Volkswagen Polo insurance group & costs

• How we got these rates

  These rates are based on the average cost of cover for cars in the insurance groups shown, for drivers of different ages with a Newcastle (NE1) postcode, which our research suggests represents an average for insurance rates in the UK. Updated: Oct 2019 (source: Quotezone)

Average Volkswagen Polo insurance costs

To give you an indication of how much it might cost you to insure your Volkswagen Polo, we used a scenario and ran several quotes to find an average figure. Our results estimated that, on average, a Volkswagen Polo with a comprehensive policy would cost £64.09 a month if the driver paid monthly, or an annual sum of £713.88.

• How we got this rate

  For our enquiries, we used the following information:

  • The car is a 2018 model
  • The driver is a 30-year-old teacher from London
  • Manual transmission
  • Petrol
  • 10,000 mileage per year
  • Factory-fitted Thatcham-approved alarm system
  • Used for social, domestic and commuting purposes
  • The car is not modified
  • The car is parked in a car park during the day
  • The car is parked on a driveway at night
  • Five years’ no claims discount
  • No driving or other convictions for the past 5 years

Which factors affect my Volkswagen Polo insurance rate?

Many factors affect the price of your premiums. We have listed a selection of them below:

• Your age, marital status, job and where you live
• The model and age of your car
• Your car’s safety rating, security and any anti-theft precautions
• Annual mileage
• Your driving history and activity
• The size of your car’s engine
• No-claims discount

How can I save on my Volkswagen Polo premiums?

When it comes to car insurance, naturally you want to find the best deal. We’ve devised a list of tips and tricks for you to help keep your premiums low:

• Pay annually rather than monthly. By paying annually, we saved an average of £55.20 a year in our scenario.
• Be economical about your car usage. By limiting your car usage, you will keep your mileage, and premiums, down.
• Don’t just accept your renewal quote. The renewal quote you’re given isn’t always the cheapest option out there, so make sure you shop around before you commit.
• Install extra safety precautions. Companies don’t like insuring risks, so investing in some extra safety measures may help you to save money on your premiums.

Volkswagen Polo facts

• The Volkswagen Polo has been voted the third Best Small Car.
• It is currently considered the fifth most popular car on the UK roads, with almost 3,000 of them sold in April 2018.
• The Volkswagen Polo won the World Car of the Year Award in 2010.

How safe is Volkswagen Polo?

When tested by Euro NCAP in 2017, the Volkswagen Polo was awarded a 5/5 safety rating. It received an excellent score of 95% for adult occupant safety, and a score of 85% for child occupant safety. Whilst its safety features only merited a score of 59% for safety assist, the Volkswagen Polo comes with an array of fantastic features and keeps you safer than ever before.

Standard safety features for the Volkswagen Polo are technologically advanced and equipped to deal with an unexpected event. The AEB Pedestrian and Front Assist can detect if something appears in front of your car, and will help you to emergency brake. In addition, AEB Inter-urban and AEB City are designed to help you avoid rear-ending and low speed collisions, with the ability to braking in an emergency. Other standard features include Speed Assistance, to help you maintain the legal speed limit, and seat belt reminders.

For the Volkswagen Polo, there are several optional safety measures. It’s worth negotiating with your insurer to see if investing in extra safety features can bring down your premiums. These include a Blind Spot Detector, so that you can always have a complete view of the road, and an Adaptive Cruise Control, so that if the car in front slows down, your cruise control will sense it and slow your own vehicle down.