MBNA Limited Long 0% Money Transfer Credit Card Mastercard review April 2019

MBNA Limited Long 0% Money Transfer Credit Card Mastercard

Enjoy an interest-free period on funds that you transfer from this card to other accounts.

Money transfer credit cards give you flexibility that most cards don’t – effectively acting like a flexible loan (or loans) that you can draw down to your nominated account when it suits you. And in the case of this card, it’s an interest-free loan – for an introductory period at least.

Unlike the vast majority of loans, you will incur a transfer fee when you send money from your card to an account. Although the transfer fee is reduced for a short introductory period, after this period, for larger sums, it could get a bit painful.

Key features at a glance

Compare money transfer credit cards

Updated April 22nd, 2019

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Name	Product	Money transfers	Money transfer fee	Purchases	Rep. APR		Incentive	Representative example
Tesco Bank Clubcard Credit Card for 28 Months Balance Transfer Mastercard		0% for 28 months reverting to 21.814%	3.99% (min. £3)	0% for 3 months reverting to 19.944%	19.9%	More Info	1 point per £4 spent (£4 minimum) in Tesco and 1 point per £8 spent (£8 minimum) outside Tesco. Must have available credit to earn points. Points are converted to Tesco vouchers or can be exchanged for Partner rewards to receive money off a variety of restaurants, entertainment or Avios points.	Representative example: When you spend £1,200 at a purchase rate of 19.944% (variable) p.a., your representative rate is 19.9% APR (variable).	Compare	loading Fetching your data...
Tesco Bank Clubcard Credit Card for 28 Months Money Transfer Mastercard		0% for 28 months reverting to 21.814%	3.94% for 28 months reverting to 3.99% (min. £3)	0% for 3 months reverting to 19.944%	19.9%	More Info	1 point per £4 spent (£4 minimum) in Tesco and 1 point per £8 spent (£8 minimum) outside Tesco. Must have available credit to earn points. Points are converted to Tesco vouchers or can be exchanged for Partner rewards to receive money off a variety of restaurants, entertainment or Avios points.	Representative example: When you spend £1,200 at a purchase rate of 19.944% (variable) p.a., your representative rate is 19.9% APR (variable).	Compare	loading Fetching your data...
MBNA Limited Long 0% Money Transfer Credit Card Mastercard		0% for 28 months reverting to 23.93%	2.99% for 28 months reverting to 5%	19.93%	19.9%	More Info		Representative example: When you spend £1,200 at a purchase rate of 19.93% (variable) p.a., your representative rate is 19.9% APR (variable).	Compare	loading Fetching your data...
Virgin Money 23 Month All Round Credit Card Mastercard		0% for 23 months reverting to 23.9%	4% for 23 months reverting to 5%	0% for 23 months reverting to 21.9%	21.9%	More Info		Representative example: When you spend £1,200 at a purchase rate of 21.9% (variable) p.a., your representative rate is 21.9% APR (variable).	Compare	loading Fetching your data...
Virgin Money 28 Month Balance Transfer Credit Card Mastercard		0% for 20 months reverting to 23.9%	4% for 20 months reverting to 5%	0% for 3 months reverting to 21.9%	21.9%	More Info		Representative example: When you spend £1,200 at a purchase rate of 21.9% (variable) p.a., your representative rate is 21.9% APR (variable).	Compare	loading Fetching your data...
Virgin Money 20 Month All Round Credit Card Mastercard		0% for 20 months reverting to 23.9%	4% for 20 months reverting to 5%	0% for 20 months reverting to 23.9%	23.9%	More Info		Representative example: When you spend £1,200 at a purchase rate of 23.9% (variable) p.a., your representative rate is 23.9% APR (variable).	Compare	loading Fetching your data...
Virgin Money 24 Month Balance Transfer Credit Card Mastercard		0% for 18 months reverting to 23.9%	4% for 18 months reverting to 5%	0% for 3 months reverting to 23.9%	23.9%	More Info		Representative example: When you spend £1,200 at a purchase rate of 23.9% (variable) p.a., your representative rate is 23.9% APR (variable).	Compare	loading Fetching your data...
Virgin Money 16 Month All Round Credit Card Mastercard		0% for 16 months reverting to 27.9%	4% for 16 months reverting to 5%	0% for 16 months reverting to 27.9%	27.9%	More Info		Representative example: When you spend £1,200 at a purchase rate of 27.9% (variable) p.a., your representative rate is 27.9% APR (variable).	Compare	loading Fetching your data...
Tesco Bank 15 Month All Round Clubcard Credit Card Mastercard		0% for 15 months reverting to 21.814%	3.94% for 15 months reverting to 3.99% (min. £3)	0% for 15 months reverting to 19.944%	19.9%	More Info	1 point per £4 spent (£4 minimum) in Tesco and 1 point per £8 spent (£8 minimum) outside Tesco. Must have available credit to earn points. Points are converted to Tesco vouchers or can be exchanged for Partner rewards to receive money off a variety of restaurants, entertainment or Avios points.	Representative example: When you spend £1,200 at a purchase rate of 19.944% (variable) p.a., your representative rate is 19.9% APR (variable).	Compare	loading Fetching your data...
Tesco Bank Clubcard 20 Month 0% Balance Transfer Fee Mastercard		0% for 12 months reverting to 21.814%	3.99%	19.944%	19.9%	More Info	1 point per £4 spent (£4 minimum) in Tesco and 1 point per £8 spent (£8 minimum) outside Tesco. Must have available credit to earn points. Points are converted to Tesco vouchers or can be exchanged for Partner rewards to receive money off a variety of restaurants, entertainment or Avios points.	Representative example: When you spend £1,200 at a purchase rate of 19.944% (variable) p.a., your representative rate is 19.9% APR (variable).	Compare	loading Fetching your data...
MBNA Limited 0% Transfer and Purchase Credit Card Mastercard		0% for 12 months reverting to 20.93%	4% for 12 months reverting to 5%	0% for 27 months reverting to 20.93%	20.9%	More Info		Representative example: When you spend £1,200 at a purchase rate of 20.93% (variable) p.a., your representative rate is 20.9% APR (variable).	Compare	loading Fetching your data...
Capital One Balance Transfer Mastercard		0% for 12 months reverting to 24.93%	2.9%	0% for 3 months reverting to 24.93%	24.9%	More Info		Representative example: When you spend £1,200 at a purchase rate of 24.93% (variable) p.a., your representative rate is 24.9% APR (variable).	Compare	loading Fetching your data...
Tesco Bank 12 Month All Round Clubcard Credit Card Mastercard		0% for 12 months reverting to 21.814%	3.94% for 12 months reverting to 3.99% (min. £3)	0% for 12 months reverting to 19.944%	19.9%	More Info	1 point per £4 spent (£4 minimum) in Tesco and 1 point per £8 spent (£8 minimum) outside Tesco. Must have available credit to earn points. Points are converted to Tesco vouchers or can be exchanged for Partner rewards to receive money off a variety of restaurants, entertainment or Avios points.	Representative example: When you spend £1,200 at a purchase rate of 19.944% (variable) p.a., your representative rate is 19.9% APR (variable).	Compare	loading Fetching your data...
Virgin Money 12 Month Travel Credit Card Mastercard		0% for 12 months reverting to 23.9%	4% for 12 months reverting to 5%	0% for 12 months reverting to 21.9%	21.9%	More Info		Representative example: When you spend £1,200 at a purchase rate of 21.9% (variable) p.a., your representative rate is 21.9% APR (variable).	Compare	loading Fetching your data...
Virgin Money 20 Month Balance Transfer Credit Card Mastercard		0% for 12 months reverting to 27.9%	4% for 12 months reverting to 5%	0% for 3 months reverting to 27.9%	27.9%	More Info		Representative example: When you spend £1,200 at a purchase rate of 27.9% (variable) p.a., your representative rate is 27.9% APR (variable).	Compare	loading Fetching your data...
MBNA Limited Long 0% Balance Transfer Mastercard		0% for 12 months reverting to 23.93%	4% for 12 months reverting to 5%	19.93%	19.9%	More Info		Representative example: When you spend £1,200 at a purchase rate of 19.93% (variable) p.a., your representative rate is 19.9% APR (variable).	Compare	loading Fetching your data...
Virgin Money 20 Month Purchase Credit Card Mastercard		0% for 12 months reverting to 23.9%	4% for 12 months reverting to 5%	0% for 20 months reverting to 21.9%	21.9%	More Info		Representative example: When you spend £1,200 at a purchase rate of 21.9% (variable) p.a., your representative rate is 21.9% APR (variable).	Compare	loading Fetching your data...
Virgin Money Virgin Atlantic Reward Credit Card		0% for 6 months reverting to 22.9%	3% for 6 months reverting to 5%	22.9%	22.9%	More Info	Earn 5,000 bonus miles with your first card purchase made within 90 days of account opening. Earn 0.75 Flying Club miles for every £1 spend. Spend £20K a year on your card and choose an extra benefit - an upgrade to premium, or a Companion ticket. Double miles when you spend directly with Virgin Atlantic and Virgin Holidays through the contact centre and online.	Representative example: When you spend £1,200 at a purchase rate of 22.9% (variable) p.a., your representative rate is 22.9% APR (variable).	Compare	loading Fetching your data...
Virgin Money Virgin Atlantic Reward Plus Credit Card		0% for 6 months reverting to 22.9%	3% for 6 months reverting to 5%	22.9%	63.9%	More Info	Earn 15,000 bonus miles with your first card purchase made within 90 days of account opening. Earn 1.5 Flying Club miles for every £1 spend. Spend £10K a year on your card and choose an extra benefit - an upgrade to premium, or a Companion ticket. Double miles when you spend directly with Virgin Atlantic and Virgin Holidays through the contact centre and online.	Representative example: When you spend £1,200 at a purchase rate of 22.9% (variable) p.a. with a fee of £160 per annum, your representative rate is 63.9% APR (variable).	Compare	loading Fetching your data...
Tesco Bank Clubcard Credit Card 26 Month for Purchases Mastercard		0% for 3 months reverting to 21.814%	3.94% for 3 months reverting to 3.99% (min. £3)	0% for 26 months reverting to 19.944%	19.9%	More Info	1 point per £4 spent (£4 minimum) in Tesco and 1 point per £8 spent (£8 minimum) outside Tesco. Must have available credit to earn points. Points are converted to Tesco vouchers or can be exchanged for Partner rewards to receive money off a variety of restaurants, entertainment or Avios points.	Representative example: When you spend £1,200 at a purchase rate of 19.944% (variable) p.a., your representative rate is 19.9% APR (variable).	Compare	loading Fetching your data...
Tesco Bank Clubcard Credit Card with Low APR Mastercard		0% for 1 months reverting to 6.054%	3.94% for 1 months reverting to 3.99% (min. £3)	0% for 1 months reverting to 5.94%	5.9%	More Info	1 point per £4 spent (£4 minimum) in Tesco and 1 point per £8 spent (£8 minimum) outside Tesco. Must have available credit to earn points. Points are converted to Tesco vouchers or can be exchanged for Partner rewards to receive money off a variety of restaurants, entertainment or Avios points.	Representative example: When you spend £1,200 at a purchase rate of 5.94% (variable) p.a., your representative rate is 5.9% APR (variable).	Compare	loading Fetching your data...

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Repayment options

When it comes to repayments, you can make manual repayments online or over the phone (0345 606 2062), or alternatively set up a direct debit. A direct debit is a great idea because it protects you from forgetting to make a repayment and either damaging your credit score, getting hit with a penalty fee or losing any promotional rates as a result. You can arrange a direct debit for repayments when you apply for the credit card. The table below shows the options available.

Choose from the following direct debit options for your monthly repayments:

How to apply for the MBNA Limited Long 0% Money Transfer Credit Card Mastercard

If you’ve compared cards and want to apply, completing the secure online application form takes about 15 minutes. Before you apply, check that you meet the eligibility requirements and have the information and documents you’ll need to make the process as straightforward as possible.