Fidelity and Vanguard are two of the most well-established investing providers available to UK retail investors. They’re fairly comparable some ways but quite different in others in terms of what they offer and their target audience. But, who comes out victorious when its Fidelity vs Vanguard UK?
Both Fidelity and Vanguard offer a decent range of account options, including a stocks and shares ISA and a self-invested personal pension (SIPP). However, they’re very different when you look at the fees and choice of investments. So, check out our breakdown of Fidelity vs Vanguard and hopefully this will help you pick who’s best, depending on what’s most important to you – whether that’s fees, investment choice, account types or anything else.
 |  | |
| Finder Score | 7.9Great | 8.9Great |
| Customer satisfaction survey | ★★★★★ | ★★★★★ |
| Fees score | 5.9Standard | 9.3Excellent |
| Stocks and shares ISA available? | ||
| Keep in mind | Capital at risk | Capital at risk |
Fidelity and Vanguard are pretty neck and neck when it comes to their Finder score, with Fidelity scoring a solid 4 out of 5, and Vanguard scoring a slightly higher 4.3 out of 5.
Both platforms offer stocks and shares ISA, and both come with full Financial Services Compensation Scheme (FSCS) protection of up to £120,000.
Fidelity and Vanguard are also both pretty even when it comes to their most recent Finder Investing Customer Satisfaction Awards 2025 results.
However, where the platforms go different ways is with the fees score. Fidelity has a 2.4 score for fees vs Vanguard’s 4.7 fees score (both out of 5).
| | |
| Stocks and shares ISA | ||
| Lifetime ISA (LISA) | ||
| Interest on cash balances | ||
| Keep in mind | Capital at risk | Capital at risk |
Both Fidelity and Vanguard tick most boxes when it comes to account types available on each platform. The only account each provider is lacking is a lifetime ISA (LISA).
So, in this category it’s hard to separate Fidelity vs Vanguard.
Winner: Tie
| | |
| Investment choice score | 9.1Excellent | 7.8Great |
| Available markets | 25+ | 4+ |
| Tradeable assets | 10,000 | 85+ |
| Number of ETFs/funds | 2,500 | 86 |
| Fractional shares | ||
| Min. initial deposit | £1,000 (or £25/month) | £500 lump sum (or £100/month) |
| Keep in mind | Capital at risk | Capital at risk |
This category is an easy win for Fidelity.
Fidelity offers a wide range of over 10,000 investments covering a massive choice of markets and assets. The only downsides with Fidelity are that it doesn’t offer fractional investments and the minimum initial lump sum is very high (but you can set up a monthly investment from just £25 which is more affordable).
Unfortunately, one of the biggest drawbacks with Vanguard is that you can only invest in index funds and exchange-traded funds (ETFs), on top of this, you’re also limited to Vanguard’s own funds. So there’s roughly about 85 options and that’s it.
Winner: Fidelity
| | |
| Fees score | 5.9Standard | 9.3Excellent |
| Platform fees | 0.35% | 0.15% (£4/month min.) |
| Price per trade | £10 | £0 |
| Funds/ETFs | £7.50 | £0 |
| Foreign exchange fee | 0.75% | 0% |
| Regular investing | Yes (£1.50 commission for regular savings plan) | Yes |
| Withdrawal fee | £0 | £0 |
| Deposit fee | £0 | £0 |
| Inactivity fee | £0 | £0 |
| Keep in mind | Capital at risk | Capital at risk |
This is an easy win for Vanguard. If you look at Vanguard’s fees vs Fidelity’s, there’s no comparison (and this is reflected in the overall Finder fee score).
Vanguard’s platform fee is extremely cheap at 0.15% (less than half of what Fidelity charges). Fidelity also charges £7.50 each time you want to buy or sell an ETF or fund, whereas this is free with Vanguard.
Winner: Vanguard
| | |
| Ease of use score | 9.3Excellent | 9.6Excellent |
| Apple iOS rating | 4.8/5 | 4.4/5 |
| Google Play rating | 4.2/5 | 3.7/5 |
| UI/UX | Bad | Good |
| Desktop or web access | ||
| Mobile app | ||
| Keep in mind | Capital at risk | Capital at risk |
On paper, Fidelity and Vanguard are fairly similar when it comes to ease of use.
However, from personal experience using both platforms to invest, I can assure you Vanguard is much better. Fidelity can be quite confusing and not very clear whereas Vanguard is very straight up with everything.
Vanguard’s desktop and mobile app are pretty basic, but they’re functional. Fidelity is quite muddled and hard to make sense of as an investor.
Winner: Vanguard
| | |
| Features score | 8.3Great | 6.7Standard |
| Analysis features | ||
| Social features | ||
| Learning resources | ||
| Keep in mind | Capital at risk | Capital at risk |
Fidelity and Vanguard offer quite similar tools, but Fidelity has a bit more to help investors research and dig into investments.
Both are lacking any sort of social features and Vanguard has no tools for investing or trading (because you can’t trade most assets or investments with Vanguard).
Winner: Fidelity
Although Fidelity offers more tools and investments, Vanguard is much cheaper when it comes to fees and it’s also a much better platform to use and interact with.
So, in the battle of Fidelity vs Vanguard, it’s Vanguard that takes the crown.
Winner: Vanguard
All investing should be regarded as longer term. The value of your investments can go up and down, and you may get back less than you invest. Past performance is no guarantee of future results. If you’re not sure which investments are right for you, please seek out a financial adviser. Capital at risk.
Investing platform IG is offering a temporary 7% interest rate on uninvested cash to new UK clients.
Capital.com offers CFD trading and spread betting with premium TradingView chart integrations, more tools than you can shake a stick at. Here’s what our expert thought when testing the platform.
Vanguard and InvestEngine are both investment platforms with a lot to offer. We compare their features, fees, account types and more – side by side in InvestEngine vs Vanguard.
Find out about the features, fees, and much more in our expert review of the commission-free XTB trading platform.
The Lightyear app is a cheap option for investing in stocks and ETFs with a free stocks and shares ISA. We provide an expert hands-on review to give you insights.
CMC Invest is an app-based investing platform. Our review rounds up the pros and cons.
We review the features and costs of Trading 212, an investment platform designed to teach you about investing and lets you buy shares with zero fees.
Online trading giant eToro lets you buy stocks with no commission, but is it the best option for traders and investors?
The Freetrade app lets you buy and sell UK, US, and EU stocks with minimal fees. We look under the bonnet to find out just how free this investing platform actually is.
J.P. Morgan Personal Investing is one of the UK’s most popular digital wealth management platforms. Our review looks at whether it’s any good, how it works, the fees, and our overall verdict.
