.6 | 18 | £1,395.77 | £661.75 | £611.82 | £613.29 | Get Quote |
| Volkswagen Polo Saloon (2000 - 2002) SE 1.6 | 18 | £1,395.77 | £661.75 | £611.82 | £613.29 | Get Quote |
| Volkswagen Polo Hatchback (2009 - 2017) SEL 1.2 TSI (110bhp) DSG | 19 | £1,142.45 | £594.10 | £573.80 | £547.25 | Get Quote |
| Volkswagen Polo Hatchback (2000 - 2002) Standard Trim 1.4 16V | 20 | £1,140.45 | £566.99 | £560.23 | £534.47 | Get Quote |
| Volkswagen Polo Hatchback (2000 - 2002) GTi 1.6 | 23 | £1,416.79 | £809.39 | £703.65 | £656.36 | Get Quote |
| Volkswagen Polo GTi (2018 onwards) GTI 2.0 TSI DSG | 25 | £1,380.34 | £861.31 | £730.90 | £648.06 | Get Quote |
| Volkswagen Polo GTI (2006 - 2009) GTI 1.8T (150ps) | 26 | £1,612.10 | £890.06 | £755.97 | £681.74 | Get Quote |
| Volkswagen Polo GTi (2018 onwards) GTI 2.0 TSI 207 DSG | 27 | £1,598.22 | £902.37 | £784.49 | £759.41 | Get Quote |
| Volkswagen Polo GTi (2018 onwards) GTI+ 2.0 TSI | 28 | £1,051.05 | £582.19 | £543.93 | £540.48 | Get Quote |
| Volkswagen Polo GTi (2010 - 2017) GTI 1.8 TSI DSG | 29 | £1,663.68 | £1,031.80 | £773.88 | £754.05 | Get Quote |
| Volkswagen Polo GTi (2010 - 2017) Standard Trim 1.4 TSI (180bhp) DSG | 30 | £3,439.38 | £1,001.68 | £874.54 | £861.41 | Get Quote |
To provide you with an idea of how much it may cost you to insure your Volkswagen Polo, we ran several quotes to find an average figure. Based on our results, on average, you could insure your Volkswagen Polo with a comprehensive policy for £740.36 yearly, or £66.66 paying monthly.
The table above shows the average cost of Volkswagen Polo insurance based on insurance groups and driver age. However, there are a number of other factors that affect the cost of your car insurance premiums, and one of the biggest is where you are in the UK. Where you live helps determine the level of risk that your car may be stolen or that you'll be involved in an accident, and this affects the cost of insurance.
To show the power of the postcode, here are some average quotes for a 30-year-old living in 3 different locations. The quotes are for a Volkswagen Polo Hatchback (2017 onwards) S 1.0 65PS.
We've covered insurance groups, age and location. Here are some of the other factors that affect your insurance premium costs:
When searching for insurance, you'll want to find the best deal for a price that's within your budget. We've uncovered some tricks you can try to lower the cost of your premium, and we've listed them below.
As we've shown, factors like where you live, how old you are, whether you want to pay monthly or annually, and the specific variant of Volkswagen Polo you're insuring all have a major impact on the cost of cover. In fact, the best prices we found ranged from £283.09 to £5,170.44, and that's based on shopping around to find a competitive deal. Unfortunately, if you don't shop around, there's every chance you could end up paying more than you have to.
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