Compare travel money

Swanning off somewhere lovely? Make your mojito money go further with these foreign exchange deals.

If you’re jetting off somewhere with a different currency, you’ll need some money to pay your way. Finding the right foreign exchange provider can be tricky, so we’ve simplified things with our comparisons. Whether you’d like cash, a debit card, prepaid travel card, credit card, cheques or an app, we’ve got it all covered.

Compare travel money services

Name Product Can you get cash? Do you get a free card? Can you load money on an app? Incentive
FairFX card holders get 25% off access to selected airport lounges. Simply use the code FAIRFXMEM when prompted. T&Cs apply.
The FairFX Currency Card works in over 190 countries around the world and you can lock in great rates for up to 20 major currencies.
Zing Multi-currency Card
Currency conversion fee is waived for converting up to 500 pounds sterling or equivalent currency amount per calendar month until December 30th 2024. T&Cs apply.
Currensea allows you to link your travel money card to your everyday bank account. Get your card now and control all your spendings with the Currensea app.
Get a free £10 bonus when using your card to make a transaction for the first time using the promo code FINDER. T&Cs apply.
M&S Travel Money
Ziglu Debit Card
Ziglu Debit Card
Instantly move money from your Ziglu sterling cash account into your euro account, at a great exchange rate and with zero commission.
Caxton's currency card allows you to hold multiple currencies in one place. You can use it worldwide and won't be charged any ATM fees. All of that can be controlled from the Caxton app.

Have you thought about a digital bank?

While the traditional way of getting travel money is all well and good, there’s a range of digital banks that can make the process even simpler. These include Starling, Revolut and N26. If these new-age solutions float your boat, you can read our guide to learn more about them.

Prepaid travel cards

Prepaid travel cards are widely available. They allow you to load your money to a card and spend it when you’re abroad. As you’re only spending the money you load, they can be good for budgeting.

Every card is different in terms of fees and which currencies it lets you load, so you need to run the numbers to see if this works for you.

Travel credit cards

Some credit cards have no fees for overseas spending, which make them attractive for travel. A downside is cash advance fees, which are charged if you withdraw cash with a credit card, so you’ll still need a way to access cash from another options in this guide. It can be a good idea to have multiple travel money options anyway, so a credit card could work for you, especially if it earns you rewards for spending.

Travellers cheques

Travellers cheques were once a widely used form of travel money, but they’re declining in popularity. While they still exist, they might not be the best option.

They’re an extremely secure method to spend money overseas as they can be easily replaced if lost or stolen, as long as you have a record of the serial number. But you might be charged a purchase fee when you first pick up your travellers cheque, and they’re not accepted in as many places as Visa or Mastercard.

Bottom line: Consider which travel money option is best for you

Do your research to figure out which option will offer you the best bang for your buck.

Some credit cards already offer decent fee-free exchange rates for spending overseas, so check with your credit card provider to see what terms it offers when you use your card abroad. Depending on where you’re going, travellers cheques may be a better option. This could be especially true if you’re going somewhere more isolated, with less recourse for using credit and debit cards.

Wherever you’re going, there’ll be a travel money option that meets your needs.

Frequently asked questions

We show offers we can track - that's not every product on the market...yet. Unless we've said otherwise, products are in no particular order. The terms "best", "top", "cheap" (and variations of these) aren't ratings, though we always explain what's great about a product when we highlight it. This is subject to our terms of use. When you make major financial decisions, consider getting independent financial advice. Always consider your own circumstances when you compare products so you get what's right for you. Most of the data in Finder's comparison tables has the source: Moneyfacts Group PLC. In other cases, Finder has sourced data directly from providers.
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Written by


Charlie Barton was a publisher at Finder. He specialised in banking and investments products, including banking apps, current accounts, share-dealing platforms and stocks and shares ISAs. Charlie has a first-class degree from the London School of Economics, and in his spare time enjoys long walks on the beach. See full bio

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Co-written by


Jason is a freelance writer and editor. He worked as a senior subeditor for Finder for 5 years and in that time became familiar with a wide range of financial products and services. Before that, he worked for Australian Associated Press. He has a BA from Macquarie University in Australia. Jason loves to help other people find new ways to save money. See full bio

More guides on Finder

26 Responses

    Default Gravatar
    DavidFebruary 25, 2019

    Can I use my FairFX Travel Card in New Zealand?

      JoshuaFebruary 27, 2019Finder

      Hi David,

      Thanks for getting in touch with Finder. I hope all is well with you. :)

      Yes, you can use your FairFX Travel Card in New Zealand. We do have a FairFX Travel Money review on this page. You may also read this guide as it helps you know what services does FairFX offer and what currencies you can order through FairFX.

      I hope this helps. Should you have further questions, please don’t hesitate to reach us out again.

      Have a wonderful day!


    Default Gravatar
    MasonDecember 31, 2018

    What is the best way to get Indian rupees?

      JoshuaJanuary 1, 2019Finder

      Hi Mason,

      Thanks for getting in touch with finder. I hope all is well with you. :)

      The best way to get Indian Rupees depends on your needs, preference, and budget. If you plan to exchange your money to Indian Rupees, you can check local currency exchange rates within your area. You can also check online and find services who may do so.

      I hope this helps. Should you have further questions, please don’t hesitate to reach us out again.

      Have a wonderful day!


    Default Gravatar
    JohnDecember 31, 2018

    I will be working in France. I’m looking for a travel card to use while I’m there but also one I can top up using cash.

      JoshuaJanuary 1, 2019Finder

      Hi John,

      Thanks for getting in touch with finder. I hope all is well with you. :)

      Upon checking, you might want to check this page. It is our travel money guide for France. On the same page, you will also find a list of travel cards that you can use in France. Most of them allow you to top up using cash.

      I hope this helps. Should you have further questions, please don’t hesitate to reach us out again.

      Have a wonderful day!


    Default Gravatar
    ShitalApril 7, 2018

    Hi going to indian Surat at end of April want to get prepaid card. Which card be best to use at atm need to withdraw 5000 pound in two weeks. Wedding shopping


      JoshuaApril 8, 2018Finder

      Hi Shital,

      Thanks for getting in touch with finder.

      I might not be able to tell you which prepaid card is the best option for you since I don’t know all your personal details and needs. However, I can help you make a better decision by providing general information.

      Please go to this page to compare prepaid travel cards. On that page, you will find prepaid cards that you can use in India. Though our table on that page does not include Indian Rupees, you can still use those cards in India as long as you see the Mastercard or Visa logo.

      To know more about their ATM fees and other charges, please click on the “Go to site” green button to be redirected to their official website.

      I hope this helps. Should you have further questions, please don’t hesitate to reach us out again.

      Have a wonderful day!


    Default Gravatar
    JanMarch 9, 2018

    I will be going to MALTA this summer. Am I best to buy euros before I go or wait until I get there?

      joelmarceloMarch 16, 2018Finder

      Hi Jan,

      Thanks for leaving a question on finder.

      The decision of buying/converting your money to EUR before heading to Malta would actually depend on your preference and travel plans. You may want to consider some factors before buying like the conversion rates and fees as well. We have here an article – on travel money guide to Europe, which you might find useful. This will also give you an idea on what card to bring in case.


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