How to buy XRP in the UK

As of 21 June at 13:44, XRP has fallen 1.99% from $0.50 over 24 hours. Learn how to buy XRP.

Don't invest unless you're prepared to lose all the money you invest. This is a high-risk investment and you should not expect to be protected if something goes wrong. Take 2 mins to learn more.

XRP (XRP) is a cryptoasset that currently ranks as the 8th largest by market cap (that's the total value of XRP in circulation – $27.1 billion).

Like all cryptoassets, it's highly volatile, and capable of major price swings in a single day. As of 21 June, XRP is trading for $0.49 (£0.39), a decrease of 1.99% against $0.50 24 hours earlier. Over the past year, XRP's price has seen a decrease of 0.64%.

How to buy XRP in 4 steps

  1. Compare crypto exchanges
    The easiest way to buy XRP is from a cryptocurrency exchange. Comparing in the table below lets you find one with the features you want such as low fees, ease of use or 24-hour customer support.
  2. Create an account
    To create an account on an exchange, you will need to verify your email address and identity. Have some photo ID and your phone ready.
  3. Make a deposit
    Once verified, you can deposit funds using the payment method that best suits you – cryptocurrency, bank and card payments are widely accepted.
  4. Buy XRP
    You can now exchange your funds for XRP. On easier-to-use exchanges, this is as simple as entering the amount you want to purchase and clicking "Buy". If you like, you can now withdraw your XRP to your personal wallet.

The whole process can take as little as 15 minutes and all you'll need is a smartphone or computer, an internet connection, photo identification and a means of payment.

Best for beginners

Go to site
Capital at risk. T&Cs apply.
  • Copy trading features
  • Well-trusted exchange
  • Tiered membership options

Best for overall exchange

Finder Award
Go to site
Capital at risk. T&Cs apply.
  • Large selection of cryptocurrencies
  • Low fees for active traders
  • Pleasant UI for new traders

Best for debit card

Go to site
Capital at risk. T&Cs apply.
  • No fiat deposit/withdrawal fees
  • Expansive list of digital assets
  • Available in 184+ countries

Where to buy XRP

Find an exchange to buy, sell and trade XRP by comparing deposit methods, supported fiat currencies and fees. Select "Go to site" to sign up directly with the exchange.

1 - 5 of 6
Name Product Finder Score FCA-registered Minimum deposit Cryptocurrencies Offer
eToro UK Cryptoasset Investing
4.0
★★★★★
$100

76

Kraken Cryptocurrency Exchange
4.0
★★★★★
£1

238

Uphold - Digital Asset Platform
3.5
★★★★★
£10

214

CoinJar Cryptocurrency Exchange
4.5
★★★★★
£10

63

Coinpass Cryptocurrency Exchange
Not rated yet
£10

13

Disclaimer: Star ratings are only displayed for products with 10 or more reviews.
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These exchanges cover a wide range of cryptocurrencies, but we can’t guarantee they’ll all offer this coin.

Is it a good time to buy XRP?

Only you can make the decision about when is the best time to buy XRP. However, here are some things to consider as part of your research.

Take a look at the fundamentals of XRP. What type of coin is it? Utility, payment or governance token etc? How large is its market cap? How many coins are in circulation? All this will help you to understand how XRP works and how much risk is involved.

Also consider how has performed so far. Our charts below show you XRP's performance over time as well as its all time high.

Recent XRP developments

2 November, 2023: The price of XRP is up 19% over the past month, after concluding Ripple’s case with the SEC and a market wide uplift led by Bitcoin
19, October, 2023: The SEC dismissed all remaining charges against Ripple CEO Brad Garlinghouse and Executive Chairman Chris Larsen.
October 3, 2023: After announcing on September 12 that it would acquire crypto-payments firm, Fortress Trust, Ripple has cancelled the deal following an approximately $15 million hack of Fortress.
1 September, 2023: The SEC announces plans to appeal a landmark ruling in its case against Ripple, in which a judge sided with Ripple against the SEC.

Where could XRP's price be heading?

Finder's panel expects the XRP price to trade as high as $0.90 by the end of December 2022 from the current price of $0.53. However, should XRP lose its case with the SEC the panel expects its value to drop to $0.24. Unfortunately for investors, we won't know the outcome of the case until 2023.

Looking further down the road, the panel estimates XRP's value to hit $3.81 by the end of 2025 if XRP wins the lawsuit or $0.98 if it doesn't win.

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XRP to USD and GBP calculator

Our calculator works out how much XRP would be worth in USD and GBP, depending on how much you hold or are looking to purchase.

XRP price last updated 21 June 2024, 01:06 UTC.

XRP
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*Cryptocurrencies aren't regulated in the UK and there's no protection from the Financial Ombudsman or the Financial Services Compensation Scheme. Your capital is at risk. Capital gains tax on profits may apply.

Cryptocurrencies are speculative and investing in them involves significant risks - they're highly volatile, vulnerable to hacking and sensitive to secondary activity. The value of investments can fall as well as rise and you may get back less than you invested. Past performance is no guarantee of future results. This content shouldn't be interpreted as a recommendation to invest. Before you invest, you should get advice and decide whether the potential return outweighs the risks. Finder, or the author, may have holdings in the cryptocurrencies discussed.

*Cryptocurrencies aren't regulated in the UK and there's no protection from the Financial Ombudsman or the Financial Services Compensation Scheme. Your capital is at risk. Capital gains tax on profits may apply.

Cryptocurrencies are speculative and investing in them involves significant risks - they're highly volatile, vulnerable to hacking and sensitive to secondary activity. The value of investments can fall as well as rise and you may get back less than you invested. Past performance is no guarantee of future results. This content shouldn't be interpreted as a recommendation to invest. Before you invest, you should get advice and decide whether the potential return outweighs the risks. Finder, or the author, may have holdings in the cryptocurrencies discussed.

Written by

James Edwards

James Edwards was the global cryptocurrency editor at Finder. He coordinates a distributed team of journalists to help further Finder's mission of helping people make better financial decisions. He has been using Bitcoin since 2013 and began working in the industry in 2017. He takes pride in boiling down complex topics into language his parents can understand. His expertise has seen him called on to report at events such as TechCrunch Disrupt, CoinDesk Consensus and IBM Think and has coordinated a vast number of high-profile interviews with the industry's brightest minds. He is a regular contributor to Nasdaq, The Street and is frequently called upon for market commentary in Australia and abroad. See full profile

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