Loans for gaming laptops
Worried about affording a gaming laptop? A loan is one option. Read our guide to find the best way to finance a new gaming laptop.
Whether it’s life simulation games or sports gaming that you are interested in, gaming laptops allow you to skip loading screens and poor graphics. However, they’re more expensive that standard laptops, on average.
If you decide you want a gaming laptop but are worried about the expense, a personal loan may help you spread out the cost over a fixed period. Before you dip your toe in the expansive pool of PC gaming, check out our guide to finding the best way to finance your purchase.
Compare personal loans
How can I finance a new gaming laptop?
For your new purchase, there are several options available to help you to afford it.
Key features of personal loans at a quick glance
How should I compare different loans for a gaming laptop?
When comparing loans for your gaming laptop, focus on the important characteristics of each loan. We’ve listed several features for you to consider.
Am I eligible for a personal loan?
You should only apply for a personal loan to finance your new gaming laptop if you are positive that you can meet the repayment terms. If not, you will likely face additional costs and it may impact your credit rating.
To apply for a personal loan, you will need to meet the following criteria:
- You are over the age of 18
- You will be no older than 70 when the loan term finishes
- You have been a UK resident for over 3 years
- You have a regular income above £12,000
- If you are self-employed, you have been so for over 2 years
- You must have a good credit rating, with no history of bankruptcy or county court judgement
- You hold a UK bank or building society account that is able to pay direct debits
How can I apply for a loan?
If you have decided that a provider’s loan is right for you, simply fill in the application form for the loan via their website. You will need proof of the following:
- Your ID
- Your address details for the past 3 years.
- Your current income and employment details in the form of payslips and bank statements.
The bottom line
If you want a new gaming laptop but can’t stump up the cost upfront, a personal loan could help you fork up the cash and spread your costs over a fixed period. Whether you opt for a personal loan, a finance scheme or a credit card, make sure you pick the option that is right for you and your income.
Frequently asked questions
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