Starling Bank

Starling Bank personal loans review

Digital-only bank Starling aims to make borrowing quick and easy for its app users. Use our Starling Bank loan calculator to see how much you'll pay back.

No reviews yet. Write a review

Important: Starling Bank does not currently offer personal loans. This page has been preserved for historical purposes, and you can compare a range of competitive personal loans here.

Will you be approved?

Check your personalised rates and likelihood of acceptance.

How do Starling loans compare against the competition?

Table: sorted by representative APR, promoted deals first
Name Product Ratings Finder rating Customer rating Total Payable Monthly Repayment Representative APR Link
Novuna Personal Loan
Finder score
★★★★★
User survey
★★★★★
★★★★★
Expert analysis
★★★★★
User rating
Check eligibility
View details
Representative example: Borrow £10,000.00 over 3 years at a rate of 7.4% p.a. (fixed). Representative APR 7.4% and total payable £11,142.00 in monthly repayments of £309.50.
My Community Bank Personal Loan
Finder score
★★★★★
★★★★★
Expert analysis
Not yet rated
Check eligibility
View details
Representative example: Borrow £5,000 over 48 months at a rate of 27.8% pa (fixed). Representative APR 27.3% and total payable £7,928.57 in monthly repayments of £165.18.
Barclays Existing Current Account Loan
Finder score
★★★★★
User survey
★★★★★
★★★★★
Expert analysis
★★★★★
User rating
View details
Representative example: Borrow £10,000.00 over 3 years at a rate of 9.9% p.a. (fixed). Representative APR 9.9% and total payable £11,527.92 in monthly repayments of £320.22.
Plend personal loan
Finder score
★★★★★
★★★★★
Expert analysis
Not yet rated
View details
Representative example: Borrow £8,000 over 48 months at a rate of 16.66% p.a. (fixed). Representative APR 17.99% and total payable £11,013.12 in monthly repayments of £229.44.
Tesco Bank Personal Loan
Finder score
★★★★★
User survey
★★★★★
★★★★★
Expert analysis
★★★★★
User rating
View details
Representative example: Borrow £10,000.00 over 3 years at a rate of 6.3% p.a. (fixed). Representative APR 6.3% and total payable £10,972.08 in monthly repayments of £304.78.
Tesco Bank Clubcard Personal Loan
Finder score
★★★★★
User survey
★★★★★
★★★★★
Expert analysis
★★★★★
User rating
View details
Representative example: Borrow £10,000.00 over 3 years at a rate of 5.9% p.a. (fixed). Representative APR 5.9% and total payable £10,910.52 in monthly repayments of £303.07.
Lendwise
Finder score
★★★★★
★★★★★
Expert analysis
Not yet rated
View details
Zopa Personal Loan
Finder score
★★★★★
User survey
★★★★★
★★★★★
Expert analysis
★★★★★
User rating
View details
Representative example: Borrow £1,500.00 over 3 years at a rate of 22.9% p.a. (fixed). Representative APR 22.9% and total payable £2,028.60 in monthly repayments of £56.35.
Lloyds Bank Existing Customer Personal Loan
Finder score
★★★★★
★★★★★
Expert analysis
Not yet rated
View details
Representative example: Borrow £10,000.00 over 3 years at a rate of 6.7% p.a. (fixed). Representative APR 6.7% and total payable £11,034.00 in monthly repayments of £306.50.
Fluro (formerly Lending Works) Personal Loan
Finder score
★★★★★
★★★★★
Expert analysis
Not yet rated
Check eligibility
View details
Representative example: Assumed borrowing of £7,500.00 over 48 months at 17.9% APR representative. Monthly cost of £214.79. Total amount repayable of £10,309.78. Interest rate of 16.6% p.a.(fixed) and total fees of £150.00. Available for loan amounts between £5,000 - £25,000.
thinkmoney Personal Loan
Finder score
★★★★★
★★★★★
Expert analysis
Not yet rated
View details
loading
1 - 1 of 1
Name Product Ratings Finder rating Customer rating Total Payable Monthly Repayment Representative APR Link
Abound Personal Loan (formerly Fintern)
Finder score
★★★★★
User survey
★★★★★
★★★★★
Expert analysis
★★★★★
User rating
Check eligibility
View details
Representative example: £2,000 loan repayable over 36 months. 36 monthly payments of £77.60. Rate of interest 20.2% p.a. (fixed). Representative 25.8% APR. Total amount repayable £2,793.60.
loading
1 - 1 of 1
Name Product Ratings Finder rating Customer rating Total Payable Monthly Repayment Representative APR Link
Finio Loans Personal Loan
Finder score
★★★★★
★★★★★
Expert analysis
Not yet rated
Check eligibility
View details
Representative example: Borrow £10,000.00 over 3 years at a rate of 39.9% p.a. (fixed). Representative APR 39.9% and total payable £16,091.64 in monthly repayments of £446.99.
loading
Late repayments can cause you serious money problems. See our debt help guides.

Can I get a loan with Starling Bank?

No, Starling Bank is not currently offering loans for personal account customers. You can compare a range of loans using our comparison table.

Promoted
Starling

Starling Bank: 100% mobile banking

No branches, no fees, no paperwork. Get a smarter kind of bank account with the Best British Bank 2020 – all in under 3 minutes!

Is Starling Bank any good?

If you’re already firmly entrenched in the Starling ecosystem and enjoy visibility of your spending in real time via the app, you won’t be surprised that Starling also offers super-convenient options for borrowing.

For those new to Starling, it describes itself as a “tech business with a banking licence”. Customers are given a current account, a Mastercard debit card and a mobile app to track it. The app is a lot smarter than most banking apps and gives you all sorts of insights into your spending. Check out our full review of the app to find out more.

Does Starling do a credit check?

When you apply for a current account with Starling Bank, it’ll perform a “soft” credit check to inform its decision and determine if it can offer you an overdraft and/or loan. This check will be visible to you but not to other financial institutions.

Then, if you decide to activate the overdraft, Starling will run a “hard” credit check, which will leave a footprint on your credit file and has a small, but usually short-lived, negative impact on your credit score.

Starling Bank customer reviews

Customers in Finder’s 2021 customer satisfaction survey were mostly positive about Starling Bank, and it received a rating of 4.5 stars out of 5. Also, 79% of Starling Bank customers said they would recommend the brand to a friend.

Customer support information

You can get in contact with Starling Bank via email at help@starlingbank.com or through the Starling app for existing customers.

Frequently asked questions

We show offers we can track - that's not every product on the market...yet. Unless we've said otherwise, products are in no particular order. The terms "best", "top", "cheap" (and variations of these) aren't ratings, though we always explain what's great about a product when we highlight it. This is subject to our terms of use. When you make major financial decisions, consider getting independent financial advice. Always consider your own circumstances when you compare products so you get what's right for you.

More guides on Finder

Go to site