Late repayments can cause you serious money problems. See our debt help guides.
Loan companies like Zopa
Since starting out in 2005, Zopa has become one of the biggest names in peer-to-peer lending, but it's no longer alone in this space.
Important: As of 2021, Zopa is no longer in the P2P lending space, but they are still offering personal loans. You can still use this page to find and compare other P2P and personal loan lenders.
Alternatives to Zopa
| Company | Description | Example Loan | |
|---|---|---|---|
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Borrow £1,000 to £25,000 over terms from 12 months to 60 months. Soft search facility means that checking your rates won't affect your credit score. FCA firm registration number: 722768. | Representative example: Borrow £7,500 over 36 months at a rate of 18% p.a. (fixed) with £440.00 fees. Representative APR 22.9% and total payable £10,144.52 in monthly repayments of £281.79. | Check eligibility |
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Borrow £5,000 to £25,000 over terms from 12 months to 60 months. Soft search facility means that checking your rates won’t affect your credit score. FCA firm registration number: 723151. | Representative APR 9.9%. The rate you are offered depends on your personal circumstances, the loan amount and the repayment term, and may differ from the Representative APR. | Check eligibility |
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Borrow £500 to £35,000 over terms from 12 to 60 months. Soft search facility means that checking your rates won’t affect your credit score. FCA firm registration number: 722768. | Representative example: Borrow £5,000 over 1 year at a rate of 3.9% p.a. (fixed) with no fee. Representative APR 3.9% and total payable £5,195.00 in monthly repayments of £432.92. | Check eligibility |
What is Zopa?
Zopa’s online platform matches investors looking to earn bank-beating interest with borrowers looking to pay as little as possible on a loan. By cutting out the overheads associated with a traditional high street bank, Zopa aims to offer better rates to its customers.
Compare personal loan costs from a range of lenders
Before you take out a personal loan, it’s smart to read up and shop around. You can use the cost estimating tool below to see how much you’d be likely to pay for the loan that you have in mind from a range of popular lenders:
Table: sorted by representative APR, promoted deals first
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With no guarantor
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With a guarantor
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With a guarantor who is a homeowner
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Please note: You should always refer to your loan agreement for exact repayment amounts as they may vary from our results.
Late repayments can cause you serious money problems. See our debt help guides.
We show offers we can track - that's not every product on the market...yet. Unless we've said otherwise, products are in no particular order. The terms "best", "top", "cheap" (and variations of these) aren't ratings, though we always explain what's great about a product when we highlight it. This is subject to our terms of use. When you make major financial decisions, consider getting independent financial advice. Always consider your own circumstances when you compare products so you get what's right for you. Most of the data in Finder's comparison tables has the source: Moneyfacts Group PLC. In other cases, Finder has sourced data directly from providers.
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