
Starling Bank personal loans review
Digital-only bank Starling aims to make borrowing quick and easy for its app users. Use our Starling Bank loan calculator to see how much you'll pay back.
Important: Starling Bank does not currently offer personal loans. This page has been preserved for historical purposes, and you can compare a range of competitive personal loans here.
How do Starling loans compare against the competition?
Can I get a loan with Starling Bank?
No, Starling Bank is not currently offering loans for personal account customers. You can compare a range of loans using our comparison table.
Starling Bank: 100% mobile banking
No branches, no fees, no paperwork. Get a smarter kind of bank account with the Best British Bank 2020 – all in under 3 minutes!
Is Starling Bank any good?
If you’re already firmly entrenched in the Starling ecosystem and enjoy visibility of your spending in real time via the app, you won’t be surprised that Starling also offers super-convenient options for borrowing.
For those new to Starling, it describes itself as a “tech business with a banking licence”. Customers are given a current account, a Mastercard debit card and a mobile app to track it. The app is a lot smarter than most banking apps and gives you all sorts of insights into your spending. Check out our full review of the app to find out more.
Does Starling do a credit check?
When you apply for a current account with Starling Bank, it’ll perform a “soft” credit check to inform its decision and determine if it can offer you an overdraft and/or loan. This check will be visible to you but not to other financial institutions.
Then, if you decide to activate the overdraft, Starling will run a “hard” credit check, which will leave a footprint on your credit file and has a small, but usually short-lived, negative impact on your credit score.
Starling Bank customer reviews
Customers in Finder’s 2021 customer satisfaction survey were mostly positive about Starling Bank, and it received a rating of 4.5 stars out of 5. Also, 79% of Starling Bank customers said they would recommend the brand to a friend.
Customer support information
You can get in contact with Starling Bank via email at help@starlingbank.com or through the Starling app for existing customers.
Frequently asked questions
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