Volkswagen Polo insurance group & costs

Find out how much it could cost you to insure your Volkswagen Polo, and how to keep your premiums low.

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The Volkswagen Polo was first manufactured in 1975, and since then has become one of the most popular cars in the UK, with almost 48,000 of them being sold in 2017 alone. Now in its sixth generation, the Volkswagen Polo retains its popularity.

Keep reading to find out more about Volkswagen Polo car insurance costs and how you could save on your premiums.

Volkswagen Polo insurance cost by driver’s age

Model / Version Group (1-50) 20yrs 30yrs 40yrs 50yrs Get quote
S 1.0 65PS 5d 1 £959 £556 £487 £393 Get Quote
S 1.0 Evo 65PS 5d 1 £959 £556 £487 £393 Get Quote
S 1.0 Evo 80PS 5d 1 £959 £556 £487 £393 Get Quote
SE 1.0 65PS 5d 1 £959 £556 £487 £393 Get Quote
SE 1.0 75PS 5d 1 £959 £556 £487 £393 Get Quote
SE 1.0 80PS 5d 1 £959 £556 £487 £393 Get Quote
SE 1.0 Evo 65PS 5d 1 £959 £556 £487 £393 Get Quote
Beats 1.0 65PS 5d 1 £959 £556 £487 £393 Get Quote
Beats 1.0 80PS 5d 1 £959 £556 £487 £393 Get Quote
Beats 1.0 Evo 65PS 5d 1 £959 £556 £487 £393 Get Quote
Beats 1.0 75PS 5d 2 £1,003 £582 £510 £411 Get Quote
1.2 S (AC) 3d 3 £1,046 £607 £532 £429 Get Quote
1.2 S 3d 3 £1,046 £607 £532 £429 Get Quote
1.2 S (AC) 5d 4 £1,088 £631 £553 £446 Get Quote
1.2 Moda (AC) 3d 4 £1,088 £631 £553 £446 Get Quote
1.2 MODA (AC) 5d 4 £1,088 £631 £553 £446 Get Quote
1.2 Moda 3d 4 £1,088 £631 £553 £446 Get Quote
1.2 MODA 5d 4 £1,088 £631 £553 £446 Get Quote
1.2 S 5d 4 £1,088 £631 £553 £446 Get Quote
1.2 SE 3d 4 £1,088 £631 £553 £446 Get Quote
1.2 SE 5d 4 £1,088 £631 £553 £446 Get Quote
1.2 (60bhp) Match 3d 4 £1,088 £631 £553 £446 Get Quote
1.2 (60bhp) Match 5d 4 £1,088 £631 £553 £446 Get Quote
1.2 (70bhp) S (AC) 5d 5 £1,126 £653 £573 £462 Get Quote
1.2 (70bhp) S 3d 5 £1,126 £653 £573 £462 Get Quote
1.2 (70bhp) S 5d 5 £1,126 £653 £573 £462 Get Quote
1.2 (60bhp) R Line Style (AC) 3d 5 £1,126 £653 £573 £462 Get Quote
1.2 (60bhp) R Line Style (AC) 5d 5 £1,126 £653 £573 £462 Get Quote
1.2 (60bhp) R Line Style 3d 5 £1,126 £653 £573 £462 Get Quote
1.2 (60bhp) R Line Style 5d 5 £1,126 £653 £573 £462 Get Quote
1.2 (70bhp) Moda (AC) 3d 5 £1,126 £653 £573 £462 Get Quote
1.2 (70bhp) MODA (AC) 5d 5 £1,126 £653 £573 £462 Get Quote
1.2 (70bhp) Moda 3d 5 £1,126 £653 £573 £462 Get Quote
1.2 (70bhp) MODA 5d 5 £1,126 £653 £573 £462 Get Quote
1.2 (70bhp) SE 3d 5 £1,126 £653 £573 £462 Get Quote
1.2 (70bhp) SE 5d 5 £1,126 £653 £573 £462 Get Quote
1.2 (60bhp) Match Edition 3d 5 £1,126 £653 £573 £462 Get Quote
1.2 (60bhp) Match Edition 5d 5 £1,126 £653 £573 £462 Get Quote
SE 1.6 TDI 80PS 5d 6 £1,159 £672 £589 £475 Get Quote
1.0 S 3d 6 £1,159 £672 £589 £475 Get Quote
1.0 S 5d 6 £1,159 £672 £589 £475 Get Quote
1.2 (70bhp) S (AC) 3d 6 £1,159 £672 £589 £475 Get Quote
1.2 (70bhp) Match 3d 6 £1,159 £672 £589 £475 Get Quote
1.2 (70bhp) Match 5d 6 £1,159 £672 £589 £475 Get Quote
Beats 1.6 TDI 80PS 5d 7 £1,185 £688 £602 £486 Get Quote
1.0 S (AC) 3d 7 £1,185 £688 £602 £486 Get Quote
1.0 S (AC) 5d 7 £1,185 £688 £602 £486 Get Quote
1.0 SE 3d 7 £1,185 £688 £602 £486 Get Quote
1.0 SE 5d 7 £1,185 £688 £602 £486 Get Quote
1.0 Match 3d 7 £1,185 £688 £602 £486 Get Quote
1.0 Match 5d 7 £1,185 £688 £602 £486 Get Quote
SE 1.0 TSI 95PS 5d 8 £1,207 £700 £613 £495 Get Quote
SE 1.0 TSI 95PS DSG auto 5d 8 £1,207 £700 £613 £495 Get Quote
R-Line 1.0 TSI 95PS 5d 8 £1,207 £700 £613 £495 Get Quote
Beats 1.0 TSI 95PS 5d 8 £1,207 £700 £613 £495 Get Quote
Beats 1.0 TSI 95PS DSG auto 5d 8 £1,207 £700 £613 £495 Get Quote
1.2 (70bhp) R Line Style (AC) 3d 8 £1,207 £700 £613 £495 Get Quote
1.2 (70bhp) R Line Style (AC) 5d 8 £1,207 £700 £613 £495 Get Quote
1.2 (70bhp) R Line Style 3d 8 £1,207 £700 £613 £495 Get Quote
1.2 (70bhp) R Line Style 5d 8 £1,207 £700 £613 £495 Get Quote
1.0 SE Design 3d 8 £1,207 £700 £613 £495 Get Quote
1.0 SE Design 5d 8 £1,207 £700 £613 £495 Get Quote
1.2 (70bhp) Match Edition 3d 8 £1,207 £700 £613 £495 Get Quote
1.2 (70bhp) Match Edition 5d 8 £1,207 £700 £613 £495 Get Quote
Match Edition 1.0 BMT 60PS 3d 8 £1,207 £700 £613 £495 Get Quote
Match Edition 1.0 BMT 60PS 5d 8 £1,207 £700 £613 £495 Get Quote
Beats 1.0 BMT 60PS 3d 8 £1,207 £700 £613 £495 Get Quote
Beats 1.0 BMT 60PS 5d 8 £1,207 £700 £613 £495 Get Quote
SEL 1.6 TDI 95PS 5d 9 £1,225 £711 £623 £502 Get Quote
1.2 TDI Bluemotion 3d 9 £1,225 £711 £623 £502 Get Quote
1.2 TDI Bluemotion 5d 9 £1,225 £711 £623 £502 Get Quote
1.2 TDI SE 3d 9 £1,225 £711 £623 £502 Get Quote
1.2 TDI SE 5d 9 £1,225 £711 £623 £502 Get Quote
1.4 SE 3d 9 £1,225 £711 £623 £502 Get Quote
1.4 SE 3d DSG 9 £1,225 £711 £623 £502 Get Quote
1.4 SE 5d 9 £1,225 £711 £623 £502 Get Quote
1.4 SE 5d DSG 9 £1,225 £711 £623 £502 Get Quote
1.4 SEL 3d 9 £1,225 £711 £623 £502 Get Quote
1.4 SEL 3d DSG 9 £1,225 £711 £623 £502 Get Quote
1.4 SEL 5d 9 £1,225 £711 £623 £502 Get Quote
1.4 SEL 5d DSG 9 £1,225 £711 £623 £502 Get Quote
1.2 TDI BlueMotion (Sensor Pack) 3d 9 £1,225 £711 £623 £502 Get Quote
1.2 TDI BlueMotion (Sensor Pack) 5d 9 £1,225 £711 £623 £502 Get Quote
1.0 (75bhp) Match 3d 9 £1,225 £711 £623 £502 Get Quote
1.0 (75bhp) Match 5d 9 £1,225 £711 £623 £502 Get Quote
1.2 TDI Match 3d 9 £1,225 £711 £623 £502 Get Quote
1.2 TDI Match 5d 9 £1,225 £711 £623 £502 Get Quote
1.4 Match 3d 9 £1,225 £711 £623 £502 Get Quote
1.4 Match 3d DSG 9 £1,225 £711 £623 £502 Get Quote
1.4 Match 5d 9 £1,225 £711 £623 £502 Get Quote
1.4 Match 5d DSG 9 £1,225 £711 £623 £502 Get Quote
1.2 TDI Match Edition 3d 9 £1,225 £711 £623 £502 Get Quote
1.2 TDI Match Edition 5d 9 £1,225 £711 £623 £502 Get Quote
Match Edition 1.0 BMT 75PS 3d 9 £1,225 £711 £623 £502 Get Quote
Match Edition 1.0 BMT 75PS 5d 9 £1,225 £711 £623 £502 Get Quote
1.0 (75bhp) SE 3d 10 £1,242 £721 £631 £510 Get Quote
1.0 (75bhp) SE 5d 10 £1,242 £721 £631 £510 Get Quote
1.6 TDI CR SE 3d 10 £1,242 £721 £631 £510 Get Quote
1.6 TDI CR SE 5d 10 £1,242 £721 £631 £510 Get Quote
1.0 (75bhp) SE Design 3d 10 £1,242 £721 £631 £510 Get Quote
1.0 (75bhp) SE Design 5d 10 £1,242 £721 £631 £510 Get Quote
Beats 1.0 BMT 75PS 3d 10 £1,242 £721 £631 £510 Get Quote
Beats 1.0 BMT 75PS 5d 10 £1,242 £721 £631 £510 Get Quote
SEL 1.0 TSI 115PS 5d 11 £1,261 £731 £641 £517 Get Quote
SEL 1.0 TSI 115PS DSG auto 5d 11 £1,261 £731 £641 £517 Get Quote
1.4 Match Edition 3d 11 £1,261 £731 £641 £517 Get Quote
1.4 Match Edition 3d DSG 11 £1,261 £731 £641 £517 Get Quote
1.4 Match Edition 5d 11 £1,261 £731 £641 £517 Get Quote
1.4 Match Edition 5d DSG 11 £1,261 £731 £641 £517 Get Quote
R-Line 1.0 TSI 115PS 5d 12 £1,281 £743 £651 £525 Get Quote
R-Line 1.0 TSI 115PS DSG auto 5d 12 £1,281 £743 £651 £525 Get Quote
1.4 TDI SE 3d 13 £1,302 £756 £662 £534 Get Quote
1.4 TDI SE 5d 13 £1,302 £756 £662 £534 Get Quote
1.2 TSI (105bhp) SEL (Sensor Pack) 3d 13 £1,302 £756 £662 £534 Get Quote
1.2 TSI (105bhp) SEL (Sensor Pack) 5d 13 £1,302 £756 £662 £534 Get Quote
1.2 TSI (105bhp) SEL 3d 13 £1,302 £756 £662 £534 Get Quote
1.2 TSI (105bhp) SEL 5d 13 £1,302 £756 £662 £534 Get Quote
1.6 TDI (90bhp) SEL (Sensor Pack) 3d 13 £1,302 £756 £662 £534 Get Quote
1.6 TDI (90bhp) SEL (Sensor Pack) 5d 13 £1,302 £756 £662 £534 Get Quote
1.6 TDI CR (90bhp) SEL 3d 13 £1,302 £756 £662 £534 Get Quote
1.6 TDI CR (90bhp) SEL 5d 13 £1,302 £756 £662 £534 Get Quote
1.4 TDI SE Design 3d 13 £1,302 £756 £662 £534 Get Quote
1.4 TDI SE Design 5d 13 £1,302 £756 £662 £534 Get Quote
1.4 TDI (75bhp) Match 3d 13 £1,302 £756 £662 £534 Get Quote
1.4 TDI (75bhp) Match 5d 13 £1,302 £756 £662 £534 Get Quote
Match Edition 1.4 TDI 75PS 3d 13 £1,302 £756 £662 £534 Get Quote
Match Edition 1.4 TDI 75PS 5d 13 £1,302 £756 £662 £534 Get Quote
1.2 TSI (105bhp) R Line (Sensor Pack) 3d 14 £1,325 £768 £673 £543 Get Quote
1.2 TSI (105bhp) R Line (Sensor Pack) 5d 14 £1,325 £768 £673 £543 Get Quote
1.2 TSI (105bhp) R Line 3d 14 £1,325 £768 £673 £543 Get Quote
1.2 TSI (105bhp) R Line 5d 14 £1,325 £768 £673 £543 Get Quote
Beats 1.4 TDI BMT 75PS 3d 14 £1,325 £768 £673 £543 Get Quote
Beats 1.4 TDI BMT 75PS 5d 14 £1,325 £768 £673 £543 Get Quote
1.2 TSI SE 3d 15 £1,346 £781 £684 £552 Get Quote
1.2 TSI SE 3d DSG 15 £1,346 £781 £684 £552 Get Quote
1.2 TSI SE 5d 15 £1,346 £781 £684 £552 Get Quote
1.2 TSI SE 5d DSG 15 £1,346 £781 £684 £552 Get Quote
1.4 TDI (90bhp) SEL 3d 15 £1,346 £781 £684 £552 Get Quote
1.4 TDI (90bhp) SEL 5d 15 £1,346 £781 £684 £552 Get Quote
1.2 TSI SE Design 3d 15 £1,346 £781 £684 £552 Get Quote
1.2 TSI SE Design 3d DSG 15 £1,346 £781 £684 £552 Get Quote
1.2 TSI SE Design 5d 15 £1,346 £781 £684 £552 Get Quote
1.2 TSI SE Design 5d DSG 15 £1,346 £781 £684 £552 Get Quote
1.4 TDI BlueMotion 3d 15 £1,346 £781 £684 £552 Get Quote
1.4 TDI BlueMotion 5d 15 £1,346 £781 £684 £552 Get Quote
1.2 TSI Match 3d 15 £1,346 £781 £684 £552 Get Quote
1.2 TSI Match 3d DSG 15 £1,346 £781 £684 £552 Get Quote
1.2 TSI Match 5d 15 £1,346 £781 £684 £552 Get Quote
1.2 TSI Match 5d DSG 15 £1,346 £781 £684 £552 Get Quote
Match Edition 1.2 TSI BMT 90PS 3d 15 £1,346 £781 £684 £552 Get Quote
Match Edition 1.2 TSI BMT 90PS 5d 15 £1,346 £781 £684 £552 Get Quote
Match Edition 1.2 TSI BMT 90PS DSG auto 3d 15 £1,346 £781 £684 £552 Get Quote
Match Edition 1.2 TSI BMT 90PS DSG auto 5d 15 £1,346 £781 £684 £552 Get Quote
1.2 TSI R Line 3d 15 £1,346 £781 £684 £552 Get Quote
1.2 TSI R Line 5d 15 £1,346 £781 £684 £552 Get Quote
Beats 1.2 TSI BMT 90PS 3d 15 £1,346 £781 £684 £552 Get Quote
Beats 1.2 TSI BMT 90PS 5d 15 £1,346 £781 £684 £552 Get Quote
Beats 1.2 TSI BMT 90PS DSG auto 3d 15 £1,346 £781 £684 £552 Get Quote
Beats 1.2 TSI BMT 90PS DSG auto 5d 15 £1,346 £781 £684 £552 Get Quote
1.0 TSI BlueMotion 3d 16 £1,364 £791 £693 £560 Get Quote
1.0 TSI BlueMotion 5d 16 £1,364 £791 £693 £560 Get Quote
1.4 TDI (90bhp) R Line 3d 16 £1,364 £791 £693 £560 Get Quote
1.4 TDI (90bhp) R Line 5d 16 £1,364 £791 £693 £560 Get Quote
1.0 (110bhp) SEL 3d 18 £1,390 £807 £707 £570 Get Quote
1.0 (110bhp) SEL 3d DSG 18 £1,390 £807 £707 £570 Get Quote
1.0 (110bhp) SEL 5d 18 £1,390 £807 £707 £570 Get Quote
1.0 (110bhp) SEL 5d DSG 18 £1,390 £807 £707 £570 Get Quote
1.0 (110bhp) R Line 3d 18 £1,390 £807 £707 £570 Get Quote
1.0 (110bhp) R Line 3d DSG 18 £1,390 £807 £707 £570 Get Quote
1.0 (110bhp) R Line 5d 18 £1,390 £807 £707 £570 Get Quote
1.0 (110bhp) R Line 5d DSG 18 £1,390 £807 £707 £570 Get Quote
1.2 TSI (110bhp) SEL 3d 19 £1,399 £812 £711 £574 Get Quote
1.2 TSI (110bhp) SEL 3d DSG 19 £1,399 £812 £711 £574 Get Quote
1.2 TSI (110bhp) SEL 5d 19 £1,399 £812 £711 £574 Get Quote
1.2 TSI (110bhp) SEL 5d DSG 19 £1,399 £812 £711 £574 Get Quote
1.4 TSI (140bhp) BlueGT 3d 23 £1,449 £841 £736 £594 Get Quote
1.4 TSI (140bhp) BlueGT 3d DSG 23 £1,449 £841 £736 £594 Get Quote
1.4 TSI (140bhp) BlueGT 5d 23 £1,449 £841 £736 £594 Get Quote
1.4 TSI (140bhp) BlueGT 5d DSG 23 £1,449 £841 £736 £594 Get Quote
1.4 TSI ACT BlueGT (Sensor Pack) 3d 23 £1,449 £841 £736 £594 Get Quote
1.4 TSI ACT BlueGT (Sensor Pack) 3d DSG 23 £1,449 £841 £736 £594 Get Quote
1.4 TSI ACT BlueGT (Sensor Pack) 5d 23 £1,449 £841 £736 £594 Get Quote
1.4 TSI ACT BlueGT (Sensor Pack) 5d DSG 23 £1,449 £841 £736 £594 Get Quote
1.4 TSI ACT BlueGT 3d 23 £1,449 £841 £736 £594 Get Quote
1.4 TSI ACT BlueGT 3d DSG 23 £1,449 £841 £736 £594 Get Quote
1.4 TSI ACT BlueGT 5d 23 £1,449 £841 £736 £594 Get Quote
1.4 TSI ACT BlueGT 5d DSG 23 £1,449 £841 £736 £594 Get Quote
GTI 2.0 TSI 200PS DSG auto 5d 26 £1,521 £882 £773 £624 Get Quote
GTI+ 2.0 TSI 200PS DSG auto 5d 28 £1,556 £902 £791 £638 Get Quote

Average Volkswagen Polo insurance costs

To give you an indication of how much it might cost you to insure your Volkswagen Polo, we used a scenario and ran several quotes to find an average figure. Our results estimated that, on average, a Volkswagen Polo with a comprehensive policy would cost £64.09 a month if the driver paid monthly, or an annual sum of £713.88.

Which factors affect my Volkswagen Polo insurance rate?

Many factors affect the price of your premiums. We have listed a selection of them below:

  • Your age, marital status, job and where you live
  • The model and age of your car
  • Your car’s safety rating, security and any anti-theft precautions
  • Annual mileage
  • Your driving history and activity
  • The size of your car’s engine
  • No-claims discount

How can I save on my Volkswagen Polo premiums?

When it comes to car insurance, naturally you want to find the best deal. We’ve devised a list of tips and tricks for you to help keep your premiums low:

  • Pay annually rather than monthly. By paying annually, we saved an average of £55.20 a year in our scenario.
  • Be economical about your car usage. By limiting your car usage, you will keep your mileage, and premiums, down.
  • Don’t just accept your renewal quote. The renewal quote you’re given isn’t always the cheapest option out there, so make sure you shop around before you commit.
  • Install extra safety precautions. Companies don’t like insuring risks, so investing in some extra safety measures may help you to save money on your premiums.

Volkswagen Polo facts

  • The Volkswagen Polo has been voted the third Best Small Car.
  • It is currently considered the fifth most popular car on the UK roads, with almost 3,000 of them sold in April 2018.
  • The Volkswagen Polo won the World Car of the Year Award in 2010.

How safe is Volkswagen Polo?

When tested by Euro NCAP in 2017, the Volkswagen Polo was awarded a 5/5 safety rating. It received an excellent score of 95% for adult occupant safety, and a score of 85% for child occupant safety. Whilst its safety features only merited a score of 59% for safety assist, the Volkswagen Polo comes with an array of fantastic features and keeps you safer than ever before.

Standard safety features for the Volkswagen Polo are technologically advanced and equipped to deal with an unexpected event. The AEB Pedestrian and Front Assist can detect if something appears in front of your car, and will help you to emergency brake. In addition, AEB Inter-urban and AEB City are designed to help you avoid rear-ending and low speed collisions, with the ability to braking in an emergency. Other standard features include Speed Assistance, to help you maintain the legal speed limit, and seat belt reminders.

For the Volkswagen Polo, there are several optional safety measures. It’s worth negotiating with your insurer to see if investing in extra safety features can bring down your premiums. These include a Blind Spot Detector, so that you can always have a complete view of the road, and an Adaptive Cruise Control, so that if the car in front slows down, your cruise control will sense it and slow your own vehicle down.

*51% of consumers could save £200. To get this figure, aggregator Seopa selected quotes from popular providers and others, weighting according to market share, and compared the cheapest with the cheapest on its system. Your savings will depend on your own circumstances.
The offers compared on this page are chosen from a range of products we can track; we don't cover every product on the market...yet. Unless we've indicated otherwise, products are shown in no particular order or ranking. The terms "best", "top", "cheap" (and variations), aren't product ratings, although we always explain what's great about a product when we highlight it; this is subject to our terms of use. When making a big financial decision, it's wise to consider getting independent financial advice, and always consider your own financial circumstances when comparing products so you get what's right for you.

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