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If you’ve recently been in a car accident, your first concern might be getting car repairs paid so you can get back to everyday life.
But in some cases, when it comes to making a claim it might be better to wait.
In the UK claims can be made up to three years after the accident occurred, although this can vary from provider to provider.
Generally speaking, filing a claim as soon after an accident as possible helps your insurer to pay all the bills and expenses from your accident more quickly. Claims take time to process, so the sooner you file, the sooner you’ll probably see a reimbursement or payment from your provider.
It’s worth weighing up the pros and cons of waiting to file.
If your vehicle is damaged in a car accident, it can take weeks or even months to assess the true cost of fixing what’s wrong.
Waiting before filing your claim with your insurer might help you get the coverage you’ll ultimately need. For more information on everything to do with auto coverage, you can read our comprehensive guide to car insurance.
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